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Running head: MY VIRTUAL TEEN 1
MY VIRTUAL TEEN 8
My Virtual Teen Assignment
Name
Tutor
Institution
Course
Date
My Virtual Teen
Raising a kid from the time of birth to adolescence is one
of the toughest and most fulfilling jobs on earth. It is also one
for which most parents may feel not well prepared. Again, a
child’s development is a lifespan progression that begins before
birth and prolongs till they are teens. At all the stages of life,
every child is in a state of personal growth and development.
The process is primarily driven by physical changes and the
cognitive abilities progress and wane. This happens as a
reaction to the growth of the brain in childhood. Psychosocial
development can also be said to be greatly influenced by the
physical growth. Due to the changes in brain, body and the
environment people live in, it affects their identity as well as
their interactions with those around them.
My virtual child’s name is Princess. She is a white female
of average height and weight with brown eyes. Princess came
earlier than it was anticipated, when we were still talking of
how she will be born. It actually came a week earlier than
expected and had to rush to hospital. My partner contracted
fully on our way to hospital and gave the nurses an extra duty as
we reached the hospital. The natural childbirth techniques that
we had practised for some time could not work and the nurses
had to use other methods during the push. But then the time
came and Princess was delivered to us. What a sigh of relieve to
everyone in the delivery room. I was specifically happy for my
partner for having delivered such a lovely being to this world. I
held the baby in my arms and immediately felt the connection
with the child.
It only takes a week and my partner feels the hormonal
connection with Princess. When the baby starts crying she is
breastfed and goes quiet all of a sudden. That is the kind of
communication between a baby and the mother. Breastfeeding
according to research ensures that the bond stays strong
between the two. However, if she stops breastfeeding the
connection will die off with time. So it is a decision that we
make to breastfeed Princess. To this feeding she responds
adequately and we are amazed at how quickly the baby is
growing. To our surprise the baby even outweighs our schedule.
It prompts us to keep check on how Princess shall feed going
forward. I am particularly concerned about the possibility of
building up many fat cells. To check on this, I design method of
feeding in which the baby stays until she is hungry then she is
fed to satisfaction. This method is nourishing and shows some
progress which I then choose to make regular. This is what is
needed for the growth and development of any child throughout
the stages (Berk & Meyers, 2013). Each stage is characterized
by specific physical changes which occur thus affecting the
individuals’ cognitive and psychosocial developments. It is
important to analyze such developmental phases even as the
individuals progress from infancy to senescence s as to fully
appreciate their behavioral changes (Berk & Meyers, 2009).
As will be observed Princess behaves like any other babies
at this stage. the stages of childhood growth are divided as per
what psychologists describe as specific models of behavior seen
in particular phases of growth. Infancy may include the first
twelve months of life and toddlerhood (Vander Zanden et al.,
2007). Princess sleeps for a duration of two hours and then
wakes to play like other babies. It is my duty to soothe the baby
every time she wakes up and rock her a little if need be. Making
faces to her is what she likes and dance around with her to make
her happy. At this stage I have purchased a few toys for her to
play with as long as she is not crying. Nonetheless, there are
times Princess just does not want to take a nap. She becomes
very difficult to handle and even soothing does not help. If she
cannot sleep, the best way is to try and play with her to make
her wear out then she will finally doze off. Another better
method that lulls her to sleeping is taking her around in a
stroller. All in all, I must keep the schedule as regular as
possible, the feeding, playing and nap times.
As studies indicate, the ground of growth and development
is greatly multifaceted. Also, this is the stage when cognitive,
physical and psychosocial maturation is so changeable (Berk &
Meyers, 2009). Due to the high levels of dependency at this
stage, the main focus of instruction and healthcare is towards
the parents. The parents are even considered to be the prime
learners as compared to the young children. This is also the
time at which there is rapid physical maturation, especially
from infancy to toddlerhood. The self and environmental
exploration becomes very key and enhance the physical
development even more (Vander Zanden et al., 2007). At this
stage, the patient educators focus their teaching on the parents
teaching them the importance of nutrition, stimulation and other
safety measures. The parents must be very careful to promote
better healthcare and prevent illnesses (Vander Zanden et al.,
2007).
