Our solution is an electronic payment option providing a viable alternative to cash, POS and MPOS systems. At the point of purchase the customer needs to scan the QR code at the merchant with the DIrectPay and confirm payment.
4. Value Proposition
• My QR code
• Fund Transfer
• Merchent QR code
• Dynamic QR code (Merchent app/
Billing System)
• Table QR
• DirectPay Checkout (App/Web)
• Open libraries to be included in the
merchant app
8. Business Model
User App User Account Merchant
Account
Transaction
Type
Transaction
Fee
Income per
transaction
Bank A Bank A Bank A Debit/
Credit on
ISO8583
No Fee
Rs. 5
Bank A Bank A Bank B Clearing House Rs. 7.5 Rs. 5
Bank A Bank B Bank A Just Pay
Transfer
Rs. 4 Rs. 5
Bank A Bank B Bank B
(Visa/Master)
Visa Direct/
MasterPass
3% Rs. 5
Bank A Bank C Overseas
(Visa/Master)
VisaDirect/
MasterPass
3% Rs. 5
9. Market plan
• Stratgic meetings and discusion with the senior management of Banks
• Stratgic meetings and discusion with the Clearing Houses
• Expanding the app gloabally by getting Visa and Master onboard.
• Participation in global startup and fintech conferences.
10. Competitive analysis
• Master Pass
• Visa Direct
• Chase Pay
• Walmart pay
• Union-pay (China)
• M-Cash/eZ-Cash
• Apple Pay
• IB QR Payz