Paytm is India's largest mobile payment platform with 18 crore wallet users and 2 crore shops accepting Paytm payments. It offers a wide range of services including mobile and bill payments, travel bookings, wallet transfers, insurance, loans, and entertainment tickets. Upgrading to a KYC wallet allows users to maintain higher wallet balances of up to Rs. 1 lakh and transfer up to Rs. 25,000 to their bank account each month while receiving cashbacks. A KYC wallet also allows users to open a savings account with Paytm Payments Bank and enjoy additional banking services.

1. Why should you use Paytm?
• Benefits of using Paytm
• Benefits of KYC Wallet

2. Welcome to Paytm, the largest mobile commerce
platform of India
18 crore
wallet users
2 crore
shops accepting payments through
Paytm
100 crore
transactions in 2016
Most widely used mobile
wallet
Licensed by RBI
Invested by Ratan Tata
Partnership with BCCI till 2019
Trusted brand

3. Paytm’s wide variety of services
Recharges and
Postpaid Bills
•Mobile
•DTH
•Data Card
•Landline
•Broadband
Bills/Fees
•Electricity
•Gas
•Water
•Schools/College
Fees
Travel and Holiday
•Train Tickets
•Flight Tickets
•Bus Tickets
•Hotel Bookings
Wallet and Cash
Transfer
•Paytm to Paytm
Transfer
•Paytm to Bank
Transfer
Financial
•Insurance
•Wallet
•Bank
•Loan
Entertainment
•Movie tickets
•Amusement Park
Tickets
•Event Tickets

4. Paytm Cash is offering more than one benefit to Indian
consumers & building a Cashless economy
Say hello to
convenience
Go cashless! No need to
carry money or worry
about the change.
Pay instantly in just a few
clicks.
Save time. Everything you
need will be available
from the comfort of your
shop, home or office.
Pay safe
Paytm’s payment gateway is
safe & secure, and we strictly
follow RBI guidelines.
Enjoy big cashbacks
and discounts!
Get big cashbacks and
attractive discounts on
mobile/DTH recharges,
electricity bills, etc.

5. 4
You may now pay via Paytm wallet on most of the
merchants

6. Flight Tickets
Book your flight ticket at
competitive price.
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received
Hotel Booking
Book a budget or a
luxury hotel at a
discounted price.
Food Delivery
Order food online and
pay through Paytm
` xxx
Sent
Financial Services
Pay your loan EMI or
insurance premium on
Paytm.
Pay for Fuel
Refill your car’s fuel
tank and pay at petrol
pumps through Paytm
` xxx
received
Add Money
Add money using Paytm through
credit card, debit card or net
banking.
Uses of Paytm Wallet in day-to-day activities: Office Goer

7. Uses of Paytm Wallet in day-to-day activities: Home Maker
` xxx
Sent
Bank to Paytm
Receive money from friends 'or
family members’ bank account in
Paytm Wallet.
` xxx
received
Bill Payments
Pay all pending electricity and
landline bills using Paytm app.
DTH Recharge
Recharge DTH connection
using Paytm app.
Pay-through-Paytm: Groceries
Buy groceries from a Kirana
store and pay through Paytm.
Online Shopping
Order a mobile phone on
Paytm mall and earn cashback.
Pay-through-Paytm: Taxi or Auto
Pay for taxi or auto to the driver
through Paytm.
` xxx
Sent
` xxx
received
` xxx
received

8. Mobile Recharge
Recharges his
mobile using Paytm
app
Uses of Paytm Wallet in day-to-day activities: Student
` xxx
Sent
Pay-through-Paytm
Pays for chai and
samosa at college
canteen
P2P Transfer
Splits restaurant bill
with a friend
through P2P
` xxx
Sent
` xxx
received
Movie Ticket
Books a movie ticket on
Paytm app
College Fee Payment
Pays college fees on
Paytm app
` xxx
Sent
` xxx
Sent
Bank to Paytm
Receives money from family
members’ bank account in Paytm
Wallet
` xxx
received

9. Paytm VIP Customer
Get your KYC done and become a Paytm VIP Customer
to get cashback benefits of Rs 5000
Link for VIP program on site https://paytm.com/vip
Non-KYC Wallet
KYC Wallet
1
2
Submit
Documents for
KYC *

10. Whyshouldyouupgradeyourwallet?
Paytm Wallet is a fast, secure and convenient way to send and receive your payments through a
phone. Upgrading it will make it easier for you to receive large amount of payments into your wallet
as a merchant.
Features&benefitswithanupgradedwallet
• You can maintain a wallet balance of Rs. 1 Lac at any point of time
• You can transfer only 25,000 per month to your bank account from your wallet
• You can transfer a maximum of 5,000 per transaction
• There is a 0% fees on transferring money to your bank
Benefits of KYC Wallet – Wallet Limit

11. UsePaytm&enjoycashbacks
• Payments that you make with Paytm comes with cashback
offers
• Use PROMOCODES and avail cashbacks as per Terms &
Coditions
• If you have reached your wallet limit for the month, do not
worry your cashback would reflect in your wallet in the
coming month
• Your amount would remain safe with us
Benefits of KYC Wallet – Hassle-free Cashbacks

12. Paytm Payments Bank is a new bank model visualized by the Reserve Bank of India. As a Payments
Bank, Paytm can now accept customer deposits upto Rs.1 lac per customer in a savings account and
will offer other banking services like Debit Cards, Online Banking and Mobile Banking. If you have
done the KYC of your wallet you can now open a bank account with Paytm and enjoy the benefits.
FeaturesofPaytmPaymentsBank
• If you have an upgraded KYC wallet then in addition to a wallet, soon you will be able to open a
savings or current account with us and access a range of financial services
• No charges for account maintenance
• Zero balance account
• Free Rupay debit card will provided to account holders
• Payment and account details can be checked under passbook option on Paytm app
• Amount in savings account will earn an interest of 4% p.a. on the daily balance. Interest earned
will be credited to your savings account on the last date of every month.
• You can not open a savings account with Paytm Payments Bank without having an active Paytm
Wallet. You will also need to convert your basic wallet into a KYC wallet to avail all the benefits of
a savings account with Paytm Payments Bank
Benefits of KYC Wallet – Payments Bank

13. Thank you!
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