The past week terrifying when Princess was struck with
bouts of indigestion and diarrhea. The baby kept crying which
gave me sleepless nights. We visited a doctor and she was
treated for rice water and pedialyte. Even after going to
hospital, he baby is still crying and making me worried. She
refuses to eat completely for some time. The pain however,
subsides after a while and she recovers to her normal health. In
our normal occasions we hang out with Princess. We engage in
baby exercises like her arms and legs as she tries to push back.
Rocking her while singing is something she likes and I have
made it a habit to make her happy.
From our living standards, it is possible for my partner to
take some time off or better still work part time if we decide to
hire a babysitter. We make a decision to use an experienced
woman as her babysitter. A woman who with the familiarity of
raising a kid. As time goes by, Princess shows some signs of
independence. She wants to be left alone to crawl and move to
new places where she spends a lot of time. Like a responsible
parent my obligation is to ensure the places she wants to
explore are safe and also provide toys for her to play. Even as
she is left to be independent, I keep an eye on her from a
distance. Children at this level begin to acquire some
independence which makes them obtain new behaviors. Getting
a bit of independence from their parents means that they start
caring for themselves more by themselves. Early childhood is
very crucial in the individual’s development since quick gains
are made in physical, cognitive and socioeconomic spheres.
These gains create the building blocks that will influence the
child’s later growth. The many areas of child development are
closely intertwined (Lerner, Lewin-Bizan & Warren, 2011).
With time, Princess develops a habit of clinging back to
me when sobbing. This usually occurs whenever she is in a new
situation or meeting new persons. Because I want to raise her as
an outgoing person, I try to expose her to these new situations
and people repeatedly. The holistic approach to this type of
development captures the important perspective that humans
and not variables develop (Berk & Meyers, 2013). Children
develop their sense of self-esteem when they see themselves
through their parents’ eyes. The tone of the voice, expressions
and body language is absorbed by the children. The words
uttered by the parents and actions they perform influence the
self-esteem of the child more than anything else. Any
accomplishments the child makes should be appreciated. Such
teachings however small ensure the development of the child
and are tenets of good parenting.
Sometimes, the baby just gets irritated for no apparent
reason. I respond to this differently depending on the
circumstances. Sometimes I make physical contact or hold her
but other times I choose to ignore and only concentrate on calm
behavior. There are times that Princess clearly indicates she
prefers my partner, me then others respectively. To counter this
and because I want her to love me, I start spending more time
with her. I do the feeding, the changing of diapers and all the
playing with her. If necessary I also make arrangements to have
the baby spend more time with other caregivers and family
members. It may sometimes be difficult for parents to make
time to be with their kids. There is probably nothing the kid
would love more than spending quality time with their parent. A
child who is not getting attention from the parent may be
tempted to misbehave since their actions will go unnoticed
either way (Lerner, Lewin-Bizan & Warren, 2011).
The baby turns nine months old and the pediatrician
advises us after examining her. He says that Princess may or
may not accept soothing whenever she is upset. Regarding her
health, she is fine and would do better with more varied baby
foods, fruits and vegetables. Also, the baby cannot fully
embrace new situations and persons especially in my absence.
With time Princess seems to be getting closer to my partner than
any other person. This is evidenced by the fact that Princess is
willing to make more advances and try new things with my
partner around. But since preschool is fast approaching I decide
to make her cope with many situations in the absence of my
partner. With the good neighbors around I take the advantage to
have Princess to play with their kids who are a little older. I
notice she starts to understand a few words and can easily point
to what she wants. At twelve months she starts to mention
words. At this stage it is vital to make the child feel important
(Lerner, Lewin-Bizan & Warren, 2011). It is up to the parents to
model the kind of traits they would wish to see in their teens
like honesty, kindness and respect.
