1. S¡a£u p¡j¡¢SL pq¡ua¡ LjÑp§¢Q
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1

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3. S¡a£uS¡a£u p¡j¡¢SL pq¡ua¡ LjÑp§¢Q (p¡j¡¢SL pq¡ua¡ LjÑp§¢Q (NSAPNSAP)) -- HlHl
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4. 4
HL eS­lHL eS­l S¡a£uS¡a£u p¡j¡¢SLp¡j¡¢SL
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5. 5
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28.03.2013) z
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pj£r¡ 2005
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fËL­Òfl i¡a¡l
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pj£r¡ 2005
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6. HC fËL­Òf Ef­i¡š²¡ ¢ehÑ¡Q­el fÜ¢a qm ¢ejÀl©f -
• NË¡j£Z f¢lh¡l pj£r¡ pwœ²¡¿¹ a­bÉl ¢i¢š­a NË¡j f’¡­u­al NË¡j
pwpc ¢i¢šL
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jl a¡¢mL¡
f’¡­ua p¢j¢a pw¢nÔø NË¡j f’¡­u­a f¡W¡­h
• NË¡j f’¡­ua a¡l LjÑQ¡l£­cl pq¡ua¡u NË¡j pwpc Hm¡L¡­a ­pC
a¡¢mL¡l h¡Ù¹h
paÉa¡ Ae¤på¡e Ll­h
• HC fËL­Òfl Ef­i¡š²¡­cl e¡j Ae¤­j¡ce Ll­h NË¡j f’¡­ua

7. NË¡j f’¡­ua ­b­L Bp¡ a¡¢mL¡¢V f’¡­ua p¢j¢al ¢ehÑ¡q£ B
¢dL¡¢lL fË­u¡S­e hÔ­Ll ­L¡eJ pÇfËp¡lZ B¢dL¡¢lL­L ¢c­u
Bh¡l k¡Q¡C L¢l­u ¢e­a f¡­le z HC abÉ pð¢ma a¡¢mL¡¢V f’¡­
ua p¢j¢a ­ph¡ pgVJuÉ¡­l c¡¢Mm (Data entry) Ll­h
l¡SÉ Ù¹­l f’¡­ua J NË¡­j¡æue cçl f’¡­ua p¢j¢a à¡l¡ c¡¢Mm
Ll¡ a¡¢mL¡¢V ­ph¡ pgVJuÉ¡­l Bf­m¡X Ll­h z HC Bf­m¡X
qJu¡ a¡¢mL¡¢V qm Q¨s¡¿¹ Ef­i¡š²¡ a¡¢mL¡ z f’¡­ua J NË¡­
j¡æue cç­ll J­uhp¡C­V fËL¡¢na qJu¡ a¡¢mL¡¢Vl HL¢V Ae¤
¢m¢f pw¢nÔø NË¡j f’¡­ua­L f¡W¡­h f’¡­ua p¢j¢a
HC Q¨s¡¿¹ a¡¢mL¡ Ae¤k¡u£ f’¡­ua p¢j¢a Ef­i¡š²¡­cl
HC fËL­Òf Ef­i¡š²¡ ¢ehÑ¡Q­el fÜ¢aHC fËL­Òf Ef­i¡š²¡ ¢ehÑ¡Q­el fÜ¢a
L£ ?L£ ?

8. hÉ¡ˆ J ­f¡ø A¢gp AÉ¡L¡E¾VhÉ¡ˆ J ­f¡ø A¢gp AÉ¡L¡E¾V
Ef­i¡š²¡ ¢e­Sl e¡­jC AÉ¡L¡E¸V M¤m­he
b¡­L, a­h ea¥e L­l HC ­L¡eJ Ef­i¡š²¡l e¡­j k¢c C¢aj­dÉ hÉ¡ˆ h¡ ­f¡ØV
A¢g­p ­L¡eJ AÉ¡L¡E¾V ­M¡m¡ q­u fËL­Òfl SeÉ Bl AÉ¡L¡E¾V ­M¡m¡l
fË­u¡Se ­eC
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L­le a¡l p­‰ k¤NÈi¡­h AÉ¡L¡E¾V M¤m­a f¡­le
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b­L Ae¤j¢a ¢e­u eNc i¡a¡ fËc¡e Ll¡ k¡u
S¡a£u p¡j¡¢SL pq¡ua¡ LjÑp§¢Ql
i¡a¡ fËLÒf
8

