Why Public Policy Education is Extension's Long-Standing Approach for Working with Policymakers-2
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The document discusses two recent policy issues: home mortgage foreclosures and payday loan regulation. For foreclosures, various responses were considered including a moratorium on foreclosures, increasing lender responsibility, and mandating mediation. For payday loans, debates centered around implementing a rate cap and further regulating industry practices. The document outlines challenges in navigating these issues and finding middle ground solutions given polarized stakeholder perspectives. Current status updates indicate educational strategies are being tested for foreclosures while payday loan regulation passed with location and size limits but not rates.
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Outreach and engagement on public policy remains as important now as ever. In this closing plenary, participants will learn tips and strategies to help regional development entities inform and engage key policymakers and federal officials. In connecting content to real-world scenarios, NADO members will share examples of successful advocacy with federal stakeholders on regional projects and programs. To round out the session, specific issues will be discussed for participants to jumpstart advocacy efforts in the region.
Misty Casto, Executive Director, Buckeye Hills Regional Council, Marietta, OH
Matthew Dolge, Executive Director, Piedmont Triad Council, Kernersville, NC
Richard Hunsaker, Executive Director, Region XII, Carroll, IA (Invited)
Josh Shumaker, Legislative Associate, NADO, Washington, DC
Susan Howard, Legislative Director, NADO, Washington, DC, Moderator
Self-Directed Support and Social Justice
Dr Simon Duffy explains that self-directed support is a matter of social justice... but it is constantly threatened by consumerism and bureaucracy. A talk given in Helsinki at event hosted by Suunta.
Financial Management Concept.ppt
This document discusses key concepts in financial management for public works departments. It covers why financial management is important, how to prepare and present budgets, operating funds including general and utility funds, and capital financing options such as debt, grants, and public-private partnerships. The main points are that budgets are required by law and help manage resources, operating funds are used for ongoing operations and maintenance, and capital projects can be financed through various means including current revenue, debt, grants, and partnerships with private companies.
Chapter 4
This document discusses various savings and payment services. It provides information on:
1. Common savings plans like savings accounts, CDs, money market accounts, and U.S. savings bonds. It emphasizes the importance of comparing rates of return and terms.
2. Different types of financial institutions like commercial banks, credit unions, and investment companies. It notes factors to consider when choosing an institution.
3. Various payment methods including debit cards, online payments, stored-value cards, and checking accounts. Managing a checking account through writing checks and bank reconciliation is also covered.
4. The importance of being aware of interest rate trends and choosing financial services and institutions to best meet daily money needs and minimize
Predatory Lending Practices & How to Avoid Them
This document provides an overview of predatory lending practices and how to avoid them. It defines predatory lending as extending credit to consumers who will be unable to repay due to their current and expected income. Common predatory lending practices include high interest rates, excessive fees, aggressive sales tactics, and harsh collection practices. The document discusses specific predatory loan types like payday loans, car title loans, tax refund anticipation loans, and rent-to-own agreements. It provides alternatives to predatory loans and tips on identifying and avoiding predatory lending situations.
TransForum West Presentation.Final
This document discusses the need for public engagement and advocacy in transmission line planning. It notes that there is a "new era" where public opposition can cause previously approved projects to be revoked. Effective engagement requires earning a "social license" from communities. The document contrasts a "Plan/Propose/Defend" model with a "Learn/Engage/Benefit" model, and provides examples where the latter saved time and money. It emphasizes the importance of understanding community values, culture and issues to effectively manage social risk and opposition to projects.
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Diversion First Stakeholders Group Meeting: Sept. 17, 2018
Diversion First Stakeholders Group Meeting: Sept. 17, 2018
Wetland Mitigation Programs by Steve Sego (Southeast Alaska Watershed Coalition)
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Briddging the Ethnic Economic Divide- Claudia Cody- UofM Extension[1]
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Recognition Moments
This summary recognizes several UW-Extension employees for their work and contributions:
Pence Revington is praised for going above and beyond in their role by providing research-based guidance. Dennis L. is recognized for their work educating learners who always ask for them by name. The Washington County office thanks several colleagues including Marma McIntee, Kandi O’Neil, Allen Linnebur, and others for their dedication to the program.
Connect the Dots and Change the Game--Linda Booth Sweeney
This document discusses systems thinking and living systems. It provides examples of viewing issues like childhood obesity and farm waste as interconnected systems. Key points made include:
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2. Living systems principles include them being tightly interconnected, with actions and results separated and the whole being greater than the sum of parts, with change occurring through feedback.
3. Viewing issues like childhood obesity and a farm waste as interconnected systems allows one to better understand the relationships between different factors and leverage feedback loops to create sustainable change.
