This document describes a referral reward program called "WOW" that allows users to earn money from their friends' and relatives' mobile phone usage. It claims that by signing up for a starter pack costing RM68 and then referring at least 10 other people, users can earn a recurring monthly income from the call charges from those 10 people. The program is described as a recession-proof income opportunity. The document heavily promotes the program and encourages readers to sign up immediately before it's too late, emphasizing how it requires minimal effort but can provide income even if the user becomes permanently ill.

1. THE BEST REFERRAL REWARD PROGRAMEverybody Talk , Everybody Earn !!! – WOW How can that be ??? I just can’t believe it ? You mean they talk and you make MONEY ???? Please tell me more .I also want it !!!! You know what !!! Latest Opportunity in town … now all my relatives , friends and strangers call charges is my INCOME !!

2. – WOW With You ALL THE WAY …….. Signing Of Agreement Between Tune Talk & Tone Excel 10th February 2010

3. – WOW With You ALL THE WAY …….. Everybody Talk , Everybody Earn !!!! Do you want if you can turn all your relatives/friends even strangers mobile call charges into your income !!! Do you feel heartache everytime you pay for your phone bills ??? Do your relatives /friends use mobile phone ??? Do you get anything out from their mobile phone usage ??? What do you get from your present mobile telco’s ??? Now let’s change it !!! Now they talk we get paid !! Do you want this ??? Recession proof income !!!! Let’s turn all our relatives/friends/strangers mobile usage into our income !!!!!

4. –WOWWith You ALL THE WAY …….. Industry Statistic – Mobile Services ( Data from Suruhanjaya Komunikasi dan Multimedia Malaysia – Industry Performance Report 2008 ) Total mobile subscribers in 2008 - 27.125million Total Usage in RM : RM19,500,000,000( est ) Prepaid - 21.548 million( 79.44% ) Postpaid - 5.577 million ( 20.56% )

5. – WOW With you all the way ……. - WOW Hybrid Plan 010 – xxx xxxx Service Provider :- TUNE-TALK/CELCOM

7. – WOW With You ALL THE WAY …….. How To Make MONEY ( $$$$$$$$$$$) ( 1 ) Do You Have RM68/= or RM748/= ????? ( 2 ) Do you have 10/20 Friends/relatives whom you you can help them to achieve financial freedom??? ( 3 ) Do you know how to copy/duplicate ?????? Please tell us !!! Can’t wait to know!!! Please ! Please !

8. – WOW With You ALL THE WAY …….. TUNE TALK – WOW Referral Reward Programme How it works ????? 6% 3% 11%

9. – WOW With You ALL THE WAY …….. Minimum Monthly Commitment Usage RM38/=

10. – WOW With You ALL THE WAY …….. Your Potential Monthly Income – Commitment Of RM38/=

11. – WOW With You ALL THE WAY …….. Your Potential Monthly Income – RM76/ Reload

12. – WOW With You ALL THE WAY …….. Refer 10 Relatives/Friends ONLY ….

13. – WOW With You ALL THE WAY …….. Unbelievable Opportunity Right ????? Of course you worry about the call rates !!!!! Call Rate : 32cents / min SMS : 15 cents / sms Above rates for all telcos and one nation!!!

14. – WOW With You ALL THE WAY …….. Top Up :- ( 1 ) E-Pay System Outlets eg ;Petrol Stations, convenient stores , etc ( 2 ) All Tune Talk dealers ( phone shops ) ( 3 ) All Credit Cards (Standing Instruction) ( 4 ) Your Servicing Center/Branch ….. ( 5 ) More to come !!!!!!

15. – WOW With You ALL THE WAY …….. Who can subscribe ??? ( 1 ) Anyone with IC OR Passport ( 2 ) Blacklisted with any telco’s also can

16. – WOW With You ALL THE WAY …….. Let’s Make Some Decision !!!!!! Ask yourself :- What have you got to lose ? Do you have 10 or 20 friends/relatives ?? Is RM68.00 a lot of money ??? Losing it will it bankrupt you?? Do you have income if you are unemployed/permanent ill ??? JUST DO IT BEFORE IT’S TOO LATE

17. – WOW With You ALL THE WAY …….. What it takes to be successful !!! ( 1 ) 10 friends/relatives . ( 2 ) Monthly talk time RM38/= ( 3 ) Desire to help your friends/relatives to Financial Freedom ( 4 ) Positive Attitude

18. – WOW With You ALL THE WAY …….. Please give a good thought to this picture!!! What if you are permanent ill in bed ? Do you have any more income ??? Thank you ! WOW … even I am sick in bed I just need to top up RM40/ and still get my cheque… I just can’t imagine I can’t work and have no income. WOW is really life saver!!!!

19. – WOW With You ALL THE WAY …….. SPECIAL CAMPAIGN !!! The First 300 Leaders who manage to activate the first line of 10 subscribers will get an incentive of RM100/= EACH !!!!!

20. – WOW With You ALL THE WAY ……..