10 Influential Leaders in the Legal World.pdf

Key Concepts &
Terminologies
The Comprehensive
Guide to the Legal
Landscape
Opportuni es &
Challenges
The Impact of Ar ﬁcial
Intelligence on the
Legal Profession

ContentsChampioning Jus ce and
Empowering Clients
26. Debra R. Schoenberg
A Lawyer’s Journey to ﬁnding her Passion
34. Dr. Tanvi Zahavi
Articles
Articles
Key Concepts & Terminologies
The Comprehensive Guide to the
Legal Landscape
Opportuni es & Challenges
The Impact of Ar ﬁcial Intelligence
on the Legal Profession
30.
22.
Transforming Greek Finance with a
Global Vision
16. Chris na Papanicolopoulou
38.
Visable
CxO

In an era marked by remarkable strides toward gender equality,
the legal world stands as a shining example of women
breaking barriers, shattering glass ceilings, and ascending to
positions of leadership and influence. It’s with great pride and
admiration that we present this feature, highlighting ten influential
women who have left an indelible mark on the legal profession.
The legal landscape, traditionally seen as a male-dominated realm,
is undergoing a dynamic transformation thanks to the unwavering
determination and exceptional talent of these extraordinary women.
Through their intellect, dedication, and tireless commitment to
justice, they have not only achieved personal success but have also
blazed a trail for countless others to follow.
This edition - Women in Charge - 10
Influential Leaders in the Legal World,
brings you the stories of women who have
risen to the highest echelons of the legal
world, serving as judges, attorneys,
advocates, and thought leaders. Their
experiences, challenges, and triumphs
provide invaluable insights into the
evolving legal industry and the critical
role of women within it.
From championing human rights and
social justice to pushing boundaries in
corporate law and reshaping legal
technology, the achievements of these ten
leaders serve as a testament to the boundless
potential that exists within the legal profession.
Their work extends far beyond individual
accomplishment; it touches the lives of countless individuals who
benefit from their commitment to fairness, equity, and the rule of
law.
As we delve into the stories of these influential women, we hope to
not only celebrate their achievements but also inspire the next
generation of legal professionals. Their journeys remind us that the
legal world is becoming more diverse, inclusive, and equitable with
each passing day and that women have a pivotal role to play in
shaping its future.
Have an inspiring read ahead!
Editor’s
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or centuries, the legal profession has been
Fknown for its rigid structures and
hierarchical systems. But as society
evolves, so too must the legal profession. A
new era is dawning in which clients for
legal services are requesting innovative
solutions and fresh approaches. For those at the forefront of
these developments, this shift is revolutionizing the legal
industry, resulting in tremendous benefits for clients and
attorneys alike.
Nicole Kalajian is one such attorney leading the charge in
this new era of legal practice. With a passion for
empowerment and direct engagement, Nicole is shaping a
new paradigm in which creativity and innovation are the
norms rather than the exceptions. As a Partner at Rimon
Law, a highly selective, full-service, global law firm,
Nicole is committed to providing consistent excellence,
teamwork, and innovation across five continents.
For Nicole, this philosophy is not just a business strategy –
it’s a way of life. She believes that every lawyer-client
relationship should work to align mutual values and goals.
Each client and team member is different – so too should be
the solutions. By fostering an environment of flexibility
and creativity, Nicole is fostering a more diverse, inclusive
legal industry that can better serve the needs of all clients.
But Kalajian’s impact extends beyond just her clients. She
is also a respected thought leader in the investment
management industry, regularly publishing articles and
speaking on panels about the latest trends and developments
in the field. Her insights and expertise are highly valued by
her peers, who look to Nicole for guidance on how to
navigate the ever-changing landscape of the investment
management industry.
Nicole Kalajian serves an instrumental role in creating a
bright new future for the legal sector. Her vision of
fostering a more flexible, innovative, and inclusive legal
profession seeks to better meet the needs of both clients and
practitioners by pushing for changes that are long over-due.
Nicole’s work has been applauded by a wide breadth of
participants and is gaining significant traction across the
legal industry, both domestically and internationally.
We sat down to talk to Nicole Kalajian, Partner at Rimon
Law and award-winning investment management attorney.
