Check out an Overview of CPS's Parnters in Processing Program offering Bankcard Agents and POS System Consultants the most comprehensive product line and competitive compensation program on the market

1. Partners in Processing Program
Product Overview

2. Our Vision
The Point of Sale is the Point of Profit
For
Our Merchants and Our Partners

3. CPS Partner Sales Program
POS and Payments Industry Overview
CPS Payments Overview
CPS Payments Solutions
CPS POS Solutions
CPS Partner Program
Compensation Plan
Training
Marketing Support

4. Industry Overview
• The Merchant Services Industry
– Who is our potential customer(All Businesses)
• Retail, Restaurants, Hotels, Service Industries, Supermarkets, Fuel/C-Store, Auto Repair etc
• Emerging Markets
– Government
– Healthcare
– Educational
– Legal
– Mobile
– Internet
– What do we do(We allow merchants to process electronic payments)
• Credit and Debit Cards, Checks, Gift and Loyalty Card Solutions
– We provide the equipment to deliver the payments
– POS Terminals and Software
– E-Commerce Gateways
– Integrated POS Systems
– Mobile Payment Systems
– How do we make money
• Discount Fees- % Rate per transaction over cost (interchange)
• Item Fees-$.00 per transaction over cost
• HW/SW Sales and Leases

5. Emerging Trends
• EMV-Smart Card Initiative
– Oct 2015 Deadline for POS Equipment to support both Mag Stripe
Cards and Chip and Pin Solutions
• Mobile Payments
– Mobile Merchant Payments-IOS and Android Smartphone and Tablet
POS and Payment Apps
– Mobile Wallets(NFC)-Google Wallet and IPhone 6 (Apple Wallet)
– Payment Aggregators-Square, Paypal, Amazon
• E-Commerce
– Internet Shopping
– Online Bill Payment
– Mobile Commerce
• Integrated Systems
– Cloud Based POS
– ERP and Accounting Systems

6. • Two Major Processing Platforms
– TSYS-Harris Bank with 9PM ET Next Day Funding Cutoff
– First Data-Wells Fargo Bank with 6PM Eastern cutoff time
• High Risk Direct Solutions
– Domestic with Harris and Deutsche Bank Solutions
– Offshore with SuitePay and Pay On
• PCI and EMV Compliant Terminals and Equipment
• Over 2000 3rd
Party VAR Solutions Certified
• Full Suite of Payment Services
– Credit/Debit Card Processing(First Data/TSYS/)
– Electronic Check Processing(Sage)
– Gift and Loyalty Card Solutions(Sage)
– Merchant Funding Solutions(4-6 Funding Sources)
– High Risk Solutions (3-4 Solutions both Domestic and Offshore)
CPS Payment Solutions-

7. CPS Payments Overview
• Full Sales and Marketing Support for all Account Executives
– Online Agent Portal and CRM
– Dedicated Sales Manager
– Web Based Training
– Custom Proposals and Quotes for your Merchants
– In house Sales and Tech Support
– Full Marketing Materials and Sales Kit
• In House Agent/ISO Support
• Processor Based Merchant Support (24/7)
• Fast Funding-24 and 48 Hour Solutions-requires platform and credit approval
Our Difference: We offer not only the lowest processing rates, but we also
introduce solutions that will grow your business by attracting and retaining
more customers.

8. CPS Payment Solutions
• Credit and Debit Card Processing
– Primary Income Generator (.50-.60%)
• TSYS and First Data Flex Plan
– 80% Split over Interchange + .03 tran
– 60% Split over Interchange + .03 tran and $400.00 Bonus
– 50% Split over Interchange + .03 tran and $500.00 Bonus
– Place Free Terminal with $100 Bonus Reduction
– 24 and 48 Hour Funding Options
• TSYS-9PM Eastern Next Day Funding Cutoff Time
• First Data-6PM Eastern Next Day Funding Option
– Tiered and Cost Plus Pricing Options
– 2 Major Programs with Separate Merchant Agreements
• TSYS and Harris Bank
• First Data and Wells Fargo Bank
– High Risk Processing (Adult/Travel etc) 50% Split Only on Net Revenue
• Domestic(Harris and Deutsche Bank Options)
• Offshore (Pay On and SuitePay)

9. CPS Payment Solutions
• Stored Value Cards-(Gift and Loyalty)
• Powered by Sage EFT
– Gift Cards
• Prepaid Sales
• Billboard in Customer Wallet
• Increase Sales and Avg Ticket
– Loyalty Cards
• Frequent Shopper/Diner Card
• No More Punch Paper Tickets
• Targeted Customer Tracking and Marketing
• Increase Visits and Avg Sale
• Electronic Check Processing
• Powered by Sage EFT
– Process Checks like Credit Cards
– Scan Check, Get Approval, Check is Captured
– Return Cancelled Check To Customer
– Deposit Checks Electronically
– Checks are Guaranteed for NSF, Stop Payment etc

