The document discusses trust in banks across different countries, with a focus on Ukraine and Belarus. It finds that trust in banks varies significantly between countries, with Ukraine having particularly low levels of trust compared to other nations. Low trust can cause people to save money at home rather than depositing it in banks, which has implications for economic growth as it keeps deposits out of the banking system. The document examines some factors that can influence trust in banks, such as institutional quality, historical experiences, economic conditions, and regulation.

1. Trust in Banks and Implications for Savings Behaviour Tom Coupé Kyiv Economics Institute at the Kyiv School of Economics www.kse.org.ua

4. Confidence in Financial Institutions (Gallup,2009)

6. Trust in Banks and Financial Institutions (LITS, 2006)

7. Trust in Banks and Financial Institutions (LITS, 2010)

9. GFK - Trust towards different institutions: dynamics In 2007 the trust to banks was higher than to militia. It was then followed by sharp decline in 2008. In 2009 the trust to banks is gradually reviving

13. Confidence In National Government (Gallup 2009)

18. Trust and Economic Growth

20. Regulation

25. Why does it Matter? GFK - Overall importance : dynamics % of all respondents, September 2008 (N=1000); March 2009 (N=1000); September 2009 (N=1000).

26. Trust and Deposit flows