Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for South Carolina small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
What the New Healthcare Law Means for Your North Carolina Small BusinessSmall Business Majority
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for North Carolina small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Georgia small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Florida small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
What the New Healthcare Law Means for Your Mississippi Small BusinessSmall Business Majority
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Mississippi small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Tennessee small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Alabama small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Kentucky small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Your Bottom Line: What the Affordable Care Act Means For Your Nebraska Small ...Small Business Majority
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Nebraska small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
What the New Healthcare Law Means for Your North Carolina Small BusinessSmall Business Majority
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for North Carolina small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Georgia small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Florida small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
What the New Healthcare Law Means for Your Mississippi Small BusinessSmall Business Majority
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Mississippi small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Tennessee small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Alabama small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Kentucky small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Your Bottom Line: What the Affordable Care Act Means For Your Nebraska Small ...Small Business Majority
Hosted by the United States Department of Health and Human Services and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for Nebraska small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
This gives a good base knowledge of where the current insurance industry is, a timeline of when certain mandates go into effect and a simplified description of the mandats being launched on Sept 23, 2010.
Healthcare Reform: It's Your Business and Your Bottom Line - webinarG&A Partners
Can you afford to provide health insurance for all your employees, at the risk of paying an 8% payroll tax? What happens when private insurance companies can no longer offer independent healthcare plan policies and you are forced to choose from a list of government-approved plans?
These are just two of the many proposed changes under the various versions of proposed healthcare reform legislation. Join us for a special webinar, where we will discuss the potential impact of the proposed bill on small businesses and the workers they employ.
ACA: A Step Toward Healthcare For All (Dr. John Cavacece, DO)Zach Jarou
Presented to the American Medical Student Association (www.AMSA.org) at Michigan State University's College of Human Medicine (MSU CHM) on Tuesday, March 20, 2012
As long as The Affordable Care Act is the law of the land, employers must follow its requirements. Join Danielle Capilla, Director of Compliance and Employee Benefits at the Alera Group, as she delves into topics and new rules that are often-overlooked regarding the sweeping health care regulation and its interplay with older, existing regulations. She'll examine rules for Medicare Secondary Payers, non-discrimination regulations for HIPAA and section 1557, updates to association health plans, the conundrum of play or pay, tightening of IRS reporting and other common pitfalls for employers navigating the ACA's myriad requirements.
Did you have time to read the 1,990 page healthcare bill that was recently passed through Congress? Have you since wondered about the impact that massive bill will have on the average American, health insurance providers, business owners and YOU? If yes, then join the Young Professionals of Chicago as we host a panel of diverse health care professionals that will be discussing current healthcare reform and taking questions on the impact of the United States' new healthcare policy. The distinguished panelists will also provide some insight and clarity into what this massive bill means for individuals like you. There will also be an opportunity for open networking with other young professionals before and after the discussion.
Presentation: Implications of the Affordable Care Act to the Pharmaceutical Industry
Presented by: Kirsten Axelsen, Vice President, Worldwide Policy, Pfizer
Overview of what the coverage expansion and payment reforms in the Affordable Care Act mean for access to medicine and for new treatments and cures. Issues for patients and policy makers to consider as the healthcare system increasingly relies on medicine to manage conditions, avoid disease and save on healthcare system costs.
McKonly & Asbury Webinar - The Patient Protection and Affordable Care ActMcKonly & Asbury, LLP
We continued our Celebrating 40 Years of Excellence! Fall Webinar Series with a webinar focusing on the impact of The Patient Protection and Affordable Care Act and next steps for employees, hosted by Suzanne Sentman (Human Resource Director with McKonly & Asbury) with featured guest Kent Evans (Vice President / Human Capital Consultant with Willis of Delaware, Inc).
Check out our Upcoming Events page for news and updates on our future seminars and webinars at http://www.macpas.com/events/.
View a full recap of this webinar at http://www.macpas.com/register-today-for-mckonly-asburys-free-the-patient-protection-and-affordable-care-act-webinar/.
Presentatie WWV14: Lead Nurturing in de praktijk: met een puntensysteem naar ...webwinkelvakdag
Presentatie tijdens de Webwinkel Vakdagen 2014:
Lead Nurturing in de praktijk: met een puntensysteem naar een database vol leads!
