The document presents a proposal for NSDL Payments Bank's kiosk banking services, highlighting its competitive features like free IMPS settlements, instant debit cards, and various banking services including micro ATM and AEPS. It emphasizes the advantages of partnering with MultiLink, which offers a comprehensive platform for banking, travel, and utility services, along with attractive commission structures for distributors and agents. Additionally, it outlines support and promotional resources provided to boost sales and enhance customer engagement.

1. MULTILINK – NDSL
Kiosk Banking Proposal

2. Why NSDL Payment Bank ?
• NSDL Payments Bank is a step ahead by your very own NSDL, the first and largest depository in India, for more than 2 decades
• Only FINTECH company with Payment Bank license
• Offering competitive pricing to merchants and distributors
• Only company offering micro insurance product to the merchants
• Immediate, unlimited and free IMPS settlement for all AEPS and MICRO ATM withdrawals
• Only remittance company offering instant debit card on account opening
• Limit grant on holidays too
• Distributor earns commission on all executed transactions of merchants irrespective of his cash in to the merchants
• Only FINTECH company offering MICRO ATM In the market
• MICRO ATM is also available for cash withdrawal facility
• Unlimited cash withdrawal from MICRO ATM without any MDR charges
• Highest micro ATM incentive in the market
• 48 working hours TAT for awaiting/Unknown/Pending transactions, best in the industry
• NSDL Jiffy enables you to perform quick, smooth and secure transactions
• NSDL Payments Bank assures best in class digital banking experience, complete transparency and nationwide reach
• Timely commission to merchants and distributors without stating any excuses
• Immediate resolution on failed transactions through tabs like last transaction status, mini statement
• AEPS and Micro ATM in-house products of the company
• Best international rates in saving account opening facility available with zero balance.

3. What NSDL Banking Outlet Can Do?
• Cash withdrawal
• Balance enquiry
• Mini statement
• Cash deposit
• Cash Deposit- Deposit in NPB
account
• Kiosk deposit service available
from the banking kiosk
• Upto 2 Lacs deposit per month
• Cash Withdrawal- Withdrawal
from NPB account from ATM
• 25k limit per transaction
• 3 free transactions from other
bank ATM
•Account Opening- Open account
for NPB
•Debit Card Facility (Rupay/ Visa)
•E-Statement
•4% pa Interest
•A2A- Account to Account fund
transfer to any bank (Inter & Intra)
•Banking Mobile App
Saving
Account
Opening
Cash
Withdrawal
AEPS
Cash
Deposit

4. Why Multilink?
• One stop solution - Travel, Banking, Insurance, Utility, Pan card and many more.
• Highest commission in the market.
• Authorized IRCTC e- ticket license.
• IRDA authorized corporate agent.
• IATA authorized agency for selling flight tickets.
• Dedicated customer support.
• Faster solution of query.
• Trusted and reliable company from last 12 years.

5. What Multilink Can Do?
• Flight- International/ Domestic (series
fare)
• Bus booking all over India
• Hotel booking - International/ Domestic
• IRCTC : e-ticket
• Holiday packages - International/
Domestic
• Mumbai film city tour booking
• Utility Bill Payment e.g electricity,
Mobile, Landline etc
• Mobile & DTH recharge across all
operators
• Municipal taxes, water, loan
repayment, fastag, insurance premium
payment and many more
• Credit card bill payment
• Pan card service
• General insurance- two/ four
wheeler
• Travel insurance –
International/ Domestic
• Health insurance
• Domestic money remittance
• AEPS
• Micro ATM
• UPI QR solution
• Prepaid card
Banking Insurance
Travel
Utility

6. Value Proposition
One Platform
• All these services are available
in one platform
One BO Account
• All banking activities are linked to
one bank account only
Respect
• Elevated social status as Banker
Return on Investment
• High Return on Investment

7. Hardware Required and Cost
Hardware Required Products Enabled
Android Mobile, Laptop
and Printer
Saving Account Opening
Cash Deposit
Cash Withdrawal
Domestic Remittance
Bill Payments/Mobile/DTH Recharge
Air Tickets
DMT | AEPS | mATM
Hotel Booking
Credit Card Bill Payment
Rail Tickets
Bio Device
AEPS Transactions
Savings Bank Account Opening
Sender e-KYC
Micro ATM Debit Card Based Withdrawal
*For Saving Account opening, Bio device is mandatory