Communicating Value: UWEX Partners with County Drug Court
The document summarizes a partnership between UWEX and county drug courts in Chippewa and St. Croix counties. It discusses how UWEX provided one-on-one financial counseling and coaching to participants in the drug court programs as an alternative to prison. The outcomes showed that participants were better able to manage finances, set goals, access resources, and reduce debts or housing costs. The partnership provided benefits like direct cost savings for the counties and helped participants succeed in drug court.
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Tricky Terminology: Making Sense Of and Applying Research and Evidence-Based ...
This document discusses evidence-based, research-based, and evidence-informed approaches to programming. It defines evidence-based programs as those developed and evaluated through rigorous scientific studies, while research-based programs draw on published research but have not undergone the same level of evaluation. Evidence-informed programs use principles from effective programs to improve existing efforts, without a strong research base. The document provides examples of programs at different points on the continuum and discusses the benefits of more rigorous, evidence-based approaches.
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Where Have All the Crop Acres Gone?
This document summarizes trends in farmland, cropland, and harvested cropland acres for Wisconsin and several other Midwestern states between 1987-2007 based on USDA Census data. Some key findings include:
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This document summarizes an asset-based economic development conference that discussed strategies like inventors clubs, community funds, and the Rosholt library project. It introduced tools like asset mapping, appreciative inquiry, and data analysis to identify community strengths. Attendees were encouraged to focus on what's working, build from local assets, and use secondary data to spark discussion rather than dictate solutions. Questions were invited about successes, challenges, and other tools communities have used to determine their resources.
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This document provides a summary of demographic data for Wisconsin from the 2000 Census and 2009 population estimates. Some key points:
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- Resources are provided for accessing more detailed state and county level census data online through sites like QuickFacts.census.gov.
Maximizing the Teen Court Experience for Youth Panel Members
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A Cross-Programmatic Response to Food Insecurity Issues
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Leadership"
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This document discusses the benefits of carsharing and driving less to promote sustainability. It notes that personal car use significantly contributes to greenhouse gas emissions and each mile driven emits 1 pound of carbon dioxide. Carsharing allows people to own fewer cars as the average member drives 50% less after joining due to reduced traffic, parking, and costs. Driving less through carsharing helps reduce one's carbon footprint, conserves green space since cars are parked most of the time, improves health by encouraging exercise and time outdoors, and saves people nearly $700 per month on average in ownership costs. The document describes how carsharing works through an affordable membership and reserving vehicles online or by phone to use for trips.
Integrating Sustainability
The document summarizes activities at the 2010 Cooperative Extension State Conference focusing on integrating sustainability. It describes Wisconsin municipalities that have implemented sustainability programs. It outlines four sustainability principles and discusses evolving views of interconnected communities. It then details the UW-Extension Sustainability Team's efforts, including hosting webinars and forums on topics like renewable energy and local food. The team has also conducted surveys and trainings while partnering with other sustainability programs.
Engaging Communities to Reduce Poverty and Build Opportunity
This document discusses engaging communities to reduce poverty through collaboration. It provides four key principles: 1) Poverty reduction requires involvement from many stakeholders, not just individuals. 2) Policies are most effective when citizens from all backgrounds provide input. 3) Community resources should be accessible to all. 4) People are more likely to participate if their needs are considered and they feel acknowledged. Examples are given of successful programs that brought together groups from various backgrounds to solve issues. The document emphasizes starting with what a community is ready for, identifying necessary partners, and using tools like power mapping and dialogue to mobilize more citizens to reduce poverty through concrete actions and policy changes.
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This document discusses coaching, mentoring, and culture. It defines coaching as facilitating people's potential to reach goals and make decisions. Mentoring is defined as sharing intellectual and emotional resources in a task-centered, socially supportive, or career-guidance focused relationship. Culture is the unique characteristics of a group, including visible and buried traits like norms and values. The document then discusses an example of cross-cultural interactions between colleagues Teresa and Kshinté in planning a workshop, highlighting potential cultural orientation differences and challenges, as well as strategies for addressing them.
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A grant from 3M funded a multi-state 4H Power of Wind project that uses inquiry-based learning to teach youth about wind power and developing STEM competencies. Through hands-on experience with building wind turbines, youth discover how turbines generate electricity by asking questions, using tools, constructing, predicting, testing, observing, measuring, recording data, troubleshooting, comparing results, and optimizing - with adults acting as facilitators rather than directly teaching knowledge. The project trains youth to generate their own understanding through active exploration and questioning.
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NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
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Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Using Online job postings and survey data to understand labour market trends
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[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
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South Dakota State University degree offer diploma Transcript
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
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RMIT硕士学位证成绩单【微信95270640】《皇家墨尔本理工大学毕业证书》《QQ微信95270640》学位证书电子版：在线制作皇家墨尔本理工大学毕业证成绩单GPA修改（制作RMIT毕业证成绩单RMIT文凭证书样本）、皇家墨尔本理工大学毕业证书与成绩单样本图片、《RMIT学历证书学位证书》、皇家墨尔本理工大学毕业证案例毕业证书制作軟體、在线制作加拿大硕士学历证书真实可查.