Jasper Kolwijck van Exact
We spenderen heel veel budget aan (online) programma’s zoals SEA, SEO en email marketing om traffic naar onze website te genereren om deze het liefst direct te converteren naar een verkoopkans. Maar niet al je prospects klikken op de ‘koop nu’ of ‘vraag een offerte aan’ button. Logisch; iedereen zit in zijn eigen stadium; dat kan oriënterend zijn of al vergevorderd in de koopcyclus. De kunst is dus om op het juiste moment met de juiste boodschap te komen. In deze presentatie legt Jasper Kolwijck uit hoe Exact een Lead Nurturing programma heeft opgezet met behulp van Copernica om zo Marketing Qualified leads om te zetten in Sales Qualified Leads.
This gives a good base knowledge of where the current insurance industry is, a timeline of when certain mandates go into effect and a simplified description of the mandats being launched on Sept 23, 2010.
Healthcare Reform: It's Your Business and Your Bottom Line - webinarG&A Partners
Can you afford to provide health insurance for all your employees, at the risk of paying an 8% payroll tax? What happens when private insurance companies can no longer offer independent healthcare plan policies and you are forced to choose from a list of government-approved plans?
These are just two of the many proposed changes under the various versions of proposed healthcare reform legislation. Join us for a special webinar, where we will discuss the potential impact of the proposed bill on small businesses and the workers they employ.
ACA: A Step Toward Healthcare For All (Dr. John Cavacece, DO)Zach Jarou
Presented to the American Medical Student Association (www.AMSA.org) at Michigan State University's College of Human Medicine (MSU CHM) on Tuesday, March 20, 2012
As long as The Affordable Care Act is the law of the land, employers must follow its requirements. Join Danielle Capilla, Director of Compliance and Employee Benefits at the Alera Group, as she delves into topics and new rules that are often-overlooked regarding the sweeping health care regulation and its interplay with older, existing regulations. She'll examine rules for Medicare Secondary Payers, non-discrimination regulations for HIPAA and section 1557, updates to association health plans, the conundrum of play or pay, tightening of IRS reporting and other common pitfalls for employers navigating the ACA's myriad requirements.
Did you have time to read the 1,990 page healthcare bill that was recently passed through Congress? Have you since wondered about the impact that massive bill will have on the average American, health insurance providers, business owners and YOU? If yes, then join the Young Professionals of Chicago as we host a panel of diverse health care professionals that will be discussing current healthcare reform and taking questions on the impact of the United States' new healthcare policy. The distinguished panelists will also provide some insight and clarity into what this massive bill means for individuals like you. There will also be an opportunity for open networking with other young professionals before and after the discussion.
Presentation: Implications of the Affordable Care Act to the Pharmaceutical Industry
Presented by: Kirsten Axelsen, Vice President, Worldwide Policy, Pfizer
Overview of what the coverage expansion and payment reforms in the Affordable Care Act mean for access to medicine and for new treatments and cures. Issues for patients and policy makers to consider as the healthcare system increasingly relies on medicine to manage conditions, avoid disease and save on healthcare system costs.
McKonly & Asbury Webinar - The Patient Protection and Affordable Care ActMcKonly & Asbury, LLP
We continued our Celebrating 40 Years of Excellence! Fall Webinar Series with a webinar focusing on the impact of The Patient Protection and Affordable Care Act and next steps for employees, hosted by Suzanne Sentman (Human Resource Director with McKonly & Asbury) with featured guest Kent Evans (Vice President / Human Capital Consultant with Willis of Delaware, Inc).
Check out our Upcoming Events page for news and updates on our future seminars and webinars at http://www.macpas.com/events/.
View a full recap of this webinar at http://www.macpas.com/register-today-for-mckonly-asburys-free-the-patient-protection-and-affordable-care-act-webinar/.
Presentatie WWV14: Lead Nurturing in de praktijk: met een puntensysteem naar ...webwinkelvakdag
Presentatie tijdens de Webwinkel Vakdagen 2014:
Lead Nurturing in de praktijk: met een puntensysteem naar een database vol leads!
Jasper Kolwijck van Exact
We spenderen heel veel budget aan (online) programma’s zoals SEA, SEO en email marketing om traffic naar onze website te genereren om deze het liefst direct te converteren naar een verkoopkans. Maar niet al je prospects klikken op de ‘koop nu’ of ‘vraag een offerte aan’ button. Logisch; iedereen zit in zijn eigen stadium; dat kan oriënterend zijn of al vergevorderd in de koopcyclus. De kunst is dus om op het juiste moment met de juiste boodschap te komen. In deze presentatie legt Jasper Kolwijck uit hoe Exact een Lead Nurturing programma heeft opgezet met behulp van Copernica om zo Marketing Qualified leads om te zetten in Sales Qualified Leads.
On Thursday July 19th, 2012, the Taylor-Wilks Group held a free Health Care Symposium to provide resources and answer questions regarding the Affordable Care Act. This is some content from the event.
