- Inter Cars S.A. is a leading automotive parts distributor in Europe present in 17 countries. This presentation provides an overview of Inter Cars' business, strategy, and financials.
- Inter Cars' strategic focus is on optimizing its supply chain, expanding its e-commerce presence, and growing through both existing and new markets. It aims to be one of the top 3 companies in the independent aftermarket parts sector in Europe.
- Financially, Inter Cars has achieved strong and consistent growth over time with sales CAGR of 16% from 2007-2020 and EBITDA CAGR of 15.4% over the same period. It maintains high profitability and
apidays LIVE Singapore 2021 - Building the next generation of financial servi...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
Building the next generation of financial services through an API first approach
Bijon Mehta, Global Head of Financial Services at Twilio
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Rail Vision is the leading provider of obstacle detection and classification systems in the railway industry. With the Company’s unique cognitive sensor fusion technology, based on advanced electro-optic sensors, artificial intelligence and deep learning, Rail Vision systems detect objects on and along the tracks from a distance of up to two kilometers – in real time – as well as in all weather and light conditions. Tailormade to meet every customer’s specific needs, the systems are available for Main Lines and Shunting Yards, as well as Light Rail Vehicles (LRVs) operating in urban environments. In addition, Rail Vision offers a range of optional complementary features based on collected and analyzed data: Image-based Navigation, GIS Mapping and Predictive Maintenance.
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
NO1 Uk Rohani Baba In Karachi Bangali Baba Karachi Online Amil Baba WorldWide...Amil baba
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
NO1 Uk Black Magic Specialist Expert In Sahiwal, Okara, Hafizabad, Mandi Bah...Amil Baba Dawood bangali
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
2. This presentation (the "Presentation") has been prepared by Inter Cars S.A. with its seat in Warsaw, Poland (the "Company). This presentation should not be treated as a part of any an
invitation or offer to sell any securities, invest or deal in or a promotion or a solicitation of an offer to purchase any securities or recommendation to conclude any transaction, in particular with
respect to securities of the Company. The information contained in this Presentation is derived from publicly available sources which the Company believes are reliable, but the Company
does not make any representation as to its accuracy or completeness. The Company shall not be liable for the consequences of any decision made based on information included in this
Presentation. The information contained in this Presentation is, in any case, subject to changes and modifications. The recipients of this Presentation agree that they are subject to the
restrictions set out below and shall comply therewith.
ln no event may the content of this Presentation be construed as any type of explicit or implicit representation or warranty made by the Company or, its representatives. Likewise, neither the
Company nor any of its representatives shall be liable in any respect whatsoever (whether in negligence or otherwise) for any loss or damage that may arise from the use of this Presentation
or of any information contained herein or otherwise arising in connection with this Presentation.
The Company does not undertake to publish any updates, modifications or revisions of the information, data or statements contained herein should there be any change in the strategy or
intentions of the Company, or should facts or events occur that affect the Company's strategy or intentions, unless such reporting obligations arises under applicable laws and regulations.
This Presentation includes forward-looking statements. These statements contain the words "anticipate", "believe•, "intend", •estimate•, •expect" and words of similar meaning. All statements
other than statements of historical facts included in this Presentation, including, without limitation, those regarding the Company's financial position, business strategy, plans and objectives of
management for future operations (including development plans and objectives relating to the Company's products and services) are forward-looking statements. Such forward-looking
statements involve known and unknown risks, uncertainties and other important factors that could cause the actual results, performance or achievements of the Company to be materially
different from future results, performance or achievements expressed or implied by such forward-looking statements. Such forward-looking statements are based on numerous assumptions
regarding the Company's present and future business strategies and the environment in which the Company will operate in the future. These forward-looking statements speak only as at the
date of the Presentation. the Company expressly disclaims any obligation or undertaking to disseminate any updates or revisions to any forward-looking statements contained herein to
reflect any change in the Company's expectations with regard thereto or any change in events, conditions or circumstances on which any such statement is based, unless otherwise required
by the applicable provisions of law. The Company cautions you that forward-looking statements are not guarantees of future performance and that its actual financial position, business
strategy, plans and objectives of management for future operations may differ materially from those made in or suggested by the forward-looking statements contained in this Presentation. In
addition, even if the Company's financial position, business strategy, plans and objectives of management for future operations are consistent with the forward-looking statements contained
in the Presentation, those results or developments may not be indicative of results or developments in future periods. The Company does not undertake any obligation to review or confirm or
to release publicly any revisions to any forward-looking statements to reflect events that occur or circumstances that arise after the date of this Presentation.
