Habitat for Humanity Armenia's annual report for FY2017 summarizes their achievements in providing affordable housing and improving living conditions. They served 870 families through housing projects, renovated 18 residential buildings, and provided housing services to over 1,000 people. Key projects included housing microfinance loans, renewable energy financing, residential building renovations and energy upgrades. Going forward, they aim to establish a resource hub to improve access to affordable building materials and services.
3. A world where everyone has a decent place to live
Seeking to put God's love into action, Habitat for Humanity Armenia
brings people together to build homes, communities and hope
Our mission
principles
Demonstrate the love of Jesus Christ
Focus on shelter
Advocate for affordable housing
Promote dignity and hope
Support sustainable and transformative development
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Our vision
Our
mission
4. Habitat for Humanity Armenia (Habitat Armenia) is the national office of Habitat for
Humanity International founded on the conviction that everyone should have a decent place to
live.
Since 2000 to the end of FY 2017, through the work of Habitat Armenia, more than 6,000 low
income families have found new hope in the form of affordable housing. More recently Habitat
Armenia has increased their stake in affordable housing by helping to institutionalize energy
efficiency in the country. By partnering with financial institutions, local municipalities, as well
as international organizations, homeowner associations and tenants of residential buildings,
Habitat Armenia initiates substantial sustainable energy projects in the residential sector.
Whether through financial support, volunteering or advocating to support affordable housing,
everyone can help families achieve the strength, stability and self-reliance they need to build
better lives for themselves. Through shelter, we empower.
To learn more, visit .www.habitat.am
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5. 5
Dear readers,
Annual reports state numbers, they express our achievements as such. However, behind the
numbers of Habitat Armenia is something more important, people. Every number in terms of our
projects reflects a life, reflects a person with hopes and dreams. Everything we do, every project
output, is a reflection of the positive impact we have on family's lives. Shelter is our mission and
something we take very seriously. Shelter is at the crossroads of so many issues – health,
education, livelihoods. How can children thrive if they are cold? How can parents provide for their
children when they spend half their income on energy for their household?
So with that in mind it is my pleasure to see how we are increasingly impacting more and more
people's lives every year through a diverse array of projects and approaches. We seek to expand
our partners as we do not believe this is our mission alone, and we strive to create markets that will
focus on a brighter future in Armenia which benefits everyone.
I would like to thank the team of Habitat Armenia, as well as all the partners we work with who
share this vision with us. We must create more and more numbers – but we must never forget what
those numbers mean.
ConnorHanan
Member of Board of Trustees, Habitat for Humanity Armenia
Program Associate Director of Habitat for Humanity International Europe, Middle East and Africa
6. Dear friends,
It is my pleasure to welcome you all to Habitat for Humanity Armenia's annual report for Fiscal Year
2017 (FY 2017).
Our vision is a world where everyone has a decent place to live. We, at Habitat for Humanity
Armenia, fully acknowledge and act gratefully to have that World. That is why every year brings
more families the happiness of having a safe and secure shelter. Armenia should become a country
where everyone has a decent home.
By reading FY 2017 annual report you will learn about our projects and planned activities, the main
achievements for FY 2017 and true family and volunteer stories. Thus, I am delighted to share that
in FY 2017 our partner families, international and local volunteers, partner financial organizations
and other supporters joined efforts and helped us serve 870 low- and middle-income families, host
7 Global Village teams, provide housing support services to 1,013 families and diversify available
projects. However, the main achievement is a start of “Restoring living conditions in Armenia”
project. With that project Habitat Armenia aims to establish a Restore Resource Hub to deliver
home improvement services, to give opportunities to low income families for improving not only
living conditions but their skills and knowledge.
We will continue our efforts towards achieving Habitat vision with your valuable support. Together
we can make a difference!
With Blessings,
LuizaVardanyan
Executive Director
Habitat for Humanity Armenia
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7. Achievements by the numbers in FY 2017
Overall Number of Families Served
FY2001
FY2002
FY2003
FY2004
FY2005
FY2006
FY2007
FY2008
FY2009
FY2010
FY2011
FY2012
FY2013
FY2014
FY2015
FY2016
FY2017
1 14 50 82 122 209 329 396 482 596 751
1,315
2,728
3,470
4,160
5,184
6,054
USD 931,800
Total amount of disbursed
housing micro loans
to Armenian families.