9. 9
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 S¡a£u p¡j¡¢SL pq¡ua¡ LjÑpu¢Ql i¡a¡ fËL­Òfl A¿¹NÑa C¢¾cl¡ N¡å£ S¡a£u
h¡dÑLÉ i¡a¡, C¢¾cl¡ N¡å£ S¡a£u ¢hdh¡ i¡a¡ J C¢¾cl¡ N¡å£ S¡a£u fË¢ahå£ i¡a¡ -Hl
i¡a¡ fËc¡­el SeÉ f’¡­ua J NË¡­j¡æue cç­ll pgÚVJuÉ¡l¢Vl e¡j ­ph¡
 NË¡j£Z f¢lh¡l pj£r¡ 2005,-Hl abÉ i¡™¡­ll Efl ¢i¢š L­l ­ph¡ pgÚVJuÉ¡l¢V
¢œ²u¡n£mz
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 HC abÉ i¡™¡l¢V f’¡­ua J NË¡­j¡æue cç­ll J­uhp¡C­V Bf­m¡X Ll­m Ef­
i¡š²¡­cl SeÉ i¡a¡ hl¡Ÿ Ll¡ qu
 i¡a¡ fËc¡­el fl i¡a¡ fË¡ç Ef­i¡š²¡­cl a¡¢mL¡ HC J­uhp¡C­V Bf­m¡X Ll¡ qui¡a¡ fËc¡­el fl i¡a¡ fË¡ç Ef­i¡š²¡­cl a¡¢mL¡ HC J­uhp¡C­V Bf­m¡X Ll¡ qu

10. 10
­ph¡ pgÚVJuÉ¡l­ph¡ pgÚVJuÉ¡l
((SEBASEBA- Software For Eligible Beneficiary Access SoftwareSoftware )
 BN¡¢j ¢c­e HC fÜ¢a¢Vl j¡dÉ­j ­Sm¡ f’¡­ua J NË¡­j¡æue B
¢dL¡¢l­Ll cçl ­b­L Ef­i¡š²¡NZ pl¡p¢l a¡­cl hÉ¡ˆ AÉ¡L¡E­¾V
S¡a£u p¡j¡¢SL pq¡ua¡ LjÑpu¢Ql i¡a¡ h¡ f¢lh¡l pq¡ua¡l
HLL¡m£e Ae¤c¡e ­f­a b¡L­he
 ­Sm¡ f’¡­ua J NË¡­j¡æue B¢dL¡¢l­Ll cçl b­L ­Lhmj¡œ
pq¡ua¡ V¡L¡V¡C fËc¡e Ll¡ q­h z h¡¢L pLm L¡S f’¡­ua p¢j
¢al Ef­lC eÉÙ¹ b¡L­h
 f’¡­ua p¢j¢al q¡­a Ef­i¡š²¡NZ­L V¡L¡ fËc¡e Ll¡l c¡¢uaÆ Bl
b¡L­h
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11. 11
Annual VerificationAnnual Verification
 S¡a£u p¡j¡¢SL pq¡ua¡ LjÑpu¢Ql ph Ef­i¡š²¡­cl fË¢a B¢bÑL
hR­ll fËbj ¢ae j¡­pl j­dÉ Physical Verification
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A­k¡NÉ hÉ¢š²­cl i¡a¡ fËc¡e hå Ll­a q­h
 Verification -Hl fl pÇfuZÑ abÉ i¡™¡l Sj¡ ¢c­a q­h

12. S¡a£u f¢lh¡lS¡a£u f¢lh¡l
pq¡ua¡ fËLÒfpq¡ua¡ fËLÒf
[ National Family Benefit Scheme]
(NFBS)
S¡a£u p¡j¡¢SL pq¡ua¡ LjÑp§¢Ql
12

13. S¡a£u f¢lh¡l pq¡ua¡ fËLÒf- ­k¡NÉa¡
13
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hR­ll ­h¢n
Hhw 60 hR­ll Lj q­a q­h
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k¡l ¢eSü Bu a¡l f¢lh¡­ll ­j¡V B­ul j­dÉ p­hÑ¡µQ ¢a¢e f¢lh¡­ll fËd¡e
Ef¡SÑeL¡l£ ¢qp¡­h NZÉ
q­heAeÉ cç­ll h¡ AeÉ ­L¡eJ f¢lh¡l pq¡ua¡ fËL­Òfl pq¡ua¡ f¡­µRe e¡, Hje f¢lh¡l q­a
q­h
HC fËL­Òf B¢bÑL pq¡ua¡l f¢lj¡Z f¢lh¡l ¢fR¥ HLL¡m£e 40,000 (Q¢õn q¡S¡l)
V¡L¡
(Øj¡lL eðl: 1308/¢f.He./¢f./II/¢ae-Hg-eu/2006 (f¡VÑ-2) a¡w -
28.03.2013)

14. S¡a£u f¢lh¡l pq¡ua¡ fËLÒf
14
­
k¡NÉa¡ c¢lâ f¢lh¡l…¢ml ­r­œ jum Ef¡SÑeL¡l£ (¢k¢e Ef¡SÑ­el
¢pwqi¡N Awn f¢lh¡­ll SeÉ hÉ¡u L­l b¡­Le) ­L, a¡ ¢eZÑu Ll¡ ­hn
Løp¡dÉ
 HC dl­el f¢lh¡l…¢m­a HL¡¢dL pc­pÉl Ef¡SÑ­e f¢lh¡­ll l¦¢S ­
l¡SN¡­ll hÉhÙÛ¡ q­u b¡­L z ­pSeÉ f¢lh¡­ll jum Ef¡SÑeL¡l£ hm­a
­pCph pcpÉ­cl­LJ ­h¡T¡­h k¡­cl Ef¡SÑ­e p¢Çj¢mai¡­h f¢lh¡­ll l¦
¢S ­l¡SN¡­ll hÉhÙÛ¡ q­u b¡­L (¢X. J. eðl : ­S-13017/2/97-NSAP
a¡w -30.07.1998)
 JC hÉ¢š²l ¢eSü Bu ay¡l f¢lh¡­ll ­j¡V B­ul j­dÉ p­hÑ¡µQ AbÑ¡v
¢a¢e f¢lh¡­ll jum Ef¡SÑeL¡l£ ¢qp¡­h NZÉ q­he