Lev Vygotsky in his social development theory argues that
the social interaction comes before development (Vygotsky,
1978). As per this theory, social interaction plays a critical role
in as far as cognitive development is concerned. In contrast to
other scholars, Vygotsky opines that social learning precedes
development. He says that in a child’s cultural development,
every function appears twice. The first is on the social level and
later on the individual level. In other words, the first time is
interpsychological or between people and then later is the
intrapsychological meaning inside the child themselves
(Vygotsky, 1978). For this reason, I am determined to ensure
that Princess grows out to become a social human by interacting
with others. Another scholar Erik Erikson proposed the
psychosocial development theory that goes through the eight
developmental stages (Tuckman & Monetti, 2011). As the
human goes through all the stages, their selfhood independence
identity and self-worth may either be developed or crushed.
This factor is dependent on how human interact with other
people or how they solve the issues along the stages. He says
that each stage is characterized by a turning point which he
refers to as a psychosocial crisis (Tuckman & Monetti, 2011).
There are various dimensions used to describe the child in
their first 30 months which are random and change depending
with parenting decisions and events. They include sociability,
activity, emotionality, self-control, and aggressiveness vs
cooperativeness. The temperamental traits vary with response to
the pressures of the environment. Goodness of fit applies where
the parent is required to adapt to the temperament of their child.
For instance Princess has just turned fifteen months and she can
learn her environment. She can even pick her toys and play with
them differently. Princess gets sad when my partner leaves but
after that she becomes normal and plays with the babysitter
well. She has even identified her favorite places to play and
does not want to be carried around.
Features like motor skills are improved and become
refined as the baby grows. Learning also continues through each
phase of growth which affects her reasoning. For example,
Princess is now able to imitate words that she had some time
back. She sometimes get frustrated but decides to give up. She
has learnt to even get toys that are hidden and can now follow
the house rules more often. The child’s environment has a
greater influence on their behavior so it is easier for the parent
to change the behavior by changing the environment. As the
child changes so should the parenting style. In as much as a
child may want to emulate more from their peers, the parent
should always be available to give guidance. Providing
discipline in a child should leave room for some independence
while ensuring there is a good connection between the child and
parent.
Princess has learnt a lot more and it is time to join a
preschool program. She handles challenging tasks pretty well
and scores well in tests. To improve her grades the examiner
recommends new activities for her. To improve her motor skills,
the specialist recommends more outdoor activities. For the two
and a half years, I can say the child is very active and requires
attention. Her psychosocial growth has been no more than any
average child.
References
Berk, L. E. (2009). Child Development, 3rd Canadian Edition.
Pearson.
Berk, L. E., & Meyers, A. B. (2013). The role of make-believe
play in the development of executive function: Status of
research and future directions. American Journal of Play,
6(1), 98.
Lerner, R. M., Lerner, J. V., Lewin-Bizan, S., Boyd, M. J.,
Kieluy Mueller, M., Schmid, K. L., ... & Bowers, E. (2011).
The 4-H Study of positive youth development: past, present and
future. Tufts University: Institute for Applied Research in
Youth Development.
Tuckman, B.W., & Monetti, D.M. (2011). Moral, personal, and
psychosocial development. In Educational psychology (pp. 99-
112). Belmont, CA: Wadsworth.
Vander Zanden, J.W., Crandell, T.L & Crandell, C.H. (2007).
Human Development (8th ed.). Boston: McGraw-Hill.
Assignment 2
ACC 207
Due Oct. 30, 2017
Using the guidance discussed in class as well as materials
within the textbook, consider the following 2 ethical cases and
respond to the questions noted (total of 7 questions). Responses
will be graded for thoughtfulness and rationale (a yes/no
response is not sufficient). Questions 3, 5, and 6 are worth 2
points each. All other questions are worth 1 point each.
