e-banks e-commerce e-payments advantages tools of e-banking

1. Ae’khay
IN THE NAME OF
ALLAH WHO IS
MOST MERCIFUL
AND GRACIOUS

2. Ae’khay
E-banking
Assalam-u-alaikum
ANIL KUMAR
2016-BBA-053
E-commerce

3. Ae’khayAe’khay

4. Ae’khay
 Why E-banking?
• Stress on branchless banking.
• Increasing volumes of ebanking transactions.
• Providing customers with cost effective services

5. Ae’khay
 Tools of Electronic Banking
• Automated Teller Machine
• Credit Cards
• Debit Cards

6. Ae’khay
 services offered in E Banking
• Information Only System
• Electronic Transactional System

7. Ae’khay
 Services
• Answering routine queries
• Bill payment service
• Electronic Fund transfer(ETF)
• Electronic Clearing System(ECS)
• Credit card customers
• Investing through internet banking
• Recharging your prepaid phone
• Shopping

8. Ae’khay
 Advantages to banks
• Very low setup cost.
• Capability to cater to a very large customer
base.
• Saves a lot of operational costs. Adds to
the baseline.
• Banks can offer a lot of personalized services
to their customers.
• Reduction of burden on branch banking.

9. Ae’khay
 Advantages to customers
• It is convenient.
• Not bounded by bank timing
• Check your transactions at any time of the day, and as
many times as you want to.
• No geographical barriers.

10. Ae’khay
 Pre cautions to be taken
• Never share PIN numbers with anyone, including
officials.
• Password should be changed immediately and
memorised before destroying the mailers.
• Ensure that the logged in session is properly signed
out.
• Keep your information safe.

11. Ae’khay
 The road ahead
• Reduction in branch banking.
• Gradual evolution of Virtual banking
• People will want to process more transactions on the
Internet.
• Geography will not be an inhibitor any more.
• The future of banking would be in terms of integration.

12. Ae’khay
Thank you
Ae’khay