This document provides information about Joe Dent's real estate services for home buyers. It outlines the 3 main steps of the home buying process that Joe assists with: 1) getting pre-approved for a home loan, 2) using Joe's buyer profile service to automatically receive listings that match a buyer's criteria, and 3) having Joe negotiate offers using his specialized industry knowledge. The document emphasizes that Joe's services do not cost the buyer money and provides benefits like knowing your maximum budget, access to new listings before other buyers, and getting the best deal negotiated. It also includes success stories and tips for different parts of the process.
This document discusses the benefits of using a buyer's agent when purchasing a home. It explains that buyer's agents are fiduciarily obligated to represent only the buyer's interests, helping them find the best home at the lowest price. The buyer's agent will provide services like property showings, financing assistance, purchase negotiations, and more at no cost to the buyer. Using a buyer's agent and their specialized buyer profile system allows homeowners to gain early access to new listings that match their needs before other buyers see them.
Joe Dent provides buyer agency services to help home buyers realize their dreams. As a buyer agent, he will arrange property showings, provide financing information, assist with paperwork and closing, represent the buyer's interests in negotiations, and structure offers to the buyer's advantage. Joe uses a system to help buyers through the homebuying process with loan preapproval, property searches tailored to their criteria, and making offers on homes using his negotiation expertise. He provides these services free of charge to buyers.
The document provides an overview of the home buying process including getting approved for a mortgage, determining needs, searching for a home, conducting due diligence like inspections, making an offer and negotiating, and completing the closing. It highlights common pitfalls like not being pre-approved, overextending on affordability, rushing the process, and not having representation. It also describes resources available on the William Raveis website to aid in the process.
The document summarizes the results of a survey of real estate agents about their most recent first-time homebuyers. It finds that the typical first-time buyer in early 2009 was a 28-year-old married couple purchasing a $155,000 single-family home with a 1,600 square foot home and 3 bedrooms/2 baths. Location and neighborhood were the most important criteria for buyers. Most buyers toured 10 homes, put down 3.5% and financed their purchase with a recommended lender after being prequalified.
Jewel\'s New Selling Clients Education Part 1jeweloftherock
The document provides a marketing proposal from Prudential Northwest Properties real estate broker Jewel K. Stockli. It outlines Stockli's experience and credentials, asks questions to learn about the client's needs and home, and details the services Prudential can provide including home services coordination, home warranty coverage, job loss protection, and strategies for pricing, marketing, and selling the home. The proposal emphasizes Prudential's size, reputation, and exclusive services as advantages over competitors.
The document is a presentation by Castle Dream Real Estate that outlines their services to help home buyers. They promise to help buyers find the best home for their needs, negotiate the lowest price, secure the best financing, and meet home buying needs with minimal hassle. Their services include providing pre-approval for home loans to help buyers know their budget, matching buyers to new listings that meet their criteria, and assisting with making offers and negotiations to help buyers purchase their desired home at the lowest price. All of their services are provided at no cost to buyers.
Buying a Home is the largest and in many cases the most important financial decision we ever make. That's why we put together this 2016 Home Buyer Guide. Our goal with this comprehensive guide is to educate and empower you to make informed and confident decisions about your home buying process.
This document discusses the benefits of using a buyer's agent when purchasing a home. It explains that buyer's agents are fiduciarily obligated to represent only the buyer's interests, helping them find the best home at the lowest price. The buyer's agent will provide services like property showings, financing assistance, purchase negotiations, and more at no cost to the buyer. Using a buyer's agent and their specialized buyer profile system allows homeowners to gain early access to new listings that match their needs before other buyers see them.
Joe Dent provides buyer agency services to help home buyers realize their dreams. As a buyer agent, he will arrange property showings, provide financing information, assist with paperwork and closing, represent the buyer's interests in negotiations, and structure offers to the buyer's advantage. Joe uses a system to help buyers through the homebuying process with loan preapproval, property searches tailored to their criteria, and making offers on homes using his negotiation expertise. He provides these services free of charge to buyers.
The document provides an overview of the home buying process including getting approved for a mortgage, determining needs, searching for a home, conducting due diligence like inspections, making an offer and negotiating, and completing the closing. It highlights common pitfalls like not being pre-approved, overextending on affordability, rushing the process, and not having representation. It also describes resources available on the William Raveis website to aid in the process.
The document summarizes the results of a survey of real estate agents about their most recent first-time homebuyers. It finds that the typical first-time buyer in early 2009 was a 28-year-old married couple purchasing a $155,000 single-family home with a 1,600 square foot home and 3 bedrooms/2 baths. Location and neighborhood were the most important criteria for buyers. Most buyers toured 10 homes, put down 3.5% and financed their purchase with a recommended lender after being prequalified.
Jewel\'s New Selling Clients Education Part 1jeweloftherock
The document provides a marketing proposal from Prudential Northwest Properties real estate broker Jewel K. Stockli. It outlines Stockli's experience and credentials, asks questions to learn about the client's needs and home, and details the services Prudential can provide including home services coordination, home warranty coverage, job loss protection, and strategies for pricing, marketing, and selling the home. The proposal emphasizes Prudential's size, reputation, and exclusive services as advantages over competitors.
The document is a presentation by Castle Dream Real Estate that outlines their services to help home buyers. They promise to help buyers find the best home for their needs, negotiate the lowest price, secure the best financing, and meet home buying needs with minimal hassle. Their services include providing pre-approval for home loans to help buyers know their budget, matching buyers to new listings that meet their criteria, and assisting with making offers and negotiations to help buyers purchase their desired home at the lowest price. All of their services are provided at no cost to buyers.
Buying a Home is the largest and in many cases the most important financial decision we ever make. That's why we put together this 2016 Home Buyer Guide. Our goal with this comprehensive guide is to educate and empower you to make informed and confident decisions about your home buying process.