15. BaÈqaÉ¡l L¡l­
Z jªa¥É q­m
HC
fËL­Òfl
p¡q¡kÉ
f¡Ju¡ k¡u e¡
S¡a£u f¢lh¡l
pq¡ua¡ fËLÒf
15
ü¡i¡¢hL jªa¥É J c¤OÑVe¡S¢ea jªa¥É Eiu ­r­œC
HC fËL­Òfl pq¡ua¡ f¡Ju¡ k¡u -
 ü¡i¡¢hL jªa¥É: p¡d¡lZi¡­h h¡ ­L¡eJ Ap¤¤­M
jªa¥É
 c¤OÑVe¡S¢ea jªa¥É: fb c¤OÑVe¡ , ­VÊe
c¤OÑVe¡, S­m ­X¡h¡, p¡­fl L¡js,BL¢ØjL fae
h¡ hSÊ¡O¡­a jªa¥É
 AeÉ¡eÉ

16. ¢LR¥ ¢h­no Lb¡¢LR¥ ¢h­no Lb¡
16
 ­L¡eJ L¡l­Z f’¡­ua p¢j¢al ÙÛ¡u£ p¢j¢al ihWL q­a ­c¢l q­m
fË­u¡S­e ac¿¹ L­l a¡lfl pi¡f¢al Ae¤­j¡ce ¢e­u ¢ehÑ¡q£ B
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L¡NSfœ NË¡j f’¡­u­a ­gla f¡W¡­a q­h z NË¡j f’¡­ua ­b­L ka
a¡s¡a¡¢s pñh fË­nÀl Ešl ¢j¢V­u a¡ Bh¡l f’¡­ua p¢j¢a­a
f¡W¡­a q­h
 B­hcef­œ œ¥¢V h¡ ­k¡NÉa¡ ¢e­u fËnÀ e¡ b¡L­m, f’¡­ua p
¢j¢al ¢ehÑ¡q£ B¢dL¡¢lL HL pç¡­ql j­dÉ Ae¤­j¡ce L­l flhaÑ£
HL pç¡­ql j­dÉ jª­al f¢lh¡l­L ­Q­Ll j¡dÉ­j 40,000 V¡L¡ ¢c­u ­
c­he (Øj¡lL eðl: 1308/¢f.He./¢f./II/¢ae-Hg-eu/2006 (f¡VÑ-2)
a¡w - 28.03.2013)

17.  ü¡j£-Ù»£
 AfË¡çhuú f¤œ / LeÉ¡
 A¢hh¡¢qa¡ LeÉ¡ Hhw
 ¢eiÑln£m ¢fa¡ j¡a¡
HC fËL­Òf f¢lh¡l hm­a ­h¡T¡u -
17

18. B­hc­el fÜ¢aB­hc­el fÜ¢a
 f¢lh¡­ll fËd¡e Ef¡SÑeL¡l£ hÉ¢š²l jªa¥Él c¤j¡­pl
j­dÉ
f¢lh¡­ll haÑj¡e fËd¡e hÉ¢š² ¢e¢cÑø g­jÑ B­
hce Ll­he
 NË¡j f’¡­u­al j¡dÉ­j pj¢ø Eæue B¢dL¡¢l­Ll L¡­R
HC
S¡a£u f¢lh¡l pq¡ua¡ fËLÒf
18

19. L) f¢lh¡­ll fËd¡e Ef¡SÑeL¡l£l jªa¥ÉS¢ea nwp¡f­œl
fËaÉ¢ua
fË¢a¢m¢f
M) Aü¡i¡¢hL jªa¥Él ­r­œ p¤¤laq¡m ¢l­f¡VÑ /
jue¡ ac¿¹ ¢l­f¡VÑ
N) jªa hÉ¢š²l hup ¢eZÑ­ul fËj¡Z fœ
O) NË¡j£Z f¢lh¡l pj£r¡l a¡¢mL¡l ne¡š²LlZ ew
fË­u¡Se£u e
fË­u¡Se£u e
¢bfœ¢bfœ
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pq¡ua¡ fËLÒf
19

20. AfË¡çhuú ¢nö¢V­L ­k fË¡çhuú hÉ¢š² ­
cM¡­n¡e¡ L­le
(Legal Guardian) ¢a¢e B­hce Ll­he
¢a¢e B­hcef­œl p¡­b HL¢V A‰£L¡l fœ ­c­
he k¡­a
­mM¡ b¡L­h ­k ¢a¢e JC ¢nöl ­cM¡­n¡e¡ Ll­
B­B­
hceL¡l£
hceL¡l£
e¡h¡mL q­
e¡h¡mL q­
m -m -
S¡a£u f¢lh¡l
pq¡ua¡ fËLÒf
20

