Beyond Borders E Magazine - September 2018

“INDIA IS RISING”
SEPTEMBER 2018A CCCI FAMILY INITIATIVE
“
Stories
Articles
Across Borders
Experiences
“INDIA IS RISING”

CONTENTS
ARTICLES
Rise of India-UAE Relationships and
Developments in Healthcare Sector
Dr. Zulekha Daud, UAE
India Rising : A Healthcare Perspective on
Crowdfunding
Rohit M A
India is Rising,
it has not yet Arisen
Dr.J Rajmohan Pillai
Taste Beyond Borders
Chef Harpal Singh Sokhi
The New Face of Sports: Hockey
Harendra Singh
How Women can Take Charge of their
Professional Lives
Varad Kamini, USA
Africa - A New Frontier for Indian
Companies
Shine Gopal
Arise! Awake!
Roma Anand
Education and its Role in India Rising
Dr Dakshayini Kanna
SHE-International Women's Chamber
Sana Rameez
C2C-Comeback to Career
Activus Recreational Club
Patron Council
Dr J. Rajmohan Pillai
Tim Eynon
Ingrid Sciberas
Jenny Wang
Barbara Vadiveloo
Chief Editor & Publisher
Anupam Dutt Jha
Editorial Board
Anu Krishna
Sana Rameez
Photography
Enjo Mathew
Lal TD
Partners
Readers Club
Marketnext
SHE
Activus
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BEYOND BORDERS I 3 4 I BEYOND BORDERS
UAE was a vast expanse of desert without any electricity; medical facilities were
rudimentary to say the least. But despite unfavourable conditions Dr. Daud
decided to stay on and serve the people with a rare display of selflessness. Since
there were no hospitals in those days, she travelled door-to-door to attend to
normal deliveries. With her dedicated service, she was able to capture the hearts
of the nationals and expatriates alike. In her own words, "What I did was nothing
greater than the need for medical attention. I borrowed strength from the
overwhelming need of the people in this country."
There is compassion or perhaps a mantra in Dr. Zulekha’s brand of care, which
has benefitted innumerous patrons for the last five decades, leaving a lasting
impact in the region. In her own words, “Beyond the technology, besides the
specialists, there is something more – the magic of a caring touch.” It is that
charisma and quality, which makes people fondly call her as 'Mama Zulekha'.
UAE is home to over three million Indians, the largest number of NRIs residing
in other countries. Worldwide reports and research by IMF categorizesIndia as
one of the largest growing economies. The contribution of the Indian business
conglomerates to international economies has been huge.One among the NRIs
who have made a remarkable contribution and global footprint is Dr. Zulekha
Daud, Founder and Chairperson of Zulekha Healthcare Group. She takes pride
in being an Indian, having had the opportunity to make her country proud by
carrying forth its tradition of empathy and kindness and establishing one of the
leading healthcare groups in UAE today.
The journey started in the early 1960's when Dr. Zulekha Daud came to the UAE
(the erstwhile Trucial States) after completing her medical degree from the
Government Medical College in Nagpur, India. It was her father, Sadiq Vali, who
advised her to go to the Gulf. Choosing the UAE over a lucrative career in the UK,
she helped people in deep need of medical treatment. During those days the
Rise of India-UAE
Relationships and
Developments in
Healthcare Sector
Dr. Zulekha Daud
Founder and Chairperson of
Zulekha Healthcare Group
Sheikh Abdullah bin Zayed Al Nahyan
Minister of Foreign Affairs and International
Cooperation of the United Arab Emirates

