1. Andrew S Ford
4206 Tamarack Turn St NE 616-856-2561 cell
Grand Rapids, Michigan 49525 dbprojects88@gmail.com
www.linkedin.com/in/AndrewFord3
Objective
Experienced Management Professional ready to strategically analyze and manage data, resources, and
systems to efficiently advance company goals, reduce risk and increase profitability
Summary of Qualifications
 Years of experience in problem solving, data tracking and analysis
 Proven positive results with excellent customer service to employees, senior management,
directors, vendors and other stakeholders.
 Directed 8 major projects from implementation to completion utilizing vast knowledge of operations.
 Skilled at creatively finding a better way to accomplish daily tasks using process analysis, existing
or new systems and communication of best practices to team members.
 Skilled at matching needed resources with pending projects to maximize success.
Professional Experience
Management
 Developed and maintained pricing strategy based on competitor data, customer data and analytics
that supported business growth and increased market share
 Developed policy for four companies increasing consistency in processes and ensuring compliance
with governmental and investor requirements
 Served as project manager for multiple conversions and upgrades creating higher profits, lower
operating costs and fewer errors on services offered
 Researched the impact of new regulations and their risk to the organization for non-compliance and
cost to comply
 Supervised 5 to 8 staff members including hiring, training, mentoring and terminating employees.
Analysis
 Created and used multiple operating systems and databases to provide relevant strategic data
supporting senior management’s decisions
 Analyzed conditions and risk positions to strategically inform pricing policy that built production,
gained margin and met budget targets
 Provided reports and forecasts of production volume, gain on sale and profitability for decision
making, performance measurement, risk management and strategic planning
 Developed scorecards and reports for communicating data insights and strategies to senior
management, team members and other departments
 Designed and maintained database and reporting for tracking and comparing production to other
lenders by county and across entire bank service area that informed sales team and provided input
to pricing decisions to maintain and grow market share
Banking
 Managed the profitable close of billions of dollars of mortgage volume in conventional, government,
Alt A, non-conforming, jumbo and sub-prime loans
 Hedged locked loan pipeline using mandatory locks, best efforts locks, assignments of trade,
Mortgage Backed Security (MBS) swaps, cash sales, bulk sales, direct trades, and co-issue
agreements
 Managed investor procurement, account maintenance, reporting and relationships with agencies,
correspondent lenders, wholesale lenders, warehouse banks and MBS trading dealers
 Balanced general ledger accounts used daily by multiple departments that assisted accounting to
maintain accurate financial records

2. Andrew S Ford
4206 Tamarack Turn St NE 616-856-2561 cell
Grand Rapids, Michigan 49525 dbprojects88@gmail.com
www.linkedin.com/in/AndrewFord3
 Developed data and reporting tools that tracked and forecast production and projected profitability
for senior management and mortgage sales teams
Work History
Secondary Marketing Manager, Officer Jan 2013-Dec 2014
Northwestern Bank nka Chemical Bank Traverse City, MI
Secondary Marketing and Loan Servicing Manager, Officer Jan 2010-Dec 2012
Founders Bank and Trust Grand Rapids, MI
Manager, Secondary Marketing and Systems, AVP Oct 2001-Dec 2009
VanDyk Mortgage Corporation Grand Rapids, MI
Supervisor, Secondary Marketing Sept 2000-Oct 2001
Bank West Grand Rapids, MI
Education
Masters of Science in Management Cornerstone University Grand Rapids, MI
Emphasis - Leadership
Bachelor of Arts Cedarville University Cedarville, OH
Major – Comprehensive Bible
Minor - Math
Emphasis – Christian Education and Youth