21. clM¡Ù¹-Hl p¡­b p¡­b ¢c­a
q­h
• jªa hÉ¢š²l e¡j
• jªa hÉ¢š²l hup
• jªa hÉ¢š²l (f¢lh¡­ll ) RHS ID
• jªa hÉ¢š²l (f¢lh¡­ll ) RHS a¡¢mL¡u
fË¡ç j¡e(SCORE)
S¡a£u f¢lh¡l
pq¡ua¡ fËLÒf
21

22. NË¡j f’¡­u­al i¨¢jL¡
S¡a£u f¢lh¡l pq¡ua¡ fËLÒf
22
fËd¡e naÑ¡hm£l ¢e¢l­M NË¡j f’¡­ua B­hceL¡l£B­hceL¡l£l ­
k¡NÉa¡
¢hQ¡l Ll­h
­k¡NÉ ¢h­h¢Qa q­m NË¡j f’¡­ua Sj¡ fs¡l 7 (p¡a) ¢c­el
j­dÉ p¤¤f¡¢ln pq pw¢nÔø f’¡­ua p¢j¢al ¢ehÑ¡q£ B
¢dL¡¢l­Ll L¡­R f¡W¡­h
HC pq¡ua¡ f¡Ju¡l Efk¤š² ­L¡e f¢lh¡l k¡­a h¢’a e¡ qu
a¡
¢e¢ÕQa Ll­h

23. i¨¢jq£e L«¢onË¢jL­cl SeÉ i¢hoÉ
¢e¢d fËLÒf [ Provident Fund for
Landless Agricultural Labour ]
PROFLALPROFLAL
23
H¢V HL¢V p¡j¡¢SL p¤¤lr¡ fËL­Òfl pw¢rç e¡j
i¨¢jq£e L«¢o nË¢jL­cl i¢hoÉ¢e¢d fËLÒf

24. i¨¢jq£e L«¢onË¢jL­cl SeÉ i¢hoÉ¢e¢d
fËLÒf (PROFLAL)
24
­k¡NÉa¡:
18 ­b­L 60 hRl hu­pl pjÙ¹ iu¢jq£e L«¢onË¢jL
 k¡l e¡­j h¡Ù¹¥pq 50 na­Ll ­h¢n S¢j ­eC
 ¢eS S¢j J Ešl¡¢dL¡l pu­œ f¡Ju¡ S¢j HL­œ 50 na­Ll ­h¢n
q­h e¡
 k¡l Hhw k¡l f¢lh¡­ll pcpÉ­cl B­ul Evp L«¢onËj h¡ ­ra
jS¥¢l

25. fËgm¡m
25
Aa£a
1m¡ H¢fËm,1998
 fËgm¡m öl¦ qu
 ­p pju j¡­p 10
V¡L¡ L­l Sj¡ ¢c­a qa
haÑj¡e
1m¡ H¢fËm,2008
 HC ¢L¢Ù¹l f¢lj¡e 20
V¡L¡ qu
18 j¡­pl ­h¢n ¢L¢Ù¹l
V¡L¡ Sj¡ ­cJu¡ hå b¡L­m
PROFLAL ­b­L h¡c k¡Ju¡l
¢euj¢V h¡¢am qu

26. (f¢ÕQjh‰ plL¡­ll LjÑQ¡l£l¡ a¡­cl i¢hoÉ¢e¢d fËL­Òf ­k
hR­l ­k q¡­l Sj¡ V¡L¡l Efl p¤¤c f¡Ju¡l A¢dL¡l£ qe ­pC
HLC q¡­l )
fËgm¡m
26
HC fËL­Òfl ih
¢nøÉ
NË¡qL­L j¡­p 20/- V¡L¡ L­l Sj¡ ¢c­a q­h [1531/¢f.He/
¢f.2/3Hg-8/2006 (Awn) a¡¢LM : 07 04. 2008]
 l¡SÉ plL¡lJ pjf¢lj¡Z AbÑ AbÑ¡v 20/- V¡L¡ JC hÉ¢š²l
Ae¤Lu­m Sj¡ l¡M­he
 NË¡q­Ll 60 hRl hup fkÑ¿¹ HC Sj¡ ­cJu¡ Qm­h
 60 hRl hup fuZÑ q­m a¡l Hhw l¡SÉ plL¡­ll ­cJu¡ ­j¡V
V¡L¡ p¤¤c pq ­gla­k¡NÉ q­h

27. fËgm¡m
27

28. ú¥m R¡s¡l nwp¡fœ h¡ ¢WL¥¢S h¡ ­k ­L¡­e¡ f’¡­ua pc­pÉl
nwp¡fœ ­b­L SeÈ a¡¢lM, j¡p J hRl ¢edÑ¡lZ Ll­a q­h
­k ph ­r­œ öd¤j¡œ SeÈ hRl ¢edÑ¡lZ Ll¡ k¡­h, ­pCph ­r­
œ S­eÈl a¡¢lM ­pC hR­ll 1m¡ S¥m¡C h­m d­l ¢e­a q­h
­k ph ­r­œ hRl Hhw j¡p ¢edÑ¡lZ Ll¡ k¡­h, ­pC ph ­r­œ ­
pC j¡­pl 16 a¡¢lM­L SeÈ a¡¢lM h­m NZÉ Ll­a q­h
fËgm¡m
28