During her illustrious career, Ms. Kalajian has received
numerous accolades (i.e., too many to list here), including
receiving the Super Lawyers Rising Star award (for five
consecutive years) and being named one of the Top 50
Women Leaders in Law of 2022! But Nicole doesn’t want to
rest on her laurels. Instead, she strives to continually shape
a new era for the legal industry as a whole. One in which
attorneys are given the freedom to adapt their working
practices to their unique client needs, as well as their own
lives and passions.
The Investment Management Law Expert
Nicole is passionate about investment management law. Her
days are spent helping investment advisers, commodity
trading advisors, and robo-advisers navigate regulatory,
compliance, and business matters. She also proudly assists
with the development and launch of new investment
products, such as hedges, commodities, real estate, ESG,
and cryptocurrency funds. Nicole also regularly works with
high-net-worth investors, family offices, and institutional
investors in connection with various investment
considerations.
Since Nicole is passionate about helping clients understand
and analyze their legal, compliance, and regulatory
responsibilities, as well as creating new structures, her days
are incredibly varied. One day, she’ll be working with a
client to draft private fund offering documentation, and the
next is helping a family office establish its own advisory
practices. Investment law is not solely a pursuit but rather a
vocation. Nicole is honoured to contribute to her clients’
constant progression and prosperity, as well as that of their
investors. For Nicole, her clients are like family – the
family that stays together, grows together.

Bridging the Gap Between Investment Advisers and
Legal Professionals
As Nicole worked in the finance and accounting division
of a real estate development firm, Nicole pursued her
undergraduate degree with a double major in honors
finance and honors economics with a minor in
accounting. Her interest in finance was solidified by
this experience and coursework. Her interest in law
then began after she enrolled in a business law
course. It was then that Nicole recognized her
vocation – the liaison between the investment
services industry and the law. This realization
prompted Nicole to pursue a Juris Doctorate in Law,
as well as a Masters in Financial Services Law (LLM),
with a side focus in international law.
Once an investment law attorney, Nicole was quickly
immersed in the fast-paced world of the ever-changing
financial industry. Collaborating with her firm, Nicole
provided valuable assistance to clients in navigating the
aftermath of significant events such as the MF Global
failure and the collapse of Peregrine Financial Group. She
also played a crucial role in addressing the impact of
regulatory modifications on advisers in both the securities
and commodities arenas. Nicole’s contributions to
numerous legal periodicals and panels during this period
further solidified her expertise in this field.
Given her highly unique expertise in both securities and
commodities law, Nicole has been instrumental in guiding
the cryptocurrency arena through a complex regulatory
framework. As a significant contributor to the formation of
the Global DCA, a voluntary organization catering to digital
asset providers, Nicole played a vital role in navigating the
organization’s initial legal challenges. Additionally, Nicole
organized numerous roundtables and conferences to discuss
the ever-evolving regulatory landscape of cryptocurrency.
As the investment management sector continues to undergo
rapid transformation, Nicole always strives to stay ahead of
the curve for the benefit of her clients.
End Burnout with Innovation
Nicole is thrilled to have join the exceptional roster of
attorneys at Rimon. Just like Nicole, Rimon is a highly
innovation law firm that strives to break away from
outdated customs in the legal field. The industry is
notorious for consuming and discarding numerous talented
individuals, with uncompromising billable hours, black-box
compensation, and one-model-fits-all client approach.
Unlike the status quo, Rimon seeks to an end the cycle of
attorney burnout and departure, and thus dissatisfaction at
the job.
Rimon’s team is composed of brilliant, transformative
minds eager to shift the paradigm. Rimon offers a high
degree of autonomy amongst its legal practitioners, which
approach is highly unique in the legal industry. Rimon is
determined to counter the high burnout rate that affects all
attorneys, and disproportionately affects women in
particular. Rimon’s business model intentionally allows
Partners and team members to steer their own career paths.
The ultimate goal is to foster greater inclusivity of diverse
talent, as well as a team of attorneys actually excited to
practice law. This novel approach, exclusive to Rimon Law,
fosters a culture of limited competition, thereby resulting in
enhanced cooperation and service quality.
Among other unique attributes, Rimon stands out in the
legal industry for its unique approach to billing, scheduling,
and operations. Unlike many other firms, Rimon allows its
attorneys to set their own rates, work hours, and practices,
thus giving them complete autonomy. Under the Rimon
umbrella, these attorneys operate as independent team
members, working flexibly and responsively to meet the
varied needs of their clients. This approach benefits both the
attorneys and their clients, allowing for better budget
control and a more tailored approach to legal services.
