1. Presentation on
SME Banking Services
Treasury Operations & FIS
Presented by, Fahim Ahmed
In-charge: Treasury Operations & FIS and
SME Banking Services

2. Current Holding…
Human Resources
TREASURY OPERATIONS
 Capital Market Operations -2
 Money Market Operations -3
 FX Operations -3
 Treasury Back Office Suuport-3
FINANCIAL INSTITUTION SERVICES
 Funding Services-2
 Collections Services-3
SME BANKING SERVICES
 Repayment-13
 Closing-15
 Clearance-5
Risk…
 Resources are may have short of experience for
running Treasury Operations.
 KASTEL activity of Treasury functions are still
need further improvements.
 Documentation for Tenor Enhancement related
activities under SME Banking Services are
running with deferral.
 Duly and timely delivery of Money receipts from
Unit offices to SBS.
 Manual Loan closing balance preparations.
 Loan Clearance before loan closing and security
replacement .

3. •Highest ever SME Loan Clearance issued 2199 in
May-2010
•Total 14344 Security Clearance certificate, security
replacement, redemption activity done.
• Highest no. of SME Loan Closing done 6396 in the
month of August.
• Tenor Enhancement done 3472 and PAR reduced
BDT 64.20 crore, Write off entries passed 3971 and
realized BDT 11.63 crore.
• ESF collection BDT 2.20 crore, Legal fees related
entries passed 474 and collected fees BDT 27.05 lac,
Upfront adjustment done BDT 23.25 crore.
SME Banking Services -Closing
• Ensure collection of SME Repayments no. of
3,47,209/-and BDT 909 crore in Finacle.
• No. of 23048 Loan Closing balance have been
provided
• Processed no. of 3,36,491-Money receipt & Deposit
slips, ensured BDT 39. 79 crore for SME Medium
Repayments and ensure reconciliation items 18807.
SME Banking Services Repayment
• BGTB securities trading: Volume: 288.03
Crore and gain BDT 24.94 Crore.
• Capital Market Operations: Volume was:
218.92 Crore, gain BDT 32.79 Crore
• Total FX Deal done 1183, FX Fund Transfer
done 604 and Trading profit USD 22,607.00
and Forward contact trading profit BDT
4,21,157.00
Treasury Operations
• Amount recovered from Correspondent
bank through reconciliation, BDT 10.84 Crore
• Fund collection through SME related
Correspondent Bank Accounts: BDT 1558
Crore
Financial Institutions Services
SME Banking Services -Clearance

4. Mission Statement
Budget utilizations for 2010
 Manager, Capital Market Operations and
Manager ,Closing-SME are in process to be
recruited.
 PCs will be taken as per requirement of the units
and a Photocopier CAPEX has been raised for
support.
 PDC Management requirement has been raised
and head count will be taken as per
requirement.
Budget for 2011
 Internal resources will be updated as FTs and no.
3 to 5 FTs are required to ensure skip level
support in SBS.
 Ensure support to meet ROCs requirement as
per growth of SME Business/SAM/Collections
team.
 Depending on Treasury & FI Business trend upto
Sep_10, we will review a Budget requirement.
 Retaining critical resources in the main frame
with proper benefits.
Road Map
 Building Share portal of Treasury Operations
for day to day share trading and
transactions.
 BB Exchange position automations plan.
 Closing of unutilized Correspondent Bank
A/c and ensure recon items of Correspondent
Bank laying upto 6 months long.
 Implementation of Money Receipts
automation -RADAR, Phase-II.
 Tenor Enhancement and Reschedule related
Finacle report generation from data
warehouse.