Ethics Case #1
Banks charge fees for “bounced” checks—that is, checks that
exceed the balance in the account. Fees they charge are often
around $30 each. It has been estimated that processing bounced
checks costs a bank roughly $1.50 per check. Thus, the profit
margin on bounced checks is very high. Recognizing this, some
banks have started to process checks from largest to smallest.
By doing this, they maximize the number of checks that bounce
if a customer overdraws an account. For
example, NationsBank (now Bank of America) projected a $14
million increase in fee revenue as a result of processing largest
checks first. In response to criticism, banks have responded that
their customers prefer to have large checks processed first,
because those tend to be the most important. At the other
extreme, some banks will cover their customers' bounced
checks, effectively extending them an interest-free loan while
their account is overdrawn.
1.
Richard Coulsen had a balance of $1,500 in his checking
account at First National Bank on a day when the bank received
the following five checks for processing against his account.
Check Number
Amount
Check Number
Amount
3150
$ 35
3165
$ 550
3162
400
3166
1,510
3169
180
Assuming a $30 fee assessed by the bank for each bounced
check, how much fee revenue would the bank generate if it
processed checks (1) from largest to smallest, (2) from smallest
to largest, and (3) in order of check number?
2.
Do you think that processing checks from largest to smallest is
an ethical business practice? Why or why not?
3.
In addition to ethical issues, what other issues must a bank
consider in deciding whether to process checks from largest to
smallest?
4.
If you were managing a bank, what policy would you adopt on
bounced checks? Why?
Ethics Case #2
As its year-end approaches, it appears that Ortiz Corporation's
net income will increase 10% this year. The president of Ortiz
Corporation, nervous that the stockholders might expect the
company to sustain this 10% growth rate in net income in future
years, suggests that the controller increase the allowance for
doubtful accounts to 4% of receivables in order to lower this
year's net income. The president thinks that the lower net
income, which reflects a 6% growth rate, will be a more
sustainable rate of growth for Ortiz Corporation in future years.
The controller of Ortiz Corporation believes that the company's
yearly allowance for doubtful accounts should be 2% of
receivables.
5.
List three stakeholders (companies or people harmed or
benefited) in this case?
6.
Does the president's request pose an ethical dilemma for the
controller? Be specific in what dilemmas are present, if any.
7.
Should the controller be concerned with Ortiz Corporation's
growth rate in estimating the allowance? Explain your answer.
My Virtual Teen Assignment
Outcomes to be assessed:
1. Analyse theories of human development from childhood
through adolescence with respect to physical, cognitive, and
socio emotional development.
3. Identify factors in the family that impact on children and
adolescents’ development and schooling, with the focus on
enhancing educational outcomes through appropriate strategies.
4. Articulate the factors that shape and develop an adolescent’s
sense of self and identity.
Task Description:
In this assessment students will raise a virtual child through the
‘My Virtual Teen’ program. Registrations for the program will
be organised by your lecturer. At the end of the program,
students will analyse their virtual child’s developmental process
from birth through to late adolescence by responding to a set of
short and long answer questions which will allow them to
demonstrate their knowledge of the course content. The
questions will be given to the students in week 7.
In answering the questions students will be assessed on their
ability to:
· Demonstrate knowledge and understanding of theories of
development with respect to their virtual child’s physical,
cognitive and socioemotional processes of development. (8
marks)
· Demonstrate an understanding of factors in parenting and
childrearing that could impact on educational outcomes and
strategies which will address shortcomings and foster inclusion.
(6 marks)
· Demonstrate knowledge and understanding of the identity
formation process in the virtual child. (10 marks)
· Demonstrate the ability to present answers in a clear and
logical manner, using appropriate terminology from the field of
psychology. (6 marks)
Marking Rubric: for a HD
· Demonstrates excellent knowledge and understanding of
theories of development with respect to their virtual child’s
physical, cognitive and socioemotional processes of
development.
· Demonstrates a sophisticated understanding of factors in
parenting and childrearing that could impact on educational
outcomes. Puts forward excellent strategies/suggestions to
address shortcomings in the process of development.
