Business Risks discussed: #1 Claim/Problem, Telecommuting, Signage, Age of Connectivity, OSHA Visit, IT Firm Insurance, Power Failure: Spoilage, Business Auto Policies
Claims Management - Edge through Efficiencyneetamundra
The objective of this paper is to talk about the current state of the claims process and how an efficient and ideal claims system should be. This document is most relevant for the Indian insurance industry.
Malpractice, Vicarious and Entity insurances are commonly misunderstood in the context of Primary Care. This presentation seeks to demystify risk exposure and address common misconceptions regularly made by Practices, Vanguards, Federations and MCPs when reviewing their insurances.
Claims Management - Edge through Efficiencyneetamundra
The objective of this paper is to talk about the current state of the claims process and how an efficient and ideal claims system should be. This document is most relevant for the Indian insurance industry.
Malpractice, Vicarious and Entity insurances are commonly misunderstood in the context of Primary Care. This presentation seeks to demystify risk exposure and address common misconceptions regularly made by Practices, Vanguards, Federations and MCPs when reviewing their insurances.
How to Evaluate the Safety Performance of Contractors Using leading & lagging...browzcompliance
Join BROWZ for a webinar discussing using both lagging and leading indicators to evaluate the safety performance of contractors. We will be discussing how to track a contractor’s safety statistics and OSHA/MSHA violations, auditing safety programs, and also performing safety management systems assessments.
OCNZ has adopted a capabilities framework for NZ osteopaths. Domain 6 deals with a wide range of compliance issues - practice takes places in both a spatial environment and a wide legal context
How to Evaluate the Safety Performance of Contractors Using leading & lagging...browzcompliance
Join BROWZ for a webinar discussing using both lagging and leading indicators to evaluate the safety performance of contractors. We will be discussing how to track a contractor’s safety statistics and OSHA/MSHA violations, auditing safety programs, and also performing safety management systems assessments.
OCNZ has adopted a capabilities framework for NZ osteopaths. Domain 6 deals with a wide range of compliance issues - practice takes places in both a spatial environment and a wide legal context
Compare business insurance online and get cheap business insurance quotes from specialist providers. Quickbima's business insurance can be tailored to your unique needs, so you get the comfort of comprehensive protection – whatever business you're in. checkout: https://www.quickbima.com/business-insurance/compare-small-business-insurance
With a staffing agency helping you out, these matters are well taken care of. All you have to do is select from the cream of the crop and expect your new hire to come to work ASAP.What are the benefits of hiring through a staffing agency? Aside from fast hiring, what else can companies get if they course through the hiring process with a staffing agency? They get flexibility and reduce other risks thanks to the
staffing insurance programs the agency will most likely have in place.
Insurance and Risk Management isn’t something that is at the top of most business owners’ and organization administrators’ minds. Unfortunately, ignoring it or incompletely addressing it can spell disaster (or limit how an organization can recover from a disaster). This 30 day vlog series will be dedicated to Insurance and Risk Management 101 for decision makers. You will by no means become an expert. But by the end, you should have the basic language and understanding to make certain you’ll have a good foundation to build your business or organization from.
Topics Covered
• What Types of Insurance are Available?
• What Types Should You Purchase?
• What are Some of the Insurance Alternatives?
• How do you Protect Your Property Before & After a Loss?
• How do you Protect Against Liability Lawsuits?
• How do you Protect Your Employees Before & After and On-the-job Injury?
• How do you Protect Your Business from Cyber Risks?
A simple guide to professional indemnity insurance that is ideal for freelancers and contractors. Find out more at https://caunceohara.co.uk/products/professional-indemnity/
HUB's supplement guide explains how a business interruption policy covers your lost income during a disaster and how it fits with your overall business insurance solutions.
Learn more at: https://www.hubinternational.com/products/business-insurance/business-interruption-insurance/
Professional Indemnity Insurance Ultimate Guideakimalvora
https://blog.constructaquote.com/professional-indemnity-insurance-ultimate-guide/
Professional indemnity insurance is essential for you as a business professional or consultant as it could protect your business from legal disputes and accusations of negligence made by your clients. By having this insurance, you are protecting your business from potential claims sought from clients – making it worth the additional insurance premium.
A Comprehensive Guide For Employer Liability Insurance.pptxCore Medical Center
Employer Liability Insurance (ELI) provides crucial protection for businesses against lawsuits related to employment issues like discrimination, harassment, wrongful termination, and more. It covers legal expenses and settlement costs incurred during these claims, offering financial security and peace of mind to employers. ELI ensures compliance with legal requirements and safeguards a positive work environment. While it doesn't cover intentional wrongful acts, bodily injuries, or certain penalties, it remains a vital component of risk management. Understanding state and federal regulations, minimum coverage requirements and the claims process is essential. For comprehensive guidance on ELI and Occupational Hazard Insurance, consult Core Medical Center in the USA.