This Presentation contains certain market information. Unless attributed exclusively to another source, such market information has been calculated based on data provided by third-party
sources identified herein and includes estimates, assessments, adjustments and judgments that are based on the Company's experience and familiarity with the sector in which the Company
operates. Because such market information has been prepared in part based upon estimates. assessments, adjustments and judgments and not verified by an independent third party, such
market information is, unless otherwise attributed to a third-party source, to a certain degree subjective. While it is believed that such estimates, assessments, adjustments and judgments are
reasonable and that the market information prepared is appropriately reflective of the sector and the markets in which the Company operates, there is no assurance that such estimates,
assessments and judgments are the most appropriate for making determinations relating to market information or that market information prepared by other sources will not differ materially
from the market information included herein.
3. • We are a stable, ambitious and innovative company and
remember the importance of building customer loyalty, long-term
relationships with our partners and optimizing existing processes.
• We develop core-business in the field of product offerings,
logistics of distribution networks based on unique knowledge, in
these areas. We care about responsible business development in
accordance with the motto "Sustainable automotive, for people
and climate".
• We build an environment of motivated people, employees-friendly
companies, business partners, where people are engaged and
care about the company as their own. We want to be in the TOP
10 companies where people want to work.
• Our stakeholders see the company as profitable and growing
faster than the competition. We are in the top 3 companies IAM
(Independent Parts Market) in Europe.
Our vision: 2021–2025
4. Our mission: 2021–2025
• Our customers see us as a leader in every segment in every market that is customer-friendly
(pro-client) regardless of their size or specializations.
• We invest in development to provide innovative and comprehensive solutions for workshops and
drivers. We offer safe and predictable cooperation for joint development.
• We are a guide leading customers through the process of dynamic changes in the IAM market,
in particular when zero-emission vehicles come into force.
• Our internal processes are characterized by flexibility and rapid response to changes in the
environment. We invest in the development of the company, making decisions through the prism of
goals and values, based on data.
5. Inter Cars uses its scale of operation and at the same time is organized in smaller,
specialized business segments, thus acting agile and flexibly, able to compete
with smaller companies.
Our strategy: 2021–2025
6. In 2021 we see opportunity
in breakthrough innovation in:
Logistics – last mile (better service, we will save money)
Finance – shared service centre (better customer service, lower costs)
Sales
• sales in subsequent markets in the e-commerce model, development of service
search and workshops,
• implementation of further segments in markets with a stabilized structure, taking
advantage of market opportunities in selected countries
Marketing – detailed customer segmentation and tailor-made offer.
New business models – finding partners or companies
to develop new business
models together
7. * Source: ec.europa.eu/Eurostat 2018
Plans for development in 2021
Motointegrator is an online shop belonging to Cleverlog-Autoteile
GmbH, German subsidiary of Inter Cars SA.
Cleverlog-Autoteile GmbH company is responsible for online
sales in Germany and other western European countries.
We activate and promote e-commerce in PL for products which
do not interfere with garage channel (Tools, Accessories, Tunning,
Marine, selected categories of parts for PKW, Agro, …)
Online
Online
Online
2021
2021
2021
2021
2021
Germany
Austria
France
Netherlands
Denmark
Sweden
Finland
2021
Belgium
~ 159 M people
~ 87 M cars*
~ 97 M people
~ 42 M cars*
Spain
2020 sales + 39%
8. Motointegrator.com - service and garage search engine.
Motointegrator is active in 8 markets: Poland, Croatia, Bulgaria, Lithuania, Romania,
Hungary, Bosnia and Herzegovina, Slovenia.
In 2021r. we plan to launch in the following markets: Latvia, Estonia, Czech Republic,
Slovakia among others.