· Demonstrates excellent knowledge and understanding of the
identity formation process and how it played out in the virtual
teen’s socioemotional development of self, self-concept, self-
esteem and identity.
· Demonstrates a sophisticated ability to present answers in a
clear and logical manner, using appropriate terminology from
the field of psychology.

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Running head MY VIRTUAL TEEN1MY VIRTUAL TEEN8.docx

  • 1. Running head: MY VIRTUAL TEEN 1 MY VIRTUAL TEEN 8 My Virtual Teen Assignment Name Tutor Institution Course Date My Virtual Teen Raising a kid from the time of birth to adolescence is one of the toughest and most fulfilling jobs on earth. It is also one for which most parents may feel not well prepared. Again, a child’s development is a lifespan progression that begins before birth and prolongs till they are teens. At all the stages of life, every child is in a state of personal growth and development.
  • 2. The process is primarily driven by physical changes and the cognitive abilities progress and wane. This happens as a reaction to the growth of the brain in childhood. Psychosocial development can also be said to be greatly influenced by the physical growth. Due to the changes in brain, body and the environment people live in, it affects their identity as well as their interactions with those around them. My virtual child’s name is Princess. She is a white female of average height and weight with brown eyes. Princess came earlier than it was anticipated, when we were still talking of how she will be born. It actually came a week earlier than expected and had to rush to hospital. My partner contracted fully on our way to hospital and gave the nurses an extra duty as we reached the hospital. The natural childbirth techniques that we had practised for some time could not work and the nurses had to use other methods during the push. But then the time came and Princess was delivered to us. What a sigh of relieve to everyone in the delivery room. I was specifically happy for my partner for having delivered such a lovely being to this world. I held the baby in my arms and immediately felt the connection with the child. It only takes a week and my partner feels the hormonal connection with Princess. When the baby starts crying she is breastfed and goes quiet all of a sudden. That is the kind of communication between a baby and the mother. Breastfeeding according to research ensures that the bond stays strong between the two. However, if she stops breastfeeding the connection will die off with time. So it is a decision that we make to breastfeed Princess. To this feeding she responds adequately and we are amazed at how quickly the baby is growing. To our surprise the baby even outweighs our schedule. It prompts us to keep check on how Princess shall feed going forward. I am particularly concerned about the possibility of building up many fat cells. To check on this, I design method of feeding in which the baby stays until she is hungry then she is fed to satisfaction. This method is nourishing and shows some
  • 3. progress which I then choose to make regular. This is what is needed for the growth and development of any child throughout the stages (Berk & Meyers, 2013). Each stage is characterized by specific physical changes which occur thus affecting the individuals’ cognitive and psychosocial developments. It is important to analyze such developmental phases even as the individuals progress from infancy to senescence s as to fully appreciate their behavioral changes (Berk & Meyers, 2009). As will be observed Princess behaves like any other babies at this stage. the stages of childhood growth are divided as per what psychologists describe as specific models of behavior seen in particular phases of growth. Infancy may include the first twelve months of life and toddlerhood (Vander Zanden et al., 2007). Princess sleeps for a duration of two hours and then wakes to play like other babies. It is my duty to soothe the baby every time she wakes up and rock her a little if need be. Making faces to her is what she likes and dance around with her to make her happy. At this stage I have purchased a few toys for her to play with as long as she is not crying. Nonetheless, there are times Princess just does not want to take a nap. She becomes very difficult to handle and even soothing does not help. If she cannot sleep, the best way is to try and play with her to make her wear out then she will finally doze off. Another better method that lulls her to sleeping is taking her around in a stroller. All in all, I must keep the schedule as regular as possible, the feeding, playing and nap times. As studies indicate, the ground of growth and development is greatly multifaceted. Also, this is the stage when cognitive, physical and psychosocial maturation is so changeable (Berk & Meyers, 2009). Due to the high levels of dependency at this stage, the main focus of instruction and healthcare is towards the parents. The parents are even considered to be the prime learners as compared to the young children. This is also the time at which there is rapid physical maturation, especially from infancy to toddlerhood. The self and environmental exploration becomes very key and enhance the physical
