1. 1
PERSONAL DETAILS
FULL NAME CATHERINE VANMARI
MARITAL STATUS MARRIED - ANC
DEPENDENTS NONE
IDENTITY NUMBER 6404240013084
DRIVER’S LICENCE 08
QUALIFICATIONS
SOFTWARE SKILLS
Bachelor of Commerce – Unisa
Credit Skills Development (Post Graduate)
Environmental & Social Risk Assessment in Financial
Institutions (Post Graduate)
FAIS & FICA
National Credit Act.
Sage Pastel
Quick Books
MS Excel – Advanced
MS Office (Word, Powerpoint, Outlook)
RESIDENTIAL ADDRESS Unit 21 Oakdale, Randa Road, Craigavon, Fourways Gauteng.
(Relocated from Durban October 2014)
PHONE 082 5780847 – Cell
E-MAIL cvanmari@gmail.com
EXPERIENCE OVERVIEW
DATES EMPLOYER POSITION
2013-08 to date Self Employed Accounting Services
2008-06 to 2013-07 GroFin - Durban Investment Manager
2005-09 to 2008-05 Self Employed Finance Broker
2002-06 to 2005-08 Standard Bank Business Banking KZN Credit Evaluation Manager
2001-08 to 2002-05 BoE Bank Commercial Banker
1992-04 to 2001-07 Wesbank Corporate Finance Senior BDM
1988-05 to 1992-03 Wesbank Motor Division Senior BDO
1987-10 to 1988-05 Nedbank Manager’s Assistant
1982-01 to 1987-08 Standard Bank Cashier
2. 2
EMPLOYMENT DETAILS
EMPLOYER SELF EMPLOYED trading as C CONSULTING
www.cathieconsulting.co.za – August 2013 to date
Complete Accounting Services on Pastel
Working with Auditors to Finalise AFS
Debtors & Creditors Control
Bank Payments,
Bank Recon,
Vat & EMP returns,
Budgeting,
Financial Projections,
Financial Analysis,
Budget Variance Analysis,
Business Mentorship,
Report Writing & Business Plans,
Arranging of Finance.
Customer base included Insurance Company & Short Term
Brokerage, Car Hire, Property Owning Companies, Retail and
Wholesale Trading Companies & Manufacturing Entities.
EMPLOYER GROFIN SA (Pty) Ltd (Business Finance & Support / Venture
Capital) www.grofin.com Durban Branch
June 2008 to July 2013
POSITION HELD
JOB DESCRIPTION
INVESTMENT MANAGER
Marketing of loan facilities to Business Clients
Due Diligence Investigations for Potential Clients
Financial Projections
Risk Assessment
Recommendations to mitigate risk
Detailed Report Writing
Ongoing business mentorship to clients post disbursement.
SELF EMPLOYED FINANCE BROKER / FREELANCE ACCOUNTANT
September 2005 to May 2008
Arranging finance for both moveable and fixed asset on
commission basis.
Included Commercial & Industrial Properties, Plant, Equipment,
Machinery & Vehicles. Heavy Transport Industry & Construction
Industry.
Full accounting and financial management function including
statutory returns, preparation of annual financial statements,
monthly management accounts on contractual basis
3. 3
EMPLOYER
POSITION HELD
STANDARD BANK OF SA LTD - Business Banking KZN
June 2002 to August 2005
CREDIT EVALUATION MANAGER / TEAM LEADER
BUSINESS BANKING CREDIT
JOB DESCRIPTION Assessment and sanction of Business Bank lending including
overdrafts, commercial property, vehicle & asset finance.
Compliance & Collateral Covenants. Team Leader of Business
Banking Credit Team (5 Employees). Personal Mandate of
R10m + Delegated authority to act on behalf of Regional Credit
Manager
Leader of Team of 5 Credit Managers.
Sign off approvals / recommendations of subordinate managers
where over their mandate.
Meeting with clients to discuss proposed facilities and in certain
cases collection of potential bad debts.
Reviews of existing facilities
Restructuring / recommending changes to proposals in order to
ensure a better risk for the Bank.
Minimising Risk by recognising potential bad debts and employing
appropriate actions to mitigate losses.
Authorisation and checking of legal documentation pertaining to all
types of facilities granted.
EMPLOYER BoE BANK LTD Durban Commercial Centre
1 August 2001 to 30 May 2002
POSITION HELD COMMERCIAL BANKER
JOB DESCRIPTION Marketing of Commercial Banking to potential Business Clients.
Proposing overdraft / loan / general banking facilities / commercial
property bonds.
Managing and control of Accounts
Risk monitoring
Asset Finance
EMPLOYER WESBANK CORPORATE FINANCE
May 1988 to July 2001
POSITION HELD SENIOR BUSINESS DEVELOPMENT MANAGER
JOB DESCRIPTION Marketing of Instalment Sale / Leasing Facilities & Rental Facilities
to Corporate Clientele for moveable assets.
Maintaining relationships with existing clients and canvassing for
new clients.
Writing of detailed reports on clients’ business. Detailed Analysis
of Financial Information provided by clients.
Commenced as BDO, Motor Division in 1988
Transferred to Corporate Finance with consistent promotions to
final position of Blue Chip Portfolio Manager (dealing with JSE
listed companies and high turnover companies).
4. 4
Strong relationships established and valuable expertise gained in
various markets and industry.
Negotiation and selling at highest level – CEO & Group FD.
Senior Member of Self Directed Work Team (4 employees).
Responsible for overall team performance.
Various Sales awards including Marketer of the Year Finalist
KZN.
EMPLOYER NEDBANK LTD - Ladysmith Branch – Manager’s Assistant
October 1987 to May 1988
EMPLOYER STANDARD BANK OF SOUTH AFRICA LTD - Newcastle Branch
Cashier
January 1982 to August 1987
STRENGTHS
Over 20 years sales experience with a wide spectrum of industries at Corporate Level and over 10
years in a people management capacity.
Strong communication and negotiation skills at all levels.
Passionate about client service.
Decision Making
Trouble Shooting
Self Motivated
Analytical
REFERENCES
To be Provided upon Request