Disrupting 600 Years of Bad Habits
Rimon is delighted to disrupt 600 years of bad habits that
run rampant in the legal industry. Outside Rimon, toxic
competition among attorneys, wasted money on extravagant
offices, and stifling bureaucracy prevents many talented
lawyers from building careers they love. Attorneys often
feel trapped between chronic dissatisfaction to crippling
burnout, as opposed to a passionate devotion to their clients
and interests.
Headquartered internationally, in the cloud, Rimon is highly
adaptable and agile; thus fulfilling client needs by fostering
international daily collaboration. Rimon’s approach
resonates with traditional and progressive clients alike, as
well attorneys disenchanted with old-school law firm
operations.
Traditional law firms are simply out of touch. The old way
of legal work favors individuals with little to no family or
personal commitments. Those who are willing to work
unnecessarily long hours billing clients for the time they sit

at their work desk instead of for the actual value provided.
That’s not a smart way to practice law. Many talented
people simply don’t want to work this way any longer, nor
do their clients who get stuck with the unnecessary cost and
inefficiencies. The old way is particularly frustrating for
modern businesses, such as asset managers, tech and digital
businesses, who are unable to obtain legal assistance that
fits their needs and practices.
Best Global-Tech Enabled Law Firm
Rimon is also dedicated to vastly progressing all aspects of
work, from allowing employees to set their own schedules
to utilizing a cloud-based approach to complete legal tasks.
Rimon’s commitment to innovation and the re-imaging of
work itself has earned significant recognition. Amongst
various accolades, Rimon has been named the Best Global-
Tech Enabled Law Firm USA 2023 by New World Report.
As a leader in this regard, Rimon consistently employs
cutting-edge technology to benefit clients with re-
envisioned work-streams, back-offices and research
capabilities. Rimon also makes significant investments in
top-of-the-line processing, storage, and privacy systems,
etc.
Ever-Expanding Capabilities
Rimon is a global, full-service law firm with a network of
47 offices spanning across 11 countries in 5 continents. As
such, Rimon’s team of legal experts regularly assist with a
wide net of international work, ranging from real estate,
corporate, M&A, intellectual property, entertainment,
manufacturing, ERISA, tax, privacy law, etc. Rimon has
also developed a distinctive international alliance network
that provides access to necessary local expertise on a global
scale, thus extending its legal expertise and coverage far
beyond its existing attorney base.
Rimon’s goal is to reach 200 lawyers by the end of the 2023
and achieve AMLaw 200 status. In line with these goals,
Rimon is currently recruiting approximately five lawyers
per month, most of whom come from big-law. While
growth remains a goal to increase client coverage, emphasis
is also placed on educating the market about Rimon’s novel
and improved approach – an approach that doesn’t require
rigid schedules or daily office attendance. Plus, the firm
provides its attorneys/staff with top-of-the-line technical
and back-office support, regardless of chosen work
locations.
In light of the above, Nicole regularly reminds her clients,
“Your track record isn’t the only key to success. Who you
surround yourself with can make a huge difference to your
expansion. It’s important to understand early on that you –
as an investment adviser - only have so much time in your
day, which is best spent making investments and bringing in
more investors to help your business expand. Thus, having
the right team on your side to help navigate the process is
crucial.” Rimon is such a team.
Further, Rimon has a strong focus on expanding its reach in
Latin America. Juan Zuniga, Rimon’s Managing Partner
(who happens to be Hispanic), is a pioneer – intent to bring
Rimon to a new level of excellence and breadth, as well as
into new territories. His vast experience, network and
valuable insights have been instrumental in guiding the
firm’s expansion plans, with the goal to further cover
clients’ cross-border needs. This is an area the firm is
eager to diversify into and excited to expand further.

July, 2023 www.insightssuccess.com
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The Impact of
on
the
Artificial
Intelligence
LegalProfession
In recent years, the legal profession has witnessed a
profound transformation fueled by the integration of
Artificial Intelligence (AI) technologies. These
advancements have reshaped how legal practitioners
operate, promising increased efficiency, accuracy, and
accessibility. This article delves into the opportunities and
challenges presented by AI in the legal landscape.
I. Introduction to AI in Law
Artificial Intelligence, a branch of computer science,
encompasses the development of systems capable of
performing tasks that typically require human intelligence.