29. COPISCOPIS
(Computerisation of PROFLAL Information System)
fËgm¡m - Hl abÉ e¢bi¨š² Ll¡l SeÉ f’¡­ua J NË¡­j¡æue cç­ll
pgÚVJuÉ¡l¢Vl e¡j COPIS
HC pgÚVJuÉ¡l¢V­a gjÑ2¢h Hhw gjÑ7H ­b­L e¢bi¨š²
Ll¡ qu
e¢bi¨¢š²Ll­Zl fl gjÑ 8 , gjÑ 9 Hhw fË¡fÉ A­bÑl Q¨s¡¿¹
¢qp¡h f¡Ju¡ k¡u
fËgm¡m
29

30. Bj Bc¢j ¢hj¡ ­k¡Se¡Bj Bc¢j ¢hj¡ ­k¡Se¡
pLm fËgm¡m Ef­i¡š²¡ HC ¢hj¡l BJa¡u Bp­a f¡l­he
[4066/¢f.He/¢f/2/3Hg-5/08 a¡¢lM:10.09.09]
fËgm¡m BJa¡l h¢qÑi¨a i¨¢jq£e ­rajS¥ll¡J HC ¢hj¡l p¤¤
¢hd¡ ­f­a f¡­lez [4032/3/¢X¢f/3Hg-14/09
a¡¢lM:10.09.09]
HC ¢hj¡l BJa¡i¥š² qJu¡l SeÉ Ef­i¡š²¡­L ­L¡eJ V¡L¡ ¢c­a
q­h e¡
B­hceL¡l£B­hceL¡l£­LL ¢e¢cÑø g­jÑ B­hce Ll­a q­h
Ef­i¡š²¡ 18-59 hRl hup fkÑ¿¹ HC ¢hj¡l BJa¡u
b¡L­h 7839/¢f.He/¢f/2/3Hg-5/08
30

31. hÉ¢š²Na p¤¤¢hd¡ :
[4066/¢f.He/¢f/2/3-5/08 a¡¢lM:
10/09/2009]
 ü¡i¡¢hL jªa¥Él ­r­œ 30,000 V¡L¡
 c¤OÑVe¡u jªa¥Él ­r­
œ
75,000 V¡L¡
 c¤OÑVe¡u ÙÛ¡u£ fË
¢ahå£ q­m
75,000 V¡L¡
fË¡fË¡fÉ p¤¤¢hd¡p¤¤¢hd¡
Bj Bc¢j ¢hj¡ ­k¡Se¡
31

32. f¡¢lh¢lL p¤¤¢hd¡
¢nr¡ pq­k¡N ­k¡Se¡ -¢nr¡ pq­k¡N ­k¡Se¡ -
 Ef­i¡š²¡ f¢lh¡­ll ehj ­b­L à¡cn ­nËZ£l j­dÉ f¡Wla
phÑ¡¢dL c¤Se
R¡œ/R¡œ£ j¡b¡¢fR¥ j¡­p 100 (HLna) V¡L¡ L­l i¡a¡ f¡­h
B­Nl ¢nr¡h­oÑ ­gm Ll­m HC p¤¤¢hd¡ f¡Ju¡ k¡­h e¡
fË¡fË¡fÉ p¤p¤
¤¢hd¡¤¢hd¡
Bj Bc¢j ¢hj¡ ­k¡Se¡
32

33. Bj Bc¢j ¢hj¡ ­k¡Se¡ p¤¤¢hd¡ fË¡¢çl fÜ¢a
A‰q¡¢e
:
j¤MÉ ü¡ÙÛÉ B¢dL¡¢l­Ll ašÄÆ¡hd¡­e
N¢Wa ­j¢XLÉ¡m ­h¡­XÑl fË¢ahåLa¡S
¢ea nwp¡fœ J c¡¢h gjÑ
(pw­
k¡Se£ 5)
ü¡i¡¢hL
jªaÉ¥ :
¢Q¢Lvp¡ B¢dL¡¢l­Ll jªaÉ¥S¢ea
nwp¡fœ jªaÉ¥S¢ea e¢bi¥¢š²Ll­Zl nwp¡f­
œl fËaÉ¢ua eLmpq c¡¢h gjÑ
(pw­
k¡Se£ 5)
c¤OÑVe
¡S¢ea
jªaÉ¥ :
Hg BC Bl, p¤¤laq¡m ¢l­f¡VÑ (­f¡ø j­VÑj
¢l­f¡VÑ) J jªaÉ¥ e¢bi¥¢š²Ll­el nwp¡f­œl
fËaÉ¡¢ua eLmpq c¡¢h gjÑ
(pw­
k¡Se£ 5)
c¡¢hfœ J fË­u¡Se£u e¢bfœ pw¢nÔø pj¢øc¡¢hfœ J fË­u¡Se£u e¢bfœ pw¢nÔø pj¢ø
Eæue B¢dL¡¢l­Ll L¡­R Sj¡ ¢c­a q­hEæue B¢dL¡¢l­Ll L¡­R Sj¡ ¢c­a q­h
33