The document provides information on how real estate agents conduct a competitive market analysis (CMA) to determine an appropriate list price for a property. A CMA involves comparing the subject property to recent sales and active listings of similar properties (comparables). It examines factors like sales price, property characteristics, and market conditions to estimate the property's value. The CMA is not a formal appraisal. Real estate agents use CMAs to advise sellers and negotiate listing prices.
Tracey Taylor Real Estate Buyer Presentation Traceytaylor
The document provides information for home buyers working with Prudential Northwest Properties real estate agent Tracey Taylor. It outlines the home buying process including determining financing, making offers, inspections, and closing. It emphasizes the services provided by Tracey and her team to guide buyers and ensure a smooth transaction.
The document outlines the steps involved in the home selling process, including deciding when to sell, hiring a real estate agent, preparing the home for sale, setting the price, marketing the home, handling offers, and finalizing the sale. It emphasizes the importance of using a real estate agent who is familiar with the local area and can help compare market prices, stage and market the home effectively, and negotiate the best deal. The seminar discusses factors like home improvements, curb appeal, pricing strategy, and paperwork that are essential for successfully selling a home.
This document provides information for home buyers on the home buying process. It discusses reasons for buying a home, benefits of ownership, and outlines an 8-step roadmap for purchasing a home. The roadmap includes hiring an agent, getting preapproved for a loan, shopping for homes, making an offer, negotiating, inspections, closing on the property, and post-closing tasks. It also covers types of financing, distressed properties, and the roles of different industry professionals in the process.
Prudential Georgia Realty will help clients find their new home for the best value possible by identifying their financial needs and goals, qualifying them for a mortgage, showing qualified properties, making offers and negotiating deals, and handling the closing process. They are the #1 ranked real estate firm in Atlanta and have access to multiple listing services and market trend data to help clients make informed decisions.
This presentation outlines the services that customers can expect when they work with me during the home purchase process. Subjects range from the tools that are available to aid in your home search such as coldwellbanker.com and local MLS to financing.
Our Steps to Success Custom Pre-Listing Presentation is an introduction piece to the actual listing presentation. This allows you to provide an agent bio, testimonials and a brief summary of the listing and home selling process in advance of the listing presentation appointment.
The document provides four remedies for selling a house fast: pricing the home competitively, ensuring the home is clean and clutter-free, addressing high taxes, insurance, or HOA fees, and being flexible with showings. It explains that homes often don't sell due to being overpriced, appearing unclean or cluttered to buyers, or having high ongoing costs, and suggests taking steps like competitive pricing, deep cleaning, and shopping for better insurance rates or taxes. It also advises being accommodating with showings to help sell the home quickly.
Real estate buyer services presentation by larry brzostekLarry Brzostek
There is more to buying a home that just searching the Internet. This presentation will give you information to help you become a more informed home buyer.
This document is a guide from a real estate team called Peak Properties for home buyers. It discusses their commitment to understanding each client's unique needs and lifestyle. It provides an overview of the home buying process, including gathering financial documents, making offers, scheduling inspections, applying for a mortgage, buying home insurance, and attending the closing. It also includes tips for buyers on what not to do during the buying process and checklists for gathering documents and scheduling tasks. The guide aims to help buyers through each step of finding and purchasing their dream home.
Keeping Current Matters is my best resource to keep Greater Lansing, Michigan Sellers and Buyers informed throughout the year on the real estate market. I hope you enjoy. For local updated market reports contact me at Coldwell Banker Hubbell BriarWood for your copy mike@mikebowler.com
This document provides an overview of the home buying process when working with a Coldwell Banker sales associate. It outlines key steps including determining a budget, getting pre-approved for a mortgage, deciding on a mortgage type, making an offer, and attending the closing to finalize the purchase. The sales associate can help find properties through multiple listings, open houses, and online access to over 600,000 properties.
KCM Keeping Current Matters is my resource for giving Buyers and Sellers in the Greater Lansing real estate market the tools they need to make good decisions. The Fall 2014 Guidebook just released for your enjoyment. Feel free to contact me at mike@mikebowler.com moving across town or across the nation.
The document provides instructions for completing a 10-page California Residential Purchase Agreement and Joint Escrow Instructions (RPA-CA) form. It outlines the key sections of the form including offering terms, financing details, contingencies, costs, disclosures, and other contractual terms. Additional forms that may accompany the RPA-CA are also listed, such as termite inspection and broker compensation agreements.
The document provides guidance for homeowners selling their property without a real estate agent (FSBO). It discusses the importance of proper pricing, staging, photography, marketing, contracts and negotiation. Key tasks agents perform include appraising the home, handling inspections, designing marketing materials, giving tours and managing the closing process. The document advises homeowners to carefully consider these responsibilities and understand they will need to perform many agent roles themselves when selling FSBO.
This document provides an overview of the home buying process from the perspective of a real estate agent, Jewel K. Stockli. It outlines the typical steps in buying a home, including obtaining financing, viewing properties, making an offer, inspections, and closing. It also discusses the agent's role in guiding clients through the process and providing services like connecting clients to lenders and home warranty programs. The document is intended to educate home buyers on working with an agent and navigating the home buying process.
Helena Talbot outlines her marketing plan for selling homes which includes:
1. Targeting MLS realtors who have listings for homes priced 20-30% lower to find potential buyers for the listed home.
2. Using feature brochures and display cards inside the home to highlight important details to potential buyers.
3. Monitoring the sale of targeted lower-priced homes and re-marketing the listed home to realtors when those homes sell.
4. Determining the best asking price for the listed home based on recent sales of comparable homes.
The document discusses the problem of prescription drug abuse in Tennessee. Key facts presented include that Tennessee has the highest prescription rates per capita in the US, high rates of poisoning deaths, and geographic variation in opioid prescription rates. The cultural and economic factors that may have contributed to the problem are also examined, such as the history of moonshining and more recent pharmaceutical industry marketing practices. Policy approaches to address the issue are discussed, including prescription monitoring programs and analyzing spending trends.
