I created this slide deck to accompany a speech I gave about basic income. The text of my speech can be found here:
https://www.scottsantens.com/universal-basic-income-for-all-unconditional-why-ubi-is-necessary-now-evidence-experiments
UBI Discussion: What are the health-related effects of not having basic income?Scott Santens
This is a slide deck I prepared for a lecture I gave to a room full of medical students about the need for unconditional basic income (UBI) as a foundational for a healthier society.
GEOGRAPHY IGCSE: POPULATION DYNAMICS. It contains: increase in the world's population, over and under population, anti and pro-natalist policies, China's one child policy, France population strategies, Bristol case study.
UBI Discussion: What are the health-related effects of not having basic income?Scott Santens
This is a slide deck I prepared for a lecture I gave to a room full of medical students about the need for unconditional basic income (UBI) as a foundational for a healthier society.
GEOGRAPHY IGCSE: POPULATION DYNAMICS. It contains: increase in the world's population, over and under population, anti and pro-natalist policies, China's one child policy, France population strategies, Bristol case study.
This is ppt for grade 9 topic poverty as a challenge of economics.make sure you support me by liking this. feel free to use this ppt. plz dont repost this slide.
A brief overview of the relationship between business and the social environment, touching on corporate social responsibility and the effect of social changes on business.
New threats to an age-old problem: How poverty varies across our generations ...ResolutionFoundation
Wednesday 22 May, 9.30-10.45am, Resolution Foundation offices, Westminster
Poverty is an age-old problem, and one that we often assume is concentrated amongst the young and old. But the nature and timing of poverty varies much more than we think between generations and over the lifecycle. Understanding these shifts is crucial if we are to make the right interventions to reduce poverty throughout society.
At what stage of one’s life is the risk of poverty greatest, and has this changed for different generations? Are specific groups particularly susceptible to certain drivers of poverty? And what are the most effective interventions to reduce poverty among children, pensioners and all other groups?
In the run-up to the launch of the Intergenerational Centre in mid-June, which is housed within the Resolution Foundation and supported by the Nuffield Foundation, our analysts presented research on poverty rates across different generations, and explored how this has evolved over time. A panel of experts then discussed how we should understand – and reduce – poverty through an intergenerational lens, before taking part in an audience Q&A.
Speakers
John Hills, Professor of Social Policy, LSE
Polly Toynbee, Columnist at The Guardian
Fahmida Rahman, Researcher at the Resolution Foundation
Torsten Bell, Director of the Resolution Foundation
Pittsburgh Nonprofit Summit - Zero Poverty by 2020 WorkshopGPNP
The time is right for a nonprofit mission to eradicate poverty in the U.S. Escalating poverty is a concern for all and impacts nonprofits serving all purposes, from arts to environment to human services. What are the root causes and what can be done? The UK has committed to zero poverty by 2020. What are they doing to get there and how can we adopt this goal in Southwestern PA? Examine the bold policies set in the U.K. to eradicate poverty by 2020 and learn about other local initiatives that are helping to build the movement.
This is ppt for grade 9 topic poverty as a challenge of economics.make sure you support me by liking this. feel free to use this ppt. plz dont repost this slide.
A brief overview of the relationship between business and the social environment, touching on corporate social responsibility and the effect of social changes on business.
New threats to an age-old problem: How poverty varies across our generations ...ResolutionFoundation
Wednesday 22 May, 9.30-10.45am, Resolution Foundation offices, Westminster
Poverty is an age-old problem, and one that we often assume is concentrated amongst the young and old. But the nature and timing of poverty varies much more than we think between generations and over the lifecycle. Understanding these shifts is crucial if we are to make the right interventions to reduce poverty throughout society.
At what stage of one’s life is the risk of poverty greatest, and has this changed for different generations? Are specific groups particularly susceptible to certain drivers of poverty? And what are the most effective interventions to reduce poverty among children, pensioners and all other groups?
In the run-up to the launch of the Intergenerational Centre in mid-June, which is housed within the Resolution Foundation and supported by the Nuffield Foundation, our analysts presented research on poverty rates across different generations, and explored how this has evolved over time. A panel of experts then discussed how we should understand – and reduce – poverty through an intergenerational lens, before taking part in an audience Q&A.