In the legal domain, AI technologies leverage algorithms
and machine learning to analyze vast amounts of data,
extract insights, and assist in decision-making processes.
II. Opportunities Arising from AI Adoption
1. Enhanced Legal Research
AI-powered tools have revolutionized legal research,
enabling practitioners to access a wealth of information
efficiently. Natural Language Processing (NLP) algorithms
analyze case law, statutes, and legal documents, providing
comprehensive and relevant insights in a fraction of the
time it would take a human researcher.
2. Contract Analysis and Due Diligence
AI systems excel in contract analysis, extracting critical
clauses, and identifying potential risks. This capability
streamlines due diligence processes, reducing the time and
resources required for transactional work.
3. Predictive Analytics
AI models, through machine learning, can analyze
historical data to predict legal outcomes. This can be
invaluable for lawyers in assessing the likely outcome of a
case, allowing for more informed decision-making and
strategy development.
4. Automation of Repetitive Tasks
Administrative tasks like document review, data entry, and
drafting routine legal documents can be automated with AI-
powered tools. This not only saves time but also minimizes
the risk of human error.
5. Improved Client Service
AI-driven chatbots and virtual assistants enhance client
interactions by providing instant responses to queries and
offering personalized recommendations. This leads to
increased client satisfaction and loyalty.
III. Addressing Challenges in AI Integration
1. Ethical Considerations
The use of AI in law raises ethical questions, particularly
concerning transparency, accountability, and biases in
algorithms. It is imperative for legal professionals to ensure
that AI systems adhere to ethical standards and do not
compromise the integrity of legal practice.
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Opportuni es & Challenges
23

2. Job Displacement Concerns
While AI streamlines many processes, there are concerns
about potential job displacement within the legal
profession. However, experts argue that AI should be
viewed as a tool that augments human capabilities rather
than entirely replaces them.
3. Data Security and Privacy
The legal profession deals with sensitive and confidential
information. Adequate safeguards must be in place to
protect client data from breaches or unauthorized access
when utilizing AI technologies.
4. Continuous Learning and Adaptation
Legal professionals must invest in ongoing education to
stay abreast of evolving AI technologies and their
applications in law. Understanding the capabilities and
limitations of AI is essential for its effective integration.
5. Cost Considerations
Implementing AI technologies may involve a significant
initial investment. However, the long-term benefits in terms
of increased efficiency and improved client service often
outweigh the initial costs.
IV. The Future of AI in Law
As AI technologies continue to evolve, the legal profession
can anticipate even more sophisticated tools and
applications. Additionally, collaborations between legal
experts and AI developers will likely lead to tailored
solutions that address specific legal challenges.
V. Conclusion
The integration of Artificial Intelligence in the legal
profession marks a significant milestone in the evolution of
legal practice. While it presents challenges, the
opportunities for increased efficiency, accuracy, and client
service are immense. Legal professionals who embrace and
adapt to this technological shift are poised to thrive in this
new era of legal practice. By carefully navigating the
ethical and practical considerations, the legal community
can harness the full potential of AI to better serve the
interests of justice and society as a whole.
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The
Comprehensive
Guide to the Legal
Landscape
he legal landscape is a vast and intricate terrain that
Tgoverns our societies, providing structure and order
to various aspects of our lives. Whether you're a
law student, a legal professional, or simply someone
interested in understanding the foundations of the legal
system, this comprehensive guide will introduce you to
essential key concepts and terminologies that form the
backbone of the legal world.
I. Common Law vs. Civil Law Systems
1. Common Law System
In a common law system, laws are developed and refined
through court decisions and precedents. Judges interpret
statutes and make decisions based on previous rulings.
Countries like the United States, United Kingdom, and
Canada primarily follow this system.
2. Civil Law System
Contrastingly, in a civil law system, laws are codified and
based on written statutes and regulations. Judges play a
more limited role in interpretation, and decisions are
primarily based on legislation. Many European countries,
including France and Germany, operate under this system.
II. Statutory Law
Statutory law refers to laws enacted by legislatures. These
laws can cover a wide range of topics, from criminal
offenses to tax codes. Statutory law is crucial for
maintaining order in society and is enforced by government
agencies and law enforcement.
III. Common Legal Terminologies
1. Jurisdiction
Jurisdiction refers to a court's authority to hear and decide a
specific case. It can be based on geographical location,
subject matter, or the parties involved.
