The document summarizes the Kalanjam Community Banking System, which focuses on establishing localized financial institutions owned and controlled by women to address poverty and gender issues. The primary unit is a self-help group of 15-20 poor women called a Kalanjiam. The program has reached over 257,000 poor women across 5,604 villages in 25 districts in India. It provides savings, credit, and insurance services and has promoted 47 federations at different levels to address financial and social development needs.

1. The Kalanjam Community Banking System By:- Ashish kumar Barnwal Pankaj Kumar Barnwal Xidas,Jabalpur

5. Vision To reach nearly millions of poor families and impact on their livelihoods in a significant way.

10. Women's Savings & Credit Groups (15-20 members) Primary Groups at Village level. Local Banks Federation of groups (150-200 groups) At the Block level Cluster Development Association (15-20 groups) 4-5 nearby villages Nested Institutions