  • 4. development even more (Vander Zanden et al., 2007). At this stage, the patient educators focus their teaching on the parents teaching them the importance of nutrition, stimulation and other safety measures. The parents must be very careful to promote better healthcare and prevent illnesses (Vander Zanden et al., 2007). The past week terrifying when Princess was struck with bouts of indigestion and diarrhea. The baby kept crying which gave me sleepless nights. We visited a doctor and she was treated for rice water and pedialyte. Even after going to hospital, he baby is still crying and making me worried. She refuses to eat completely for some time. The pain however, subsides after a while and she recovers to her normal health. In our normal occasions we hang out with Princess. We engage in baby exercises like her arms and legs as she tries to push back. Rocking her while singing is something she likes and I have made it a habit to make her happy. From our living standards, it is possible for my partner to take some time off or better still work part time if we decide to hire a babysitter. We make a decision to use an experienced woman as her babysitter. A woman who with the familiarity of raising a kid. As time goes by, Princess shows some signs of independence. She wants to be left alone to crawl and move to new places where she spends a lot of time. Like a responsible parent my obligation is to ensure the places she wants to explore are safe and also provide toys for her to play. Even as she is left to be independent, I keep an eye on her from a distance. Children at this level begin to acquire some independence which makes them obtain new behaviors. Getting a bit of independence from their parents means that they start caring for themselves more by themselves. Early childhood is very crucial in the individual’s development since quick gains are made in physical, cognitive and socioeconomic spheres. These gains create the building blocks that will influence the child’s later growth. The many areas of child development are closely intertwined (Lerner, Lewin-Bizan & Warren, 2011).
  • 5. With time, Princess develops a habit of clinging back to me when sobbing. This usually occurs whenever she is in a new situation or meeting new persons. Because I want to raise her as an outgoing person, I try to expose her to these new situations and people repeatedly. The holistic approach to this type of development captures the important perspective that humans and not variables develop (Berk & Meyers, 2013). Children develop their sense of self-esteem when they see themselves through their parents’ eyes. The tone of the voice, expressions and body language is absorbed by the children. The words uttered by the parents and actions they perform influence the self-esteem of the child more than anything else. Any accomplishments the child makes should be appreciated. Such teachings however small ensure the development of the child and are tenets of good parenting. Sometimes, the baby just gets irritated for no apparent reason. I respond to this differently depending on the circumstances. Sometimes I make physical contact or hold her but other times I choose to ignore and only concentrate on calm behavior. There are times that Princess clearly indicates she prefers my partner, me then others respectively. To counter this and because I want her to love me, I start spending more time with her. I do the feeding, the changing of diapers and all the playing with her. If necessary I also make arrangements to have the baby spend more time with other caregivers and family members. It may sometimes be difficult for parents to make time to be with their kids. There is probably nothing the kid would love more than spending quality time with their parent. A child who is not getting attention from the parent may be tempted to misbehave since their actions will go unnoticed either way (Lerner, Lewin-Bizan & Warren, 2011). The baby turns nine months old and the pediatrician advises us after examining her. He says that Princess may or may not accept soothing whenever she is upset. Regarding her health, she is fine and would do better with more varied baby foods, fruits and vegetables. Also, the baby cannot fully
