2. • 9.5 Km South of
Rizal Monument
• Pasay on the North
• Muntinlupa on the
Southeast
• Las Piñas on the
Southwest
• Manila bay on the
West
• Taguig on the East
• Makati on the
Northeast
3. • 46.57 square
kilometer the 3rd
largest city in
NCR.
• Sub-divided into
two (2) districts.
• Composed of 16
Barangays
• Total Population =
523,186 (as of Dec 2003)
4. • Barangay San
Dionisio, San Isidro,
San Antonio, B.F.
• Total Population of
4 Barangays =
227,043 (as of Dec 2003)
5. HISTORY OF SAN DIONISIO
CREDIT COOPERATIVE
During the scouting activity of Rover Scouts in
Corregidor, Bataan, Fr. Walter Hogan asked the Rover
Scouts of San Dionisio as to the kind of activity being
undertaken by the group in the community. Based on the
doctrine of Rover Scouts the basis of their activities were
service, love of God & Country.
Thus such community projects
as artesian well, playground,
basketball court & cleanliness of
little lasting value were realized.
6. Fr. Hogan introduced the concept of Cooperative
which the body agreed. One of the Rover Scouts who
was also a member of an Institutional Cooperative,
introduced the group to Fr. Gaston Duchesneau, a Jesuit
priest who was then the director of Institute of the Social
Order (ISO).
Dr. Angel Mendoza who was then a barrio lieutenant
made a community assembly to address the needs of the
community and the need for organizing a cooperative.
Although many of those present agreed, there were
those who were against the concept because most of
them were old enough and will not be able to do the
work anymore. Mr. Jaime Ferrer boosted the morale of
those who were interested.
7. There were forty five (45) participants who attended the
seminar for nine (9) consecutive Fridays, only twenty eight
(28) finished it. The speakers of the said seminar were Fr.
Gaston Duchesneau with the help of St. Andrew Asst. Parish
Priest, Fr. Francis Wittizelae.
8. At last The San Dionisio Cooperative Credit Union,
Inc. was organized in July 28, 1961 by twenty eight
(28) founding members with three hundred eighty (P
380.00) pesos as starting capital. This was registered at
Cooperative Administration Office (CAO) on
September 8, 1961.
At first the bureau was
reluctant for the registration
because of the provision in
the by-laws about the minor
depositor and this was the 1st
time that the community
cooperative was organized
but also agreed later.
9. On October 4, 1973 the San Dionisio Cooperative Credit
Union Inc. was re-registered at Bureau of Cooperatives
Development (BACOD).
With the help of the varsitarians, a Parañaque Civic Club,
the neighboring barangays of San Dionisio such as Tambo,
Don Galo, Sto.Niño, La Huerta and Las Piñas were
motivated to organize their own cooperatives.
10. The Growing Process
When San Dionisio Credit Cooperative was formed,
there were negative attitudes like:
• “Walang humawak ng palayok na hindi naulingan ang
kamay”
• Nobody lends in the cooperative; and a question on
Credibility.
11. But then the cooperative was able to overcome these
problems and challenges with Mr. Herminio C.
Hernandez being its General Manager in 1961 as
requested by the Board of Directors. He started with
his voluntary service for 11 years and in 1972, he gave
up a well-paying job as an accountant in a shipping
firm to work in the cooperative as its full-time General
Manager for a lower compensation.
Herminio C. Hernandez
General Manager (1961 – 2000)
12. The following factors were also
considered for the slow but sure growth
of San Dionisio Credit Cooperative:
1. Adheres to the Coop Philosophy and Principles
2. Transparency of the officers and management
3. Strong spirit of volunteerism
4. Bottom-up principles
13. Breakthrough of SDCC:
Such accomplishment is a breakthrough to meet
the changing demands of the modern life, thus the
formulation of its:
1. SDCC’s LIFE PURPOSE (Vision, Mission, Goals)
To pursue and lead for a sustainable total cooperative
system towards the dignity of human life.
I. VISION
We envision SDCC as a solid, responsive co-operative
leader, self-transforming and life-giving institution.
14. II. MISSION
We commit ourselves:
1. To emancipate the less privileged from social and
economic exploitation and empower them through
cooperative activities for their productivity and quality of
life.
2. To promote the viability and growth of the cooperative
system as instrument of social justice, economic
development and national transformation.
3. To initiate and create innovative cooperative ventures
with other cooperatives and other NGO networks
nationwide.
4. To develop and sustain self-transforming exemplars and
models of total cooperative system
15. III. GOALS
Guided by our vision and true to our mission, we aim
to attain:
1. A well-informed and loyal membership conscious of
and performing its duties and responsibilities, and
actively involve in the affairs of the cooperatives;
2. A strong and properly functioning Pook-Tulungan
system that would enhance the active and democratic
participation of the members in the activities of their
cooperative and their community;
3. An enlightened and dedicated leadership willing and
able to share its knowledge, time and effort for the
welfare of the members, the cooperative and the
community as a whole;
16. 4. A professional staff hired, compensated and rewarded on the
basis of competence and performance, who will run the
business and non-business activities of the cooperative with the
full support and participation of the duly elected and appointed
management bodies of the cooperative;
5. An efficient and effective management that would continuously
strengthen the financing status of the cooperative through an
effective savings and capital build-up program, efficient
processing and collection of loans, improved systems and
procedures and strong internal control mechanism; and
6. A continuous and effective educational and training program for
the officers, committee members, pook-tulungan leaders,
employees, and the general membership,responsive to the
growing needs of the cooperative and the community.
