Innovative solution to accept e-payments when door delivery happens.

1. CONFIDENTIAL
e-payment on delivery

2. CONFIDENTIAL
Who we are
• Mobile first payments business for real world transactions (physical stores
- Retail, Groceries, F&B, Wellness & COD)
• Proven service in Bangalore, Pune & NCR Region in the last 2 years
• Now a sister concern of ShopClues (Clues Network Pvt. Ltd.)
Momoe enables people to pay with their mobile when they eat, shop or
commute

3. CONFIDENTIAL
Momoe differentiators
• No additional hardware required for delivery FE - Feature phone sufficient
• Direct integration into FE smartphone app if required
• Low training effort for FE since payment is completed on customer’s phone
• Lower cash collection and handling charges for 3PL
• API based server-to-server integration with more than 20+ online merchants
• Customization possible according to 3PL workflow
• Single window tracking and reconciliation
• Frictionless payments on customer end - no need to download an app to transact
• Payment done using a web link on any browser, optimized for low data speeds
• No transaction limits or wallet restrictions
• Multi-mode payment instrument acceptance on Momoe – Cards, net-banking, wallets
• Integrations with cutting edge payment instruments – UPI, AEPS coming soon
• Strategic bank partnerships and intelligent switching to maximize transaction conversion
• PCI-DSS certified
• Conforming to RBI guidelines on payments
• Server platform is hosted on scalable Amazon cloud infrastructure
• Load balancers based distributed architecture to support growing clients and user base
• Secure platform controls to meet certification requirements
Easy Operations
Easy integrations
Scalability
Accept all ways
to pay
Happy Customer
Certifications

4. CONFIDENTIAL
Payment modes accepted on Momoe
• Momoe switches with payment aggregators and bank payment gateways based on
performance of gateway (success rate, velocity of transactions etc.)
• Momoe allows payments for over 50 banks
• Mobikwik, Airtel Money, HDFC PayZapp, PayU Money
• UPI, AEPS, PayTM, Freecharge, SBI Buddy, Oxigen, ICICI Pockets, Idea Money, Ola
Money, Jio Money
• As a strategy, Momoe will be neutral and will partner with all banks and wallets to ease
payments for their customers at Momoe merchants
Wallets
Net banking
Strategy
Others Coming
Soon
Credit and
debit cards

5. CONFIDENTIAL
REACH 3PL Solution: Logistics partner using Reach
panel and smartphone
Provided to the 3PL partner to
check the Payment status and
orders tracking based on various
parameters
Reconciliation Panel
Uploads the run
sheet on Shopclues
panel/ API
integration
3PL PARTNER
Clicks on the payment
link and completes
payment
Customer
Can resend Payment
link to customer and
can change the
number on which to
send the SMS through
his android app
Delivery Boy
Order delivered
done based on
payment
confirmation SMS
Delivery
Payment SMS
Sent to Customer
Payment confirmation
SMS received
Payment completion alert sent through server to 3PL Hub

6. CONFIDENTIAL
REACH 3PL Solution : Logistics partner using Reach
panel and feature phone
Provided to the 3PL partner to
check the Payment status and
orders tracking based on various
parameters
Reconciliation Panel
Uploads the run
sheet on shopclues
panel/ API
integration
3PL PARTNER
Clicks on the payment
link, can change delivery
boys phone number
through the link
itself
Customer
Goes to the customer and
asks to make the payment
through link in SMS
received
Delivery Boy
Order delivered done
based on payment
confirmation SMS
Delivery
Payment SMS
Send to
Customer
Payment confirmation
SMS received
Payment completion mail / SMS send to the 3PL Hub

7. CONFIDENTIAL
Thank You