The document provides information on how real estate agents conduct a competitive market analysis (CMA) to determine an appropriate list price for a property. A CMA involves comparing the subject property to recent sales and active listings of similar properties (comparables). It examines factors like sales price, property characteristics, and market conditions to estimate the property's value. The CMA is not a formal appraisal. Real estate agents use CMAs to advise sellers and negotiate listing prices.
Tracey Taylor Real Estate Buyer Presentation Traceytaylor
The document provides information for home buyers working with Prudential Northwest Properties real estate agent Tracey Taylor. It outlines the home buying process including determining financing, making offers, inspections, and closing. It emphasizes the services provided by Tracey and her team to guide buyers and ensure a smooth transaction.
The document outlines the steps involved in the home selling process, including deciding when to sell, hiring a real estate agent, preparing the home for sale, setting the price, marketing the home, handling offers, and finalizing the sale. It emphasizes the importance of using a real estate agent who is familiar with the local area and can help compare market prices, stage and market the home effectively, and negotiate the best deal. The seminar discusses factors like home improvements, curb appeal, pricing strategy, and paperwork that are essential for successfully selling a home.
This document provides information for home buyers on the home buying process. It discusses reasons for buying a home, benefits of ownership, and outlines an 8-step roadmap for purchasing a home. The roadmap includes hiring an agent, getting preapproved for a loan, shopping for homes, making an offer, negotiating, inspections, closing on the property, and post-closing tasks. It also covers types of financing, distressed properties, and the roles of different industry professionals in the process.
Prudential Georgia Realty will help clients find their new home for the best value possible by identifying their financial needs and goals, qualifying them for a mortgage, showing qualified properties, making offers and negotiating deals, and handling the closing process. They are the #1 ranked real estate firm in Atlanta and have access to multiple listing services and market trend data to help clients make informed decisions.
This presentation outlines the services that customers can expect when they work with me during the home purchase process. Subjects range from the tools that are available to aid in your home search such as coldwellbanker.com and local MLS to financing.
Our Steps to Success Custom Pre-Listing Presentation is an introduction piece to the actual listing presentation. This allows you to provide an agent bio, testimonials and a brief summary of the listing and home selling process in advance of the listing presentation appointment.
The document provides four remedies for selling a house fast: pricing the home competitively, ensuring the home is clean and clutter-free, addressing high taxes, insurance, or HOA fees, and being flexible with showings. It explains that homes often don't sell due to being overpriced, appearing unclean or cluttered to buyers, or having high ongoing costs, and suggests taking steps like competitive pricing, deep cleaning, and shopping for better insurance rates or taxes. It also advises being accommodating with showings to help sell the home quickly.
Real estate buyer services presentation by larry brzostekLarry Brzostek
There is more to buying a home that just searching the Internet. This presentation will give you information to help you become a more informed home buyer.
This document is a guide from a real estate team called Peak Properties for home buyers. It discusses their commitment to understanding each client's unique needs and lifestyle. It provides an overview of the home buying process, including gathering financial documents, making offers, scheduling inspections, applying for a mortgage, buying home insurance, and attending the closing. It also includes tips for buyers on what not to do during the buying process and checklists for gathering documents and scheduling tasks. The guide aims to help buyers through each step of finding and purchasing their dream home.
Keeping Current Matters is my best resource to keep Greater Lansing, Michigan Sellers and Buyers informed throughout the year on the real estate market. I hope you enjoy. For local updated market reports contact me at Coldwell Banker Hubbell BriarWood for your copy mike@mikebowler.com
This document provides an overview of the home buying process when working with a Coldwell Banker sales associate. It outlines key steps including determining a budget, getting pre-approved for a mortgage, deciding on a mortgage type, making an offer, and attending the closing to finalize the purchase. The sales associate can help find properties through multiple listings, open houses, and online access to over 600,000 properties.
KCM Keeping Current Matters is my resource for giving Buyers and Sellers in the Greater Lansing real estate market the tools they need to make good decisions. The Fall 2014 Guidebook just released for your enjoyment. Feel free to contact me at mike@mikebowler.com moving across town or across the nation.
The document provides instructions for completing a 10-page California Residential Purchase Agreement and Joint Escrow Instructions (RPA-CA) form. It outlines the key sections of the form including offering terms, financing details, contingencies, costs, disclosures, and other contractual terms. Additional forms that may accompany the RPA-CA are also listed, such as termite inspection and broker compensation agreements.
The document provides guidance for homeowners selling their property without a real estate agent (FSBO). It discusses the importance of proper pricing, staging, photography, marketing, contracts and negotiation. Key tasks agents perform include appraising the home, handling inspections, designing marketing materials, giving tours and managing the closing process. The document advises homeowners to carefully consider these responsibilities and understand they will need to perform many agent roles themselves when selling FSBO.
This document provides an overview of the home buying process from the perspective of a real estate agent, Jewel K. Stockli. It outlines the typical steps in buying a home, including obtaining financing, viewing properties, making an offer, inspections, and closing. It also discusses the agent's role in guiding clients through the process and providing services like connecting clients to lenders and home warranty programs. The document is intended to educate home buyers on working with an agent and navigating the home buying process.
Helena Talbot outlines her marketing plan for selling homes which includes:
1. Targeting MLS realtors who have listings for homes priced 20-30% lower to find potential buyers for the listed home.
2. Using feature brochures and display cards inside the home to highlight important details to potential buyers.
3. Monitoring the sale of targeted lower-priced homes and re-marketing the listed home to realtors when those homes sell.
4. Determining the best asking price for the listed home based on recent sales of comparable homes.
The document discusses the problem of prescription drug abuse in Tennessee. Key facts presented include that Tennessee has the highest prescription rates per capita in the US, high rates of poisoning deaths, and geographic variation in opioid prescription rates. The cultural and economic factors that may have contributed to the problem are also examined, such as the history of moonshining and more recent pharmaceutical industry marketing practices. Policy approaches to address the issue are discussed, including prescription monitoring programs and analyzing spending trends.