Dr. Daud is a legend herself and pioneer in healthcare who saved lives even
before a hospital was built or medical equipment bought into the country,and
even before it was founded as UAE. From a primary care clinic and hospital to
becoming a tertiary care healthcare group has been a herculean task. Despite
the shortcomings, she believed there are many reasons to be optimistic and
build the future for generations to come. She is thankful to the support she
received from the rulers since day one, in developing the healthcare sector in
UAE. Healthcare advances in UAE are a result of passion of the nation’s rulers to
give the best quality of medical services to their people.
In June this year (2018), HH Sheikh Abdullah bin Zayed Al Nahyan Minister of
Foreign Affairs and International Cooperation of the United Arab Emirates and
rulers of UAE personally honored and recognized Dr. Daud’s work from day one
when she arrived in UAE as the first lady doctor and offered medical services to
the people of this nation unconditionally. The ceremony was a part of the UAE
delegation visiting India for bilateral business cooperation meetings. Dr. Daud
observes that over the last few years there has been significant increase in the
Indo-UAE socio-economic developmental activities. The annual trade between
the two countries has been on the rise and will remain positive for years to
come. UAE and India enjoy many similarities according to her. “Diversities in
culture, food, languages, and lifestyles ensure the top, middle and lower income
groups across communities make the most of each day and are able to live
according to their preferences, unlike many foreign countries that lack this free-
dom of choice in simple ways of life.”
Foreign direct investments, higher education, innovation centers, increased
travel and trade exchanges are some common features being focused on by
both nations as a part of their growth strategies. Dr. Zulekha Daud emphasizes
that both nations can become remarkable, leading economies of the world with
the current fast paced developments.She advises, the countries need to make
the most of the increasing population of youth and their talents, and entrust
them with responsibilities of building smarter nations. Today, the digital space
has bridged the gap and ensures ease of accessibility to home countries and its
resources, keeping citizens connected to the roots despite them living nomadic
lives. This is a huge plus.
On a mission to create employment opportunities, Dr. Daud’s organisation has
been able to employ many Indian nationals across borders and even launched
a hospital in her hometown Nagpur, named Alexis Multispeciality Hospital.
Since inception in 2016, the hospital also serves the medical tourism needs of
many global tourists and is one of the top-quality healthcare services providers
in the whole of Central India. Sharing best international practices and bringing
home global standards of medical care, is an achievement Dr. Daud takes pride
in.
The hospitals and the workforce represent Dr Zulekha’s personality of care and
compassion. Regarded as the Zulekha spirit, it can be found in the doctors and
staff at all times. Under her eminent leadership, Zulekha Healthcare Group is
now one of the largest private healthcare networks in the Gulf. With more than
3000 personnel including over 300 qualified doctors, staff nurses and a host of
paramedical staff, the Group represents comprehensive healthcare that is
accessible to anyone in need of medical attention – delivered through three
multi-speciality hospitals, three medical centres and three pharmacies in UAE
and another hospital in India.
The Group has contributed richly in recent years to set benchmarks in
continuing medical education programmes for the entire Gulf region with its
consistent interactive workshops and seminars on various medical and surgical
topics.
“Synchronizing competences and exchange of innovative concepts will lead to
big wins for both nations. As healthcare providers, we aim to establish global
benchmarks in the sector, providing accessible and affordable quality care to
our people. We will continue to build on our Indo-UAE relationships in the
interest of our future generations. I extend my sincere gratitude to both UAE
and Indian governments, for the support and encouragement in this
revolutionary journey. Let’s keep the momentum on.”
Dr. Daud observes that over the last few years there has
been significant increase in the Indo-UAE socio-economic
developmental activities.
With more than 3000 personnel including over 300
qualified doctors, staff nurses and a host of paramedical
staff, the Group represents comprehensive healthcare that
is accessible to anyone in need of medical attention.