  • 6. embrace new situations and persons especially in my absence. With time Princess seems to be getting closer to my partner than any other person. This is evidenced by the fact that Princess is willing to make more advances and try new things with my partner around. But since preschool is fast approaching I decide to make her cope with many situations in the absence of my partner. With the good neighbors around I take the advantage to have Princess to play with their kids who are a little older. I notice she starts to understand a few words and can easily point to what she wants. At twelve months she starts to mention words. At this stage it is vital to make the child feel important (Lerner, Lewin-Bizan & Warren, 2011). It is up to the parents to model the kind of traits they would wish to see in their teens like honesty, kindness and respect. Lev Vygotsky in his social development theory argues that the social interaction comes before development (Vygotsky, 1978). As per this theory, social interaction plays a critical role in as far as cognitive development is concerned. In contrast to other scholars, Vygotsky opines that social learning precedes development. He says that in a child’s cultural development, every function appears twice. The first is on the social level and later on the individual level. In other words, the first time is interpsychological or between people and then later is the intrapsychological meaning inside the child themselves (Vygotsky, 1978). For this reason, I am determined to ensure that Princess grows out to become a social human by interacting with others. Another scholar Erik Erikson proposed the psychosocial development theory that goes through the eight developmental stages (Tuckman & Monetti, 2011). As the human goes through all the stages, their selfhood independence identity and self-worth may either be developed or crushed. This factor is dependent on how human interact with other people or how they solve the issues along the stages. He says that each stage is characterized by a turning point which he refers to as a psychosocial crisis (Tuckman & Monetti, 2011). There are various dimensions used to describe the child in
  • 7. their first 30 months which are random and change depending with parenting decisions and events. They include sociability, activity, emotionality, self-control, and aggressiveness vs cooperativeness. The temperamental traits vary with response to the pressures of the environment. Goodness of fit applies where the parent is required to adapt to the temperament of their child. For instance Princess has just turned fifteen months and she can learn her environment. She can even pick her toys and play with them differently. Princess gets sad when my partner leaves but after that she becomes normal and plays with the babysitter well. She has even identified her favorite places to play and does not want to be carried around. Features like motor skills are improved and become refined as the baby grows. Learning also continues through each phase of growth which affects her reasoning. For example, Princess is now able to imitate words that she had some time back. She sometimes get frustrated but decides to give up. She has learnt to even get toys that are hidden and can now follow the house rules more often. The child’s environment has a greater influence on their behavior so it is easier for the parent to change the behavior by changing the environment. As the child changes so should the parenting style. In as much as a child may want to emulate more from their peers, the parent should always be available to give guidance. Providing discipline in a child should leave room for some independence while ensuring there is a good connection between the child and parent. Princess has learnt a lot more and it is time to join a preschool program. She handles challenging tasks pretty well and scores well in tests. To improve her grades the examiner recommends new activities for her. To improve her motor skills, the specialist recommends more outdoor activities. For the two and a half years, I can say the child is very active and requires attention. Her psychosocial growth has been no more than any average child.
  • 8. References Berk, L. E. (2009). Child Development, 3rd Canadian Edition. Pearson. Berk, L. E., & Meyers, A. B. (2013). The role of make-believe play in the development of executive function: Status of research and future directions. American Journal of Play, 6(1), 98. Lerner, R. M., Lerner, J. V., Lewin-Bizan, S., Boyd, M. J., Kieluy Mueller, M., Schmid, K. L., ... & Bowers, E. (2011). The 4-H Study of positive youth development: past, present and future. Tufts University: Institute for Applied Research in Youth Development. Tuckman, B.W., & Monetti, D.M. (2011). Moral, personal, and psychosocial development. In Educational psychology (pp. 99- 112). Belmont, CA: Wadsworth. Vander Zanden, J.W., Crandell, T.L & Crandell, C.H. (2007). Human Development (8th ed.). Boston: McGraw-Hill. Assignment 2 ACC 207
