1. Adlynne Howarth
34 Lomita Link
Clarkson, WA 6030
Perth, Western Australia
Contact No.: 0479 093 772 (Mobile) 9407 9942 (Home)
E-mail: slynnie@gmail.com
EDUCATION & OTHER QUALIFICATIONS & ACHIEVEMENTS
Australian Institute of Science & Technology, Perth Australia
 Undertook a diploma in Business Administration & Management
 Specialised in International Business
Nan Hua Secondary School, Singapore
 GCE ‘O’ Level
PSB Certification
 Interpersonal & Group Effectiveness Skills
 Creative Problem Solving
B.E.S.T. Program/ Project (Bank of Tokyo-Mitsubishi Ltd)
2000 to 2002
1989 to 1993
Mar 2001
Jul 2000
Dec 1998 to Aug 1999
WORK EXPERIENCE
Opteon Perth Pty Ltd
Admin Assistant (Commercial & Residential)
 Input data in timely and accurate manner into the web-based
information system
 Utilizes computerized data entry equipment and various file
maintenance programs to retrieve information as requested or
otherwise necessary and summarizes data in preparation of
standardized reports
 Performs general clerical functions such as re-typed/formatting
correspondence reports and other
Orangefield Management Services (Singapore) Pte Ltd
Payment Officer, Fund Services
 Assist Fund Accountant on payments, weekly cashbook update and
reconciliation of monthly bank statements and advices
 Daily processing of cash flows, including faxes and mails
 Preparing of payment instructions, both manual and online/ internet
banking platform
 Coordinate receipt of fund instructions from clients with the
relevant Financial Services teams
 Provide general administrative assistance to both Funds and
Corporate Services teams
Standard Chartered Bank, Singapore Branch
Settlement Officer – Securities Services, Regional Custodian (Contract)
 Attached to the Regional Custodian team, responsibilities included:
 Daily Processing of Swift messages, faxes and mails
 Coordinating of incoming facsimile instructions to Securities
Services.
 Daily FX checks in Network Custody Clearing System (NCS)
 FX booking and preparing of People Soft General Ledger (PSGL)/
Accounting Ledger
 Checking on restraints/ liens placed on accounts
 Maintaining daily log of all Swift messages and instructions
received
Jul 2013 to Sep 2014
May 2012 to Mar2013
Oct 2011 to Apr 2012

2. ANZ Banking Group Ltd, Singapore Branch
(f.k.a. The Royal Bank of Scotland, Singapore Branch)
Bank Officer – Global Cash Payment Processing Operation, International
High Value Retail & Wealth Department
 Attached to the Inwards Remittance team, responsibilities included:
 Processing internal funds transfers and incoming remittances for the
Customer Client Segment branches and Private Banking customers
 Liaising with Senior Relationship Managers on discrepancies
 Following up on mismatches and tracing for cover funds
 Booking daily foreign exchange rates in the ICBS system
 Preparing credit advices
 Reconciling Nostro breaks and Wash accounts
 Deep knowledge of SWIFT messaging and keen eye for detail have
increased team productivity
Oct 2008 to Sept 2011
The Royal Bank of Scotland, Singapore Branch
(f.k.a. ABN AMRO Bank Ltd)
Senior Operations Assistant - Dual Currency Investments (DCI) & Term
Deposits (TD) Team, Liability Products Department
 Responsible for processing daily DCI and TD transactions from
Branches and Private Banking customers – new placements,
withdrawals, amendments to tenor and rates
 Sorted DCI and TD instructions and liaised with Senior Relationship
Managers on discrepancies
 Updated daily TD rates in the ICBS system
 Generated DCI and TD customer confirmation letters
 Performed monthly balancing of all Structured Deposit accounts
 Superior work performance evident in promotion from “Maker” to
“Controller” in May 2008
Aug 2007 to Sep 2008
Bank Operations Assistant - Global Trade Units (GTU) Team, Liability
Products Department
 Prepared GTU and Jersey Loans booking placement in ICBS system for
all currencies (Bank-to-Bank accounts)
 Prepared GFXO entries in the General Ledger (GL) for bookings
maturing
 Processed “Due To/Due From” loans placements in the ICBS system
 Rectified discrepancies noted
 Responsible for individual end-of-day Branch teller closing
Sep 2006 to Jul 2007
The Bank of New York, Singapore Branch
Bank Assistant – Trade Finance Department
 Attended to customers and sales staff across a range of matters
including: Letters of Credit (LC) advising, amendments, collections,
reimbursements and settlements
 Provided front desk customer service assistance to customers, advising
on the Bank’s trade products, processes and documentation procedures
 Prepared Credit Approval Applications and confirmation letters
 Prepared daily cash and cheque settlements
 Followed up on SWIFT/tracers
 Comprehensive knowledge of ISBP, UCP500, URR, ISP and shipping
practices
Jan 2005 to Aug 2006
NTRUST (Singapore) Pte Ltd
Admin Manager cum Asst. Migration Consultant
 Supported the Director by providing administrative and secretarial
services such as:
 Preparation of invoices and receipts
Oct 2003 to Dec 2004

3.  Managing travel bookings and arrangements for the Director,
agents, and guests
 Mentored and supervised the work of the Administrative Assistant,
with successful achievement of key deliverables
 Organised seminars targeted at citizens looking to emigrate
 Followed up with prospective customers prior to and after seminars and
assisted on explaining the documentation and procedures involved
ABN AMRO Bank Ltd
Business Support – Credit Admin Department, Corporate Banking
 Oversaw various administrative duties of the department including:
 Maintaining databases on clients details, balances, and bankruptcy
records
 Retrieving daily share prices from Bloomberg
Mar 2003 to Jun 2003
American Insurance Group, Ltd
Customer Service Representative
 Responsible for attending to the needs and queries of agents and walk-in
customers, across a range of insurance products (travel, motor, home
fire)
 Prepared quotations accordingly
 Assisted on following up on motor insurance claims with various agents
and departments
 Provided daily updates on sales and balances
 Delivered superior customer service – evident from compliments
received – which resulted in time savings for the Company
Sep 2002 to Jan 2003
Bank of Tokyo-Mitsubishi Ltd, Singapore Branch
Bank Assistant (Middle Office) – Credit Admin Department
 Liaised with the Head Office in Japan and various departments across
Asian Branches across on credit-related matters
 Followed up on collateral requirements including mortgages, letters of
guarantees and other loan documentation
 Liaised with clients and sales staff on outstanding items
 Monitored clients’ credit facilities utilisation rates and credit ratings
 Performed checks on customer information e.g. bankruptcy notices
 Monitored fixed deposit maturities and clearing of cheques
 Maintained customer details and new account opening documentation
files
May 1996 to Jun 2002
Overseas Union Bank, Ltd
Bank Clerk – Bills & Remittance Export Department, Corporate Banking
 Responsible for timely processing of export transactions including
issuance of Letters of Credit and Bills Negotiation
 Followed up on payments and documentation
 Prepared letters of confirmation to counterparties
 Supported and achieved excellent partnership with Branch operations
and respective sales staff
Jan 1995 to Jan 1996
IT SKILLS AND LANGUAGES
 Proficient in the use of Microsoft Word and Excel
 Native speaker of English and Bahasa Melayu & Indonesia; basic
understanding of conversational Mandarin
 Proficient in written English and Bahasa Melayu & Indonesia
REFERENCES: Available upon request