Crowdfunding, a growing and expanding form of alternative financing which is
gaining traction in the health sector when present day conversations are
focused on Universal Health Coverage, Ayushman Bharat (National Health
Protection Scheme). While as a concept, Crowdfunding has been around for
centuries however it has just never been as effective as it is today.
According to estimates, healthcare Crowdfunding accounts for 80% of all
donations Crowdfunding volumes in India today. Healthcare Crowdfunding is
growing exponentially, with crores of rupees being raised every week by
Crowdfunding platforms. This is not surprising because healthcare is considered
expensive and the digital technology access and growth is providing credibility
and inherent access. More than 80% of our population doesn’t have health
insurance (National Sample Survey Office), access to credit is limited, and
government-run healthcare schemes are inadequate.
India needs Innovation, rather affordable innovation, which presents ways to
innovate, be flexible, and do more with less, can help a complex and
resource-constrained country like India address challenges in healthcare
delivery. Such a model can ensure that healthcare is available and accessible to
every citizen of the country on a sustainable basis. For this, the nation's
innovation capability needs to be enhanced through the right kind of fiscal
incentives, policy support, financing mechanisms, human capital and
best- in-class infrastructure.
The need for universal health coverage is especially acute in India with its heavy
load of hospitalizations and very low penetration of health insurance. The
National Sample Survey Office’s report (2014) finds that 44 of 1,000 Indians end
up getting hospitalized in a year. A decade ago this figure was 31 out of every
1,000 Indians, out of every 1,000 Indians (in urban areas, excluding childbirth).
Platforms like Milaap, Ketto and ImpactGuru are currently working extensively
with patients and hospitals to raise funds and thereby scaling up Crowdfunding
in India. Health expenses, fundraising health initiatives, supporting health
research, or financing commercial health innovation is a part of Crowdfunding.
The situation is alarming because the Government’s commitment to raising
public healthcare expenditure as % GDP from 1.2% today to 2.5% by 2025 and
the recently announced National Health Protection Scheme for Below the
Poverty Line families will still be inadequate.
It is evident that the future of healthcare in India lies in a place where
innovations in paying for medical treatment is the way forward for a great
majority of Indians. The task at hand is to educate the populace about how
simply and effectively Crowdfunding can make health care affordable for all and
establish strong partnerships between healthcare service providers and
Crowdfunding platforms. This way, in the coming decade, we can make
Crowdfunding for healthcare needs a part of mainstream culture.
Crowdfunding could economically benefit the health sector by expanding
market participation, drawing money and awareness to neglected health issues,
improving access to funding, and fostering project accountability and social
engagement. It can play a more valuable role in health science research,
non- propt health initiatives, and commercial innovation.
Platforms like Milaap, Ketto and ImpactGuru are
currently working extensively with patients and
hospitals to raise funds and thereby scaling up
Crowdfunding:
Making Healthcare
accessible and affordable
ROHIT M.A
Cofounder and Managing Director
of Cloudnine Hospitals - India's leading
maternity, women and child
care service hospitals

India now faces many possible futures. It cannot afford to be complacent.
Its well-wishers and partners will do it the greatest favour to remind it of its
tasks, which will ensure its emergence as an economic power.
With the ‘soft power’ it already possesses, India presents an alternate model of
development for those developing countries seeking their own economic
emergence and influence; the ability of a country to persuade others to do what
it wants, without force or coercion. India threatens no one and is a friend to
many. Much of the globe sees India as a relatively non-violent, tolerant and
pluralistic democracy, with an international influence.
“INDIA IS RISING,
IT HAS NOT YET ARISEN”
How about if we thought of it this way
• India has to give up the notion
that it will automatically profit
from the size and youth of its
population without investing in
them to earn that return. India has
to understand that the economy
and the private sector can grow
only if government supports that
growth; economic growth ‘despite
the government’ is a myth
• India must overcome its energy
shortages to keep pace with
industrial and agricultural growth
• India must modernize its
agriculture. That means
increasing food productivity,
which has been stuck for almost
30 years, and raising the income
of farmers and other agriculture
workers. A higher percentage of our GDP should be invested in research
and development in the agricultural sector so that there is greater
productivity. People engaged in agriculture can be given a chance to
break free from the shackles of poverty and this will also reduce distress
or forced migration
• India has to plan its urban growth. Even as India gets its own economy in
order, it must change the way it creates policies on global questions in
order to be more proactive.
Dr. J Rajmohan Pillai
Chairman, Beta GROUP

The Shine Factor
As a nation, we possess immense potential and can go a long way. The many
hurdles it will encounter on its way to reach that position can be conquered with
determination, pragmatism, dynamic leadership and patience. One day we shall
feel the pride in being the citizens of a global power
The way forward
Any global power should be influential in other major ways. As a beginning,
an aspiring power must take care to do more than just react to other countries’
policies. Some fear that the West has invited India to the Global ‘High Table’ just
to counter-balance China. In my opinion, India needs to accept that invitation
fully, and then use the High Table to advance its own interests.
To achieve this India needs a foreign policy regime supported by long-term
strategic objectives. Being the third largest economy in the world, this will also
make India stronger without being demanding but earn the reciprocity from our
smaller neighbours and other partners.
In Conclusion
The aim should be to be a global power having the ability to exert its influence
on a global scale; characteristically possess economic and military strength, as
well as a strong diplomatic influence, which may cause other countries to
consider their opinions before taking actions of their own.
India has immense potential and can go a long way. The many hurdles it
will encounter on its way to reach that position can be conquered with
determination, pragmatism, dynamic leadership and patience. One day we shall
feel pride in being the citizens of a global power.
Much of the globe sees India as a relatively non-violent,
tolerant and pluralistic democracy, with an international
influence.
The many hurdles it will encounter on its way to reach
that position can be conquered with determination,
pragmatism, dynamic leadership and patience.