USD 39,646
Total amount of loans and subsidies
provided for renovation and
energy efficiency improvements
in residential buildings.
870
Total number of
families supported by
Habitat Armenia.
37
Total number of
residential buildings
that have been renovated
or energy upgraded.
3,618
Number of volunteer hours
contributed by Global Village
and local volunteers.
1,013
Number of people that
received housing
support services.
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9. Housing Microfinance
In partnership with microfinance institutions Habitat Armenia implements Housing Micro-
finance Projects that help low- and middle-income families to:
v Renovate and repair their homes, v Improve water and sanitation conditions,
v Upgrade energy efficiency, v Access renewable energy.
Within the scope of this project, Habitat Armenia also provides technical assistance to
families and partner finance institutions by:
v Organizing training programs, v Providing construction technical advice,
v Distributing information brochures.
Since its foundation in 2000 until June 30, 2017,
Habitat Armenia has served 4,405 families.
In FY 2017 Habitat Armenia served 270 families.
FY 2000-2009 FY 2010 FY 2011 FY 2012 FY 2013 FY 2014 FY 2015 FY 2016 FY 2017
482 596 751
1,279
2,629
3,276
3,790
4,135
4,405
Families
Served
as of
FY 2017
Cumulative Number of
Families Served within
Housing Microfinance Projects
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10. “Renewable Energy Financing” Project
Armenia's 2,500 sunny hours per year creates a fantastic and affordable opportunity for
families to harness the sun's power for solar energy. In 2016, Habitat Armenia launched the
“Renewable Energy Financing” project to give low- and middle-income families access to
loans for purchasing and installing solar equipment at home. The newly installed solar
equipment will give families reliable nearly year-round water heating and electricity. Within
the framework of this project, Habitat Armenia cooperates with financial institutions,
developing affordable loan products.
The introduction of solar power will effectively phase out increasingly more expensive
energy options like natural gas, which has doubled in price in Armenia over the last decade.
Successful implementation of an alternative energy source through Habitat Armenia's
project will significantly combat the constantly rising energy prices, as well as improve the
social well-being of the population at large. Habitat Armenia also raises awareness for solar
technology and its benefits through training programs for partner families and financial
institutions.
During FY2017 Habitat Armenia served
53 families
and hopes to reach
182 families in FY2018.
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11. Residential Buildings' Renovation, Energy Upgrade
and Maintenance
Currently the management and maintenance of apartment buildings represent a crucial
issue for Armenia. A major part of the housing stock in the country is in deplorable condition,
and there are no adequate management and maintenance systems in place. Currently the
maintenance fees paid by homeowners are not sufficient to cover even repair costs, and the
institutional capacities of homeowner associations are quite low. In addition to this, there is a
gap in the legislative framework governing the residential buildings sector including the
absence of working mechanisms for the implementation of various legislative provisions
towards the development of proper service, maintenance and management of the multi-
apartment housing stock in the country. This creates a number of problems in the field of
management and maintenance of residential buildings that calls for immediate solutions.
Currentsituationofmulti-apartmenthousingstockinArmenia
In Armenia there are about 19,000 residential buildings (almost half of the population lives in
residential buildings), of which roughly:
have problems
with water supply
and drainage systems
need renovation of
entrance stairwells
are constructed
with pre-fabricated
concrete panels and
the majority does not
have proper energy
insulation
need roof
renovation
75% 55% 60% 23%
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12. In order to address these issues Habitat Armenia implements the following projects:
Ÿ “Renovation of Common Areas of Residential Buildings” project
Ÿ “Residential Energy Efficiency for Low Income Households” project in partnership
with USAID
Ÿ “Access to Renewable and Efficient Energy in Municipalities Vayk and Spitak” project
in partnership with the European Union.
The projects have been directed towards:
v Creation of viable and replicable financial models for the renovation, energy upgrade
and maintenance of residential buildings
v Improvement of institutional capacities of the management bodies of residential
buildings
v Improvement of legislative framework for proper maintenance, management and
energy upgrade of residential buildings and restoration of building infrastructures.
