This document provides information about different Medicare supplement plans, including Plans G, N, and F. It notes that Plan N has the lowest costs but also has some out-of-pocket costs like a $20 copay for doctor's visits and a $183 annual deductible for Part B. It recommends Plan N for someone who is healthy and needs a lower premium. The document also provides a link to the Medicare website to compare Medigap policies and notes that Medigap plans have standardized benefits that can be easily compared across insurance companies.

1. Blue Mountain Medicare
Why Plan G?
Blue Mountain Medicare
When would you Want Plan N?

2. Medicare Supplement plans
No networks!
Visit any doctor / provider nation-wide
that excepts Medicare
Use practically any hospital nation wide
Blue Mountain Medicare

3. Standardized Medigap Policys
(Page 12) in the 2016 choosing the medigap policy it says “in most
cases, Medigap insurance companies can sell you only a
“standardized” Medigap policy. All Medigap polices must have
specific benefits, so you can compare them easily”
On the next slide it shows all of the Standardized
polices
Page 25) As you shop for a Medigap policy, keep in mind that different
insurance companies may charge different amounts for exactly the same
Medigap policy, and not all insurance companies offer all of the Medigap
polices

4. Blue Mountain Medicare
https://www.medicare.gov/supplement-other-
insurance/compare-medigap/compare-
medigap.html
How to compare a medigap policy.
Click on this link to go to the medicare website.

5. Medicare Plan N
What must you pay on a Medicare supplement
Plan N
Blue Mountain Medicare
Up to a $20 Co-pay per doctors visit
$50 Co-pay for Emergency Rooms visits if not admitted
Part B Annual Deductible of $183 for 2017
Plan N doesn't cover Part B excess charges

6. Blue Mountain Medicare
Plan F
best
overall
coverage
Plan G
our
favorite
plan
Plan N
lowest cost

7. Part B excess charges
Providers/Doctors can either accept the assigned rate
from Medicare (20%) as full payment or they can charge
an additional 15% in excess charges
Blue Mountain Medicare
If you are considering Plan N you should check with
your Providers to see if they accept medicare
assignment

8. Medicare Advantage plans (Part C of Medicare) are annual contract
offered by insurance companies, they are sold by counties.
With a Med Advantage plan you have the worry of your company pull
out of your county from year to year, and the risk of a very high out of
pocket annually. With Plan N you have the part B Deductible, some
small copays and the risk that some of your out patient providers(the
Doctors) don’t accept medicare assignment.
Blue Mountain Medicare
Plan N is a really good option for someone who is
healthy and needs a lower premium.
Plan N has a low Premium and excellent coverage.

9. Blue Mountain Medicare
Speak with a licensed Agent at - (208) 360-1991