‘India’, when the word strikes my mind,
itdefinitely brings in immense pride for
my country but beyond that what runs
through my mind is a ray of colours,
people of various sects, history,
monuments, seasons and of course the
variety of food. People of the ages
40-50, I would say have seen India
Rising actually. I remember as a child
living in those small railway quarters in
Kharagpur. Everything in life had a
limited exposure and they were all
basics. The progress that we have seen
over the last thirty years has been
tremendous.
As a small-town boy flying in an
airplane was a distant dream about 30
years back, but look at the progress we
have made. From cycles to fancy cars,
from basic education to higher
education, from being a mediocre
society to an excellent society. The
world recognizes almost everything
that India has today.
Coming from the background that I
grew up in, I went on to do Hotel
Management;a fancy dream for most
people around 25 years back. Also, at
that time, it was possibly not a
verywell-known field to pursue one’s
career in. Hospitality was something
which was within every house as we all
recognized and respected everyone; be
CHEF HARPAL SINGH SOKHI
Energy Chef of India, Passionate Chef, TV Anchor,
Restaurant Brand owner and Consultant, Author

it neighbors, friends, relatives. Everyone was welcomed to anyone’s house at any
time and we all enjoyed it. Having being raised in this warm culture, I believe
Hospitality was and is part of the DNA of every Indian. But when I went to do
Hotel Management, I realized that the society hesitated toaccept the profession
as a respectable one and we all went through the challenges of it all and faced
family pressure until recently when we know that India actually has growneco-
nomically and created a foot print across the world. In my early dayswhen I
would travel across the globe, I would always feel that we should have airports
at least that can be compared to world class airports. Now every time I fly in and
out of the country I feel that how we have excelled in creating world class
airport and take pride in them.
Now coming back from early days of travel around the 90s, I always felt that
people outside the world nor had respect for Indian food and neither did they
understand the values.
As Chefs, we alsowere attracted towards the West and Western Cuisines until
things started to change in the last decade or so. The economyopened up doors
for people to travel across the World and there was a healthy exchange of
culinary ideas and recipes. People also started to understand values of eating
Indian food and specially: the favourite, chilly. Turmeric became one of the many
super spicefrom India. As I look deeper, it is evident that India has some of the
costliest ingredients available in the world; to name a few: Saffron, Morels
(Gucchi), Shilajitand many more…
Ayurveda is practiced more around the world now be it Culinary or alternate
medicine for wellness. People understood that the Science of Sages had a lot of
value and if followed religiously it would keep medicines and doctors at bay.
The Culinary scenario is also growing leaps and bounds and I still feel that much
is yet to be achieved in our field. Restaurant chains have slowly started moving
abroad and setting their foot prints as Indian restaurant chains; be it our own
home-grown café brands to Casual and fine dine Indian restaurant brands.
Hospitality was something which was within every
house as we all recognized and respected everyone
The economy opened up doors for people to travel
across the World and there was a healthy exchange of
culinary ideas and recipes

The New Face of Sports;
Hockey
It is always a pleasure to talk about Hockey. I've been associated with Hockey
since as long as I can remember; first as a player and currently as a coach. I've
been coaching for the past 25 years and have seen our National Game evolve
beautifully in these years. To me, Hockey isn't just a game, it's a lifestyle that I've
adopted and a part of me that holds a really big space in my life. Representing
my country, my tiranga has been a passion that I've lived by and I'm proud to be
a part of the modern way that hockey has been adopted by Hockey India. India
is a multicultural country, with a variety of talented sportsperson.
Sports is integral for the development of our society and is essential for a series
of skills in our life: teamwork, discipline, time management and organisation.
However, there is still a long way for us to goand I believe the participation of
the people is necessary for an integrated sports culture to take place. For
Hockey, all I can say is that, with the formation of Hockey India, we've come a
long way. The league is definitely a pathway for Indian players to showcase their
taken and skills. We've even performed at par with European and western teams
in the past few years and it's all because of the excellent facilities being provided
to us. Ofcourse, we need more of this at the grassroot level to bring forward
world class players, and this is necessary for all sports. We mustn't forget that
Hockey is a sport that has a long history in our nation. We've won multiple gold
medals in the Olympics in the past and has a bright legacy behind it. It's not just
a sport, it's ingrained in our blood and we must do our best to help bring it
forward amongst the youth. With the right investment and help from the right
foundations we can surely come a long way in achieving our goal of standing on
the podium at the Olympics.
There's no doubt that the popularity of Cricket has always been at the forefront
in India and corporate partnerships and celebrities play an important role in its
promotion. My thoughts on this are that it is absolutely important for more
corporate funds, public figures and extensive
partnerships to invest more in other sports for their functionality and popularity
to increase amongst the masses.
We are the second most populated nation in the world but given the right
opportunities, investment and facilities we can definitely be the Numero Uno in
the Sports domain.
Sports is integral for the development of our society
and is essential for a series of skills in our life: team-
work, discipline, time management and organisation.
HARENDRA SINGH
Chief Coach Indian Men Hockey Team
Harendra Singh is an Indian field
hockey coach and the current head
coach of the Indian men's team.
He was awarded the Dronacharya
Award in 2012.

