Thermal pollution is the increase in water temperature from sources like power plants and industrial effluents. The major causes are:
1) Power plants that use water for cooling and return it at higher temperatures, decreasing oxygen levels.
2) Industrial effluents discharge heated water.
3) Sewage also raises water temperatures.
Consequences are decreased oxygen, fish migration, increased toxins from chemicals, and loss of biodiversity. Case studies show specific impacts like heavy metal contamination of groundwater and changes in aquatic ecosystems.