17. 2. Installation of 13 management systems
1) Credit Management System
2) Cash Management System
3) Personnel Management System
4) Property Management System
5) Education and Training Management System
6) Planning and Budgeting System
7) Responsibility Accounting System
8) Records Management System
9) Management Information System
10) Internal Audit System
11) Health and Other Services Management System
12) Networking System
13) Collection Computerized Management Systems
3. Amendments of the by-laws and organization structure
18. San Dionisio Credit Cooperative
Organizational Chart
GENERAL ASSEMBLY /
Mga kasapi
KPTL
PKPTL
REPRESENTATIVE ASSEMBLY
ADVISORY
COUNCIL
BOARD OF
DIRECTORS
ELECTION
COMMITTEE
AUDIT
COMMITTEE
EXECUTIVE
COMMITTEE
EDUCATION
AND
TRAINING
COMMITTEE
OTHER BOARD
COMMITTEES
Chief Executive Officer (CEO)
MGA KAWANI
MEDIATION AND
CONCILIATION
COMMITTEE
CREDIT
COMMITTEE
SECRETARY
TREASURER
19. After several years, another
breakthroughs for SDCC
2010 – In house Management Information System
(M.I.S.) Department was installed
20. 2011 – Full implementation of
Account Management and
Member Relation System*
*Account Management and Member
Relation System
- is the total approach of handling accounts
from its conception to utilization and its
continuing development.
21. 2011 –New Organizational
Structure for SDCC*
*Strengthening bottom-up principle
and in recognition of the Pook-
Tulungan as the organization's
center of gravity.
22.
23.
24.
25. 1. Savings Deposit
2. Loan Services
3. Mutual Aid Plan
4. Loan Protection Plan
5. Appliance
Financing
6. Library
26. 7. Housing Projects 1, 2, & 3:
SDCC Housing Project 1
Our Mother of Perpetual Help Village
(OMPHV)
La Huerta Pque. City
29. 8. Entrepreneurship
Services
9. Mailing & Bayad
Center Services
10.Medical, Dental &
Other Health Services
11. Cooperative Education for members,
officers and other cooperatives
30. 12. Continuous Personnel
Development Program
14. Pre-School/Elementary/
High School
15. Drugstore
13. Cooperative Promotion &
Assistance to other cooperatives
& Organization
42. As of December 31, 2010
DEC. 31, 2010 DEC. 31, 2009 VARIANCE %
A. SHARE CAPITAL 199.98 M 156.70 M 43.28 M 27.62 %
B. SAVINGS DEPOSIT 119.73 M 112.46 M 7.27 M 6.46 %
C. TIME DEPOSIT 237.05 M 210.13 M 26.92 M 12.81 %
D. TOTALASSETS 632.84 M 543.34 M 89.50 M 16.47 %
E. TOTAL
RECEIVEABLE
404.14 M 285.96 M 118.18 M 41.33 %
F. MEMBERSHIP:
REGULAR MEMBER 13,094 10,497 2,597 24.74 %
SPECIAL DEPOSITOR 7,868 7,701 167 2.17 %
ADULT DEPOSITOR 844 856 -12 -1.40 %
43.
44. 1. To reduce loan delinquency.
2. New businesses generating
income.
3. Sustainability of all the services.
4. Successor leadership and
Management
45. 5. Quality and Active members.
6. More Pook-Tulungan Leaders are
actively participating to cooperative
programs.
7. Pook-Tulungan System as a vehicle to
a more successful cooperative.
48. COOPERATIVE
1. Knows Vision / Mission / Goals
2. Adheres to Coop Philosophy,
Values & Principles
1. Leadership by Example
2. Commitment & Dedication
3. Delicadeza
4. Bottom-up Principle
5. Receptive to Change
49. *In short, Cooperative Leaders should have
the following traits (as described by our new
Chairperson Mr. Garibaldi O. Leonardo, Ph.D.)
K – kakayahan
K – katapatan
P – pagmamalasakit
P – panahon
51. COOPERATIVE
1. Transparency
2. Honest
3. Correct Reporting
4. Updated Recording
5. Receptive to Change
6. Staff Development
7. Be an Extra Miler
8. 3 F’s Friendly, Fair, Firm
52.
53.