In order to reach the above stated goals Habitat Armenia created partnerships with
government authorities, municipalities, local self-government bodies, international
organizations, homeowner associations and other key stakeholders.
Since the launch of the projects till June 30, 2017,in total
37 buildings
were renovated/energy upgraded and
1,601 families were served.
In FY 2017 18 buildings were upgraded
and 552 families were served.
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14. FY 2012 FY 2013 FY 2014 FY 2015 FY 2016 FY 2017
1 building
36 families
1 building
63 families
2 buildings
95 families
9 buildings
679 families
62 buildings
1,754 families
FY 2018
planned
6 buildings
176 families
18 buildings
552 families
Families served within
“Renovation of Common Areas of Residential Buildings”,
“Residential Energy Efficiency for Low Income Households” and
“Access to Renewable and Efficient Energy
in Municipalities Vayk and Spitak” projects
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16. “Renovation of Common Areas of Residential Buildings” Project
The purpose of the Project is the upgrade of common areas of residential buildings through
the use of sustainable financial mechanisms which ensure long term stability of multi-
apartment buildings. Within the scope of this project Habitat Armenia has developed
partnerships with Yerevan and Vanadzor municipalities which provide up to 40% subsidy
and Inecobank CJSC which provides loans to homeowner associations.
Through combination of loan, subsidy and loan guarantee mechanisms Habitat Armenia
aims to ensure that investments made in the buildings will be maintained and continued in an
organized fashion by the management bodies.
The developed financial model proved to be successful based on which the Municipality of
Yerevan proposed to scale up the project and include more buildings into the project. Only in
FY 2018 it is projected to upgrade at least 30 buildings and help over 1,000 families to have
more convenient buildings to live in.
Since the launch of the project
18 buildings were renovated and
878 families were served.
During FY 2017 common areas of
8 buildings were upgraded and
263 families were served.
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17. “Residential Energy Efficiency for
Low-Income Households” (REELIH) Project
REELIH project aims to improve residential energy efficiency and decrease energy
consumption and costs for low-income households, thus helping to reduce energy poverty in
the country. Reacting to a study showing that 45% of energy consumption in Armenia is for
heating purposes, REELIH project has primarily focused on reducing energy used for
apartment heating.
The project activities include implementa-
tion of energy upgrades of residential buil-
dings; enhancing institutional capacities of
homeowner associations; raising aware-
ness of tenants and homeowner associa-
tions about the multiple benefits of imple-
menting energy efficient measures in the
buildings; supporting implementation of
institutional and legislative reforms that will
contribute to efficient management and
maintenance of residential housing stock
in the country and stimulate energy effi-
cient investments in residential sector.
According to energy audit results, it was possible to reach up to 6% energy savings in
residential buildings where partial energy insulation works were implemented.
15 trainings were organized for homeowner associations and tenants; around 220 partici-
pants raised their awareness about energy saving measures in the buildings.
45% Heating
Cooking 14%
Hot water
Supply 15%
Light and household
appliances 25% 1% Cooling
Energy
Consumption
by households
Since the launch of the project till the end of FY 2017,
10 buildings were energy upgraded
and 488 families were served.
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19. “Access to Renewable and Efficient Energy
in Municipalities Vayk and Spitak” (AREEM)
Project
The overall objective of AREEM project is to support the municipalities of Spitak and Vayk to
develop and test replicable and efficient models of energy savings through use of sustainable
measures and renewable sources in residential and public buildings. The project is consistent
with the municipalities' Community Development Plans/or Sustainable Energy Action Plans
aligned with the Covenant of Mayors requirements.
AREEM project achievements for FY 2017:
Energy efficiency measures completed in
4 apartment buildings with 48 families served in Spitak town and
5 apartment buildings with 187 families served in Vayk town.
Technical designs developed for
14 buildings with 298 families.
Feasibility study on the establishment of
solar photovoltaic plants
in Vayk and Spitak completed.
6 knowledge sharing forums
were conducted with the participation of
172 tenants and municipality staff (125 in Spitak, 47 in Vayk).
Participants were updated on the AREEM project progress, financial model and
implementation steps, as well as shared knowledge on energy efficiency and energy saving.