For More Information Please Visit Our Site:https://www.coreworkerscomp.com/
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Protecting Your Business with the Right InsuranceInsideUp
A good insurance company will guide you into a policy that is affordable and effective. Research and ensure that they cover small businesses and have your best interests at heart. InsideUp can help you find the right insurance provider for your business, with free competitive quotes from top providers. Visit http://www.insideup.com/compare/business_insurance
Property/Business Interruption and Cyber Liability (Series: Insurance for the...Financial Poise
This panel discusses key elements of a property policy such as what coverages could be essential to your business, i.e., Business Income, Contingent Property, and Professional Services (and you don’t need to be in the Professional Services business to get value from this coverage), an explanation of co-insurance v. agreed value, and different valuations like replacement cost v. cash value as well as proper valuation of assets
We’ll also discuss Cyber Liability coverage, why it’s so important to so many more businesses than one might think and what could be important considerations for a policy since each policy varies from carrier to carrier. We’ll look at topics like protecting inventory with a “street value,” “Are you the insured?”, carrying a “foreign exchange” risk with your cyber policy, “Who’s going to obtain crypto currency to pay a ransom?”, “Do you have a potential bodily injury risk?”, and “Do you need business income coverage?”
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/property-business-interruption-and-cyber-liability-2021/
Similar to The Rigg Darlington Group - B2B Newsletter, Vol. 44, Issue 2 (20)
India Orthopedic Devices Market: Unlocking Growth Secrets, Trends and Develop...Kumar Satyam
According to TechSci Research report, “India Orthopedic Devices Market -Industry Size, Share, Trends, Competition Forecast & Opportunities, 2030”, the India Orthopedic Devices Market stood at USD 1,280.54 Million in 2024 and is anticipated to grow with a CAGR of 7.84% in the forecast period, 2026-2030F. The India Orthopedic Devices Market is being driven by several factors. The most prominent ones include an increase in the elderly population, who are more prone to orthopedic conditions such as osteoporosis and arthritis. Moreover, the rise in sports injuries and road accidents are also contributing to the demand for orthopedic devices. Advances in technology and the introduction of innovative implants and prosthetics have further propelled the market growth. Additionally, government initiatives aimed at improving healthcare infrastructure and the increasing prevalence of lifestyle diseases have led to an upward trend in orthopedic surgeries, thereby fueling the market demand for these devices.
As a business owner in Delaware, staying on top of your tax obligations is paramount, especially with the annual deadline for Delaware Franchise Tax looming on March 1. One such obligation is the annual Delaware Franchise Tax, which serves as a crucial requirement for maintaining your company’s legal standing within the state. While the prospect of handling tax matters may seem daunting, rest assured that the process can be straightforward with the right guidance. In this comprehensive guide, we’ll walk you through the steps of filing your Delaware Franchise Tax and provide insights to help you navigate the process effectively.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Taurus Zodiac Sign_ Personality Traits and Sign Dates.pptxmy Pandit
Explore the world of the Taurus zodiac sign. Learn about their stability, determination, and appreciation for beauty. Discover how Taureans' grounded nature and hardworking mindset define their unique personality.
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
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Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
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Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
The Rigg Darlington Group - B2B Newsletter, Vol. 44, Issue 2
1. Telecommuting: A
Growing Trend
and Concern
What Is The Number 1 Problem?
Over the years we receive a lot of questions and see a lot of
claims. One of the most frequently asked questions is “what
claim do you see most often?” Without question it is slips, trips
and falls. Each year we see numerous people injured resulting
in lawsuits and most of the claims are very valid. Even those
that appear to be less than “valid” take sizable amounts to
defend. On the Workers’ Compensation side it is also a huge
problem.
In 2013 — the most recent year for which statistically valid
injury data is available from the U.S. Bureau of Labor Statistics
(BLS) and the National Academy of Social Insurance — said that
28.9 percent of the claims resulting at least six days off of
work. Those claims cost 17.92 billion combined, of which slips,
trips and falls represent the single largest problem we face.
With the costs so great, the management time lost and the toll
on the injured person, what can we do to improve the situation?
We have often said creating a culture of safety is always first,
but what can you point to while creating that culture? Here are
some very basic ideas:
1. Implement good basic housekeeping practices. This
should be at the office, plant and jobsite.
2. Ensure adequate lighting. Position lights carefully
showing potential hazards, obstacles, and change of
levels.
3. Regularly inspect and document for changes in potential
hazards and compliance. Create a culture that employees
bring potential problems to your attention.
4. Ensure that walking, steps and flooring surfaces are
suitable for the exposure. This includes steps into trucks
and equipment as well as the plant or garage.
5. Require the workers to wear suitable footwear, taking
into account the typical conditions and exposures. This is
not always easy but when you focus on the risks and
their health it can be done.
6. Practice good cord management. Keeping people aware
of pedestrian routes and securing cords to the surface
when ever possible.
7. Following best practices and regulations on fall protection
and handrails are critical. This has been a moving target
Page 1 of 4
EXTON
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FAX (484) 876-3120
www.rdgins.com
2. If you are allowing
employees to work in a
location other than your
building or office space, such
as their home, you have
special insurance issues to
consider.