2. Plaintiff and Defendant
The plaintiff is the party that initiates a lawsuit, seeking a
remedy from the court. The defendant is the party being
sued and is required to respond to the allegations.
3. Due Process
Due process ensures that legal proceedings are fair,
transparent, and follow established rules and procedures. It
safeguards individuals' rights when facing government
action.
4. Tort
A tort is a civil wrong or injury caused by one party to
another. It can result in legal liability for the wrongdoer and
entitle the injured party to seek compensation.
5. Contract
A contract is a legally binding agreement between two or
more parties that outlines specific obligations and terms.
Breach of contract can lead to legal action.
6. Negligence
Negligence occurs when a person fails to exercise
reasonable care, resulting in harm or injury to another party.
It forms the basis for many personal injury cases.
30

Key Concepts & Terminologies
31

7. Constitutional Law
Constitutional law refers to the body of laws and principles
outlined in a nation's constitution. It defines the structure of
government and protects fundamental rights.
IV. Criminal Law vs. Civil Law
1. Criminal Law
Criminal law pertains to offenses against the state, such as
theft, assault, and murder. Penalties may include
imprisonment, fines, or probation.
2. Civil Law
Civil law addresses disputes between individuals,
organizations, or entities. Remedies in civil cases often
involve monetary compensation or specific actions.
V. Legal Professionals
1. Attorney
An attorney, also known as a lawyer, is a qualified legal
professional who provides legal advice, represents clients in
court, and prepares legal documents.
2. Judge
A judge presides over court proceedings, interprets laws,
and ensures fair application of legal principles. They make
decisions based on the evidence presented.
3. Paralegal
A paralegal assists attorneys in legal research, document
preparation, and administrative tasks. They play a crucial
supporting role in law firms.
VI. Alternative Dispute Resolution (ADR)
ADR methods, including mediation and arbitration, offer
alternatives to litigation for resolving disputes. They can be
more cost-effective and less adversarial.
VII. Intellectual Property
Intellectual property refers to intangible creations of the
mind, such as inventions, designs, and artistic works.
Patents, copyrights, and trademarks protect these assets.
VIII. Final Thoughts
Navigating the legal landscape requires a foundational
understanding of key concepts and terminologies. Whether
you're interacting with the legal system professionally or
personally, this guide equips you with the knowledge to
comprehend and engage in legal discussions and
proceedings effectively. Remember, legal literacy
empowers individuals and communities to uphold their
rights and responsibilities within the framework of the law.
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Hamburg, October 2023 - The exchange of goods
and services across borders—in other words,
foreign trade—is becoming increasingly
important. All crises of recent years, from the COVID
pandemic to the war in Ukraine, scarcity of some resources,
or inflation, have shown that geographic sales
diversification can be a decisive resilience factor for
companies. Especially now that China's economy is
weakening, companies need replacement markets. Thanks
to the opportunities brought about by increasing
digitalization, new markets can be conquered more easily.
Small and medium-sized companies can advertise and sell
their products or services globally via online shops as well
as platforms—and in a sustainable way.
Visable is a German-based company operating 2 platforms
wlw (Wer Liefert Was) for German-speaking countries and
Europages for SMEs in other European countries.
Internationalization is perceived as a huge opportunity for
German SMEs, especially in the B2B sector. B2C trade has
long been global, but B2B companies are still lagging
behind. Fueled by the developments of recent years, SME
B2B business is now catching up in the area of
internationalization and is expected to develop rapidly. The
online B2B e-commerce market is estimated at 25 billion
dollars by 2028, seven times more than the B2C e-
commerce market. SMEs can tap this huge worldwide
opportunity from their national location.
France, number 8 in total exports worldwide, or even
Germany, number 3 in total exports worldwide, according
to the Observatory of Economic Complexity (OEC), has by
no means exhausted the gigantic potential of digital sales.
European SMEs would benefit from the reputation of the
"Made in Europe", "Made in Germany", and "Made in
France" quality seals and the high demand for their
products abroad. The opportunities for international
expansion for European SMEs are greater than the risks.
for Made Easy
Internationalizing Marketing
Suitable marketing measures to support the
internationalization of business activities are search engine
optimization (SEO), search engine advertising (SEA), and
social media. But above all, international online
marketplaces are key players. Depending on the source, up
to 1 professional purchaser out of 2 is using B2B
marketplaces for his or her procurement needs. In Europe,
platforms such as Europages and wlw are available. They
bring suppliers and buyers together. For example:
• The inquiries on Europages come from a total of 193
countries, and on wlw, from 137 countries.