Congressman Eric Swalwell, the Hayward Chamber of Commerce and Small Business Majority held a townhall meeting on the healthcare law and what it means for small businesses. We focused on the key federal and state provisions impacting small businesses and what new health insurance options are available.
This webinar focused on what the new healthcare law, the Affordable Care Act, means for small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
These slides were from a recent SBA webinar presented by Small Business Majority. It focused on both federal and state provisions to help local small business owners understand how the law will affect them. Topics being discussed included:
Small business tax credits (available to businesses and tax-exempt non-profits)— who’s eligible for them and how to claim them, Marketplace updates, Shared responsibility,Cost containment, Tools and resources available for small businesses interested in learning more about the law.
About Small Business Majority
Small Business Majority is a national nonprofit advocacy organization focused on solving the biggest problems facing America's 28 million small businesses. We conduct extensive opinion and economic research and work with small business owners, policy experts, and elected officials nationwide to bring nonpartisan small business voices to the public policy table.
Affordable Care Act 101: What the New Healthcare Law Means for Your Small Bus...Small Business Majority
August 15, 2013. Hosted by the U.S. Small Business Administration and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Affordable Care Act 101: What the Healthcare Law Means for Small BusinessSmall Business Majority
August 8, 2013. Hosted by the U.S. Small Business Administration and Small Business Majority. This webinar focused on what the new healthcare law, the Affordable Care Act, means for small businesses. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
This webinar focused on what the new healthcare law, the Affordable Care Act, means for small businesses and practices like yours. It focused on both federal and state provisions to help local small business owners understand how the law will affect them.
Guidelines for the Colorado Health Benefit Exchange and our Federal Exchange are still up in the air. What do these various funding, administration, and oversight issues mean for employers and how will plan pricing, availability, and benefits be addressed? This presentation is designed for the Colorado business leader who needs to understand the current state of the exchanges. In this session, we’ll go over the very latest developments and how they could impact local businesses, discuss how you can create a proactive multi-year benefits strategy, and introduce resources to help you stay on top of this constantly changing landscape.
How does the Affordable Care Act affect your employee group? Get the basics here! Contact Erin Hart for more specific questions about your group.
ph: 412-657-3028
What Does Health Care Reform Mean for You? G&A Partners
Damon Thompson of G& A Partners examines the Patient Protection and Affordable Care Act (PPACA) that was signed into law on March 23, 2010.
G&A Partners is a comprehensive human resource outsourcing provider.
For more great HR webinars and training visit www.gnapartners.com.
Navigating Health Insurance in the Health Care Reform Era lkennon
A presentation for large employers, small employers and individuals without employer-based insurance. The slides present the current state of health insurance for each group and the impending changes of Health Care Reform and their potential effects.
A Small Business Approach To Accessing Credit & Healthcare Reform in Califor...Small Business Majority
This webinar provided tips about accessing traditional bank loans and directed small business owners to state and federal programs that may be right for their business. We also talked about some long-term policy solutions that could ensure that small businesses get the credit they deserve.
Your Bottom Line: A Small Business Approach to Accessing Credit and Navigatin...Small Business Majority
Small Business Majority's Illinois webinar presentation. This webinar provided tips about accessing traditional bank loans and state and federal programs that may be right for small business. We also talked about some long-term policy solutions that could ensure that small businesses get the credit they deserve. We also discussed what the new healthcare law, the Affordable Care Act, means for Illinois small business.
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What the New Healthcare Law Means for Your South Carolina Small Business
1. Your Bottom Line:
What the Affordable Care Act Means
For Your South Carolina Small
Business
Grant Lahmann
Outreach Manager, Southern States
Small Business Majority
June 2013
2. Dr. Pamela Roshell, Regional Director
Department of Health and Human Services Region IV
3. About
Small Business Majority
• Small business advocacy organization – founded
and run by small business owners
• National – offices in Washington, DC, Virginia,
Ohio, Colorado, Missouri, New York and
California
• Research and advocacy on issues of top
importance to small businesses (<100
employees) and the self-employed, including
healthcare, access to credit and clean energy
• Very focused on outreach to and education of
small business owners across the country
4. Small businesses
struggling with costs
" Soaring cost of insurance – especially for small
businesses – 25% of small business owners are
uninsured (2012 Kaiser study)
" 28% self-employed: not covered
" Small firms pay 18% more than large businesses
Our national study: Small business health costs
would more than double by 2018 to $2.4 trillion
without reform
5. Small businesses
struggling with costs
Our most recent opinion survey: Small employers who don t offer
coverage say lack of affordability is the biggest reason (70%)
70%
32%
16%
9%
5%
2%
0% 20% 40% 60% 80%
My business cannot afford it
My employees get coverage elsewhere
I do not believe it is the responsibility of my
business to provide health insurance
Waiting to see what happens with the federal
health care reform law
Too much paperwork and administration
Choosing the right insurance plan is too
complicated
Which one or two of the following best describes the reasons you do not provide health
benefits?