How women can take
charge of their
professional lives
Don’t blindly follow social script
“Women today really need to undo a lot of their upbringing, especially when it
comes to being a ‘good girl’. That’s what we are taught to be, but in an office
environment that gets you nowhere. So break out of the mental boxes society
has prescribed and find a middle ground. You need to see yourself as a
Changemaker and a Caretaker. Be tough, be kind, as the situation demands, and
earn respect through your hard work. Gender is just a factor, don’t let it stop
you!”
Take control of the reins of your life
“I’ve been fortunate enough to have a father who encouraged me to take life
impacting decisions from a young age; he let me make mistakes and learn from
them. Life isn’t easy for anyone. I wasn’t even a graduate when I married, and
started handling my father-in-law’s business when I was 19. He passed away
when I was 20 and I handled the business for a few years. Later, I branched out
into the corporate world after pursuing further studies. It’s only when you step
out of your comfort zone that opportunities present themselves. At one point I
was working, studying, pursuing journalism, and raising two small kids. I was
pursuing it all relentlessly. To achieve your career goals, you must keep
challenging yourself. Eventually, it does pay off.”
Don’t expect anyone else to build the life you want for your-
self,” says Varad. “Some genuine people will come along the
way to cheer you up, but you must remember it’s your game.
And you need to embrace it, to win it!”
VARAD KAMINI
Vice President,
Datamatics Global Services Inc.
Greater Philadelphia Area

Know your goals
“Know what you want to be and where you want to be. If you have a goal then
you’ll find a way to get there. It’s okay if your goal posts keep changing. But you
need to have them to give yourself direction. Initially, I qualified as an interior
designer, and through sheer luck, I got a project with Emirates Airlines as a PR
manager, and I fell in love with the job. Once I knew that corporate communica-
tion was my calling, I set out with a plan to get there. I worked my way up,
raising the bar for myself with each move. So get thoughtful about your life!
Define what you want and what achievement looks like to you. Create a kick-ass
action plan and just go for it.”
Do what’s needed to get the job done
”Even we women believe that we are expected to be communal, collaborative
and giving. But thanks to my former boss, I had to break away from this social
cast. He once told me, ‘Varad, it’s nice that people like you, but honestly I don’t
care. What matters is that they deliver on time.’ It took a while to adapt myself
into the new cast. What matters is the result. For that, you need to tailor your
behaviour to the occasion. If it requires you to let go of prescribed social codes,
so be it. There is nothing like a ‘woman leader’, just a leader who has the
required traits to succeed. Whatever you do, be so good that none can ignore
you!”
Stop trying to prove to others
“Women often think they need to prove beyond all doubt that they’re just as
good as men in the office space. We feel the need to prove that we’re strong,
that we can do anything and everything. So we push ourselves tirelessly. But we
need to change this thinking and be generous to ourselves. Don’t compete with
another man; compete with another leader you admire. Be yourself! The
corporate world appreciates people who are genuine, gender no bar!”
Work-life imbalance is normal: expect and accept it
“Don’t burn yourself out to have a prized career and a perfect home life. At best
work-life balance is a myth. Expect the chaos and messy moments now and
then. You’ll be donning several hats in a day; each role will expect the best out
of you. On those days, remember that as long as you are able to keep a close
watch on the big picture, you can afford to let go off small disruptions. Also, try
managing your energy flows better. Take up the tasks that energise you. You
might just find balance in the imbalance!”
Find out what is a priority for you
”While trying to befit yourself as an ambitious professional and a responsible
family member, there might come a time, when you will ask yourself, what the
heck I am doing in life? At that juncture realign your goals to your immediate
priorities and aspirations. Just don’t lose sight of what is truly important for you,
and don’t ever let that go off your plate. If there’s a conflicting interest, find a
way to work around it. That workaround is important too. Follow your instinct
and you will do fine!”
Make yourself a priority
“Women rarely ever see themselves as a priority, and that isn’t a good thing.
Don’t put yourself on the back burner all the time. It’s a tough ask, but you need
to do it for yourself. Know what motivates you and remain true to who you really
are. It’s alright to be selfish sometimes and focus on self. We have a larger
obligation to ourselves.”
Don’t let the guilt get you down
“Women either try to overstretch themselves or deal with guilt. It’s especially
true if we’ve placed our needs/wants over another’s. But we aren’t superhuman,
and we should acknowledge that. The idea is to find a healthy way to cope with
guilt without bringing ourselves down. Don’t ever feel guilty about being
passionate about your work–your kids are observing you and are surely getting
a great role model in you. This will better shape their future as they will learn to
appreciate the value of hard work and respect duly earned!”
Raise your children strong
“Whether you have a daughter or a son raise them the same. This will help
create a better future as this will lead to gender parity, even in their thought
process. A good education is not an option, but a must. Alongside my
professional ambitions and commitments, I’ve done all I can to create a strong
foundation for my kids. Now it is up to them to scale up. I keep reminding them
that they need to be in control of their life and not let environment impact their
conduct. Their value system must remain intact, no matter what.”

