3. www.concertosoft.com Confidential
• About Us
• Key Strengths
• Milestones
• Organisation Structure
• Line of Business
• Retail Payment Channels and Infrastructure
• Clients
Agenda
4. www.concertosoft.com Confidential
• Vision - To be a recognized center of excellence for e-payment solutions
• Founded in 2008 by payment system professionals
• Located in Mumbai, India
• Innovative Products and Solutions for e-payment
• Expertise in Card and Transaction Processing
• Technology partner to Banks and Processors
• 20+ Customers across Asia, Africa & Europe
About Us
6. www.concertosoft.com Confidential
Milestones
BASE24 Services
• ANZ, Bangalore
• Data1, Bangkok
• ACI Singapore
• Payment Express, Mauritius
2008 2009 2010 2011 2012 2013 2014
CUP interface developed for
mcheck, HK
Strategic Alliance with GFG
HDFC Bank wins best innovation
award for Green PIN project
AEPS interface developed to
enable Aadhar payments
Rupay interface developed for
Federal Bank
Veegah:
e-com PG live Softconnect, Mauritius
Tap n Go at QNB
1st MasterCard contactless
implementation in AsiaPac
Preferred partner of ACI
50+ employees
CAMS Developed for Securen
95+ employees
BASE24 services
• Al Rajhi Bank
• Qatar National Bank
ICICI Bank
ElectraCard POS
certification (VISA/MCI)
BASE24 Services
• ABSA, South Africa
• Monetique Tunisie
• Network International, Dubai
Rhythm
ATM monitoring tool at EPS
9. Consultancy
and
Software Services
Consultancy Services
Software Services
Testing Services
Software Product Support
On-site Technical
Support
• Switch enhancement support (BASE24, BASE24 eps, BPC,
ElectraCard)
• Switch upgrade support
• EMV implementation
• PRM Implementation (Fraud and Risk Management Tool)
• Load/Stress testing for BASE24 & PRM
• Golden Gate Implementation (Extractor and Replicator tool)
BASE24 to Electra
Card migration
ACI PRM version
upgrade & Stress testing
Preferred Partner for
BASE24 Enhanced
Support Program (ESP)
BASE24 to BPC
migration support
10. Consultancy
and
Software Services
Consultancy Services
Software Services
Testing Services
On-site Technical
Support
• To Architect Solutions
• To procure the right solutions
• To device the best implementation/integration approach
• To plan the capacity & performance
Software Product Support
11. Consultancy
and
Software Services
Consultancy Services
Software Services
Testing Services
Software Product Support
On-site Technical
Support
• Implementation & Enhancement of Products
• Migration of systems & database across platforms
• Design & Develop application on HP Nonstop Platform
• Design & Develop applications on Microsoft .Net, Java etc.
Tap & Go
Qatar National Bank
Rupay Interface
development and
testing
Green PIN
Biometric authentication
for ATM transactions
using Aadhar platform
12. Consultancy
and
Software Services
Consultancy Services
Software Services
Testing Services
Software Product Support
On-site Technical
Support
• Software Integration testing
• Functionality Testing
• Stress Testing for capacity assessment
• Security Assessment Testing
• Certifications with card associations
14. Consultancy
and
Software Services
Consultancy Services
Software Services
Testing Services
Software Product Support
On-site Technical
Support • Daily Monitoring & Maintenance of Software Solutions
• Support for daily operations
• Software Integration testing
• Functionality Testing
• Stress Testing for capacity assessment
• Security Assessment Testing
• Certifications with card associations
• Implementation & Enhancement of Products
• Migration of systems & database across platforms
• Design & Develop application on HP Nonstop Platform
• Design & Develop applications on Microsoft .Net, Java etc.
• To Architect Solutions
• To procure the right solutions
• To device the best implementation/integration approach
• To plan the capacity & performance
• Switch development & testing (BASE24, BASE24 eps, BPC,
Electracard)
• Switch upgrade support
• EMV implementation
• PRM Implementation (Fraud and Risk Management Tool)
• Load/Stress testing for BASE24 & PRM
• Golden Gate Implementation (Extractor and Replicator tool)
15. Software Distribution
and Support
Consultancy
and
Software Services
Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
Consultancy Services
Software Services
Testing Services
Software Product Support
On-site Technical
Support
16. Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
17. Salient Features
• Enterprise Payment Platform
• Support SSL/Moto/3D secure payment methods
• Supports VISA/ Master/Amex/Other Interchanges with multi
currency
• Support on-line DCC
• Merchant risk scoring and profiling
• Web based reporting and management console
• Support multiple channel
Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
18. Soft-Connect Ltd, Mauritius
• Licensing & implementation
• Support Services
• Multi-Institution environment
• 4000 Merchants
• Master/Visa cards supported
• Live since 2012
Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
19. SamaH: - system to reconcile card transactions
• Three way or four way reconciliation as per
requirement
• Modules available for ATM Cash reconciliation,
Visa, MasterCard (MDS,IPM) (issuer- acquirer),and
Domestic interchange
• Reports can be downloaded in Excel, PDF formats
• Cash Certificate for individual ATMs as per Bank
format
Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
20. Match & Reconcile
Reports
Bank host Switch
ATM (EJ)Recon Team
CBR
Cash Recon process
Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
21. Salient Features
• Advanced ATM monitoring and reporting tool that enables
Service Providers / Banks to effectively and efficiently manage
the uptime of ATMs for superior customer satisfaction
• Compatible across variety of switches.
• Provides complete insight of ATM Live, Down, malfunction,
Errors, Service and Resolution along with Pro-Active Analytics.