34. 34
AeÉ¡eÉ ¢hi¡N£u cç­ll
p¡j¡¢SL
pq¡ua¡ fËLÒf

35. ApwN¢Wa nË¢jL­cl SeÉ iApwN¢Wa nË¢jL­cl SeÉ i
¢hoÉ¢e¢d fËLÒf (p¡pf¡J)¢hoÉ¢e¢d fËLÒf (p¡pf¡J)
HC fËLÒf L¡­cl
SeÉ ?
 ¢edÑ¡¢la ApwN¢Wa ¢nÒf­r­œ LjÑla Hhw
¢edÑ¡¢la ¢LR¥ ü¢ek¤¢š² ­fn¡u ¢ek¤š² nË¢jL
k¡­cl hup 18 ­b­L 60 hR­ll j­dÉ q­h
 f¢lh¡l¢Vl Ns j¡¢pL Bu 6500 V¡L¡l ­h¢n q­h e¡
 nË¢jL/ a¡l f¡¢lh¡¢lL B­ul Evp öd¤j¡œ
a¡¢mL¡i¥š² ¢nÒf J ü¢ek¤¢š² ­fn¡l Bu ­b­L q­a
q­h
HC fËL­Òf e¡j e¢bi¥š² Ll­a q­m B­hceL¡l£
¢edÑ¡¢la glÚ­j ÙÛ¡e£u hÔL A¢g­p euÉeaj jS¥¢l
nËj cç­ll fËLÒfnËj cç­ll fËLÒf

36. 36
h¡dÑLÉh¡dÑLÉ
i¡a¡ fËLÒfi¡a¡ fËLÒf
¢hdh¡ i¡a¡¢hdh¡ i¡a¡ fË¢ahå£ i¡a¡fË¢ahå£ i¡a¡
­­
k¡NÉa¡k¡NÉa¡
 f¢ÕQjh­‰ Ljf­r cn
hRl hph¡pL¡¢l o¡V
hR­ll Ef­l, ­k hÉ¢š²l ­
L¡eJ Bu ­eC, ¢k¢e
S£hed¡l­Zl SeÉ
Ef¡SÑ­e
 Arj Hhw k¡l
ilZ­f¡oZ Ll¡l ­LE ­eC
¢k¢e plL¡¢l ­rœ ­b­L
f¡¢lh¡¢lL i¡a¡ f¡e e¡
 ¢k¢e ­fn¡c¡l ¢ir¥L
ee
NË¡jNË¡j
f’¡­u­alf’¡­u­al
iiuu¢jL¡¢jL¡
 i¡a¡ f¡Ju¡l ­k¡NÉ hÉ¢š²­cl e¡j J B­hcefœ f’¡­ua p¢j¢a­a f¡W¡­e¡ Hhw ¢e
¢cÑø pjup£j¡ A¿¹l i¡a¡fË¡fL S£¢ha B­Re ¢L e¡ a¡l nwp¡fœ fËc¡e Ll¡
i¡a¡li¡a¡l
f¢lj¡ef¢lj¡e
j¡­p 750 (p¡­s p¡a­n¡)
V¡L¡
 f¢ÕQjh­‰ Ljf­r
cnhRl hph¡pL¡¢lZ£ ­
L¡eJ
c¤:ÙÛ ¢hdh¡ k¡l ­L¡eJ
Bu
­eC,k¡l hup 18 hR­ll
Ef­l,
¢k¢e S£hed¡l­Zl SeÉ
Ef¡SÑ­e
Arj Hhw k¡l ilZ­f¡oZ
Ll¡l ­LE ­eC
• ¢k¢e h¡dÑLÉ i¡a¡,
fË¢ahå£
i¡a¡ Hhw plL¡¢l ­rœ ­b­
L
f¡¢lh¡¢lL i¡a¡ f¡e e¡
• ¢k¢e ­fn¡c¡l ¢ir¥L
eej¡­p 750 (p¡­s p¡a­n¡)
V¡L¡
j¡­p 750 (p¡­s p¡a­n¡)
V¡L¡
f¢ÕQjh­‰ Ljf­r cn
hRl hph¡pL¡l£ Hhw ­j
¢XLÉ¡m ­h¡XÑ
LaÑ«L ­O¡¢oa fË
¢ahå£ hÉ¢š²C (40%
h¡ a¡l ­h¢n fË
¢ahåLa¡) HC i¡a¡ ­f­a
f¡­le

37. Ae¡b ¢nö­cl SeÉ i¡a¡
 ­k ¢nö­cl h¡h¡ ­eC h¡ h¡h¡ j¡ ­LEC ­eC, AeÉ L¡lJ
L¡­R
fË¢af¡¢ma qu z
 B¢bÑL pq¡ua¡l f¢lj¡e j¡­p 60 (o¡V) V¡L¡
Ef­Ef­
i¡š²¡ ¢ehÑ¡i¡š²¡ ¢ehÑ¡
QeQe
f’¡­ua p¢j¢a NË¡j f’¡­ua ¢i¢šL ­k¡NÉ ¢nö­cl e¡j J ¢k
¢e ­cM¡­n¡e¡ L­le a¡l B­hcefœ ¢e¢cÑø ­L¡V¡ Ae¤p¡­l
NË¡j Ù¹­l k¡Q¡C L­l ¢e­u ¢nö J e¡l£ Eæue, SeLmÉ¡Z
J œ¡Z ÙÛ¡u£ p¢j¢a­a Ae¤­j¡ce L­l