This document discusses using a "Master Plan" approach to financial planning that focuses on controlling factors within an individual's control, such as spending, savings, timing of events, risk tolerance, and legacy goals. It provides an example of a couple who reviews their Master Plan and makes adjustments to several controllable factors, including working an additional year, increasing savings, decreasing planned spending in retirement, reducing their safety net goal, and increasing their stock allocation, in order to increase their confidence in achieving their financial goals from 70% to 84%. The document advocates for developing a customized Master Plan to proactively adapt to changing market conditions rather than relying solely on investment performance.
The document discusses letters of credit as a method of payment in international trade. It defines a letter of credit as a bank's contractual obligation to make a payment when certain documents that comply with specified terms are received. The document outlines the roles of the issuing bank, advising bank, exporter, and importer. It also describes types of letters of credit and relevant international regulations. Finally, it discusses documents that may be required under letters of credit and the process of document presentation and handling discrepancies.
This document provides advice on navigating the globalized labor market and career advancement. It discusses the positive and negative effects of globalization on work. Positives include new opportunities like startups and new employment areas like data analytics and digital marketing. Negatives include impacts on unskilled labor and changing work nature. The document then offers tips for students to find jobs, ace interviews by preparing and dressing professionally, and work their way up through managing relationships with bosses, colleagues, and rivals while doing work they enjoy.
Introduction to international trade, international trade theory, international trade trends. Assignment : E-commerce will be booming in 2015, why? Give the global sales of B2C e-commerce in 2012-2013 data, compare with world merchandise export by major group in 2013 (from WTO) to support your reasoning
Edgar Allen Poe was born in Boston, Massachusetts in 1809. He is known for writing Gothic fiction and poems that dealt with themes of death. Some of his most famous works include the short story "The Tell-Tale Heart" and the poem "The Raven".
The document provides an overview of key parties involved in letters of credit (LC) transactions and summarizes important aspects of the Uniform Customs and Practice for Documentary Credits (UCP 600). It discusses the history and revision process of the UCP, compares UCP 600 to UCP 500, and provides high-level summaries of selected articles from UCP 600 including definitions, interpretations, credits vs contracts, examination of documents, and discrepant documents. The document is intended to educate readers on the UCP 600 rules governing international trade transactions involving letters of credit.
This document contains information about UCP 600, which are the latest revision of the Uniform Customs and Practice that govern letters of credit. Some key points:
- UCP 600 came into effect on July 1, 2007 and contain 39 comprehensive articles that apply to documentary credits.
- The articles define terms like applicant, beneficiary, issuing bank, confirming bank, nominated bank, and outline the undertakings and obligations of these parties.
- The articles also cover topics like the application and interpretation of credits, the relationship between credits and contracts, documents versus goods, credit requirements, amendments, advising and more.
- The goal of UCP 600 is to provide clear, practical rules for the operation
The document proposes real estate services to help buyers find a home. It offers to provide free home loan pre-approval to determine what price range a buyer qualifies for. It then uses a customized buyer profile to automatically send listings matching the buyer's criteria, rather than random listings chosen by the agent. When a suitable home is found, the agent promises to make a strong offer on the buyer's behalf and negotiate terms to their best interest. All of these services are offered free of cost to the buyer in exchange for their loyalty and using the agent as their sole representative in the home buying process.
The document summarizes the services of a real estate company that aims to make the home buying process easier for buyers. It promises to help buyers find the best home for their needs, negotiate the lowest price, and secure the best financing with minimal hassle and without any cost to the buyer. The company claims it focuses on the buyer's needs by providing a home loan pre-approval, sending listings that match the buyer's criteria, and helping with making offers and negotiations.
The document describes a VIP home buying program that claims to help buyers find the best home, negotiate the lowest price, secure the best financing, and meet home buying needs with the least hassle. It outlines a 3-step process: 1) getting pre-approved for a home loan to know your budget, 2) using a buyer profile service to automatically receive listings matching criteria before other buyers, and 3) utilizing specialized local market knowledge when making an offer. The program promises to save buyers time, money, and hassle over traditional real estate methods.
Oltersdorf Realty Home Buying Presentation, Leelanau, Grand Traverse, Travers...Oltersdorf Realty, LLC
Please take a moment to browse our detailed guide for homebuyers geared especially towards first time home buyers in the Traverse City region (Leelanau and Grand Traverse County). The combination of decreased home values, low interest rates, and federal incentives make this a very attractive time to purchase your first home or to be a move up buyer. Topics covered include: The current Traverse City real estate market, the buying process, buy vs. rent, tax incentives, home buyer credit, finding an agent, securing a loan, and protecting your investment. Please visit http://www.oltersdorf.com for additional information!
The document describes services offered by home buying specialists to help clients find the best home. It promises to help clients find the right home for their needs, negotiate the lowest price, secure the best financing, and meet home buying needs with minimal hassle at no cost. It outlines a three step system to pre-approve clients for a home loan, match them to listings using a buyer profile, and help make offers and negotiate terms using specialized knowledge.
The document provides information for home buyers, including contact information for real estate agents David and Sharon Kipp. It outlines services the agents provide, such as showing homes, making offers, and negotiating on behalf of buyers. It also includes forms for buyers to provide their home preferences and financial information. Resources are listed for professionals involved in the buying process like mortgage lenders, home inspectors, and insurance agents. The document aims to educate buyers and guide them through selecting a home with the help of David and Sharon Kipp as their buying agents.
Hi-Life Real Estate provides cash offers to purchase homes quickly with no fees, repairs, or inspections required. They state they can close fast or on the seller's schedule. The company pays typical closing costs and purchases homes "as-is". They work with homeowners facing foreclosure or bankruptcy by offering to take over mortgage payments or provide cash now. Sellers benefit from avoiding realtor fees and costs, not needing repairs, and getting their housing problems resolved rapidly through a flexible sale.
