Imayam
- 9. Areas of Operation IMAYAM PONDICHERRY IMAYAM MUSIRI IMAYAM TIRUVANNAMALAI IMAYAM TIRUCHENGODE IMAYAM KODUMODI IMAYAM MODAKURUCHI IMAYAM WORAIYUR IMAYAM WOMENS’ INDIA PRODUCER COMPANY (HEAD OFFICE)
- 14. Financial Analysis Parameters/Year 2009 USD 2010 (Projected) USD 2011 (Projected) USD 2012 (Projected) USD 2013 (Projected) USD Number of Clients 6000 9000 15000 25000 40000 Portfolio Size 510,579 907,596 1,576,614 3,481,964 5,398,505 Portfolio growth rate YOY in % (CAGR is 91 %) 138.27 77.76 73.71 120.85 55.04 Geographical coverage (number of States) 2 2 2 2 2 Number of Branches 7 7 10 16 16 Staff 31 31 44 73 73
- 15. Growth Projections in % Important indicators 2009 2010 2011 2012 2013 Return on Assets (ROA) 0.00% 0.23% 1.56% 1.91% 4.26% Return on Net worth (RONW) 0.00% 1.56% 8.95% 11.43% 18.12% Debt to Equity ratio 3.36 4.94 4.56 5.75 4.07 Debt Requirement (INR) in Million 12.5 28 45 130 200 Equity Requirement (INR) in Million 0.3 1.9 4.9 8.5 18.8 Capital Adequacy (Risk Weighted) 16.58 % 15.83% 19.43% 17.04% 24.77%
- 16. Growth Projections in % Important indicators 2009 2010 2011 2012 2013 Operational expenses 13.72 11.73 7.59 6.30 3.25 Financial expenses 3.24 6.89 7.49 8.20 7.66 Loan Loss Provision 2.00 2.00 2.00 2.00 2.00 Total expenses 18.96 20.61 17.07 16.50 12.91 Yield (Interest only) 13.69 16.31 16.02 15.74 16.31 Processing Fee 4.73 4.83 4.63 5.00 3.95 Total Income 18.42 21.13 20.65 20.74 20.26 Profit/(Loss) -0.54 0.52 3.58 4.24 7.35 PAT (@ 30 % Tax) 0.00 0.36 2.50 2.97 5.15 OSS 97 103 121 126 157 FSS 82 90 101 106 126
![Overview ,[object Object],[object Object],[object Object],[object Object],Imayam Womens' Federation](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)