38. A­¿¹É¡cu Aæ ­
k¡Se¡
 f¢lh¡­ll fË¢a CE¢e­Vl SeÉ fË¢a
pç¡­q hl¡Ÿ 1 ­L¢S Q¡m Hhw
750 NË¡j Nj z
 haÑj¡­e fË¢a ­L¢S Q¡­ml c¡j 2
V¡L¡ Hhw fË¢a ­L¢S N­jl c¡j 2
V¡L¡ z
 plL¡l ¢edÑ¡¢la HC j§­mÉ ­lne ­
c¡L¡e ­b­L Q¡m J Nj f¡Ju¡ k¡u z
pj­u pj­u CE¢eV¢V f¢lh¢aÑa
qu
 c¡¢lâ p£j¡l e£­Q hph¡pL¡l£ f¢lh¡l…
¢ml j­­dÉ 65 hR­ll ­h¢n hu­pl pq¡u-
pðmq£e hªÜ h¡ hªÜ¡, k¡l¡ h¡dÑLÉ
i¡a¡ f¡Ju¡l ­k¡NÉ ¢L¿¹¥ f¡­µRe e¡
 ¢he¡ju­mÉ fË¢a j¡­­p 10 ­L¢S M¡cÉ
npÉ
38
AæfuZÑ¡ ­k¡Se¡ (­L¡V¡
¢i¢šL)

39. 39
jvpÉ cç­ll ¢h¢iæ p¡j¡¢SL pq¡ua¡ fËLÒfjvpÉ cç­ll ¢h¢iæ p¡j¡¢SL pq¡ua¡ fËLÒf
hªÜ J Arj jvpÉS£h£­cl
h¡dÑLÉ i¡a¡ fËLÒf
p¢œ²u jvpÉS£h£¢­
cl SeÉ c¤OÑVe¡S
¢ea ¢hj¡ fËLÒf
jvpÉS£h£­cl
SeÉ ­p¢iwp - L¡j
- ¢l¢mg fËLÒf
hup Ljf­r 60 hRl n¡l£¢lL fË
¢ahå£ h¡ Arj hÉ¢š² ¢k¢e
c¤OÑVe¡
Ap¤¤ÙÛa¡l g­m fË¢ahå£ q­
u ­N­Re Hhw ¢a¢e ¢e­S S£
¢hL¡ ¢ehÑ¡q Ll­a Arj - hup
q­a q­h Ljf­r 55 hRl
k¡l ilZ­f¡oZ Ll¡l ­LE ­eCz
k¡l ­L¡eJ Sm¡nu ­eC ­kM¡­e
¢a¢e j¡R Q¡o Ll­a f¡­le
Abh¡ j¡R dl¡l SeÉ ­L¡eJ ­e±L¡
AeÉ ­L¡eJ pl”¡j ­eCz
¢k¢e 10 hR­ll ­h¢n f¢ÕQjh­
‰ hph¡p Ll­Re
¢a¢e AeÉ ­L¡eJ cç­ll i¡a¡ f¡e
e¡
fË¢a j¡­p 1000 (HL q¡S¡l)
V¡L¡zhÔ­Ll jvpÉ pÇfËp¡lZ B¢dL¡¢lL­k¡N¡­
k¡N
­­
k¡NÉk¡NÉ
a¡a¡
 p¡j¤¢âL
jvpÉS£h£­cl SeÉ
 ­L¡V¡ ¢i¢šL
jvpÉS£h£ fË¢a j¡­p
75 V¡L¡ L­l BV j¡­p
600 V¡L¡ Hhw plL¡lJ
600 V¡L¡ Sj¡ ­c­h
­k Q¡l j¡p j¡R dl¡ qu
e¡ ­pC pju jvpÉS£h£
fË¢a j¡­p 300 V¡L¡ L­
l ­j¡V Q¡l j¡­p 1200
V¡L¡ f¡­h
jvpÉS£h£l LjÑla
AhÙÛ¡u S£heq¡¢e
q­m HLL¡m£e
50,000 V¡L¡, Bw
¢nL h¡ ÙÛ¡u£ n¡l£
¢lL fË¢ahå£ q­m
HLL¡m£e 25,000
V¡L¡
LjÑla AhÙÛ¡u ­
L¡eJ jvpÉS£h£l
S£heq¡¢e q­m
h¡ Bw¢nL/ ÙÛ¡u£
n¡l£¢lL fË¢ahåLa¡l
­r­œ hÉ¢š²Na J
f¡¢lh¡¢lL ¢hj¡