Africa and India are increasingly becoming more prominent partners in each
other’s trade with significant growth in the market shares of their respective
imports and exports.
Apart from trade, India has also undertaken significant investment initiatives in
recent years to strengthen its strategic partnership with Africa. India has
become one of the largest investors in Africa after china. The major investors
include Indian Multinational Enterprises (MNE’s), Indian construction and
telecommunications companies, and several auto industry majors. These
investors have been participating in diverse sectors including telecommunica-
tions, energy, computer services, power, automobile, infrastructure, etc. in
Africa.
Fact File:
Approved cumulative investments from India to Africa amounted to US$ 54
billion during April 1996 to March 2016. Among the African nations, Mauritius is
the leading country in terms of receiving highest FDI inflows, followed by
Mozambique, Sudan, Egypt and South Africa.
Africa-A New Frontier
for Indian Companies
Why Indian companies must look at investing in Africa rather than just selling
their products.?
Africa’s industrial sector is growing on the back of rapid urbanisation, a growing
consumer base with rising disposable income and a huge regional market. It
needs investments for creating infrastructure in ports, roads and railways and
training programmes to build a skilled workforce. These are incentives Indian
entrepreneurs need to tap to forge mutual partnerships. India’s capability in
human resources, services, Information Technology, engineering, high
value-added production and manufacturing along with African products and
resources would help in developing a mutually rewarding long-term
partnership. Indian expertise and human resources in building roads, airports,
ports, railways, special economic zones, IT parks and industrial corridors should
be shared.
Why Africa?
Africa has become the second most attractive investment destination in the
world – right after North America. Across the continent, national and regional
economies are consistently accelerating their growth and attracting the
attention of foreign investors. This change is driven by a number of factors,
including more democratic and accountable governments; economic policies
which increasingly favour and facilitate international trade; a new generation of
policy-makers and business leaders; innovative information and communica-
tion technologies; an emerging spirit of entrepreneurship; and a growing
middle class of relative prosperity with a taste for modern consumer goods.
Shine Gopal
Founder & Chairman Marketnext