• On wlw, the most inquiries in 2022 came from
Germany, Austria, Switzerland, the United States, and
China.
• On Europages, the most requests came from France,
Spain, the United States, Italy, and Germany.
• The 10 countries with the most requests on wlw are
distributed across 3 continents: Europe, North America,
and Asia.
• The 10 countries with the most inquiries on Europages
are distributed over the 4 continents: Europe, North
America, Asia, and Africa.
Partner of European SMEs: wlw and Europages Help
With Internationalization
With helpful functions on its B2B platforms, wlw and
Europages, Visable supports European SMEs in their
steps onto the global market. A company search and
a precise product search with many sorting and
filtering options are available for this purpose.
Among other things, filtering according to certain
quality criteria is possible, such as ISO
certifications, which are becoming increasingly
relevant in order to prove compliance with
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prescribed standards with regard to supply chain protection
laws. Via the Request for Quote/Connect service, buyers
can also commission very specific inquiries, which are
processed by the Visable research team and AI-supported.
Already, a large proportion of the messages on Europages
are sent across national and language borders. Linguistic
hurdles do not stand in the way of initiating business. This
is because the platform specifically aims to make it easier
for B2B buyers to search for the products or services they
need in their own language. When they find a relevant
supplier, Europages helps them contact him in their own
language. Several companies from different countries with
different languages can also be contacted in one inquiry.
Internationalization Made Easy - With the Right
Strategy and the Right Partners
With a well-thought-out strategy, internationalization
projects are a huge opportunity for growth for European
SMEs - especially in the B2B sector. They ensure future
viability, as there is strong cut-throat competition in the
local market. Thanks to the possibilities of digitalization, it
is easier than ever to compare and sell products and services
worldwide.
Visable supports industrial SMEs in making products and
services internationally accessible to buyers. As a
combination of its own B2B platforms and online
marketing services, such as Google Ads and Retargeting,
tailored specifically to business customers, the company
offers a broad digital portfolio for increasing reach on the
Internet.
The platforms operated by Visable GmbH include wlw
("Wer liefert was"), today the leading B2B platform in the
D-A-CH region, and the European B2B platform
Europages, on which around three million companies are
registered. Together, the platforms reach three million B2B
buyers a month who are looking for detailed company and
product information. With its online marketing services,
Visable offers companies additional opportunities to
increase their reach on the Internet.
Visable was created in response to the challenges of
internationalization and digitalization in the B2B sector and
today employs around 450 people at its locations in
Hamburg, Berlin, Münster, and Paris. As a joint umbrella
for the wlw and Europages brands, Visable is continuously
expanding its B2B platforms and online marketing services.
You can find further articles, information, press releases,
and downloads at https://www.visable.com/de_de/ueber-
uns/presse
• Growth, resilience, and future viability: There is still a
lot of potential in internationalization for German
SMEs.
• Planning, consulting, and strategy: Important
approaches for successful internationalization in the
B2B sector.
• Peter F. Schmid, CEO of B2B platform operator
Visable, says, "We actively accompany German
companies as they step onto the international stage."
• This Trade and Development Report Update warns that
developing countries are facing years of difficulty as
the global economy slows down amid heightened
financial turbulence.
Key points:
• Global growth is expected to be lower than earlier
projected, signaling a potential economic downturn.
• Developing countries face mounting debt and
insufficient international support, risking another lost
decade.
• The banking crisis highlights long-neglected financial
fragilities and regulatory weaknesses.
• Declining energy costs lead to lower inflation, but
elevated food prices maintain a high cost of living in
many developing countries.
• Growing global asymmetries threaten developing
countries' resilience, requiring stronger multilateral
action and an urgent focus on sovereign debt
architecture.
https://unctad.org/publication/trade-and-development-
report-update-april-2023
Small and Medium-sized Enterprises (SMEs) are known for
their scarcity of available resources, facing challenges
beyond predictions, and looking for opportunities to survive
and thrive in unpredictable international business
environments. However, some SMEs are better equipped to
develop opportunities and bring value to the firm than
others.
40

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