1. D.S CHOPRA – Curriculum Vitae
Current Location: India
DOB: 14/July/1955
Nationality: Indian
Marital Status: Married (2 Children)
India Address: Gwalior Madhya Pradesh-434006, INDIA
India Contact +91 9301103636
Singapore Address: Flora Drive Carissa Park condo INGAPORE – 507025 Unit 08-06
Singapore Contact: 65-93299694
EMAIL ID: nitpas@gmail.com
LANGUAGE: English, Punjabi, Hindi.
Objective: To contribute the organization with best of skills and abilities in achieving organizational goals and
to have continuous self-development by exposure through new assignments and challenges.
Experience Summary
Over 39 years of Banking, Finance, taxing & Management experience in Asia.
Qualification:
1. MA Economics
Note: - Ready to Relocate Overseas.
EMPLOYERS:-
1. C.P Industry (India) – JAN -2002 – Present (13 years)
Position – General Manager Finance
A. Corporate Planning & Systems
 Involved in corporate planning during organizational restructuring at all levels, & Involved in
Financial projections of collaborations / joint ventures envisaged
B. Finance
 Budgeting, Forecasting, Cost & Credit Control, Margin Analysis, Costing & Profitability Analysis
and Management Reporting
 Preparation and submission of applications to Financial Institutions for financial assistance in
form of Term Loans, Short Term Deposits and timely follow up for necessary sanctions,
documentations and disbursements
 Surplus Fund Management in terms of placement of inter-corporate deposits to Corporate
C. Banking and Working Capital
 Preparation and appraisal of working capital proposal
 Fixing up arrangements of working capital
 Bill Discounting and L/C backed Bill discounting at competitive interest rates
 Arranging Letters of Credit and Bank Guarantee

2.  Arranging Suppliers' Credit and Buyers' Credit
 Placement of commercial papers
 Liaising with Senior Officials of Banks, Financial Institutions, Finance Companies, Mutual Funds,
etc.
D. Accounts & Audit
 Finalization of accounts, divisional & branch accounting
 Attending statutory auditors, internal auditors
 Stores/ Materials accounting
 Tax audit details preparation
 Computerized accounting
 Debtors' management and credit control
 Accounting Standards and their implementation
 Insurance Portfolio
E. Taxation
 Oversee Personal taxation - employees
 Oversee Filing of returns and attending tax authorities for assessments and appeals
F. MIS, Budgeting & Costing
 Costing - product and process
 Budget preparation and Budgetary controls
2. Punjab & Sindh Bank (India) Jan 1976 to Jan 2000 (24 years)
Position – Banking Officer (Loan & finance Department)
 Approve loans within specified limits, and refer loan applications outside those limits to management for
approval.
 Meet with applicants to obtain information for loan applications and to answer questions about the
process.
 Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting
loans.
 Explain to customers the different types of loans and credit options that are available, as well as the
terms of those services.
 Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other
financial information.
 Review and update credit and loan files.
Date D.S Chopra
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