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TRAINING IN MEDICAL SPECIALTY (TMS)
TMS is a Navy Reserve program designed to provide financial and other incentives for professionals
while in select Medical and Dental residency and fellowship programs. (Anesthesiology, General
Surgery, Orthopedic Surgery, Emergency Medicine, Family Medicine, and Oral Maxillofacial
Surgery).
Benefits:
 Commission in the Navy Reserve as a Lieutenant (O3) while attending a Residency or Fellowship program for which
selected.
 While in residency, you will only be required to attend a reserve training weekend twice per year at the nearest
reserve center*. The remainder of your military training requirements are fulfilled by your residency program.
 Still receive all pay and allowances as a regular drilling Reservist ($6,252 annually).
Will never be pulled out of residency training for military requirements.
 A comprehensive health-care benefits package and low cost life insurance.
 Time in this program counts towards retirement.
 Eligible to receive a monthly stipend of $2,178.90 monthly while in the program.
 Eligible to receive $50,000 in student loan repayment, paid in three installments (20K, 20K, 10K).
Example: A Doctor who is a full categorical match into residency program eligible for TMS, Stipend and Loan Repayment
can expect to receive at minimum (based on number of years in the residency program):
YEARS INCENTIVE AMOUNT
3 $130,000
4 $155,000
5 $180,000
6 $206,000
7 $233,000
Upon completion of residency, you will serve as a drilling Reservist in the Navy Reserve. Service obligation is
determined by benefits selected when entering program.
Service Obligation:
 TMS: 3 year obligation
 TMS + monthly stipend: 1 year for every 6 months stipend is received; minimum 3 years.
 TMS + Stipend + Loan Repayment: 1 year for every 6 months stipend is received; minimum 3 years; loan repayments
begin on first year anniversary.
Eligibility Requirements:
 Citizenship - Must be a U.S. Citizen.
 Age - ideally training completed by age 42. All others will be considered on a case by case basis.
 Education - Must be a full categorical MATCH into an accredited residency or fellowship program eligible for TMS.
How to Apply:
To apply for TMS, or receive additional information contact:
LCDR CARLY KELLER
719-838-1409 *Contact recruiter for closest reserve center to your residency program
carly.a.keller@navy.mil *Colorado locations: Denver and Colorado Springs

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TMS flyer

  • 1. TRAINING IN MEDICAL SPECIALTY (TMS) TMS is a Navy Reserve program designed to provide financial and other incentives for professionals while in select Medical and Dental residency and fellowship programs. (Anesthesiology, General Surgery, Orthopedic Surgery, Emergency Medicine, Family Medicine, and Oral Maxillofacial Surgery). Benefits:  Commission in the Navy Reserve as a Lieutenant (O3) while attending a Residency or Fellowship program for which selected.  While in residency, you will only be required to attend a reserve training weekend twice per year at the nearest reserve center*. The remainder of your military training requirements are fulfilled by your residency program.  Still receive all pay and allowances as a regular drilling Reservist ($6,252 annually). Will never be pulled out of residency training for military requirements.  A comprehensive health-care benefits package and low cost life insurance.  Time in this program counts towards retirement.  Eligible to receive a monthly stipend of $2,178.90 monthly while in the program.  Eligible to receive $50,000 in student loan repayment, paid in three installments (20K, 20K, 10K). Example: A Doctor who is a full categorical match into residency program eligible for TMS, Stipend and Loan Repayment can expect to receive at minimum (based on number of years in the residency program): YEARS INCENTIVE AMOUNT 3 $130,000 4 $155,000 5 $180,000 6 $206,000 7 $233,000 Upon completion of residency, you will serve as a drilling Reservist in the Navy Reserve. Service obligation is determined by benefits selected when entering program. Service Obligation:  TMS: 3 year obligation  TMS + monthly stipend: 1 year for every 6 months stipend is received; minimum 3 years.  TMS + Stipend + Loan Repayment: 1 year for every 6 months stipend is received; minimum 3 years; loan repayments begin on first year anniversary. Eligibility Requirements:  Citizenship - Must be a U.S. Citizen.  Age - ideally training completed by age 42. All others will be considered on a case by case basis.  Education - Must be a full categorical MATCH into an accredited residency or fellowship program eligible for TMS. How to Apply: To apply for TMS, or receive additional information contact: LCDR CARLY KELLER 719-838-1409 *Contact recruiter for closest reserve center to your residency program carly.a.keller@navy.mil *Colorado locations: Denver and Colorado Springs