This project is funded
by the European Union
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20. Energy week celebration public events with the participation of over
500 people (300 in Vayk, 200 in Spitak),
as well as energy talks in Yerevan with the involvement of
125 adults and schoolchildren.
Communication activities rolled out:
50 T-shirts; 100 folders;
100 notebooks; 5 flags with the EU logo;
video clips; photos and media publications prepared;
500 booklets printed out, of which
approximately 333 pieces distributed.
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22. 22
“Restoring living conditions in
Armenia” Project
This project will facilitate and oversee the creation of Habitat Armenia's anticipated Habitat
ReStore Resource Hub, a center that will provide low- and middle-income families access to
new and used low-cost household goods, furniture and building materials.
“Restoring living conditions in Armenia” will bring families with limited or no access to
purchasing construction and energy efficient materials an affordable and reliable option.
The ReStore Resource Hub will also share technical tips on construction and energy
efficient upgrades to those who express interest.
In FY 2017 a market research has been conducted in Armenia providing an overall
understanding of the current market demand-supply side to operate the Restore Resource
Hub.
Furniture Building | Construction materials Home appliances
This project is funded
by the European Union
24. Technical Assistance
Habitat Armenia supports its partner families by assisting with construction needs and
organizing home-improvement activities. It also provides technical assistance and
construction best practices consultations.
Habitat Armenia supports microfinance institutions with technical assistance at the
institutional level.
Habitat Armenia has developed a number of educational technical manuals on safe shelter
practices and home improvements, applicable energy efficient measures and application of
domestic solar water heaters in the framework of its construction technical assistance
program.
Disaster Risk Reduction and Response (DRR & R)
Habitat Armenia is a member of the Disaster Management Country Team (DMCT) and DRR
National Platform (ARNAP). In this capacity, it will get involved in joint actions in case of
major emergencies and support the Armenian Government's efforts in saving lives and
minimizing material losses.
The main DRR & R activities include Mitigation, Preparedness and Response. Habitat
Armenia's Disaster Preparedness and Response Strategy program defines the basic
principles and standards, as well as the developmental and collaborative framework
implemented in its disaster response program.
Habitat Armenia has developed the brochure “How to Become Resilient to Earthquakes.” It
gives clear instructions for how to prepare for earthquake emergencies and what to do
before, during and after an earthquake. In FY 2017, Habitat Armenia distributed 228 of these
brochures through set partnership agreements.
Total number of families who received
Housing Support Services in FY 17:
785.
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25. Volunteering with Habitat for Humanity Armenia
The Global Village program welcomes volunteers from every corner of the world to Armenia
to work first-hand on short-term mission trips while also exploring a new culture.
In FY 2017 Habitat Armenia hosted 7 Global Village teams from different parts of the world.
The teams worked in Tavush and Kotayk regions and helped 4 families achieve strength,
stability and self-reliance they need to build a better future.
Within the Global Village program Habitat Armenia, however, has established a new
partnership with The United Methodist Committee on Relief (UMCOR), which will fund
renovation costs for selected families. UMCOR and Habitat Armenia are piloting this
partnership with 3 families in Vayots Dzor region. If the pilot is successful, then the proposal
will be developed for a sustainable long-term partnership, which would ease the financial
burden of those families receiving help.
Number of Global Village
teams hosted:
7
Number of international
and local volunteers:
89
Number of volunteer
hours contributed:
3,618
Average post trip
evaluation:
88%
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27. Volunteer story
I have wondered about the country of Armenia, home of
my maternal grandfather, ever since I was a teenager. What
was it like there? What were the people like? What was the
food like? My life has always included travel to exotic places
but Armenia seemed a little out of the way to visit. I kept it on
my list of places for future travel. My family believed that my
grandfather left Armenia just prior to the beginning of the
Genocide. I wondered if there was still any family in Armenia,
but I doubted that any could be found after all this time.
I used the excuse of possible family to convince myself to find a reason to go to Armenia before
some of the other places I wanted to visit. I looked around on the internet and found that a
Habitat for Humanity in New Jersey was going to Armenia in 2015. It was during the early
summer so my wife could go with me and maybe we could spend a few days looking around
before or after the Habitat visit. We scheduled the trip and flew to Yerevan. What a trip!! The
country and the people of Armenia were absolutely wonderful. I had to go back. I needed to
learn more about the country, but I thought that going for a 10-day build was just not enough.