There are almost 15 000 garages in Europe, of which 10 090 in Poland, using
motointegrator.com. The greatest increase in customer base in 2021 is expected to
take place outside Poland.
The average of 250 garages per month would join Motointegrator within the last 12
months.
The global number of service users reached 5,8 million in 2020, which shows increase
of 7% compared to the previous year.
Promoting and further development of service and
garage search engine
Plans for search engine development in 2021:
1. Automotive promotions – Motointegrator.com will become the centre of
automotive promotions organized by Inter Cars` Partners, car workshops and
service networks.
2. Mini e-shop – online app will be complemented by car parts offer that
garages will be able to publish on their sites within motointegrator.com
3. Booking online – development, modernisation and automation of current
feature for setting appointments in garages.
9. e-Catalog is more than just a catalog …
The new B2B sale platform has already been successfully implemented in 13 countries (over 50% orders), and in other countiries we
are in the process of users' migration .
• Currently, through the platform, we receive orders for about 3 million "order lines" monthly by means of all types of
devices (desktop/mobile regardless of operating system)
• 3 weeks ago we have started the production of the platform in PL for now as a mobile version of IC Catalog
This tool is not only the product catalog, where we have greatly improved search capabilities, but it is also integrated with data
related to repair and car overview, graphic search, VIN decoder and in some countries search by registration numbers.
This tool can be integrated with supplier
platforms, additional data provided by
suppliers (e.g. graphic search, etc.), has
the ability to create visual configurators
for specific assortment and to share
information on vendor inventory.
10. e-Catalog is more than just a catalog …
It is an ideal place for product promotion
– we shall send you more information soon
Home page – slider with banners, button with special offers,
recommended manufacturers and products, news from IC world.
Dedicated search engine, as e.g. „tyres” – recommended
manufacturers and products, suggested thematic articles to read (can
be sponsored).
Sites with product listings – possibility to set a so-called „hero” for
manufacturers and products which will always take top position in the
given assortment category, just like promoted products always appear
first.
Recommended products – as additional sale before order dispatch
11. Zangażowanie w ochronę środowiska – Bio Service
IT SYSTEMS – 3PL:
• Fixing the general requirements
• Fixing the processes for inbound,
storing, order processing, outbound
and inventory management
• ILS WMS and customer ERP as
numerical twins
• IT availability/security
• Hardware equipment
• Changes to IT systems / processes
• Reached SLA: 99,9% availibility
ILS – flexible and cooperative ILS – quality oriented ILS – responding to the needs
3PL – services for customers
PERFORMANCE / KPI:
• Data relevant to volumes from inbound
to final delivery including storage,
picking and loading
• Inventory data – including goods
movements, stock and reconciliation
• Data ref. process performance, vehicles
loaded, dispatches, process times
• Customer service levels - picking
accuracy
• Warehouse operations reporting
Real data:
99,8% - order on time
99,8% - stock accuracy
0,2% - claimed ord. lines
QUALITY MEASURES
• Regular checks to determine pallet
and product quality
• Documentation of corrective actions
• Organization of quality management
• Process design and validation
• Evidence of regular validation of
critical processes
• Handling of complaints
13. We have been building a comprehensive ecosystem for many years
WORKSHOPS DATABASE
CUSTOMERS DATABASE
FLEET / RETAIL / DRIVER
DISTRIBUTION NETWORK
SUPPLIERS DATABASE
SEGMENTS OF MARKET
LOGISTIC
OMNICHANNEL
14. From individual
segments we create
a strong whole...