The document provides instructions for customizing a Homefinding Guide PowerPoint presentation by replacing placeholder text with a buyer's personal information, sales professional's details, and closing cost amounts. It describes editing the presentation slides to add photos and resumes, then recommends deleting the instructions page once customized. The customized Homefinding Guide can then be used as a PowerPoint or printed version to guide home buyers through the process.
The document outlines the marketing and sales strategies that Fausto Valladares and Empire Realty Associates use to sell homes. They employ a 12 point plan including identifying goals, attracting buyers through effective marketing both inside and outside the home, reaching buyers through MLS and the internet, qualifying buyers, negotiating offers, assisting with financing, and keeping buyers after the sale to ensure a successful transaction. Their approach aims to maximize price and minimize problems for the seller.
This document provides information and guidance for home buyers. It discusses hiring a real estate team to represent the buyer and receive a 50% rebate on the buyer's agent commission. It outlines the home buying process, including gathering documents, checking credit, understanding loan types and fees. The document aims to educate home buyers on financing options and making an informed purchase.
Homebuyer seminar - Everything you need to know to purchase your homefvcollins
This document provides information about a first time homebuyers seminar. It covers topics like why buy a home, being ready to buy, types of homes, understanding loans and financing options, the home buying process, and closing on a home purchase. The seminar is intended to help first time buyers understand what is involved in purchasing a home and make it an easy and affordable process.
The document summarizes a real estate seminar discussing alternatives for homeowners who are underwater on their mortgages, including short sales and foreclosures. It provides information on how to qualify for and navigate the short sale process as both a seller and buyer. Real estate market trends in the local area are presented, demonstrating high inventory and declining home values and sales. Strategies are suggested for taking advantage of the current market as both investors and homeowners.
It all begins with that first property. So what do you need to know before you begin your real estate investment journey? This presentation will give you all the basics of how to successfully buy your first investment property. During this in-depth workshop you will learn The 5 Steps to Owning Investment Real Estate:
1. Goal setting
2. Financing
3. Due Diligence
4. Property Management
5. The Closing Process
We will also teach you:
- How to Obtain the Best Financing for Investors
- Property Management In’s and Out’s
- Which Markets in the Country to Invest
- How to Analyze the Financials (Actual Deals)
- How to Eliminate as Much Risk as Possible
- Tax Benefits of Owning Investment Property
Our company has helped over 50,000 invest in real estate since 1979 and you can do it too. By joining us for this presentation, you will have the opportunity to get connected to a real estate advisor who can walk you through all the steps afterwards for absolutely no cost.
• The $8,000 tax credit is available for first-time home buyers only.
• The law defines a first-time home buyer as a buyer who has not owned a home during the past three years. If you\'ve owned an investment property that was not your principle residence, you may still be eligible.
• All U.S. citizens who file taxes are eligible to participate in the program.
The document provides a step-by-step guide for purchasing a first home. It discusses: 1) deciding to buy and whether renting or owning makes more financial sense; 2) hiring a real estate agent to help with the process; 3) getting pre-approved for financing and determining a price range; 4) starting the home search and defining needs and wants; 5) making an offer on a home; 6) conducting inspections and due diligence; 7) completing the closing process; and 8) caring for the home after purchase to protect the investment. The guide emphasizes working with an agent and only offering a price based on fair market value based on recent comparable sales.
1. The document discusses the benefits of listing a home for sale with a realtor, including having the realtor handle showings, negotiations, paperwork and marketing through the MLS.
2. It notes that listing with Coldwell Banker provides additional benefits like large professional signs, dual MLS listings and internet marketing.
3. Selling without a realtor can cost the homeowner an average of $31,800 in reduced sale price compared to using a realtor.
Brief overview of the benefits associated with employing a Realtor to sell your property rather than going it alone. Myths of saving on commission shattered by national stats to the contrary!
The document provides advice to a homeowner considering selling their home without an agent. It outlines several key disadvantages:
1) Buyers working with agents have an advantage in negotiations since they have multiple home choices, while sellers without agents only have one home.
2) Statistics show homes typically sell for less when sold by owners without an agent, averaging 3-7% less than when sold through an agent.
3) While a small percentage of homeowners are successful selling on their own, it is difficult to find a qualified buyer not using an agent, making the odds stacked against getting the best price and quickest sale.
Storytelling is an incredibly valuable tool to share data and information. To get the most impact from stories there are a number of key ingredients. These are based on science and human nature. Using these elements in a story you can deliver information impactfully, ensure action and drive change.
At Techbox Square, in Singapore, we're not just creative web designers and developers, we're the driving force behind your brand identity. Contact us today.
Understanding User Needs and Satisfying ThemAggregage
https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
We know we want to create products which our customers find to be valuable. Whether we label it as customer-centric or product-led depends on how long we've been doing product management. There are three challenges we face when doing this. The obvious challenge is figuring out what our users need; the non-obvious challenges are in creating a shared understanding of those needs and in sensing if what we're doing is meeting those needs.
In this webinar, we won't focus on the research methods for discovering user-needs. We will focus on synthesis of the needs we discover, communication and alignment tools, and how we operationalize addressing those needs.
Industry expert Scott Sehlhorst will:
• Introduce a taxonomy for user goals with real world examples
• Present the Onion Diagram, a tool for contextualizing task-level goals
• Illustrate how customer journey maps capture activity-level and task-level goals
• Demonstrate the best approach to selection and prioritization of user-goals to address
• Highlight the crucial benchmarks, observable changes, in ensuring fulfillment of customer needs
The 10 Most Influential Leaders Guiding Corporate Evolution, 2024.pdfthesiliconleaders
In the recent edition, The 10 Most Influential Leaders Guiding Corporate Evolution, 2024, The Silicon Leaders magazine gladly features Dejan Štancer, President of the Global Chamber of Business Leaders (GCBL), along with other leaders.