Again, I turned to the internet and found the Armenian Volunteer Corps. I contacted them about
coming to Armenia to volunteer for a longer period of time and to work for Habitat for Humanity
Armenia. We worked out that I would travel to Armenia for a 60-day stay and spend 2 days per
week volunteering at Habitat for Humanity Armenia.
Habitat Armenia does not build houses every day of the week, but they do lots of things to
improve the lives of people all over the country. Planning and preparing for building projects is a
huge task in itself. I helped in several ways while I was there. I edited documents to make sure
the language used was clearly understandable especially on grant requests and in other
documents that would be read by native speakers of English. It isn't that the Armenians who
work for Habitat have trouble with English; they speak and write it very well. It's just that a native
speaker can make little improvements to ensure understanding of the material being
presented.
“
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28. ”
I also got to meet people in nearby villages who were potential recipients of Habitat services.
Later I helped write blogs stories about those who were helped. That puts me right in the middle
of seeing exactly what Habitat does. By the end of my two-month stay I was hooked. A
wonderful bunch of dedicated people at Habitat mixed with families from the villages of
Armenia that truly need a helping hand to improve their housing was just what I was looking for
in my retired life.
Last year, 2017, saw my second 60-day volunteer stay in Armenia. Volunteering these past
three years has given me the feeling of doing something worthwhile. I have done well in my life. I
retired after a successful career as a scientist. I have all those things in the U.S. that successful
people are expected to have, but I needed something else; the chance to help others in some
meaningful way. This was the way to do it. Habitat's charter is to improve the housing
conditions for people around the world. I'm helping with that in a country that is bursting with
hospitality.
David Duell, Global Village Volunteer
OneDayBuild
Habitat Armenia also invites
businesses, corporate groups,
organizations and any group of
people eager to support low-
income families seeking more
adequate housing to the One
Day Build Program. Irrespec-
tive of construction skills and
strength, it is easy to assemble
a team, grab a hard hat, and
spend a day assisting a family
in need.
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31. Transforming Lives
In 1921, Joseph Stalin issued a decree granting the Nagorno-Karabakh Autonomous Oblast
to Azerbaijan despite the fact that 95 percent of the population was Christian Armenian.
This order created land disputes, and problems intensified each year until finally sparking a
six-year war that started with Nagorno-Karabakh's secession from Azerbaijan to join the
Republic of Armenia in 1988.
Maryan was born in Baku, Azerbaijan, and lived there until late 1980s. When the massive
deportation started they escaped to Armenia. During their move, they had almost nothing
except for some basic things on their backs. After days and days of trekking they finally
made it to Gomk in Vayots Dzor region. It was, Marian, her husband, son and her newborn
baby daughter. When they left Baku, Maryan was 21 years old. Almost all their worldly
possessions were left in Baku. The people in the village of Gomk welcomed them with open
arms and even helped the family to recover and abandoned house in the village that we
could live in and try to start over. There were a number of other refugees from the region
arriving in Gomk about the same time. The people of this village and region showed the love
and hospitality towards refugees.
The family has lived in the house for 30 years now. Marian's husband passed away a number
of years ago. He used to do a lot of work maintaining their house but he was sick for a long
time. That prevented him from doing any improvements that we wanted to do on the house.
For 30-years she has lived without a toilet in my house and barely a place outside. Maryan's
son Tsolak (29) is married and has a two-year old daughter. Maryan's oldest daughter Elena
(27) is also married and lives with her family in Russia. Very rarely is either of them able to
send much money to me to help maintain their ancestral house. It is all left to Maryan and her
17-year old daughter, Christina, who lives with Maryan.
In partnership with UMCOR Armenia, Habitat for Humanity built an indoor bathroom for
Maryan. Maryan's prayers have truly been answered. Having a bathroom had been a lifelong
dream for her.
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32. A Commitment to Global Stewardship
Habitat Armenia practices good stewardship with all funds entrusted to its mission of
eliminating substandard housing. Using funds wisely allows Habitat Armenia to serve more
families and communities in Armenia.
