E-banking allows customers to perform basic banking transactions electronically around the clock from anywhere in the world. It involves viewing account details, paying bills, and transferring money via the internet. While e-banking provides benefits like convenience and low costs, it also faces challenges regarding security, start-up costs, and the need for trained personnel and maintenance. Banks are working to address security issues and provide safe online banking services.

1. E-BANKING

2. PRESENTED BY……

3. INTRODUCTION

4. E-Banking or electronic banking is A major innovation in the field of banking.Information revolution led to the evolution of internet, internet led to the evolution of E-Commerce & E-Commerce led to the evolution of E-Banking.

5. “E-Banking is a facility under which the customers can perform basic banking transaction electronically, round the clock, throughout the world.”Information technology refers to the use of computers & telecommunication for producing storing, obtaining & sending information.

6. DEFINITION

7. A system of banking in which customers can view their account details, pay bills, and transfer money by means of the internet.The remote delivery of new and traditional banking products and services through electronic delivery channels.

8. FEATURES

9. Information Only SystemElectronic Information Transfer SystemFully Electronic Transactional System

10. ADVANTAGES

11. Round The Clock BankingConvenienceLow Service

12. Profitable BankingQuality BankingSpeed Banking

13. DISADVANTAGES

14. Start-up CostTraining & MaintenanceSecurityLack Of Skilled Personnel

15. TYPES

16. PC BankingInternet BankingDigital TV BankingText Phone Banking

17. SERVICES

18. Bill payment serviceCredit card customers Railway pass Recharging your prepaid phone Shopping at your fingertips

19. CHANNELS

20. Automated teller machines (ATMs)Smart cardsTelebankingInternet banking

21. TRADITIONAL BANKING V/S E-BANKING

22. E-BANKINGTRADITIONAL BANKINGMeaningCustomersBranchesActivitiesMeaningCustomersBranchesActivities

23. SECURITY

24. Ensuring security while banking online, is to keep your password and pin number a secret. The security of your personal computer is very important for safe internet banking. Therefore, always install antivirus software and software to remove spyware. Checking your bank statements regularly will help you detect any transaction that has taken place without your knowledge.

25. While banking through the internet, make sure that the banking session is secure. In addition, always remember to completely log off, after completing the banking session. Nowadays, the banking institutions have come up with a number of safety measures for ensuring secure internet banking.

26. CHALLENGES AND OPPORTUNITIES

27. E-banking is a generic term for delivery of banking services and productsE-banking has improved efficiency and convenienceThe government of India enacted the IT act, 2000It issued guidelines on risks and control in computer and telecommunication system