o PKW
o LKW
o VISUAL PARTS
o TYRES
o BATTERIES
o LUBRICANTS
o GARAGE EQUIPMENT AND
ACCESSORIES
o MOTO
o TUNING
o MARINE
SYNERGY IN PARTS PURCHASE
FOR SUPPLIERS
15. 5,21
2,04 1,99 1,8 1.7
1,13 0,9 0.7
1,13
LKQ Europe Inter Cars GPC Parts Holding Europe WM Mekonomen SAG Inter Sprints
Largest European listed auto parts distributor and undisputed
leader in Poland
(€bn)
Source: Corporate information; McKinsey; Inter Cars estimates
Note: 2019 sales; 1 AM–After Market=€150bn, including mechanical parts, tires, lubricants, garage equipment; 2 Latest available financials as per McKinsey Aftermarket report (June 2019) 3 Net sales, GPC2019 Annual Report, page 77;
8 players sales €13.5bn 9%
market share in AM1
Snapshot of the European competitive landscape
€92bn
European IAM estimated market size
60%
Share of independents
€23bn
CEE IAM estimated market size
3
2
2
16. Bosnia and Herzegovina +45%
Croatia +1%
Italy -21%
Slovenia +26%
Poland +1%
Czech Republic +13%
Slovakia +15%
Latvia +12%
Estonia +12%
Serbia, 10 mln PLN
Greece +139%
Moldova +40%
Hungary +5%
Romania +9%
Bulgaria +21%
Ukraine +24%
Lithuania +4%
1
1
3
3
3
1
2
1
2
1
2
Product Market for PKW, VAN, LKW, GE, Moto
+4%
PKW,VAN
+6%
LKW
2020 Sales
+4%
+18%
MOTO
+1%
GE, ACC.
PLN 9 bn
17. Strategy for Supply Chain Optimization
SUPPLIER INTER CARS
PARTNERSHIP IN
BUSINESS
TIME
SAVINGS
YIELD
DISTRIBUTION
ENVIRONMENTAL
PROTECTION
18. Being aware of the need to protect our planet from environmental degradation, and thus the necessity to
step up efforts to meet the requirements in this field, Inter Cars SA together with Partslife set up Partslife
International PL, which conducts the following programs in cooperation with BIO Service:
• organizes a comprehensive garage waste collection;
• more than 3 216 contracts with customers were signed;
• supports workshops and other companies;
• BS BIO simple and comprehensive program to communicate and operate
waste management;
• dedicated environmental law services, service and reporting in BDO;
• cooperates with eight Logistics Operators, who receive garage waste from
customers;
• conducting training for car workshops;
• carrying out energy audits.
Commitment to environmental protection
– Bio Service
19. Largest European listed auto parts distributor
with presence in 17 countries
Inter Cars at a glance
Leadership Position
in Europe
Attractive Financial
Profile
2007–2020
Sales CAGR
16%
Cash conversion2
2020
70%
350K
1 000
559
14 582 300 000
Affiliated garages Regular customers
Branches
SKUs
Suppliers
2020 Sales
PLN 9 bn
(€ 2,1 bn)
Equity
2020
PLN 2,4 bn
(€ 518 mln)
2007- LTM 2020
EBITDA CAGR
15,4%
Net Profit PLN 333 mln
(€74 mln)
#2 in the EU
#8 worldwide
#1 in CEE trucks
#1 in CEE
passenger cars
17 countries
1
Source: Corporate information. Note: Financials converted at EUR/PLN = 0.2352
1 Includes Germany where the company only operates online; 2 Cash conversion defined as (EBITDA – capex) / EBITDA
20. 99 103
150 151
195 186
232
272
251
370 360
393
462
638
7.5%
5.9%
7.3%
6.2%
7.1%
6.2%
6.6%
6.9%
5.2% 6.2%
5.2%
4.9%
5.3%
7,0%
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
EBITDA EBITDA margin
1,327 1,738
2,066
2,413
2,765
3,003
3,513
3,959
4,796
5,973
6,908
7,943
8,764
9 159
3.1%
0.4%
(4.4%)
2.2% 1.7% (0.9%)(0.3%)
1.4% 2.0% 1.9% 2.6% 1.9% 1.3%
(6,6%)
31.0%
18.9%
16.8%
14.6%
8.6%
17.0%
12.7%
21.1%
24.6%
15.7%15.0%
10.3%
4,5%
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Sales EU GDP growth Sales growth
Track record of strong and sustainable top-line growth
Proven track record of above market, through the cycle organic growth
Continued market share gains in core markets
Consolidated customer base ensuring recurrent sales
One-stop shop company in a low margin business vs. Western Europe
Historical focus on volume growth and cementing market leadership
positioning
Historical sales (PLNmm) Historical EBITDA (PLNmm)
Source: Corporate information, WOOD Research, World Development Indicators
