KYC payout structure Payout cycle

1. Payouts and Commissions
• KYC payout structure
• Payout cycle

2. In this module we will discuss :
1. Payout amount for:
a. Biometric and Non-Biometric
b. Active customer incentive
2. Active customer incentive- scenarios
3. Payout cycle
4. TDS deduction
Payout structure for Paytm partners

3. 3
1 Payout amount
Paytm Partners
Biometric
(Rs)
Non Biometric
(Rs)
Biometric and Non-
Biometric
20 15
Active customer
Incentive
20 15
Key definitions;
-Active customer incentive pay-out triggers when customer does min. 1
transaction of >= Rs 50 on:
- Recharge, Bill Pay, Ticketing
- E-commerce
- Off Us
P2B/P2P transaction or Transaction to offline merchants NOT to be
considered
Period for active transactions can be from the next day of KYC lead
submission on GG App till end of next calendar month (transactions on
day of KYC lead submission not considered)
Biometric and Non-Biometricaa Active customer incentivebb
1
2
2a
1
2
2a
For each biometric KYC
process an amount of Rs.
20 is paid out as
commission and Rs. 15 for
non biometric.
Once the KYC lead has been
submitted on GG app, from
the next day till end of next
calendar month if customer
makes transaction then
Paytm partner would
receive an incentive
amount of Rs. 20 for
Biometric and Rs.15 for non
biometric.
On minimum 1 payment of
>50 on recharge, bill pay ,
ticketing, e-commerce, off
us by customer post KYC,
partner would receive
incentive amount.

4. Scenario 1:
Post biometric KYC once the lead is submitted on GG App, next day customer does a mobile
recharge of Rs.55 though his Paytm wallet, in this case Paytm partner receives an amount of Rs. 20
as incentive.
Scenario 2:
Paytm partner does a paper KYC for customer and then on the 3rd
day he books a flight ticket worth
Rs. 3,000. Partner receives an incentive of Rs. 15.
Scenario 3:
Paytm partner does a biometric KYC for customer, lead is not yet submitted on GG app and
customer does a mobile recharge of Rs. 50 on the same day. Partner would get 0 incentive. Incentive
would only trigger once the lead is submitted on GG app.
Scenario 4:
Post biometric KYC once the lead is submitted on GG App, next day customer transfer money to his
bank and pays to another Paytm wallet. Partner gets 0 incentive as incentive does not trigger on P2P
or P2B or to offline merchant transactions.
4
2 Active customer incentive-
Scenarios

5. 5
33 Payout cycle
Paytm partner would receive the total
amount (KYC+active customer incentive)
on a weekly basis on every Tuesday. The
amount would be credited to his Paytm
wallet after valid tax amount deductions.
When the payout is released?

6. 6
What are the tax deductions?
44 TDS Deduction
Paytm partner would receive the payout
after deduction of valid taxes.
It’s mandatory for every partner to submit
their PAN details.
On submission of PAN a flat rate of 10%
would be deducted on the total earning
on weekly basis.
If partner fails to submit PAN details then
a flat a rate of 20% would be deducted on
the total earning.

7. Thank you!
7