The document discusses VA occupancy loan requirements. A veteran obtaining a VA loan must intend to occupy the property as their primary residence within 60 days of closing. Exceptions include a documented future event preventing occupancy within 60 days, such as a job transfer or military discharge. Occupancy within 12 months of closing due to property repairs is also allowed. The veteran, spouse, adult child, or renter can satisfy occupancy requirements. Intermittent occupancy due to employment is permitted if the veteran has a history of residence in the community and no other established residence. Any unusual occupancy issues should be discussed with the VA regional loan center.