8. Product Pricing

9. Commission Structure For Banking Outlet
Activity
Customer
Charge
BC/Merchant
Commission
Distributor
Commission
Savings Account Opening INR 300 + GST as
one time account
opening fee
Savings – Rs. 50 per
account
Savings – Rs. 10 per
account
Cash Deposit INR 5 or 0.5% of
whichever value
is higher
0.20% of deposit value 0.03% of deposit value
Cash Withdrawal INR 5 or 0.5% of
whichever value
is higher
0.20% of withdrawal
value
0.03% of withdrawal value

10. Commission Structure For Micro ATM
Txn Amt Agent Distributor
100
>499
0 0
200 0.3 0
300 0.4 0.2
400 0.5 0.25
500
500-900
0.8 0.5
600 0.9 0.7
700 1 0.85
800 1.1 1
900 1.2 1
1000
1000-1499
2 1
1100 2.1 1
1200 2.2 1
1300 2.3 1
1400 2.4 1
1500
1500-1999
3 1
1600 3 1
1700 3 1
1800 3 1
1900 3 1
Txn Amt Agent Distributor
2000
2000-2999
4 1.25
2100 5.1 1.25
2200 5.2 1.25
2300 5.3 1.25
2400 5.4 1.25
2500 5.5 1.25
2600 5.75 1.25
2700 6 1.25
2800 6.25 1.25
2900 6.5 1.25
3000-7000 3000-7000 8 1
7001-10000 7001-10000 10 1

11. Agent Commission Structure
Product Name - RDS Commission
Flight Domestic upto 5% & International upto 10%
Hotel 5.00%
Pan Card To be over charge from customer
Bus Booking 6.50%
Mobile Recharge Operator wise upto 4%
Film City 10.00%
Bill Payment 0% To be overcharge from customer
Domestic Money Transfer 0.48%
IRCTC – Train Booking Rs. 20 (Non AC) & Rs. 40 (AC) charge from customer
Imagica Booking 10.00%
AEPS & Micro ATM As per slab

12. Distributor Commission Structure
Product Name - RDS Commission
Adlabs Imagica Booking 0.5
AEPS & Micro ATM As per slab
BBPS Re. 1
Bus Booking 0.5
Domestic Money Transfer 0.2
Film City Tours 0.2
Flight Booking 0.75
Hotel Booking 0.2
IRCTC – e-ticketing 0.4
Mobile Recharge & DTH Operator wise
Pan Card Rs. 3

13. Commission Structure For AEPS
Txn Amt Agent Distributor
100
>499
0 0
200 0.3 0
300 0.4 0.2
400 0.5 0.25
500
500-900
0.8 0.5
600 0.9 0.7
700 1 0.85
800 1.1 1
900 1.2 1
1000
1000-1499
2 1
1100 2.1 1
1200 2.2 1
1300 2.3 1
1400 2.4 1
1500
1500-1999
3 1
1600 3 1
1700 3 1
1800 3 1
1900 3 1
Txn Amt Agent Distributor
2000
2000-2999
4 1.25
2100 5.1 1.25
2200 5.2 1.25
2300 5.3 1.25
2400 5.4 1.25
2500 5.5 1.25
2600 5.75 1.25
2700 6 1.25
2800 6.25 1.25
2900 6.5 1.25
3000-7000 3000-7000 8 1
7001-10000 7001-10000 10 1

14. Support
Branding & Promotional Support
• NSDL Kiosk Banking Certificate
• Multilink Certificate
Training
• Training Videos Available
• PPT Presentations
• Support Team
Sales Support
• Dedicated Account Manager Support
To Boost Sales In Your Location

15. KEYCHAIN
PEN
& more…
DANGLERS
Branding Material
STANDEE
STORE BOARD

16. Offer
OR
Corona Kavach Worth Rs. 1 Lac
Gift Voucher Worth Rs. 5000/-
Refundable Investment After 1 Cr Turnover In 1 Year

17. Thank You