  • 9. Due Oct. 30, 2017 Using the guidance discussed in class as well as materials within the textbook, consider the following 2 ethical cases and respond to the questions noted (total of 7 questions). Responses will be graded for thoughtfulness and rationale (a yes/no response is not sufficient). Questions 3, 5, and 6 are worth 2 points each. All other questions are worth 1 point each. Ethics Case #1 Banks charge fees for “bounced” checks—that is, checks that exceed the balance in the account. Fees they charge are often around $30 each. It has been estimated that processing bounced checks costs a bank roughly $1.50 per check. Thus, the profit margin on bounced checks is very high. Recognizing this, some banks have started to process checks from largest to smallest. By doing this, they maximize the number of checks that bounce if a customer overdraws an account. For example, NationsBank (now Bank of America) projected a $14 million increase in fee revenue as a result of processing largest checks first. In response to criticism, banks have responded that their customers prefer to have large checks processed first, because those tend to be the most important. At the other extreme, some banks will cover their customers' bounced checks, effectively extending them an interest-free loan while their account is overdrawn. 1. Richard Coulsen had a balance of $1,500 in his checking account at First National Bank on a day when the bank received the following five checks for processing against his account. Check Number Amount Check Number Amount 3150 $ 35 3165
  • 10. $ 550 3162 400 3166 1,510 3169 180 Assuming a $30 fee assessed by the bank for each bounced check, how much fee revenue would the bank generate if it processed checks (1) from largest to smallest, (2) from smallest to largest, and (3) in order of check number? 2. Do you think that processing checks from largest to smallest is an ethical business practice? Why or why not? 3. In addition to ethical issues, what other issues must a bank consider in deciding whether to process checks from largest to smallest? 4. If you were managing a bank, what policy would you adopt on bounced checks? Why? Ethics Case #2 As its year-end approaches, it appears that Ortiz Corporation's net income will increase 10% this year. The president of Ortiz Corporation, nervous that the stockholders might expect the company to sustain this 10% growth rate in net income in future years, suggests that the controller increase the allowance for doubtful accounts to 4% of receivables in order to lower this year's net income. The president thinks that the lower net income, which reflects a 6% growth rate, will be a more sustainable rate of growth for Ortiz Corporation in future years.
  • 11. The controller of Ortiz Corporation believes that the company's yearly allowance for doubtful accounts should be 2% of receivables. 5. List three stakeholders (companies or people harmed or benefited) in this case? 6. Does the president's request pose an ethical dilemma for the controller? Be specific in what dilemmas are present, if any. 7. Should the controller be concerned with Ortiz Corporation's growth rate in estimating the allowance? Explain your answer. My Virtual Teen Assignment Outcomes to be assessed: 1. Analyse theories of human development from childhood through adolescence with respect to physical, cognitive, and socio emotional development. 3. Identify factors in the family that impact on children and adolescents’ development and schooling, with the focus on enhancing educational outcomes through appropriate strategies. 4. Articulate the factors that shape and develop an adolescent’s sense of self and identity. Task Description: In this assessment students will raise a virtual child through the ‘My Virtual Teen’ program. Registrations for the program will be organised by your lecturer. At the end of the program, students will analyse their virtual child’s developmental process from birth through to late adolescence by responding to a set of short and long answer questions which will allow them to demonstrate their knowledge of the course content. The questions will be given to the students in week 7. In answering the questions students will be assessed on their
  • 12. ability to: · Demonstrate knowledge and understanding of theories of development with respect to their virtual child’s physical, cognitive and socioemotional processes of development. (8 marks) · Demonstrate an understanding of factors in parenting and childrearing that could impact on educational outcomes and strategies which will address shortcomings and foster inclusion. (6 marks) · Demonstrate knowledge and understanding of the identity formation process in the virtual child. (10 marks) · Demonstrate the ability to present answers in a clear and logical manner, using appropriate terminology from the field of psychology. (6 marks) Marking Rubric: for a HD · Demonstrates excellent knowledge and understanding of theories of development with respect to their virtual child’s physical, cognitive and socioemotional processes of development. · Demonstrates a sophisticated understanding of factors in parenting and childrearing that could impact on educational outcomes. Puts forward excellent strategies/suggestions to address shortcomings in the process of development. · Demonstrates excellent knowledge and understanding of the identity formation process and how it played out in the virtual teen’s socioemotional development of self, self-concept, self- esteem and identity. · Demonstrates a sophisticated ability to present answers in a clear and logical manner, using appropriate terminology from the field of psychology.