【本科硕士】皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单（GPA修改）；学历认证（教育部认证）；大学Offer录取通知书留信认证使馆认证；雅思语言证书等高仿类证书。
办理流程：
1客户提供办理皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）
真实网上可查的证明材料
1教育部学历学位认证留服官网真实存档可查永久存档。
2留学回国人员证明（使馆认证）使馆网站真实存档可查。
我们对海外大学及学院的毕业证成绩单所使用的材料尺寸大小防伪结构（包括：皇家墨尔本理工大学皇家墨尔本理工大学本科学位证成绩单隐形水印阴影底纹钢印LOGO烫金烫银LOGO烫金烫银复合重叠。文字图案浮雕激光镭射紫外荧光温感复印防伪）都有原版本文凭对照。质量得到了广大海外客户群体的认可同时和海外学校留学中介做到与时俱进及时掌握各大院校的（毕业证成绩单资格证结业证录取通知书在读证明等相关材料）的版本更新信息能够在第一时间掌握最新的海外学历文凭的样版尺寸大小纸张材质防伪技术等等并在第一时间收集到原版实物以求达到客户的需求。
本公司还可以按照客户原版印刷制作且能够达到客户理想的要求。有需要办理证件的客户请联系我们在线客服中心微信：95270640 或咨询在线父亲的家很狭小除了一张单人床和一张小方桌几乎没有多余的空间山娃一下子就联想起学校的男小便处山娃很想笑却怎么也笑不出来山娃很迷惑父亲的家除了一扇小铁门连窗户也没有墓穴一般阴森森有些骇人父亲的城也便成了山娃的城父亲的家也便成了山娃的家父亲让山娃呆在屋里做作业看电视最多只能在门口透透气不能跟陌生人搭腔更不能乱跑一怕迷路二怕拐子拐人山娃很惊惧去年村里的田鸡就因为跟父亲进城一不小心被人拐跑了至今不见踪影害不
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South Dakota State University degree offer diploma Transcript
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Why Public Policy Education is Extension's Long-Standing Approach for Working with Policymakers-2
- 1. Two Recent Policy Issues • Home Mortgage Foreclosure – Issue raised at state and local level (plus national attention) – State Assembly Bill – Developed WHPE: Wisconsin Homeownership Preservation Education • Payday Loan Regulation – Bill in Assembly in 2010 (and earlier…) – Issue raised at state events
- 2. Policy Issues: Family Finance • Foreclosure –Rising rates –Media attention –Consumer stories –Stakeholder interests • County judges • Local policymakers • Financial institutions
- 3. Policy Issues: Family Finance • Payday Loans –High cost loans –Media attention –Visible in community –Assembly bills –Other states take action
- 4. Policy Issues: Family Finance • Foreclosure Responses –Moratorium –Lender responsibility –Mediation • Payday Lending Regulations –Rate Cap –Regulation of practice
- 5. Framing • Foreclosure – Avoid blame game – Broad impacts on neighborhoods / communities • Payday Loans – What service do these firms provide that make them so popular? What alternatives exist and what do they cost?
- 6. Exploring Alternatives • Foreclosure –Understand scope of issue –Focus on underlying issues –What services & programs are in place? • Turns out take up rates low… • Payday Lending –Understand scope of issue –Focus on underlying issues • Cost of late payments and NSF also very high
- 7. Potential Actions / Consequences • Foreclosure – Moratorium – slow not stop; dampens credit – Mediation – costly; slows process – Counseling/Education – maybe too late – Awareness raising – every minute counts • Payday Loans – Rate caps – evidence at best mixed – Location restrictions – visibility
- 8. Specialist Strategy –Share data: understand scope –Share models: what are other places doing? –Disseminate research (highlights) • Testimony at Hearings –Conduct research / evaluate models –Convene / facilitate – around fact-based evidence • Include industry, public-private partners
- 9. Challenges • There is no middle road – Consumer advocate vs. industry lackey • Emotions run hot • Media wants sound bites • Stakeholders want simple message – including County Educators • Easy to be dismissed as ‘too academic’
- 10. Current Status of Issues • Foreclosure – WHPE being tested as educational strategy – Data on trends distributed regularly – Mediation bill stalled out • Payday loans – Bill passed to regulate locations and loan size (not rate/fees) – Highlighting “small dollar loan alternatives” – Use of loans as teachable moment
- 11. Scenario Today… • People going through foreclosures have paper work mistakes – Some lenders used high volume legal providers and not well executed forms • Courts may dismiss cases • Lenders voluntary moratoria • County policy responses: – A. Do nothing – B. Moratorium (no more cases until X date) – C. Mandate mediation – D. Something else?