• Comprehensive reports
Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
• ATM monitoring of 21 PSU Banks
• Switch feed from multiple switch
22. Salient Features
• ATM site monitoring from centralised location
• Alerts
Software Solutions
CAMS
Central Alarm Monitoring
System for ATM sites
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
Vegaah
E Payment Gateway
Innovation in progress
23. Software Distribution
and Support
Consultancy
and
Software Services
Consultancy Services
Software Services
Testing Services
Software Product Support
On-site Technical
Support
Clear to Pay
Integrated Payment HUB,
Chargeback system
Integrated Research
Prognosis
Plus TI
GFG Group
Cadencie, Simfonie
FINsim
Spectrum Message Services
Interactive SMS
Software Solutions
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
CAMS
Central Alarm Monitoring
System for ATM sites
Vegaah
E Payment Gateway
Innovation in progress
24. Software Distribution
and Support
Clear to Pay
Integrated Payment HUB,
Chargeback system
Integrated Research
Prognosis
Plus TI
GFG Group
Cadencie, Simfonie
FINsim
Spectrum Message Services
Interactive SMS
GFG-Group, Australia
• Cadencie is a full-function, real-time, credit, debit, prepaid
and charge card management system.
• Simfonie is a proven, market-leading product which enables a
mobile phone to operate as a fully-mobile payment device
supporting a network-based virtual e-wallet
• FIMsim is an automated testing tool that allows full
simulation of ATM, POS, and interchange transactions.
25. Cadencie Core provides a strong foundation for the unique
capability of Cadencie to move Card management ‘back to the
business’ – providing the tools for the business to respond
quickly to market opportunities and reducing time to market
for new products and services.
Cadencie Issuing provides full online
and offline transaction processing and
all the functions expected of a fully–
integrated back office card processing
system – incorporating card
management, customer services,
authorisation, clearing and settlement,
billing statements, collections, and risk
management.
Cadencie Acquiring provides online
and offline realtime transaction
processing with full back office
support for credit, debit and other
forms of card payment – managing
the complete merchant life cycle
from account establishment through
to settlement.
GFG Group’s Card Brand – Cadencie™
Cadencie Payment Hub (Switch) provides real-time
transaction processing to Cadencie and secure connectivity
to Core Banking Systems (Debit account) and other Switch
networks, and the International schemes like Visa,
MasterCard, Amex, CUP, JCB etc using ISO8583 and
protocols.
26. Balance Enquiry
Person 2 Person
Last ’n’ Trans
G2P
Remittance Input
Cash In / Out
Payroll File
Card Issue
Top Up Own
Top Up Other
Merchant Initiated
Subscriber Initiated
Schedule BP
Adhoc / Free Form BP
Biller Balance Enquiry
Payment Reminders
Quote
Cross Border Transfer
Balance Enquiry
Funds Transfer
Last ’n’ Trans
Loyalty Merchant/Agent Management
Simfonie
Core
Product Purchase
Registration
E-Wallet Account
Bill Payment
Top Up
Mobile Banking
Remittance
Mobile Phone Transaction Services
27. Software Distribution
and Support
Clear to Pay
Integrated Payment HUB,
Chargeback system
Integrated Research
Prognosis
Plus TI
GFG Group
Cadencie, Simfonie
FINsim
Spectrum Message
Services
Interactive SMS
World Leading supplier of ‘payment service Hub’ to banks
and financial institutions. Based out of Brussels in Belgium
Provides a common payment service to transactions from
any channel viz. retail, corporate, cards gateway(ATM/POS),
Branches, Mobile etc.
28. Software Distribution
and Support
Clear to Pay
Integrated Payment HUB,
Chargeback system
Integrated Research
Prognosis
Plus TI
GFG Group
Cadencie, Simfonie
FINsim
Spectrum Message
Services
Interactive SMS
Prognosis is a comprehensive performance monitoring
diagnostic and reporting tool.
Real-time payments insight anytime anywhere
29. Software Distribution
and Support
Clear to Pay
Integrated Payment HUB,
Chargeback system
Integrated Research
Prognosis
Plus TI
GFG Group
Cadencie, Simfonie
FINsim
Spectrum Message
Services
MoneyGuard
MoneyGuard is an interactive mobile alerting and
Payments platform that provides a flexible interface
between mobile channels and transactional systems.
It can be used for transactional push as well as pull services
and use SMS, Email, mobile Browser, Voice, or applications
as delivery platform.
30. Software Distribution
and Support
Clear to Pay
Integrated Payment HUB,
Chargeback system
Integrated Research
Prognosis
Plus TI
GFG Group
Cadencie, Simfonie
FINsim
Spectrum Message
Services
Interactive SMS
Monitor Plus® has a comprehensive family of Fraud
Prevention and Control solutions.
Prevent Fraud in deposit accounts (Savings, Current)
Fraud prevention in Credit, Debit, Prepaid cards
Fraud prevention by Identity Theft control
Preventing Internal fraud
Prevent fraud in accounting
Web banking fraud detection
31. Software Distribution
and Support
Consultancy
and
Software Services
Consultancy Services
Software Services
Testing Services
Software Product Support
On-site Technical
Support
Clear to Pay
Integrated Payment HUB,
Chargeback system
Integrated Research
Prognosis
Plus TI
GFG Group
Cadencie, Simfonie
FINsim
Spectrum Message Services
Interactive SMS
Software Solutions
SamaH
Transaction Recon System
Rhythm
ATM Monitoring Tool
CAMS
Central Alarm Monitoring
System for ATM sites
Vegaah
E Payment Gateway
Innovation in progress
35. Thank you
Concerto Software & Systems Private Limited
311-313, Building 2(A3), Sector 1, Millennium Business Park, Mahape, Navi Mumbai -400 710
www.concertosoft.com