54. COOPERATIVE
CAKE
Marami sa atin ang tingin
sa kooperatiba at nakikita
lang ay yung panlabas na
kaanyuan. Katulad ng
isang cake, kapag
maganda ang icing,
masasabi nating ito ay
masarap. Katulad din ng
kooperatiba, kapag
nakikita nating maganda
ang gusali maraming
physical infrastructure,
ang masasabi natin ay:… ito ay mayaman.
… ito ay mapera.
… ito ay matagumpay.
55. COOPERATIVE
CAKE
Ngunit ito ba ay “Conclusive
Evidences” para malaman
natin kung masarap ba ang
cake? Gayundin sa
kooperatiba, upang malaman
nating ito ay maganda, tayo ay
magpapamiyembro dito.
Karaniwang nagiging palamuti
o icing ng mga kooperatiba ay
ang sumusunod:
1. Peso
2. Dollar
3. Lira (Italy) o Pound
4. Deutschmark (Germany)
5. Gold
56. COOPERATIVE
CAKE
Ngunit, ito nga ba ang
totoong anyo at sukatan
ng isang kooperatiba?
Bagama’t ito ay
importante, dapat ang
tingin natin ay hindi lang
Peso kundi…
1. People
- Ito ang mga miyembrong
nagtutulungan at mga
opisyales na
nagsasakripisyo sa
kooperatiba…
P
E
O
P
L
E
…BAKIT?
57. COOPERATIVE
CAKE
Hindi dahil Dollar ang
kanilang nakikita
kundi…
- Ang kagandahan ng
serbisyo ng kooperatiba
na ibinibigay sa mga
kasapi.
P
E
O
P
L
E
S
E
R
V
I
C
E
2. Service
58. COOPERATIVE
CAKE
Maaari nating
maipagmalaki na kahit
wala tayo sa kooperatiba
ay kakain parin tayo ng
tatlong beses sa isang
araw. Pero bakit mayroon
pa ring SDCC? Dahil
hindi Lira o Pounds ang
nakikita natin kundi…
-Ika nga sa kasabihan,
“Kapwa ko, Mahal ko.”
Kinakailangan din natin
ang “passion” sa
paglilingkod sa
kooperatiba.
P
E
O
P
L
E
S
E
R
V
I
C
E 3. Love
L
O
V
E
59. COOPERATIVE
CAKE
Bakit tayo nagtutulungan?
Bakit tayo nagseserbisyo?
Dahil mayroon tayong
pagmamahal sa kapwa
natin, at mayroon tayong
matayog na adhikain, hindi
ang Deutschmark kundi…
-Sa papaanong paraan?
P
E
O
P
L
E
S
E
R
V
I
C
E
4. Development of Man
L
O
V
E
D
E
V
E
L
O
P
M
E
N
T
O
F
M
A
N
ECONOMIC
SOCIAL
CULTURAL
POLITICAL
SPIRITUAL
61. COOPERATIVE
CAKE
SOCIAL
- Equally important din
ang aspetong ito sa ating
mga kasapi, dito
pinupuksa natin ang…
…Crab Mentality
“Sa diwa ng Kooperatiba
ang tungkulin ng mga
nasa itaas ay hatakin ang
mga kasamahang nasa
ibaba upang kasama nila
ito sa pagkamit sa
tagumpay.”
P
E
O
P
L
E
S
E
R
V
I
C
E
L
O
V
E
D
E
V
E
L
O
P
M
E
N
T
O
F
M
A
N
62. COOPERATIVE
CAKE
CULTURAL
- Ito ang magagandang
katangian ng mga Filipino
na binubuhay natin
kagaya ng…
…Bayanihan
…Kabutihang asal ng
mga kabataan
…Mayamang kultura ng
mga Filipino.
P
E
O
P
L
E
S
E
R
V
I
C
E
L
O
V
E
D
E
V
E
L
O
P
M
E
N
T
O
F
M
A
N
63. COOPERATIVE
CAKE
POLITICAL
- Sinasabi natin na wala
tayong binibigyan ng
pabor sa mga
nangangandidato, at ito
ang isang paraan sa
paghubog natin sa mga
miyembro natin na…
…Kapag dumating ang
eleksyon, iboboto mo ba
ang taong alam mong
corrupt?
P
E
O
P
L
E
S
E
R
V
I
C
E
L
O
V
E
D
E
V
E
L
O
P
M
E
N
T
O
F
M
A
N
64. COOPERATIVE
CAKE
SPIRITUAL
- Ang huli ay spiritual
development. Kaya kung
bibigyan natin ng kahulugan
kung ano ang kooperatiba..
ito ay samahan ng mga tao na
nagtutulungan dahil gusto
nila ng serbisyo sa isa’t-isa
dahil mayroon silang pag-ibig
sa kapwa at ang kanilang
matayog na layunin ay ang
total DEVELOPMENT of
MAN sa aspetong…
ECONOMIC
SOCIAL
CULTURAL
POLITICAL
G
O
D
“under the guidance of not
of Gold but of GOD.”
P
E
O
P
L
E
S
E
R
V
I
C
E
L
O
V
E
D
E
V
E
L
O
P
M
E
N
T
O
F
M
A
N