10. • Merchant Cash Advance Solutions (Loans against Future Credit Card Deposits)
• 4-8% Commissions depending on Funding Source and Factors
• Short Term Working Capital Solution for Retail, Restaurant and Service Merchants
• Difficult to get Bank Loans(requires 5 years in business and good personal credit or equity)
• Leverage Future Credit Card Sales to get working capital today
• Example: Merchant Processes 20K a month qualifies for a 20K Advance
• Payback is 27K with a 22% deduction from daily credit card receipts to payback advance
• Advance is paid off at the rate of sales volume-no fixed payments, no invoices
• Very Popular Financing Tool, over 80% of merchants renew for a new Advance
• Both Standard Credit Card Cash Advance as well as ACH Payback Loans
• Standard Factors
• 3 Month Turn 1.25
• 6 Month Turn 1.35
• 9 Month Turn 1.45
• 12 Month Turn 1.55
• Need 4 months bank and processing statements with application
CPS Value Added Services

11. Now Available Intuit Payroll Solutions
Note: All Marketing and Boarding Info in Zoho
• Offer a Total Suite of Business Services with
Payment and Payroll Processing
• Build a New Revenue Stream
– Payroll Commissions are 20% Split on Total Fee Revenue
Received
– Great Pricing only 99/month + 2.00/employee per month
– Introductory Offer-only $59/month for First Year
– Run Unlimited Payrolls per Month
• Utilize Our POS Solutions to export Timekeeping
Data to Intuit Payroll
– Clover
– Aptito
– Synch Options with Quickbooks Online and Desktop
• Single Source Bundled Payroll Solution
– Payroll, Tax and Deduction Calculations
– Electronic or Paper Check Deposits
– Full Payroll Tax Reporting and Filing
– Web Based Payroll Data Entry
– Optional Import of .csv file data from POS
– Tip Credit Reporting, Workers Comp Reporting
– Quarterly and Annual Reports
– W2’s Printed and Filed

12. CPS POS Solutions
• CPS processes on 2 major front end networks (First Data,TSYS)
– Connectivity to all major POS Terminals, Software and Payment Apps
• Over 3000 3rd
Party Applications Supported
• Dialup and IP Enabled POS Terminals
• Mobile Payment Solutions on Smartphone and Tablets
• Virtual Browser Based Payment Solutions
• Internet Gateways and Shopping Carts
• Integrated Tablet or PC Based Point of Sale Systems
• Support for Fuel, Fleet and Supermarket Applications (First Data)
• CPS requires all certified equipment to be PCI Compliant(Secure) and POS equipment to
have EMV upgradeability.
– 30-50% of the Time we will simply reprogram the merchants existing POS equipment or software.
– 50-70% of the Time we will sell or upgrade the merchants to new state of the art PCI Compliant and
EMV Certified POS Equipments, this represents a Hardware or Software Sale.
• Equipment commissions are paid out at 80% of the margin above costs along with
any shipping or deployment fees.

13. CPS POS Terminals
• EMV/NFC Compatible Terminals
– Verifone VX 520 (TSYS-First Data)
• Free Placement Option
• EMV/NFC Compatible
• Dual Comm
• Multi App/Multi Mid
– Clover Mini (First Data Only)
• Innovative Smart Terminal Option
• Android Multi App Terminal
• Part of Clover Suite
• EMV/NFC
• Clover Standard Payment Apps
• Clover Pro POS Apps

14. CPS Free Terminal Program
• Free Terminal Placement on All Approved Accounts
• Verifone VX 520 Terminal
– EMV/NFC Compatible
– Apple Pay Compatible
– Android Pay Compatible
– Internet and Dial Up Comm
– Optional Peripherals
• Pin Pad
• Check Reader

15. CPS-IPAD Based POS System
Aptito-Hospitality and Retail POS on the IPAD: www.aptito.com

16. Hospitality and Retail POS on the IPAD
www.aptito.com
• #1 Rated Hospitallity POS on the IPAD-for value
ease of use and features-EMV Terminal included
• Complete System-Front and Back of House,
Order Entry, Timekeeping, Payments, Customer
Tracking and Inventory
• Table Service, Bar and Nightclub and QSR
Environments
• Integrated Delivery and Reservations Module
• Retail POS Module (IOS and Android)
• Use IPADS, IPHONES and IPODS for POS and
Order Entry and Payment
• Compete against Micros, Aloha, and others
• Full Programming, Deployment and Support
• Check it out at: www.aptito.com
• Full Service 3 Year Placement Program
– Retail System $59.00 month per terminal
– Restaurant System $79.00 month per terminal
– Scanner: $10.00 month each
– Remote Printer $20.00 month each