Part 2 Deep Dive: Navigating the 2024 Slowdownjeffkluth1
Introduction
The global retail industry has weathered numerous storms, with the financial crisis of 2008 serving as a poignant reminder of the sector's resilience and adaptability. However, as we navigate the complex landscape of 2024, retailers face a unique set of challenges that demand innovative strategies and a fundamental shift in mindset. This white paper contrasts the impact of the 2008 recession on the retail sector with the current headwinds retailers are grappling with, while offering a comprehensive roadmap for success in this new paradigm.
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.AnnySerafinaLove
This letter, written by Kellen Harkins, Course Director at Full Sail University, commends Anny Love's exemplary performance in the Video Sharing Platforms class. It highlights her dedication, willingness to challenge herself, and exceptional skills in production, editing, and marketing across various video platforms like YouTube, TikTok, and Instagram.
Recruiting in the Digital Age: A Social Media MasterclassLuanWise
In this masterclass, presented at the Global HR Summit on 5th June 2024, Luan Wise explored the essential features of social media platforms that support talent acquisition, including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok.
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1. Joe Dent’s VIP Buyer Services
Making Your Home Buying Dreams Come True
2. Services provided Seller (Listing)
Agent
Buyer Agent
1. Provide you property values
2. Represent you on all MLS properties, PLUS
bank properties (REO), new builds
3. Promote and protect your interests at ALL
TIMES
4. Advise you even if it means advising NOT to buy
5. Negotiate best price and terms for YOU, the
buyer
6. Structure your offer with your best interests in
mind
7. Keep your information confidential from the
seller unless authorized to disclose
8. Negotiate for a home inspection and repairs in
Benefits of
Buyer Agency
3. Renting Costs a Lot –
A Whole Lot!
Assumptions:Assumptions:
$1,500 Monthly Rent Payments$1,500 Monthly Rent Payments
Landlord Increases Rent 5% YearlyLandlord Increases Rent 5% Yearly
Five Year Costs…Nearly $100,000!Five Year Costs…Nearly $100,000!
4. Show Your Landlord The Money
Assuming a 5% increase per year:Assuming a 5% increase per year:
YearYear Monthly RentMonthly Rent Annual RentAnnual Rent
11 $1,500 $18,000$1,500 $18,000
22 $1,575 $18,900$1,575 $18,900
3 $1,654 $19,8483 $1,654 $19,848
4 $1,737 $20,8444 $1,737 $20,844
5 $1,8245 $1,824 $21,888$21,888
Total $99,480Total $99,480
Average monthly rent over five years $1,658Average monthly rent over five years $1,658
5. Getting In Is Easy
$300,000 Mortgage – PITI $2,200+/-$300,000 Mortgage – PITI $2,200+/-
After Tax Breaks –After Tax Breaks –
Payments Similar toPayments Similar to
Average Rent over 5-yearsAverage Rent over 5-years
Assume 25% Tax BracketAssume 25% Tax Bracket
6. Now For The Good Part!
After 5 years:After 5 years:
Mortgage BalanceMortgage Balance
Declines to $279,000Declines to $279,000
Home Value Increases toHome Value Increases to
$383,000 @ 5% Appreciation$383,000 @ 5% Appreciation
Net Worth Up $104,000!Net Worth Up $104,000!
3.5% Home Appreciation3.5% Home Appreciation
Still Yields $77,000 Net WorthStill Yields $77,000 Net Worth
7. Your $ Works For You
After 5 years:After 5 years:
Home appreciation (assuming 5% per year):Home appreciation (assuming 5% per year):
11 $315,000$315,000
22 $330,750$330,750
33 $347,288$347,288
44 $364,652$364,652
55 $382,885$382,885
AppreciationAppreciation $82,885$82,885
Mortgage balance ($279,163)Mortgage balance ($279,163) $20,837$20,837
Total $103,722Total $103,722
8. Your Uncle Wants to Help
If Cash Is Tight –If Cash Is Tight –
Uncle Sam Can Help NowUncle Sam Can Help Now
Don’t Wait For Refund Bucks:Don’t Wait For Refund Bucks:
Increase Your Take Home PayIncrease Your Take Home Pay
Quit Lending Money toQuit Lending Money to
Uncle Sam Interest FreeUncle Sam Interest Free
Check Out:Check Out: IRS Withholding CalculatorIRS Withholding Calculator
To Do It RightTo Do It Right
http://www.irs.gov/individuals/page/0,,id=14806,00.html
9. Tax Advantage
Assuming a $300,000 loan:Assuming a $300,000 loan:
P&IP&I $1,798.65$1,798.65
TaxesTaxes 312.50312.50
InsuranceInsurance 100.00100.00
TotalTotal $2,211.15$2,211.15
Tax deduction for five years:Tax deduction for five years:
Interest $87,082 + Taxes $18,750= $105,832Interest $87,082 + Taxes $18,750= $105,832
Using a 25% tax bracketUsing a 25% tax bracket $26,458$26,458
MonthlyMonthly $ 441$ 441
Mortgage Payment $2211 – 441 = $1,770Mortgage Payment $2211 – 441 = $1,770
Average Rent (five years) $1,658Average Rent (five years) $1,658
Payment difference $ 112Payment difference $ 112
11. Joe Dent’s VIP Buyer Services
Making Your Home Buying Dreams Come True
12. As A Homebuying Specialist:..
…I Will Help You:
1.1. Find theFind the best homebest home for yourfor your
needsneeds
2.2. Negotiate theNegotiate the lowest pricelowest price
3.3. Secure theSecure the best financingbest financing
4.4. Meet your home buying needsMeet your home buying needs
with thewith the least amount of hassleleast amount of hassle
13. None of My Services Will
Cost You a Penny*
*Exception: Fairfax Realty’s $195 admin fee to cover costs of Federal, State,
Local (County) compliance and quality control. Included in your closing costs
and payable at settlement. In most cases we get the Seller to cover this fee.
