1. 469-939-5682
Bret6385@gmail.com
Bret Taylor
Pacific Union Financial 07/2014-01/2015
Investor Delivery Analyst (temporary assignment) Dallas, TX
• Managed delivery of loan pools to investors
• Worked with internal and external partners to onboard new co-issue investors for file delivery.
• Audited loan files pre-delivery and post-delivery
• Created and managed bulk loan packages of 1200+- loans, $200m+- to multiple investors
• Worked across numerous departments to create new policies and procedures and update existing procedures
• Assisted in document system enhancement for document bundling and naming convention to deliver packages
timely to investors.
• Ensured all investor findings were cleared on or before deadline to minimize repurchase risk for the company.
Wells Fargo Home Mortgage 10/2012-02/2014
Home Mortgage Consultant Denton, TX
• Originated 1st and 2nd residential home mortgages by purchase or refinance (Federally licensed)
• Product knowledge: Conventional, Non-Conforming, REO, Foreclosure, Short Sale, Texas Cash-
Out, FHA, VA, USDA, HARP, Jumbo, Builder, and Custom Construction
• Leads were obtained from bank branch walk-ins, realtor partners, builder partners, banker referral, self-
sourcing, direct marketing, and existing book of business. Use of AOW, Microsoft Office, and several web
based applications.
• Substantial customer facing thus vitally important to present superior customer service at all times
NationstarMortgage 09/2011-10/2012
Mortgage Professional, Partner Plus Division Lewisville, TX
• Refinanced wholly owned mortgages for our partner investors to maximize return on investment.
• Refinanced existing Nationstar mortgages while maintaining an exceptional level of customer service.
• Involved outbound calling to targeted borrowers, managing a lead database, inbound calls, working conjointly
with fulfillment partners throughout the process. Use of Microsoft Office, LSAMS, LPS, Lotus Notes, and
several web based applications.

2. Litton Loan Servicing 08/2010-09/2011
Mortgage Asset Manager, Goldman Sachs Group Irving, TX
• Managed a portfolio of 200+-, $35m+- subprime mortgages for the parent company Goldman Sachs.
• Liquidated the mortgages by various means including short sale, settlement, refinance, deed in lieu, and
foreclosure.
• Converted non-performing mortgages into performing by various means including modification, repayment
plans, and reinstatements.
• Maintained constant contact with borrowers, power of attorneys, realtors, title companies, attorneys, etc.
• Involved daily use of web based tracking, Microsoft Office including Excel, Outlook, Access, PowerPoint,
pre-marketing, skip tracing, daily updates to management and the New York trading desk. Well versed
knowledge of FDCPA, FCRA, FACTA.
• Consistent Top 5 performer.
CitiMortgage 11/2007-08/2010
Short Sale Negotiator Irving, TX
• Directly negotiated with 3rdparties and borrowers to mitigate the loss to the company as well as assisting our
borrowers in their time of hardship.
• Analyzed collateral, pre-marketing, credit, assets, and income on possible short sales, settlements, short
refinances, reverse mortgages, and deed in lieu.
• Initial contact with borrowers, realtors, attorneys, and other parties interested in short sale, settlement, short
refinance, reverse mortgage, and deed in lieu.
• Consistent top performer, received many awards. Chosen to teach new hires.
Collection’s Agent
• Identified and addressed early and late stage collections, servicing requirements, volumes, and time lines and
negotiate with as many customers as possible to resolve delinquency problems.
• Knowledge of FDCPA, FCRA, FACTA. Use of DRI, Citilink(Lsams), SharePoint, web based applications,
Microsoft Office
• Consistent top performance earned the opportunity to work from home
National Mortgage Licensing System
• NMLS #762110
North Central Texas College
• Business administration Corinth, TX
Washburn University
• Business administration Topeka, KS