Speakers
John Hills, Professor of Social Policy, LSE
Polly Toynbee, Columnist at The Guardian
Fahmida Rahman, Researcher at the Resolution Foundation
Torsten Bell, Director of the Resolution Foundation
Pittsburgh Nonprofit Summit - Zero Poverty by 2020 WorkshopGPNP
The time is right for a nonprofit mission to eradicate poverty in the U.S. Escalating poverty is a concern for all and impacts nonprofits serving all purposes, from arts to environment to human services. What are the root causes and what can be done? The UK has committed to zero poverty by 2020. What are they doing to get there and how can we adopt this goal in Southwestern PA? Examine the bold policies set in the U.K. to eradicate poverty by 2020 and learn about other local initiatives that are helping to build the movement.
Nikolas byous universal basic income midterm project unm crp 275 community ch...Dr. J
Can you imagine what your community would accomplish if everyone who lived there had financial security? Would the citizens of that community have the time as well as the mental and emotional space to be more engaged in their community? An engaged community is a community which solves local issues that adversely affect the citizens of that locality. If all communities had this same level of engagement, could we overcome global issues? Finding a solution to poverty and financial insecurity is key to attaining greater community engagement. Universal Basic Income is a solution to poverty and financial insecurity, and ultimately, greater community engagement.
Simon Duffy was asked by the Mayor’s Greater Manchester Charity and UBI Lab Manchester to talk at a recent roundtable event on the relevance of Universal Basic Income (UBI) to the problem of homelessness.
These are the slides from that talk. In summary Duffy argued that UBI is relevant to reducing homelessness in two slightly different ways:
1. UBI would help prevent homelessness - UBI addresses the inequalities in income and housing that create the risk of homelessness.
2. UBI would help people escape homelessness - UBI gives people a vital tool which significantly helps people change their situation in times of crisis.
Find more free resources on basic income at: www.citizen-network.org
Why UBI is Necessary to Restore Trust and Save DemocracyScott Santens
I created this slide deck for a presentation about the immediate need for unconditional universal basic income in order to restore people's trust in government and save democracy from falling to autocracy.
scottsantens.com
Slide deck I presented at the 2018 North American Basic Income Guarantee Congress in Ontario, Canada.
Adapted from this blog post of mine: http://www.scottsantens.com/social-network-basic-income-complex-systems-theory-emergence
Cutting the Gordian Knot of Technological UnemploymentScott Santens
This presentation was created by basic income advocate Scott Santens for his keynote at Oredev 2017.
Video: http://oredev.org/2017/sessions/cutting-the-gordian-knot-of-technological-unemployment
What are the health-related effects of not having basic income? This slide deck by Scott Santens goes into the importance of guaranteeing economic security for human health and more equal opportunity. Poverty has too high of cost. It's time to end it by preventing it.
Follow Scott Santens on Twitter: @scottsantens
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
2. UNCONDITIONAL
No work requirements.
Money is provided independent of
employment status.
PERIODIC
Money is provided on a regular
dependable basis, be it hourly, daily,
weekly, monthly, etc.
UNIVERSAL
Everyone get it.
Money is provided independent of
income status.
INDIVIDUAL
Money is provided to each individual
within a household, not the head of the
household.
BASIC INCOME IS MONEY THAT IS:
3. HISTORY OF UBI
- THOMAS MORE, UTOPIA (1516)
"NO PENALTY ON EARTH WILL STOP
PEOPLE FROM STEALING, IF IT IS
THEIR ONLY WAY OF GETTING FOOD.
It would be far more to the point to provide everyone with some means of livelihood."
4. HISTORY OF UBI
- THOMAS PAINE (1796)
"POVERTY IS A THING CREATED BY THAT WHICH
IS CALLED CIVILIZED LIFE. IT EXISTS NOT IN THE
NATURAL STATE... It is a position not to be controverted, that the earth, in its natural uncultivated state, was, and ever would have continued to be, the COMMON PROPERTY OF THE HUMAN RACE. In that state every man would have been born to property."
