This document discusses how customer journeys and omnichannel marketing will evolve by 2020. It outlines a 10 step customer journey that involves collecting, connecting, enriching and interpreting customer data to create a single customer view. This data is then used to take action and monitor customers in real-time. By 2020, marketing will be highly personalized for each customer using big data analytics to quickly respond to churn and cross-sell opportunities. The conclusion states that by 2020 technology will greatly improve marketing effectiveness, but marketers must still focus on connecting with customers and using creativity alongside technology.