6. Small businesses
struggling with costs
Small Business Majority opinion poll: 72% of
those who do offer say they are struggling to do so
72%
28%
0% 20% 40% 60% 80%
My business is really struggling to
afford the cost of health coverage.
(Asked of those who do provide
coverage)
7. The Affordable Care Act
• Builds on existing healthcare system
• Aims to rein in healthcare costs
• Upheld by U.S. Supreme Court
• Implementation primarily the responsibility of the
states (small business input essential)
• Some important benefits
went into effect immediately
• Others implemented
from 2010-2014
8. Immediate
consumer protections
• Insurers will no longer be able to deny
coverage for patients with pre-existing
conditions (2010 for kids, 2014 for
adults)
• Ban on lifetime caps that set lifetime
limits on coverage
• Already, 1,458,000 South Carolina residents,
including over 566,000 women and over
397,000 children, will not have to worry about
hitting those limits.
• Adult children under 26 can stay on their
parents plan (Sept. 23, 2010)
• As of December 2011, 3.1M nationwide and
50,000 young adults in South Carolina have
been able to keep their insurance.
9. Immediate
consumer protections
• Health plans can’t drop coverage when someone gets sick, or if a mistake is
made on their paperwork
• First-dollar coverage for preventive care for all new plans
• In 2011 and 2012 over 980,000 people in South Carolina, and 71 million Americans, with
private health insurance gained preventative service coverage with no cost sharing.
• Increased access to care: community health centers
• In South Carolina, 21 health centers operating 176 sites serving over 326,000 people have
received an additional $64 million in support from the ACA to expand access to basic
healthcare.
10. Key provisions
for small businesses
• Immediate tax credits for most small businesses
• 2010-2013- Preexisting Condition Insurance Plan for
self-employed; pre-existing conditions no longer a
barrier for coverage beginning Jan. 1, 2014
• Establishes competitive
marketplace for small
businesses (SHOP) and
self-employed (individual)
11. Small business tax credits
• Available to businesses with employees
• Available now (took effect tax year 2010)
• Which businesses are eligible?
þ Fewer than 25 full-time employees
þ Average annual wages <$50,000
þ Employer pays at least 50% of the premium
cost
12. Small business tax credits
Our report: 45,560 South Carolina small
businesses are eligible (72.9% of all businesses);
18,650 businesses eligible for the maximum credit
13. Small business tax credits
• 2 in 5 business owners who qualify eligible for max
• 19.3M employees work for eligible businesses
• Total value of the credit for tax year 2011:$15.4B
¡ An average of $800 in savings per employee
14. Small business tax credits
• Tax credits on a sliding scale:
o Up to 35% 2010–13
o Up to 50% any two years
beginning in 2014
• Premium expenses: comprehensive
medical coverage, incl. dental,
vision, long-term care
• Tax credits do not cover premium
expenses of owners or their families
• Can amend your taxes for past years
15. Nonprofits also eligible
• Tax credits on a sliding scale:
o Up to 25% 2010–13
o Up to 35% any two years (2014)
• Include amount on line 44f of Form 990-T
• Does not have to be
publicly reported
• Refund for tax-exempt
employers
16. Auto repair shop with 10 employees
Wages: $250K or $25K per worker
Healthcare costs: $70K
$24,500 (35% credit 2010-2013)
$35K (50% credit 2014)
Example:
Main Street mechanic
17. Restaurant with 40 part-time employees
20 full-time-equivalent workers
Wages: $500K or $25K per FTE
Healthcare costs: $240K
$28K (11.7% credit
phased out 2010-2013)
$40K (16.7% credit
phased out 2014)
Example:
Downtown Diner
18. Healthcare tax credits help
small business owners
• Mark Hodesh, owner Downtown Home & Garden
Ann Arbor, MI
• Pays 75% of employees healthcare premiums ($60K/yr) =
$15,000 credit in 2010.
“This is finally a chance to
get some money back and I
put it into the business."
