Tow truck insurance providers like Steely & Smith Insurance recognize those risks and offer wrecker insurance policies which include many different options for coverage. With those options, it’s possible to build a policy which adequately meets your needs.

1. Steely & Smith Insurance | (215) 345-9410 | http://steelyandsmith.com
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You Cannot Have a Tow Truck Company Without This One Thing
As the owner of a tow truck business, you’ll be faced with some of
the exact same concerns as other commercial vehicle owners, as
well as a few unique risks. Tow truck insurance providers like
Steely & Smith Insurance recognize those risks and offer wrecker
insurance policies which include many different options for
coverage. With those options, it’s possible to build a policy which
adequately meets your needs. The policy might include all or some
of these:
Tow truck liability insurance: It includes liability coverage for any bodily injury, as well as
property damage you or any of your drivers might cause. Tow drivers might be held
liable under multiple circumstances:
 If they damage another car on the street
 If they cause injury to passengers in their own vehicle
 If they damage an automobile that they’re towing
 If they’re at fault in a collision
Medical payments insurance: It offers coverage for medical payments that are incurred
if you, a driver, or passengers are hurt because of a crash while inside your tow truck.
Physical damage insurance: Its coverage assists as your truck is damaged, irrespective
of fault. Such insurance usually is required by lenders if you’ve financed the truck’s
purchase.
Comprehensive coverage: It offers “other than collision” coverage, as well as includes
damage that is caused by vandalism, theft, fire, natural disasters, and objects.
Underinsured or unisured motorist insurance: It gives compensation if you’re involved in
an accident in which the other motorist is at fault and that motorist doesn’t have
sufficient insurance that covers your medical expenses or property damage.
Garage service insurance: Garage liability insurance (optional) is specifically designed
for businesses offering service stations or towing services. It offers coverage for any
damages which might be sustained by an automobile in service while it’s parked, or it’s
being stored inside a covered area. Those damages may include the ones caused by
fire, vandalism, collisions, or theft.
On-hook towing insurance: It’s specifically designed for tow truck operators. It’ll pay for
replacement or repair expenses if any car you don’t own gets damaged while you’re
towing it. It includes damages that are sustained from vandalism, explosion, theft or
collision.

2. Steely & Smith Insurance | (215) 345-9410 | http://steelyandsmith.com
We Have More Great Content Here
http://www.pinterest.com/steelyandsmith
http://www.youtube.com/user/steelysmithinsurance
https://www.facebook.com/SteelyandSmith
https://twitter.com/SteelyandSmith
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Steely & Smith Insurance
3662 Route 202
Doylestown, PA 18902
(215) 345-9410
http://steelyandsmith.com
robin@steelyandsmith.com