Revenue
Habitat Armenia is a non-profit foundation supported by people who believe in its work.
Support comes in the form of contributions from individuals (cash, stock, gifts,) corporations
(cash, donated assets and services) foundations, Habitat affiliates and other organizations.
Total revenue in FY 2017 was AMD 409,5mln ($853,530), from which AMD 196mln ($406,444)
was received from EU within “Access to Renewable and Efficient Energy in Municipalities Vayk
and Spitak” and “Restoring living conditions in Armenia” projects. In FY 2017 Habitat Armenia
received co-financing/subsidy from Yerevan, Spitak, Vayq Municipalities.
Expense
Habitat Armenia classifies expenses in three primary categories: program expense,
fundraising expense and management/general expense. Total expenses amounted to
AMD 242,1mln ($504,736).
ProgramExpense
In FY 2017 Habitat Armenia spent AMD 212,0mln ($441,722) as program expense representing
87,5% of total expense.
FundraisingExpense
In FY 2017 fundraising expense totaled to AMD 12.7mln. ($26,555) representing 5,3% of total
expense. Major fundraising programs include direct mail and direct contact with major donors,
individual donors, affiliate tithe partners, foundations and corporations, Armenian Diaspora
etc.
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33. ManagementandGeneralExpense
In FY 2017 management and general expense totaled to AMD 17,4mln ($36,325) representing
7,2% of total expense. This includes cost of staffing (other than program and fundraising staff),
utilities, office rent and maintenance, and other costs from day-to-day operations of HFH
Armenia.
AnnualAudit
Habitat Armenia`s Financial Statements are subject for independent annual audit. Annual
audit for Financial Statement of 2015 was conducted by Grant Thornton CJSC. Habitat
Armenia has always received Unmodified Audit opinion.
StatementofFinancialPosition
Cash and cash equivalents 634,481,480 1,322,483 418,807,456 867,774
Investments at fair value 190,044,306 396,119 414,302,793 858,441
Receivables 749,220 1,562 718,852 1,489
Other assets 10,409,478 21,697 5,308,887 11,000
Total assets 835,684,484 1,741,861 839,137,988 1,738,705
Liabilities and net assets
Total liabilities 9,684,325 20,186 180,477,409 373,952
Net assets 826,000,160 1,721,675 658,660,579 1,364,753
Total liabilities and net
assets
835,684,484 1,741,861 839,137,988 1,738,705
Assets
FY 2017 FY 2016
AMD USD AMD USD
1 USD = 479,76535 AMD 1 USD = 482,6225 AMD
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34. Statement of activities and changes in net assets
HFHI cash transfer 111,224,708 231,831 52,801,751 109,406
GV donations 24,943,102 51,990 15,692,220 32,514
Interest income 31,019,929 64,656 67,492,885 139,846
Local cash contribution 207,141,263 431,755 301,225,183 624,142
Other 35,165,352 73,297 4,211,467 8,726
Total revenues and gains 409,494,354 853,530 441,423,506 914,634
Expenses
Programmatic 211,922,795 441,722 162,586,181 336,881
Management and general 17,476,411 36,427 23,937,603 49,599
RD and fundraising 12,755,564 26,587 10,906,708 22,599
Total expenses 242,154,770 504,736 202,749,708 420,100
Change in net assets 167,339,581 348,795 238,673,798 494,534
Net assets at beginning of
year
658,660,579 1,364,754 419,987,190 870,219
Net assets at end of year 826,000,160 1,721,675 658,660,988 1,364,754
Revenues and Ganes
FY 2017 FY 2016
AMD USD AMD USD
34
35. 7% Management and general
17 mln. $36,427
FY 2017 | Use of Funds:
258 mln. $504,736
Programmatic 88%
212 mln. $441,722
5% RD and fundraising
13 mln. $26,587
8% Interest Income
31 mln. $64,656
53% Local cash contribution
207,1 mln. $431,755
FY 2017 | Sources of Funds:
393,1 mln. $815,234
6% GV Donations
24,9 mln. $51,990
HFHI Cash Transfer 28%
111,2 mln. $231,831
Other 5%
18,9 mln. $73,297
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36. Generosity of our donors
European
Union
Institutions
Donors who supported us in FY 2017
Affiliate tithe partners
Canada
HFH
Greater
Green
Bay
HFH
Fresno,
Inc.,
HFH
Morris
HFH
Tri-
Cities
Area
HFH
Michigan
HFH
Greater
Mount Airy
Area HFH
Oakland
County
HFH
St. Vrain
Valley,
HFH
Northwest
Michigan
HFH
Greater
Cincinnati
HFH
Delaware
& Union
Counties
HFH
36
37. Marguerite Walsh
Greg S. Apkarian
Joyce Minor
Onnik Keshishian and Kristine Keshishian
Mr. and Mrs. David Berberian
Chris Dreier
Ara & Edma Dumanian (Foundation)
Annie Safoian
Vivian Moutafian
Level 4: Home builders:
donated $1,000-$3,499
Bergen Co United Way Charitable Flex Fund
David Bossart and Property Research Association
Bruce Ballard- Treasurer of Armenian Church Ednowment Fund Inc.