If an employer owns any
equipment the employee
uses at his home office, both
the business and home
insurance policy of the
employee should be
reviewed for coverage
solutions should the
equipment be damaged by a
loss such as fire, windstorm
or theft.
Establish who is responsible
for paying for an injury
suffered by the employee at
home while working.
Workers compensation
insurance coverage is
contingent upon state law,
so make sure you have
coverage for the place where
the employee actually is
doing the work. Regardless
of where the business is
located, employers should
provide workers comp and
work-safety guidelines for
telecommuters.
An employer could become
the target of discrimination
claims from employees who
are not allowed to
telecommute. Employers
should review employment
practices liability insurance
carefully in case the
telecommuting policy is
challenged.
lately but one you and your employees must take
seriously.
We realize this is not always easy but when you realize the cost
to you, your employees and innocent third parties, it is just too
important to overlook. If you would like us to help inspect,
review safety guidelines or talk to your safety committee we are
more than willing. Always remember we are here to reduce
your long term cost of risk!
Is Your Signage Coverage Too Low?
Many businesses invest substantial sums of money in custom
signage. Whether it’s advertising a product or service or
simply letting passersby know where you are, signage
remains an important part of many businesses’ branding.
Unfortunately, most standard property insurance policies
include very limited coverage should the sign be damaged by
fire, windstorm, hail, vehicle collision or another covered loss.
For example, many policies will pay only up to $2,500 for
such damage. This limitation can prove insufficient for new
signs or high-cost signage.
How important is your signage to your business? If damaged,
would you need it repaired or replaced quickly to avoid losing
customers? Do you have the cash to pay the full expense out
of pocket? Contact your insurance agent for information about
insuring signage beyond the limitations in your current
business property insurance policy.
Your Firm’s Age of Connectivity
Machines are talking to each other. And though they may be
expertly crafted to discuss only pre-programmed functions,
mistakes can be made.
Cyber risks are rising as more firms invest in technology that
relies on constant Internet connectivity and data from other
connected machines. If hackers access your data or your
connectivity is compromised causing income loss to a third
party, liability for damages could result. For example, consider
a bio-mechanical firm that sells wellness devices that function
by automatically collecting health-related data from the user.
The data must be sent through servers that analyze and send
back processed data to the device. If the data were to be
compromised at any point or could not be processed due to a
malfunction, the user could incur illness or injury.
How capable of responding to this new age of connectivity is
your firm’s liability insurance? Have you reviewed your business
recently with your insurance professional to ensure that your
current methods of operation are adequately insured? For more
information on modernizing your firm’s insurance, call your
agent today.
Page 2 of 4
3. Request a Visit
from OSHA
Many small and midsize
businesses are unaware of
OSHA’s free on-site
consultation program that is
available in all states and
gives priority to high-hazard
worksites. Such a visit could
prove key in preventing
serious accidents and could
boost productivity and
establish a culture of wellness
at your workplace. A few
important details about this
program:
Consultations are
completely separate from
the OSHA inspection effort.
This consultation program is
confidential and will not be
reported routinely to the
OSHA inspection staff.
No citations or penalties are
issued during the
consultation.
Your only obligation is to
correct what the consultant
deems serious job safety
and health hazards.
The consultation may result
in a one-year exemption
from routine OSHA
inspection. To find the local
office in your state to
arrange this helpful
consultation, visit:
www.osha.gov/dcsp/
smallbusiness/
consult.html.
Thank you for your
referrals.
If you're pleased with us,
spread the word! We'll be happy to
give the same great service to all of
your friends and business associates.
Make Sure Your IT Firm Has Good
Insurance
Whether it’s repairing
or upgrading your
current system or
building something
new, the services of
an IT consultant are
likely in your firm’s
near future.
With the high prices many
professional IT consultants
charge, it’s tempting to
cut corners and use someone less expensive to do the work.
But don’t trade price savings for risk exposure.
If you’re considering hiring an IT consultant to work on your
firm’s computerized systems, it’s important to verify the
following:
Contract for services. Review service contracts carefully for
wording that holds the consultant harmless and/or puts your
firm on the hook for the costs of any error caused by the
consultant’s work.
Liability insurance. A poor performance by the consultant
could result in damages to your business and your customers.
Verify that the consultant is adequately insured for errors
caused by his work as a professional.
Workers compensation insurance. Should the consultant
suffer an injury while working at your location, you could be
liable for medical bills, lost wages and other resulting expenses.
Verify that the consultant or his company carries workers
compensation insurance that covers these costs.
Power Failures Can Be a Real Spoiler
Do you have
inventory or
products that
would spoil or die
in the event of a
power outage?
If so, what is your
backup plan to keep
power flowing until the utility provider can diagnose and resolve
the outage?
Many business owners rely on small battery backups that offer a
power supply for only an hour or so. Worse, many business
owners have never tested their battery backups to know for sure
how long power will flow or at what capacity. In some cases,
business owners have no battery backup whatsoever and rely
solely on the hope that the utility provider will repair the outage
quickly. The hope is that any interruption will be so minimal that
Page 3 of 4