5. UBI: OBSERVATIONS FROM ALASKA
FT WORK
No net increase or
decrease in full-time
employment
PT WORK
17% increase in
part-time
employment
BABY HEALTH
Babies born with
healthier birth
weights due to
better maternal
nutrition
OBESITY
An additional
$1,000 at birth
means a child is
4.5% less likely to
become obese
INFLATION
After 1982, CPI
growth flipped from
being higher to
lower than the US
as a whole
@scottsantens
6. PIECES OF THE UBI PUZZLE
• Alaska's annual Permanent Fund Dividend (1982-)
• The American Income Maintenance Experiments (1968-76)
• Canada's Mincome in Dauphin, Manitoba (1974-79)
• Universal Basic Income pilots in Namibia and India (2008-9, 2011-12)
• Finland's basic income experiment (2017-18)
• GiveDirectly's ongoing 12-year UBI experiment in Kenya (2016-)
• Eastern Band of Cherokee Indians casino dividends in North Carolina (1997-)
• Iran's Fuel Subsidy Reform Cash Grant (2011-16)
• Macau's Wealth Partaking Scheme (2008-)
• Stockton, CA and 60+ other UBI pilots in cities across the US (2019-)
• South Korea's Youth Dividend (2016-)
• Studies of all conditional and unconditional cash transfer programs
• COVID-19 economic responses around the world
@scottsanten
7. OBSERVED EFFECTS OF UBI
• No significant reduction in labor supply (38 studies meta-analysis)
• Increased self-employment (301%) and part-time employment (17%)
• Slight decrease in alcohol and tobacco use (31 studies meta-analysis)
• New mothers extend their maternity leaves
• Birth weights improve due to better maternal nutrition
• Graduation rates and educational outcomes improve
• Hospitalization rates decline (8.5%)
• Crime goes down (15%–42%) especially illegal hunting (95%)
• Domestic violence decreases (30%–51%)
• Trust increases (13% in politicians | 6% in other people)
• Home ownership rates increase (17%–26%)
• Food security increases as does consumption of fresh fruits and vegetables
• Improved cognitive functioning (43%) and personality traits (31%)
• Savings go up, debts go down
@scottsanten
8. JOKE
- ANONYMOUS ENGINEER
BEFORE STUDYING ENGINEERING, IF
SOMEONE ASKED ME WHAT 1+1 IS, I
WOULD HAVE SAID "2." NOW, I'D SAY
"I'M PRETTY SURE IT'S 2, BUT WE'D
BETTER MAKE IT 3 JUST TO BE SAFE."
9.
10. Americans needed to line up during a pandemic by the
thousands in their cars to obtain free food despite the
existence of fully stocked grocery stores
US FOOD BANK LINES IN 2020
11.
12.
13. ONE-THIRD OF ALL AMERICANS LOST
INCOME AND GOT NO
UNEMPLOYMENT INSURANCE
INCOME AT ALL BECAUSE THEY
REMAINED EMPLOYED OR QUIT.
TWO-THIRDS OF ALL AMERICANS
WHO LOST INCOME DID NOT
RECEIVE ANY UNEMPLOYMENT
INSURANCE INCOME AT ALL
BECAUSE THEY REMAINED
EMPLOYED OR QUIT.
THE STIMULUS CHECKS REACHED
MOST PEOPLE WHO LOST INCOME.
14. @ScottSantens
THERE IS A BIG DIFFERENCE
BETWEEN SOMEONE GETTING
HELP THEY DON’T NEED, AND
SOMEONE NEEDING HELP THEY
DON’T GET.
THE FORMER CAN BE
CONSIDERED WASTEFUL, BUT
THE LATTER CAN PROVE FATAL.
IT’S ALWAYS BETTER TO GET AND
NOT NEED, THAN NEED AND NOT
GET.
15. NOT UBI UBI
Reaches 2 out of 3 people in poverty, lasts 3
months, can only be used on approved foods
SNAP
Reaches 1 out of 5 people in poverty,
temporary, varies widely by state
TANF
Reaches 1 out of 5 people with a disability and
usually takes 2 years to begin getting
DISABILITY
UNEMPLOYMENT
Reaches 1 out of 4 unemployed people and
stops with paid work
Reaches 3 out of 3 people in poverty, never
expires, can be used on anything
UBI
Reaches 5 out of 5 people in poverty,
permanent, equal for all
UBI
Reaches 5 out of 5 people with a disability and
automatically begins at birth
UBI
UBI
Reaches 4 out of 4 unemployed people and
continues with work of any kind
16. HOW HAVE PARENTS USED THE CTC?
ParentsTogether
Action
(August
2021)
19. Blue = $1,000/mo UBI
White = Individual income percentiles
Purple = Taxes
UNCONDITIONAL
BASIC INCOME
EVERYONE RECEIVES THE
SAME INCOME FLOOR AND
EVERYONE PAYS TAXES
BASED ON THEIR INCOME
AND/OR CONSUMPTION
@ScottSantens
10% 25% Median 75% 90% 99%
40,000
30,000
20,000
10,000
0