Organizations
Individual Donors
Jane Williams
Robert McGinnis
Leon A. Saryan
Emily Del Greco
Jelica Vesic
Gladys Shegoian
Leon Palian
Ellen L. Davis
Phyllis Wood
Schwab Charitable Giving
Fidelity Charitable Gift Fund
Roselle Harris
Khachik Harutyunyan
Renee Bruce
Mr. Timothy Knudsen
Benny O. Cespedes
Level 1: Friends:
donated up to $99
Level 2: Supporters:
donated $100-$499
Mary Ohanesian-Beatty
Rouben Amirbekian
Mr. & Mrs. James Washington
Level 3: Hope builders:
donated $500-$999
01
02
03
04
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38. Support
There are many vulnerable families in Armenia who still suffer from inadequate housing. Join
us in our efforts to build a brighter future for them by giving them access to decent housing.
You can be a part of our mission through your financial contributions and volunteer efforts. A
gift today of any size means that soon one more family can live in a safe, decent, and affordable
home. Hand in hand we can break the cycle of poverty.
Donate today and make a difference in the lives of families!
Another day in substandard housing conditions can be fatal for generations.
A donation to Habitat Armenia is tax deductible.
How your donation and/or investment can support:
- To serve 1family - $3,100 - To serve 10 families - $31,000
- To serve 50 families - $155,000 - To serve 100families - $310,000
- To renovate and/or improve energy efficiency of 1residentialbuilding - $8,000
- To renovate and/or improve energy efficiency of 10residentialbuildings - $80,000
- To create a Guarantee Fund in order to speed up the renovation of common areas in
apartment buildings and energy upgrade projects - at least $50,000.
Donateonlinethrough: USD - www.habitat.org/donate/armenia
Thank you!
Send your tithe check!
Checks can be sent to: Habitat for
Humanity International 121 Habitat Street,
Americus, GA 31709-3498
Please include “815000 Armenia” in the
memo section.
Send your donation check!
Individual donation checks can be sent to:
270 Peachtree Street NW, Suite 1300,
Atlanta, GA 30303
Please include “Donation for Armenia” in
the memo of the check.
38
39. Habitat for Humanity Armenia's Board of Trustees
Connor Hanan
Board Member
Program Associate Director of Habitat
for Humanity International Europe,
Middle East and Africa
Torre Nelson
Board Chair
Vice President of Habitat for
Humanity International Europe,
Middle East and Africa
Juraj Stupka
Board Member
Habitat for Humanity
International Europe,
Middle East and Africa
Habitat for Humanity Armenia's Team
Luiza Vardanyan
Executive Director
Anna Paradyan
Finance and
Administrative Manager
Andre Ohanian
Construction and
Disaster Response Manager
Varsenik Khloyan
Project Manager
Sergey Arzumanyan
AREEM Project Manager
Naira Abrahamyan
Global Village and
Communications Coordinator
Anna Hovakimyan Anna Paytyan
Administrative Assistant Administrative Assistant
Marine Mkrtchyan
Accountant
Hasmik Paytyan
AREEM Project Assistant,
Communications Coordinator
Gayane Barkhanajyan
Housing Finance Manager
Artur Mesropyan
Restoring Living Conditions
in Armenia Project Manager