1. About Smart Consumer <br />Smart Consumer is MasterCard Worldwide’s financial literacy program for the Latin America and Caribbean Region. Smart Consumer is a robust educational platform that offers user-friendly tools to help consumers understand the general principles of personal finances, foster responsible spending habits and learn how to better manage personal finances. With presence in Mexico, Brazil, Costa Rica, Dominican Republic, Puerto Rico and the entire region through its online and off-line resources and tools, this program offers financial guidance to cardholders and consumers of all ages. The platform consists of a website in three languages English, Spanish and Portuguese, local and regionally developed blogs and podcasts, among other tools, all containing educational materials to aid consumers to develop positive spending and saving habits and the responsible use of electronic payment systems. The program can also be adopted by financial institutions, merchants and other entities looking to educate consumers in financial matters. Visit Smart Consumer at www.smartconsumer.ws<br />