19. How to claim the small
business tax credit
• Small employers (businesses or tax-exempt)
use Form 8941, available on www.irs.gov
• Include amount of credit as part of general
business credit on income tax returns
• Can be reflected in
determining estimated tax
payments for a year
• Applies toward income tax,
not employment tax
20. Wellness programs
Wellness programs affect plans starting on Jan. 1, 2014
• Two types of wellness programs:
1. Participatory wellness programs- Do not provide reward OR
do not include conditions for obtaining a reward that are based
on an individual satisfying a standard related to a health factor.
2. Health-contingent wellness
program- Require individuals to
meet a specific standard related
to their health obtain a reward
(namely a specified % of the cost
of health coverage)
21. Medical Loss Ratio:
80/20 rule
• 80% of premium on medical
claims & quality improvement
• 20% on administrative & profits
• Rebates sent to customers if 20% is
exceeded
• Estimated $1.1B given back in 2012;
$321m in the small group market
• Over 251,000 families in South Carolina will
receive rebates this year, average of $131 per
rebate
• National average rebate per enrollee in small
group plan: $174
22. Rate review
• Insurance companies required to:
o Publicly disclose and justify rate increases of
10% +
o Explain increase on HealthCare.gov; each
state s rate review program will give customers
a chance to comment
• State can approve or reject unreasonable or excessive
increase if has its own law
• South Carolina’s Insurance Department has been
approved to review rates, and began doing so in 2012
23. State health insurance
exchanges: coming in 2014
• Large marketplace to shop for health coverage
• Private insurance plans will compete
• RAND study:
Expand coverage to 85.9%
of small business
employees (60.4% today);
an increase of 10.5 million
workers
24. State health
insurance exchange
• One-stop shop web portal
Small Business Exchange
INSURANCE PLANS
EXCHANGE
Choice
Comparison
Billing
Tax Credits
SMALL BUSINESSES
o Compare plans and
get detailed
information about
price, quality and
service
o Plans organized by
category: bronze,
silver, gold, platinum
o Calculator to compare
costs across plan
options
o Streamlined billing
process
25. • Small business workers and self-employed receive
affordability tax credits (up to 400% of federal
poverty level—appx $90,000 for family of four)
• Ensure more $$ to medical care – reduced
administrative costs
• Incentives for administrative
efficiency and modernization
• Reduce hidden tax
State health
insurance exchange
26. • Insurance will still be sold outside exchange
• Members of Congress must use the exchange
State health
insurance exchange
27. • Businesses with fewer than 50 full-time workers –
96% of all businesses – are exempt from any
requirement to offer insurance
Shared & individual
responsibility
28. Size of American businesses
• Kaiser Family Foundation:
o 4.8M businesses with fewer than 50 employees (35.7%)
offer health insurance
o 1.7M businesses with 50 or more employees (95.7%) offer
health insurance.
Small Business Majority and Kaiser Permanente poll:
After learning about features in the exchange,
percentage of California small business owners who
said they’d be likely to offer insurance jumped from
32% offering to 42%
29. For larger employers
• Am I above or below 50 full-time employees?
– At least 50 full-time employees or combination of full-time/
part-time employees equivalent to 50 full-time employees
– Full-time employees: at least 30 hours per week
– Part-time employees: at least 15 hours a week
– Seasonal employees (≤120 days per year)
• Size determined annually
• Amount owed determined monthly
30. For larger employers
• Potential requirements for larger employers (those with
more than 50 employees):
– Failing to offer coverage- $2,000 for each full-time employee
per year, excluding the first 30 full-time employees
– Failing to offer affordable coverage- $3,000 per year for each
full-time employee receiving federal financial assistance in
exchange
• What does it mean to be affordable?
• Affordability penalty cannot exceed that of failing to offer
coverage. Business will pay lesser of the two
31. The new
HealthCare.gov
• Entire interactive website
dedicated to Small Businesses
• State specific information on
SHOP marketplaces
• Calculators for FTEs, types of
coverage, compare your existing
coverage
• Create a pre- Enrollment
checklist
• October 1, 2013 and beyond: Buy
Health Insurance right here
32. Resources
• National HHS website: www.healthcare.gov
• SBM Coverage Guide:
www.healthcoverageguide.com
• Our website: www.smallbusinessmajority.org
o What s in Healthcare
Reform for Small
Businesses
o Healthcare Policy Page
o Detailed FAQ
o Tax credit calculator
33. Join our network
• Emma Hollister, Network Coordinator
• Email: ehollister@smallbusinessmajority.org
• Direct: (202) 828-8357
Connect with us!
@SmlBizMajority
Small Business Majority
Ways to get involved:
Contact
• Receive a monthly newsletter
• Share your story for media requests
• Letters to the editor/Op-eds
• State events/Roundtables
• Fly-ins
• Webinars for business organizations