CAGR 2007– 2020: 15,4%
CAGR 2007– 2020: 16%
24. Financial liquidity as at 31.12.2020
Debt structure
Bank debt with variable interest rate: PLN 1,020 m
Other debt (finance lease): PLN 301 m
Maturity dates Current debt maturity dates: November 2021
Financial covenants *1
Equity Ratio is 51,2%
Net Debt to EBITDA is 1,7
Operating Profit of the Group to Interest Paid is 11,9
Financial liquidity Cash on balance sheet of PLN 234 m
Cash flows
2020 operating cash flow of PLN 444m (3% lower than in previous year, mainly by ensuring
availability of goods);
COVID-19 activities
Reduction of capital expenditure by over PLN 71 mi compared to 2019; only critical and strategic
programmes are prioritised; capital expenditure of PLN 73 m (down 49% yty)
Alignment of replenishment ratios in each segment to reflect the forecasted demand
Active monitoring of customer receivables
Reduction of operating costs, suspension of projects (cancellation or postponement until further
notice)
25. Experienced and commited Board of Directors
Management Board Ownership structure
Market cap1: PLN 4.85 bn
Shareholder % shares
Oleksowicz Family 26%
Andrzej Oliszewski 9%
AVIVA 13%
National Nederlanden 10%
Immersion Capital 5%
Others 37%
Maciej
Oleksowicz
President of the
Management
Board
Krzysztof
Oleksowicz
Founder of the
Inter Cars
Krzysztof
Soszyński
Vice-President of
the Management
Board
Piotr
Zamora
Chief Financial
Officer, Board
Member
Wojciech
Twaróg
Board
Member
Founders
Focused on creating value
and improve profitability over the
long term
Presence of active shareholders in
the board supports orientation to
sustainable organic growth
Fast decision-making and prudent
approach to financial policy
Source: Corporate information
1 As of August 27, 2019
Prawda jest taka, że wyjściowo stanowiło to całość, ale dla celów logiki ekonomicznej, rozłączyliśmy te elementy tworząc segmenty
Warto do nowego modelu biznesowego określić budżet
W 2020 roku aplikacja przeszła gruntowną przebudowę techniczną i wizualną. Efektem tego jest nowoczesny wygląd oraz bardzo znaczący wzrost szybkości działania aplikacji (desktop: >90, mobile: >65 w narzędziu Page Speed). Sprawia to, że jest w pełni przygotowana na planowaną na maj aktualizację algorytmu Google, która podnosi znaczenie podstawowych wskaźników internetowych (Core Web Vitals).
Z jednego worka zrobiliśmy poszczególne segmenty; widzimy, czy na tym zarabiamy; docieramy z wiedzą do Klienta; budujemy z jednej strony kompetencje sprzedażowe; z drugiej strony budujemy wolumeny; jest to gigantyczna różnica od strony logistycznej.
Key theme: Inter Cars is a leader in the auto parts industry in Europe
It is the second largest player by sales, the largest listed player and the undisputed leader in Poland
In a fragmented industry where presence is key, Inter Cars has been able to become the largest player in the CEE
Dla fabryk, które pracują na AM, ale dla fabryk na OE można to realizować w preselekcji.
9 mld przychodów, zysk 333 mln i dług netto/EBITDA 1.7. I to tyle,
Key theme: Inter Cars has delivered a continued and resilient double digit growth both in sales and EBITDA since 2007
With respect to sales:
Proven track record of resilient organic growth, outperforming GDP and the economic cycle
Resiliency achieved on the back of a consolidated customer base, underpinned by continued market share gains following a one-stop shop strategy
With respect to EBITDA:
Inter Cars is the market leader in the CEE, where margins are structurally lower compared to Western Europe
The recent decline in margins is partially explained by the historical focus on volume growth to gain market share, with less profitable clients driving part of the revenue growth
The company has also been affected by its product mix, with a higher YoY share in revenue of products with lower profitability
Komentarz do zmian w OFE. Zakończenie procesu sukcesji.