With rising production costs in Asia,
manufacturers have been looking at
countries such as Ethiopia, Kenya and
Rwanda
The other major challenges faced by
exporters and importers from India and
Africa are primarily: transport and
logistics costs; poor business
environment (lack of ease of doing
business); corrupt practices; and access
to trade finance.
Currently, six of the world’s ten fastest growing economies are in Africa and the
ease of doing business in Africa is improving to the extent that a good number
of countries (including South Africa, Ghana, Mauritius and Tunisia) now
outperform China, India, Brazil and Russia. In addition, FDI inflows to Africa have
demonstrated year-on-year growth since 2010 and now amount to USD 50
billion. The world’s eyes are turned toward Africa’s market of one billion people,
including a growing middle class. Investors also see significant opportunities to
invest in Africa’s non-commodities sectors: financial services, construction and
manufacturing now account for 50 percent of Chinese FDI in Africa.
With rising production costs in Asia, manufacturers have been looking at
countries such as Ethiopia, Kenya and Rwanda. Today, China, Turkey and India
are the top three job creators in Africa’s manufacturing sector. In an industrial
zone outside Addis Ababa, the Chinese - owned Huajian factory – which
opened in 2012 and became profitable in its first year of operation – reportedly
plans to expand its workforce to 30,000 as part of a $2-billion investment, one
more indication that ‘Made in Ethiopia’ could become the next ‘Made in China’.
What is enticing businesses to Africa?
40% of the global population growth will be in Africa by 2050 More than 50% of
Africa’s population is under 20 years old, making it the world’s youngest
continent – in comparison only 28 % of the population of China is under 20
years old 500 million Africans are between the age of 18 and 24. By 2040, the
forecast is 1.1 billion – more than in China or India.
What can we see in markets and consumers?
Consumer expenditure is set to rise from USD 600 billion in 2010 to nearly USD
1 trillion in 2020. Urban African consumers spend the largest share of their
budgets (45%) on food and groceries-more than the average consumer in the
BRIC countries More than half of all African households are projected to have
discretionary income by 2020 – corresponding to almost 130.000 households.
Consumer-facing industries (retail/wholesale, banking, telecommunication and
tourism) in Africa are expected to grow by USD 400 billion by 2020, with
apparel, consumer goods and food accounting for $185 billion
How has the economic performance fared so far?
6 of 10 of the world’s fastest-growing economies are currently in Africa FDI
inflows to Africa have increased by 13.6% and FDI outflows by 55.6% since 2010
Average annual return on capital of African companies was 65-70% or higher
than that of comparable companies in China, India, Indonesia, and Vietnam.
What mistakes do businesses make when moving to Africa?
One of the biggest mistakes that businesses make is seeing Africa as one
country. Each African state is unique in its approach, its culture, and its
regulatory environment and even within the country itself, there are different
regions where the culture can differ drastically. The various economies, laws,
languages and cultures need to be thoroughly assessed as part of the
entrepreneur’s expansion plan, which should be structured around the target
region’s strengths, weaknesses, potential opportunities, and threats. The other
major challenges faced by exporters and importers from India and Africa are
primarily: transport and logistics costs; poor business environment (lack of ease
of doing business); corrupt practices; and access to trade finance.So a thorough
study will ease these hiccups and give way to a smooth flow to creating
business which are profitable.
Having elaborated on the sea of opportunities for forging mutually beneficial
partnerships along with the ongoing ones, one can only imagine the wealth
creation and a healthier bond to cement the relationship between both the
countries.

Arise! Awake!
As I look at the Sun rising, myself sipping the steaming coffee, sitting in the
balcony, I visualize the RISING INDIA! I choose to be positive, yes, India is rising!
UTHISHTA! JAGRATHA!
Arise! Awake! Stop not till the goal is reached; Be it the dialogue between Yama
and Nachiketh in Katha Upanishad or in the quote of Swami Vivekananda, the
path is a sharp edge of a razor hard to tread on and difficult to cross. India rose
to freedom from the shackles of the British rule and is in its seventy second year
of Independence!
The Manthra of our Prime Minister, Sri Narendra Modi, ‘Sab KeSaath, Sab ka
Vikas’, is inspired by the unified will power of the 125 Crore citizens of India.
Rising India reflects the rise of the self-respect of its people. When the
confidence and commitment of people rises, India rises.
Trump describes India as a leading global power.Alyssa Ayresshares that, India’s
expansion has vaulted it into the ranks of the world’s emerging major powers.
World Bank in the year 2017 ranked India as the third largest economy in terms
of the rise of GDP at purchasing power parity, behind China and the US.
As India takes off to a triumphant new high, it is the people that make the
transformationa reality. Also, we make our global presence through our values
of truthfulness, fairness and integrity.We can slowly but surely witness the
evolution of a corruption free, healthy and prosperous nation. It is a leap from
inequality to balance,isolation to integration and the unprecedented rise to
hope and faith. On the technology front, there is momentum through Stand up
to Start up and to Skill India.
Scientific strategy in Health care sector is implemented through measuring
to managing and to mass movement. Health care is made accessible and
affordableas ittakes the mission mode under the rapid Ayushman Bharat.
India rises as a Global leader of the international solar alliance, while more than
60 countries agree to implement the Delhi solar agenda to address the climate
change concern. India puts terrorism and black money in the spotlight at the
global fora after a successful stint at demonetization. It rises to effective
financial governance through implementation of GST.
However, at the Lok Sabha proceedings of the No-Confidence motion, I wonder
whether the members rose to ensure a constructive, comprehensive and
disruption free debate or was it the rising tide of anger!
Rabindranath Tagore prays: “Into that heaven of freedom, father, let my country
awake!” Are we without fear? Is knowledge free? Aren’t there still narrow
domestic walls that break up the nation into fragments? Can we claim
perfection and reason in our work? If the answer is ‘YES’, India rises into the
Heaven of Freedom, for sure! May God lead our minds forward, into ever
widening thought and action!
“Awake, O sleeper, rise from death, God will shine on you.
You shall go out leaping like calves from the stall.”
When the confidence and commitment of people
rises, India rises
It is a leap from inequality to balance, isolation to
integration and the unprecedented rise to hope and
faith
ROMA ANAND
Principal St. John's School
Bangalore