17. Clover Suite Placement Program
www.clover.com

18. Clover Mini Terminal
• Sell for $495.00 each
– Earn $90.00 Commission
• Place for $19.95 month
– Earn $200.00 Commission
• #1 Selling Smart Terminal
– MSR/EMV/NFC Capability
– Pin Debit and EBT
– Wifi /3G/Ethernet
– Standard Payment Apps
– Optional POS Apps
– Integrates with Clover Web and
Apps Store

19. Clover Mobile Terminal
• Sell for $695.00
– Earn $160.00 Commission
• Place for $19.95 month
– Earn $200.00 Commission
• Innovative Mobile POS
– Wifi and 3G Wireless
– Optional Bluetooth Printer
– Optional Docking Station
– Integrated Scanner
– MSR/EMV/NFC
– Ideal for Pay at Table
– Ideal for Food Trucks
– Ideal for Mobile Merchants

20. Clover Station #1 Selling POS System
• Sell for $1495.00
– Earn $240.00 Commission
• Place for $69.95
– Earn $250.00 Commission
• Includes FD40 Pinpad and Customer
EMV/NFC Reader
• Requires Pro Software: $40.00 mo.
• Wifi, Ethernet and 3G Wireless
• Full POS Function for Retail QSR and
Restaurant Applications
• Optional Peripherals include Scanners,
Scales, Remote Printers
• Over 200 3rd
Party Apps for more functions
• Integrated Web Back Office with Inventory,
Labor and Customer Management

21. Clover To Go Mobile Payments
• Sell for $89.95 and $8.95 Month
• Place for $10.00 Month
• Includes Combo MSR/EMV Reader
• Integrated Smartphone App
• Android and IOS Capable
• Included MSR/EMV Reader
• Integrates with Clover Back Office

22. CPS Virtual Terminal/Gateway
CPS Secure Pay
•Low Cost Virtual Terminal
• 7/month + .07/tran
•E-Commerce Solution
• 40 Shopping Carts Supported
• Auth.Net Emulator
•Virtual Terminal
• Key Entry Transactions
• Recurring Billing
• Level II/III B2B Processing
• Card on File Processing
• E-Invoicing
•E-Check Capabilities
• Sage EFT Compatible
•Quickbooks Integration
• Direct Sync with Quickbooks
• Optional Export from Secure Pay
•CPS Mobile Pay
• Add on to Virtual Terminal

23. CPS Secure Pay Mobile
• I-Process Mobile Payment Solution
– Mag Stripe Reader: $49.00 Each
– Monthly Service Fee: $2.50 per device
• Requires Secure Pay Virtual Terminal Account
– Supports IOS and Android Devices
• Phones and Tablets
– Includes Web Based Reporting
– Includes POS Interface
• Tips
• Discounts
• Email Receipts
• Data Entry for Invoice or Customer # etc
– No High Risk or Square Rates-swiped processing starting at 1.59% vs. 2.79%

24. CPS Partner Program
• Compensation Plan
• TSYS/First Data Flex Plan-Interchange + .03
• Option 1-80% Split
• Option 2-60% Split + 400.00 Bonus
• Option 3-50% Split + 500.00 Bonus
• Place a Free VX520 for $100.00 Bonus Reduction
• Options 2 and 3 Only.
• Hardware/Software Commissions: 80% of Margin
• POS System Placements (Clover/Aptito) 150-300 per terminal.
• Intuit Payroll: 20% of Fee Revenue
• Merchant Funding: 80% of Funding Origination Commission
• Average: 6-9% of Total Cash Advance Amount

25. CPS Partner Program
Training
– Initial 2 Hour Welcome Call
• Held Bi-Weekly-10:30AM-12:30 PM
– Ongoing Sales Manager Support
• Weekly Product Training
• Monthly Product Calls
• One on One Sales Support
• Pricing and Proposal Assistance
• Closing Assistance

26. CPS Partner Program
• Sales and Marketing Support
– CPS-Zoho CRM System (Active Agents Only)
– Sales Central Portal-E-signature App, Online
Boarding, Online Portfolio Reporting
– CPS Lead Generation-(Active Agents Only)
• New Business Lists and Calls
• Vertical Market Lists and Calls
• Targeted E-Mail Marketing