15. Step 1:
LOAN PREAPPROVALLOAN PREAPPROVAL
To Determine Your Purchasing PowerTo Determine Your Purchasing Power
Find Out How Much Home you Can Afford ( by helping you getFind Out How Much Home you Can Afford ( by helping you get
FREEFREE
Home Loan Pre-ApprovalHome Loan Pre-Approval))
16. Step 2:
Your Home SearchYour Home Search
Send You Information on Homes That Match Your CriteriaSend You Information on Homes That Match Your Criteria
( our( our UniqueUnique Buyer Profile ServiceBuyer Profile Service ))
17. Step 3:
OFFER ON A SPECIFIC HOME
Help You Get the Home You Want Using
My Specialized Knowledge
19. The 3 Step Process toThe 3 Step Process to
HomeownershipHomeownership
1. Your Home
Loan
Preapproval
2. Home Searching with my
Buyer Profile Service
3. Offer to
Contract
Using My
Specialized
Knowledge
SETTLEMENT & your new home keys!
Inspection(
s) appraisal
final loan
approval
20. Should I Start Viewing HomesShould I Start Viewing Homes
Before I’m Loan Approved?Before I’m Loan Approved?
1. Loan
Preapproval
2. Home Search
3. Contract
Negotiations
Settlement
25. Three Key Benefits...Three Key Benefits...
1.1. You Know ExactlyYou Know Exactly
How Much Home YouHow Much Home You
Can AffordCan Afford
26. Three Key BenefitsThree Key Benefits
2. You Get the2. You Get the
Best FinancingBest Financing
27. Three Key BenefitsThree Key Benefits
3.3. You Can Make aYou Can Make a
Stronger OfferStronger Offer
28. Consider These Two Offers
Buyer A
(You with
pre-approved
Home Loan)
$ 250,000 $ 250,000
Cash Offer
No Conditions
Conditional Upon
Financing
Buyer B
(Another buyer who is
NOT pre-approved)
31. 1. A Home Loan Credit Report is
Generated by the Credit Bureau
2. Application Taken & Financial Details
(e.g. income, assets) Are Verified
3. All Information is Forwarded to the
Underwriter for Approval
Pre-Approval
40. The Solution
My One-of-a-kindMy One-of-a-kind Buyer ProfileBuyer Profile
SystemSystem gives YOU prioritygives YOU priority
access to hot new listings thataccess to hot new listings that
match YOUR home buyingmatch YOUR home buying
criteriacriteria
41. … I put YOU in control
1.Your home buying criteria is entered
into my custom computer
database
2.Every evening, my computer
searches the MLS to find homes that
match your specific criteria
42. … We put YOU in
control
3.I only send you the homes that
match your criteria
4.You can pick the homes you like and
drive by them
43. … I put YOU in control
5.After driving by, when you see a home
you want to look at give me a call, I’ll
arrange a private showing
6.NO pressure to buy
45. NO MORE...
Searching through
the paper, looking
at homes that may
already be sold
You get
AUTOMATIC
access to hot new
listings BEFORE
other buyers
YOU are in control which means...
46. NO MORE...
Wasted time
viewing homes a
real estate agent has
picked out that
don’t interest you
You only receive
homes that match
your criteria and
YOU pick the
homes you want
to see
YOU are in control which means...
47. NO MORE...
Pressure (most
agents pick out 6-8
homes and try to
sell you one of
them
You pick out as
many homes as
you want to see
(there’s never
any pressure to
buy)
YOU are in control which means...
48. NO MORE...
Overpaying for the
home you want
Because you beat
out other buyers,
you can negotiate
the best possible
price
YOU Are in control which means...
49. 10 Problems with
SHORT SALES:
1. Competitive, and Often
Unrealistic List Pricing
2. The Bank calls the Shots…and
Dumb shots at that!
3. Property sold as-is
50. 10 Problems with
SHORT SALES:
4. The Bank holds your deposit
money …
5. Delays, delays!
6. And More Delays!
51. 10 Problems with
SHORT SALES::
7. Uncooperative/uninformed
Realtors:
8. Little/No Closing Costs Help.
9. HOA/Condo violations or
delinquencies, outstanding utility
company bills from previous
52. 10 Problems with
SHORT SALES::
10. Totally uncertain,
unpredictable outcome
for your offer!
53. How to Beat Out Other Buyers in
Multiple Offers:
1. It’s the NET not the Gross!
Offer = $200,000
Seller help = $6,000
Seller net =$194,000
2. 1st
impression – 1 chance
54. How to Beat Out Other Buyers in
Multiple Offers:
4. Strong lender letter!
5. 1st
impression – 1 chance
6.Financial Info Sheet & Bank
Statement Showing Cash to Close
Match
55. How to Beat Out Other Buyers in
Multiple Offers:
7. The greater the contingencies
(e.g. home, radon, mold, termite
inspections) the less competitive
the offer
56. Bank Foreclosures (REO’s):
1. Sold AS-IS, no repairs, all need work
2. Lots of competition, multiple offers
3. Usually require certified cashier check
for EMD (earnest money deposit)
4. Properties sometimes have
appraisal/title issues
5. Many require seller bank loan prequal
57. How to Make a Winning FCL Offer:
1. No concessions, few contingencies
2. Bumping price causes appraisal issues
3. Big deposit (2%); but make deposit in 2
installments (small initial, large
balance) to give equitable rights
4. Proof of funds, buyers name on EMD
check, completed financial statement
58. Step 3:
Negotiating your offerNegotiating your offer
with mywith my
SpecializedSpecialized
KnowledgeKnowledge
59. When You find the home
you want, I will
1.Help you prepare an offer that meets
your needs and a Comparative Market
Analysis (CMA) showing the relative value
of the asking price.