Education and its
role in India Rising
This thought-provoking quote is indeed an awakening for any educator to
understand what a wonderful feeling it is to look at India striding forward in
spite of all the perils and challenges it is facing.Our country is no more what it
was a couple of decades ago. It has already been recognized by the world as the
technology powerhouse.
Indians have established their mastery in Science, Math,andTechnology. Space
technology has become one of India’s strengths. Today, our Nation has come a
long way in renovating its economy, reducing poverty and improving living
standards for a large section of its population.
Narendra Modi, Prime Minister quotes, “Rising India means rise of 125 billion
Indians.” It was heartening when he deepened the thought to: When the
willpower of these hundred and a half million people is united, their resolutions
become one, then even the unachievable becomes achievable, even the
impossible becomes possible.It is said that when most of the countries have to
worry about the ageing population, workforce shortage etc, India is said to be
sitting on a demographic gold mine; its median population age is said to be 27
years as compared to China (35 years) and Japan (47 Years). A couple of
statistical statements say that India will account for more than half of the
increase in Asia’s workforce in the coming decade!
There are grounds for optimism and growth if the workforce is trained properly
with knowledge and skills that are required for the future. The democratic
values, financial system stability, skilled manpower, technological capabilities,
demographic dividends, a large and growing entrepreneurial class and a
penchant for innovation can catapult India to the topmost position!
The positive impact stemming from that can be witnessed in all fields. Today,
foreign investors look at India as a lucrative option for investment.One of San
Francisco’s research firms, Compass has rated Bangalore as the second fastest
growing start-up ecosystem in the world. India has also been ranked as one of
the world’s top exporter of ICT in the global innovation index.
India should walk on her own shadow -
we must have our own development model
A. P. J. Abdul Kalam.
Dr. Dakshayini Kanna
Head of School and Principal,
Harvest International School, Bangalore

Indians have established their mastery in Science, Math,
and Technology. Space technology has become one of
India’s strengths.
I see a positive change in the quality of K-12 education
in Indian private schools that is being welcomed in its
entirety.
Today, India is an educational hub and parents and students are open to take up
varied options of careers. Awareness on sustainable development, availability of
facilities, increase in the spending capacity of people have opened up multiple
avenues for everyone today. Support for Make in India projects, increased ease
of doing business and support, have made the youth more confident and
motivates them towards entrepreneurship.
In 31 years of my experience in the Education Industry, I see a positive change
in the quality of K-12 education in Indian private schools that is being welcomed
in its entirety. Having taught in India and abroad, I definitely say that we are
catching up with global leaders in quality as well as delivery due to access and
availability of resources. Indian schools are adopting best practices from around
the world and are working towards holistic development of children. Indian
culture and values add value to the overall development of our children.
According to the last census, 39% of today’s Indian children are in schools. With
the right kind of planning, it is not very difficult to transform these youngsters
into responsible, capable, ethical human beings with right skills. I believe that
India is moving towards total transformation!

She-International
Women's Chamber
COMMUNITY OF EXTRAORDINARY
WOMEN.
The only International Women’s
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women in business.
SANA RAMEEZ
Director CCCI
Our Mission
SHE - International Women’s
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Cosmopolitan Chamber of
Commerce and Industries, formed
with the belief that business
women of all races and nationali-
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forum where they could gain
momentum, express their thoughts,
and come together as one voice –
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Our Mission
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Beyond Borders E Magazine - September 2018

Beyond Borders E Magazine - September 2018

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