A well-structured commercial trucking insurance is an absolute must for the trucker or the carrier because even a simple accident can amount to monumental costs. The following information may come in helpful for your purpose.

1. Important facts to know
about commercial trucking
insurance coverage

2. A well-structured commercial trucking insurance is an absolute
must for the trucker or the carrier to control costs and reduce
liability exposure. The following information may come in helpful
for your purpose.
Introduction

3. Having a competent advisor review the liability coverage is a
must.
Excess coverage should be
explored and usually is offered at attractive rates compared to
primary liability coverage.
Liability

4. If physical damage coverage is purchased, damage to equipment
from various causes will be
covered under this category.
It is important to understand the property damage coverage and
what is included with the coverage. Reading the policy closely is
important.
Physical damage coverage

5. The cargo insurance acts as insurance for “goods” damage
because of an accident or theft.
Cargo insurance

6. Reefer Insurance
The reefer insurance is considered an additional coverage
available at a minimal cost to cover damages from spoiled cargo
in refrigerated units.
As with other coverage reading the policy is important to
understand what is covered and what is not!

7. Bobtail insurance
Driving your home or for personal use after the load has been
delivered is often called bobtailing.
Bobtail insurance is highly recommended for owner-operators,
who take their big rigs home, when not on the road.

8. A final word…
Knowing what and how much insurance coverage you need is
something a reliable commercial
insurance broker can help you with. Always shop policies on an
annual basis and also to understand the coverage and exclusions.

9. Designed and Compiled by:
Houston Office
Baumgartner Law Firm
6711 Cypress Creek Parkway
Houston,
TX 77069
P (281) 893-0760
TF (866) 758-4529
www.texas-truckaccidentlawyer.com

10. Designed and Compiled by:
Houston Office
Baumgartner Law Firm
6711 Cypress Creek Parkway
Houston,
TX 77069
P (281) 893-0760
TF (866) 758-4529
www.texas-truckaccidentlawyer.com