40. 40
¢hfkÑu ­j¡L¡¢hm¡ cç­ll p¡j¡¢SL pq¡ua¡ fËLÒf¢hfkÑu ­j¡L¡¢hm¡ cç­ll p¡j¡¢SL pq¡ua¡ fËLÒf
hÔ­Ll pj¢ø Eæue B¢dL¡¢lL
Mul¡¢a p¡q¡kÉ fË¡L«¢aL ¢hfkÑu Hhw BL
¢ØjLi¡­h B…­e f¤­s jªa hÉ¢š²l
Ešl¡¢dL¡l£­cl SeÉ Be¤­a¡¢oL
Ae¤c¡e
­­
k¡NÉak¡NÉa
¡¡
­k¡N¡­
k¡N
 pLm c¤xÙÛ, Arj, j¡e¢pL fË
¢ahå£, n¡l£¢lL fË¢ahå£ hÉ
¢š² k¡l¡ ¢e­S­cl S£
¢hL¡ ¢ehÑ¡q Ll­a Arj
 prj A¢ii¡hLq£e ¢nöpq f¢lh¡l
 pj¡S ­b­L ¢hQ¥Éa HL¡L£ j
¢qm¡ Hhw k¡l¡ L¡S Ll­a Arj h¡
LM­e¡C ­L¡eJ L¡S f¡u e¡ Hje
hÉ¢š² h¡ f¢lh¡l
 fË¡çhuú­cl SeÉ j¡b¡ ¢fR¥ j¡­p
12
­L¢S Nj h¡ 120 (HLna L¥¢s)
V¡L¡
 AfË¡çhuú­cl SeÉ HC f¢lj¡­Zl
A­dÑL ­cJu¡ qu
 kMe Nj-Hl ­k¡N¡e b¡­L e¡ aMe
V¡L¡
fË¡L«¢aL ¢hfkÑ­ul pju ­L¡eJ hÉ
¢š²l jªa¥É q­m
hSÊ¡O¡­a h¡ pfÑ¡O¡­a jªa¥É q­m
Abh¡
p¡d¡lZi¡­h ­L¡eJ hÉ¢š²l hSÊ¡O¡­a
jªa¥É h¡
pfÑ¡O¡­a jªa¥É q­m Abh¡
B…­e f¤­s jªa¥É q­m
HC fËL­Òfl Ae¤c¡­el f¢lj¡Z 2 m¡M
V¡L¡
hÔL ¢hfkÑu ­j¡L¡¢hm¡ B
¢dL¡¢lL

41. 41
r¥â J L¥¢Vl ¢nÒf cç­ll p¡j¡¢SL pq¡ua¡ fËLÒfr¥â J L¥¢Vl ¢nÒf cç­ll p¡j¡¢SL pq¡ua¡ fËLÒf
L¡l¦ J NË¡j£Z ¢nÒf£­cl SeÉ h¡dÑLÉ i¡a¡ fËLÒf
(­L¡V¡ ¢i¢šL )
­­
k¡NÉak¡NÉa
¡¡
 10 hR­ll ­h¢n f¢ÕQjh­‰ hph¡pL¡l£
 k¡l hup 60 hRl q­u­R Abh¡ fË¢ahå£ J
Ssh¤¢Ü pÇfæ
 ¢k¢e Ljf­r 10 hRl ¢nÒf£ ¢qp¡­h plL¡l£
h¡ ­L¡eJ ¢ehå£L«a p¢j¢a­a h¡ ­L¡eJ
pjh¡u h¡ ­üµR¡­ph£ pwÙÛ¡­a L¡S L­l­
Re
 k¡l ­L¡eJ Bu ­eC Hhw Ef¡SÑe Ll­a Arj
 k¡l ilZ­f¡oZ Ll¡l ­LE ­eC
 ¢k¢e AeÉ ­L¡eJ cç­ll i¡a¡ f¡e e¡
fË¢a j¡­p 750 V¡L¡
­k¡N¡­
k¡N
 hÔL ¢nÒf Eæue B¢dL¡¢lL

42. 42
h¡dÑLÉ i¡a¡ fËLÒfh¡dÑLÉ i¡a¡ fËLÒf
­­
k¡NÉk¡NÉ
a¡a¡
­k¡N¡­
k¡N
10 hR­ll ­h¢n f¢ÕQjh­‰ hph¡pL¡l£ HLSe L«oL q­a q­h k¡l -
hup Ljf­r 60 hRl
n¡l£¢lL h¡ j¡e¢pL fË¢ahå£ L«oL h¡ L«¢o nË¢j­Ll hup q­a q­h 55 hRl
k¡l e¡­j 1 HL­ll ­h¢n S¢j ­eC h¡ c¤C HL­ll ­h¢n S¢jl hNÑ¡c¡l ee Abh¡
L«¢onË¢jL
k¡l ilZ­f¡oZ Ll¡l ­LE ­eC
¢k¢e AeÉ ­L¡eJ cç­ll ­L¡eJ fËL­Òfl i¡a¡ f¡e e¡
 NË¡j f’¡­u­al L«¢o fËk¤¢š² pq¡uL Abh¡ hÔ­Ll L«¢o Eæue B¢dL¡¢lL
Abh¡ jqL¥j¡ L«¢o B¢dL¡¢l­Ll p¡­b