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This short document presents a pattern for gaining insight through reflection and writing. It suggests that problems are not solved through repetition of past ideas and approaches, but that new ideas are needed to address current problems. However, brain efficiencies can resist new ideas, so insight is created through reflection, which can be optimized by writing to help lead to an intentional life.

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Brainstorming is an effective tool to mine ideas out of our mind. It helps us explore various and, at times, instantaneous ideas to find creative solutions or business processes. There are two brainstorming methods – individual and group. Though both of them have their own advantages in terms of providing stimuli for idea generation, people are more creative when they brainstorm on their own rather than in groups. Individual brainstorming is better than group brainstorming as it provides the working flexibility and gives a courageous environment to put all our ideas. What do you say?

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Albert Einstein said “We can’t solve problems by using the same kind of thinking we used when we created them.” So where does the new thinking come from? I’ll share a very strange experience whereby I gave away the tools, became a participant and let everyone be the facilitator. William specialises in human centered innovation and product development, with a passion towards new and emerging technologies. William’s other passion is community collaboration and actively participates with the various meetup groups in Melbourne and recently participated in the Queensland Ideas Festival with the OpenIDEO Local Food challenge.

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Sistema diseñado en Excel para llevar una gestión completa de empresa de créditos. Es una alternativa práctica y económica, para quienes quieren llevar un control de sus clientes, así como tener un orden en la cobranza, ya que se genera cupones para cobranza diaria, semanal, quincenal o mensual. Cuenta con las siguientes opciones: - Registrar los datos del cliente. - Lista de clientes con los datos registrados por el usuario. - Módulo de Desembolso, con opción de control de TEA, plazo, forma de pago (diario, semanal, quincenal, mensual). - Lista de operaciones desembolsadas por fecha. - Generación de gestión de cobranza diaria, lo cual va generando los saldos pendiente de cobranza. - Generación de cupones de cobranza por cliente, con toda la información necesaria. - Control de Banco, ingresos y salidas de cuenta corriente o ahorros - Control de Caja, ingresos por cobranza, ingresos de Banco, egresos varios (según conceptos: desembolsos, pago de planillas, pagos servicios, alquileres, etc.) - Resumen Diario de Operaciones. - Balance General actualizado, que comprara el periodo inicial con el actual, con la finalidad de ver el avance de los activos y los pasivos y/o patrimonio. Todo ha sido realizado con macros, y su acceso cuenta con dos tipos de clave para darle seguridad, por lo que se da la opción de generar usuarios, con algunas restricciones de visualización de módulos de acuerdo al perfil de usuario. Cualquier consulta sobre precio y método de pago pueden comunicarse al correo j_chiclayo@yahoo.com Es una opción bastante económica contra un sistema diseñado en lenguaje de programación cuyos precios no bajan de los mil dolares, además de ser más versátil y se pueden modificar y/o adecuar a diferentes escenarios sin que eso implique un costo adicional, en tanto no se modifique la esencia del archivo.

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