2.Present the offer on your behalf
to the seller
3.Negotiate all terms and conditions of
the offer in your best interest
61. You get pre-
qualified FREE of
charge for a home
loan and get access
to special financing
You can afford
more home for your
money
HowHow YouYou BenefitBenefit
62. You
AUTOMATICALLY
receive the best new
listings that match
your criteria BEFORE
the average buyer
knows about them
You can beat out
other buyers to hot
new listings
HowHow YouYou BenefitBenefit
63. You are represented
& backed by my
Specialized
Knowledge
You get the house
you want at the
lowest possible
price
HowHow YouYou BenefitBenefit
68. What to Say and Do
When You Come
Across Homes on
Your Own
69. What to Say and Do When You
Come Across Homes on Your Own
1. If you see a home you like, feel free to
call for information but always tell the
agent that you’re working with us (this
will prevent you from being hounded by
other agents with questions and sales
pitches)
70. What to Say and Do When You
Come Across Homes on Your Own
2. Get the price and (if available) MLS
number and I’ll send you complete
information
3. If you see a house you want to look at,
always call ME for appointments
76. Dear Mr. Dent.
My family would like to extend our
heartfelt gratitude for making one of
our dreams become a reality (to own a
house). We thank you for your
patience, professionalism, and
knowledgeable ways of dealing with
every need that we had when we were
on the process of purchasing our
property. From the very basic to the
most complex part of the
process, you were there with us. My family, especially my kids Joshua,
and John were happy to see you all those times you worked with us
because you made them feel that you care for our family. Having you as
our realtor is a tremendous blessing to us. May the good Lord continue to
bless you and your family so that you may continue to bless others.
Ronaldo and Melany Garcia
A Proud Home Owner of
5104 Marlborough Pl.
Upper Marlbor, MD 20772
79. 1. It always takes
more TIME, MONEY,
PATIENCE than the
original estimate.
2. NEW construction
does not equal SOUND,
QUALITY construction!
3 TRUTHS about Buying a New3 TRUTHS about Buying a New
Home No One Will Tell YouHome No One Will Tell You
3. HIGH PRICED
construction does not
equal SOUND, QUALITY
construction!
80. How You and I Will Work
Together
1. Call me before visiting & registering at any
new home sales center, or talking to any
builder sales rep.
2. To represent you as your buyer agent with
the builder, I have to be present with you at
the time you register with the sales rep, or
give any information about yourself. We have
to come in the door together!
3. Builders will only recognize & cooperate
with buyer agents who register with their
buyer clients.
81.
82. “The construction of
our home in Hanover
has truly been one of
the most stressful and
challenging tasks we
have ever faced. Our
initial troubles dealing
with our builder and
the construction
details left two new
homebuyers like
ourselves in a near
tailspin.
84. Money Bombs!Money Bombs!
2. Can be (a) cheap materials
behind the walls, (b) defective
installation of good products, or (c)
competent installation of cheap
appliances, fixtures, components,
in front of the walls.
1. Special scams or rip offs that
can trip up new home buyers.
85. Money Bombs!Money Bombs!
5. Hurricane Andrew August 1992 in
Dade County Florida
3. Too many builders operate
under the cheaper the better
philosophy. The rush for profit can
be at your expense.
4. Home inspectors say one in
three homes has serious flaws or
code violations which don’t show
up for years sometimes.
86.
87. No better measure of
defective homes than
the “Hurricane Test”
Andrew ripped off the
roofs of 100,000+
homes.
Much of the
destruction caused by
defective
construction.
88. Miami Herald . . .
“The homes most
damaged by the
hurricane were built
recently in the
1980’s & later. By
contrast subdivisions
right across the
street that were of
older vintage . . .”
89. “. . . often suffered
LESS damage. The
reason is clear:
homes built in the last
10-20 years were
riddled with defects
that directly
contributed to their
destruction in
Hurricane Andrew.”
By the way! Dade
County FL has some
of the strictest
building codes in the
nation!
93. 6. Builders have expert lawyers6. Builders have expert lawyers
& take extensive classes all& take extensive classes all
designed to limit your rights –designed to limit your rights –
and their liability for problems.and their liability for problems.
95. Here’s how you can takeHere’s how you can take
control of the process:control of the process:
DO YOUR HOMEWORK BEFORE YOU STEPDO YOUR HOMEWORK BEFORE YOU STEP
INTO A MODEL.INTO A MODEL.
A. Research the builder in local papers.A. Research the builder in local papers.
B. Check out Hoover’s OnlineB. Check out Hoover’s Online
(( www.hoovers.comwww.hoovers.com for profiles of 8500for profiles of 8500
companies including their latest SEC filingscompanies including their latest SEC filings
and reports from analysts.and reports from analysts.
C. Check to see if the builder has been suedC. Check to see if the builder has been sued
by a site calledby a site called www.KnowX.comwww.KnowX.com Cost:Cost:
$1.50-$6.95 for a search, and $2.95-$6.95 for$1.50-$6.95 for a search, and $2.95-$6.95 for
a detail record.a detail record.
96. Ask for the price lists, options list,Ask for the price lists, options list,
and brochures up front.and brochures up front.
Here’s how you can takeHere’s how you can take
control of the process:control of the process:
See “real” homes. (homes lived in bySee “real” homes. (homes lived in by
real, live people!)real, live people!)
Check out the “modelCheck out the “model
variances.”variances.”
97. Ryan Homes (NVR)
The Ripp-Off Report
http://badbusinessbureau.com and
www.ripoffreport.comm
http://ryanhomesnightmare.com/
98.
99.
100. The Most Important PartThe Most Important Part
of This Presentation …of This Presentation …
101. The 1The 1stst
of 3 Most Critical, Time-of 3 Most Critical, Time-
Sensitive Points for a HomeSensitive Points for a Home
Inspection During ConstructionInspection During Construction
1.1. FoundationFoundation
(before backfill!)(before backfill!)
102.
103.
104.
105. The 2The 2ndnd
of 3 Most Critical, Time-of 3 Most Critical, Time-
Sensitive Points for a HomeSensitive Points for a Home
Inspection During ConstructionInspection During Construction
2.2. Pre-drywallPre-drywall