In 2025 and beyond, the companies that control our data will rule. Here's how the tech industry will look in the next 15 years and the challenges it will need to overcome to get there.
Free download at: http://vint.sogeti.com/downloads/
In the past few years, information technology has become increasingly personal and social and has made its presence very much felt. The emergence of wearable computing and other forms of empathic ‘things’ seems a logical further step: even more intimate, more human-oriented, and ubiquitous. There are more and more devices that count our steps, take our blood pressure or measure the indoor temperature, track our location or conversations.
We are witnessing a computer boom in terms of kinds, shapes and sizes – around, on or inside the body – that behave increasingly smart and link up more and more intuitively with man’s extremely personal and natural interface.
In the next decade Personal Computing will become really personal: inside, on and around the person with attention for the context of the individual. In this study we explore this development and present seven manifestations that can define the impact on business, such as the ‘quantified employee’ and the ‘body as the new password’
Digital Engineering: Combining Computer Science with Social Science to Transl...Cognizant
By digging deep to understand consumer behaviors, needs and wants, organizations can build systems that not only meet essential user needs but also uncover new business opportunities and anticipate future requirements.
What’s next on Artificial Intelligence, Augmented Reality, Robotics, Data & Visualization and Blockchain
Technology is moving at an incredible pace. We live in an amazing era where things like autonomous cars, personalized medicine and quantum computing are becoming real as we speak; Artificial Intelligence, crypto-currencies, advanced automation, deep learning and concepts like Universal Basic Income are about to reshape our world.
The years to come will bring impressive technological breakthroughs with massive impact on our lives, markets and societies. In our connected world, with the unprecedented level of information, knowledge and ideas exchange, innovation is happening continuously, at scale and in several forms; it is driven by corporations, secret labs, universities, startups, research scientists or simply by thousands of creative individuals across the globe.
How Smart Products Help Companies Profit From DataBernard Marr
Data and AI are making our products smarter, which in turn can generate new and valuable data back to businesses. In this article, we explore the important relationship between data in our ever-smarter products.
BT On The Productivity Puzzle in CollaborationLeon Benjamin
Leon Benjamin, Sei Mani's co-founder contributes to its strategic partner BT' and its perspective on the value of collaboration in the enterprise.
As a concept, mobile and flexible working is nothing new and the idea of where people work has widened to pretty much anywhere. The issue is no longer ‘where’ people work, the question we’re now asking is ‘how’ people work.
Free download at: http://vint.sogeti.com/downloads/
In the past few years, information technology has become increasingly personal and social and has made its presence very much felt. The emergence of wearable computing and other forms of empathic ‘things’ seems a logical further step: even more intimate, more human-oriented, and ubiquitous. There are more and more devices that count our steps, take our blood pressure or measure the indoor temperature, track our location or conversations.
We are witnessing a computer boom in terms of kinds, shapes and sizes – around, on or inside the body – that behave increasingly smart and link up more and more intuitively with man’s extremely personal and natural interface.
In the next decade Personal Computing will become really personal: inside, on and around the person with attention for the context of the individual. In this study we explore this development and present seven manifestations that can define the impact on business, such as the ‘quantified employee’ and the ‘body as the new password’
Digital Engineering: Combining Computer Science with Social Science to Transl...Cognizant
By digging deep to understand consumer behaviors, needs and wants, organizations can build systems that not only meet essential user needs but also uncover new business opportunities and anticipate future requirements.
What’s next on Artificial Intelligence, Augmented Reality, Robotics, Data & Visualization and Blockchain
Technology is moving at an incredible pace. We live in an amazing era where things like autonomous cars, personalized medicine and quantum computing are becoming real as we speak; Artificial Intelligence, crypto-currencies, advanced automation, deep learning and concepts like Universal Basic Income are about to reshape our world.
The years to come will bring impressive technological breakthroughs with massive impact on our lives, markets and societies. In our connected world, with the unprecedented level of information, knowledge and ideas exchange, innovation is happening continuously, at scale and in several forms; it is driven by corporations, secret labs, universities, startups, research scientists or simply by thousands of creative individuals across the globe.
How Smart Products Help Companies Profit From DataBernard Marr
Data and AI are making our products smarter, which in turn can generate new and valuable data back to businesses. In this article, we explore the important relationship between data in our ever-smarter products.
BT On The Productivity Puzzle in CollaborationLeon Benjamin
Leon Benjamin, Sei Mani's co-founder contributes to its strategic partner BT' and its perspective on the value of collaboration in the enterprise.
As a concept, mobile and flexible working is nothing new and the idea of where people work has widened to pretty much anywhere. The issue is no longer ‘where’ people work, the question we’re now asking is ‘how’ people work.
From fully immersive experiences to personal and adaptable content, here's what media and entertainment will look like by 2025, and the challenges and opportunities it will face.
Demystifying AI via Top 10 Key Takeaways of "Unscaled" by Hemant Taneja Alec Coughlin
Artificial Intelligence (AI) isn't the easiest technology to understand but "Unscaled" does a phenomenal job demystifying it through the General Catalyst central investment philosophy and the results the VC firm has delivered.
Disruption in financial services GAMA ELC by Pranav Pasrichaintellectseec
Finanacial technology is being disrupted by non-traditional competition. Read how driverless cars, IOT, block-chain, social insurance, smart machines, artificial intelligence and Big Data will impact insurance
Technology Trends | How Technology Impacts Our LivesHellocomputer
A trends report looking at how technology has changed our lives and business in recent years. From Uber and Airbnb and other sharing economies, to smart cities and crowdsourcing, the Internet and new technology has made a significant impact on how we function in our society.
By Carla Gontier
As we contemplate how to manage a tsunami of data, wearable devices are rendering technology invisible. Smaller, faster computers and microchips, tracking and measuring metrics in real-time are revolutionizing how we connect with the world.
Fashion-forward designs, developed to crunch and interpret the numbers faster than we are able to collect them, are analyzing biometrics through everything, from our eyewear to our underwear.
The wearable computing market is expected to hit $19 billion by 2018. And it’s no surprise that our co-evolution with technology is becoming the bridge between mobile communication and the Internet of Things.
Data’s ubiquity – whether push, pull or ambient – can be harnessed for efficiency, knowledge, and utility. This enables us to reframe the least renewable of all elements, time itself.
The Internet of Everything and The Quantified Self
By 2020, analysts predict that we’ll be digitally connected to everything around us. Microchips, sensors, and batteries are shifting devices from our desks, out of our hands and pockets, onto our bodies.
The ongoing capture and analysis of data enhances our self-knowledge, informing The Quantified Self, and drives The Internet of Everything, an evolving digital ecosystem. In the future objects will receive data and respond seamlessly ...the refrigerator that delivers a glass of water based on your hydration level; rooms that self-control their energy output based on who is in them; locks that open as you approach, and smart slippers that detect a fall.
In this shifting paradigm of the observer and the observed, traditional industry verticals, such as health telecommunications, automotive, and entertainment will merge into cross-functional, user-centric innovations.
Author Jeremy Rifkin describes this change as the powerful Third Industrial Revolution. People, machines and every aspect of our work and social lives are connected by big data, advanced analytics and predictive algorithms. If we stay on track, we are headed towards economies powering smarter cities, efficient business, streamlined manufacturing, and renewable energy sources. It began with the Internet and continues with the promise of our wearable future, realized by some of the following innovations.
Isobar predicts that 2018 will be the year of Augmented Humanity, a year where technology enhances and scales our most human attributes. In 2018, technological interfaces will become more natural and instinctive, technology will automate repetitive tasks to free up time for creativity and compassion, and artificial intelligence will meet emotional intelligence.
Contextual Marketing And The New Marketing ContractXuân Lan Nguyễn
We live in a world where phones are no longer “phones” in the way we once used them. Now, they’re electronic windows into new worlds connecting people, information, and things, and ushering in a new generation of expectations and behaviors along the way.
10 Wonderful Examples Of Using Artificial Intelligence (AI) For Good Bernard Marr
There are many ways artificial intelligence can be used for good and to help solve some of the world’s biggest problems. Many researchers and organizations are prioritizing projects where artificial intelligence can be used for good. Here are my top 10 ways AI is used responsibly.
The “Internet of Things” , IoT, is one of the most discussed trends today, affecting virtually any industry.It enables us to personalize, customize and remote-control virtually any aspect of our lives.
This presentation aims to explore:
what is IoT?
where is the trend headed?
How can industries such as hospitality, financial services and insurance, automotive, and others, use IoT?
What is the added value for the consumer?
25 BIG TECH PREDICTIONS FOR 2016 - REPORT BY BI INTELLIGENCE TEAMMYO AUNG Myanmar
Inside you’ll find details on the team’s top predictions for 2016 that they believe will shape the year (and years) ahead.
https://intelligence.businessinsider.com/
Research for the Digital Age
Welcome to BI Intelligence, Business Insider’s premium research service. Trusted by thousands of industry professionals, startups, digital agencies, investment firms, media conglomerates, and Fortune 1000 companies; we offer insight and research essential to your professional decision making and advancement.Whether you need information on mobile, digital media, e‑commerce, the Internet of Things (IoT), or payments; we have you covered with daily newsletters, in‑depth research reports, and corporate access solutions.
Below are the package options to access our exclusive insight and research.iPhone and Laptop
His heart beat increases, his collar suddenly feels uncomfortably tight and hot, he glances around quickly. Why? He’s making a very important purchasing decision. And the retailer is closely watching his every move.
My slides from SAScon 2013 on the topic of "Maximising your online reputation" with some tips around how to gain and use insights into social conversations to manage brand reputation online.
Top Trends from SXSW Interactive 2014. The Big Roundup.Ashika Chauhan
SXSW wasn’t just about one or two pieces of new tech, what it actually felt like was a glimpse into the not-so-distant future.
Trends you might of heard of like wearables, data and the internet of things are still around, but they’re beginning to grow-up and different industries are beginning to be disrupted as a result.
More than anything, the conference instilled a sense of responsibility in me. The decisions we make today, as people, as agencies and as brands will define the future we live in tomorrow.
The deck covers the most prominent trends from this year. I'd love to hear your thoughts, say hello @ashikachauhan.
Ashika Chauhan is Big’s Digital Experience Director and is passionate about creative innovation.
From fully immersive experiences to personal and adaptable content, here's what media and entertainment will look like by 2025, and the challenges and opportunities it will face.
Demystifying AI via Top 10 Key Takeaways of "Unscaled" by Hemant Taneja Alec Coughlin
Artificial Intelligence (AI) isn't the easiest technology to understand but "Unscaled" does a phenomenal job demystifying it through the General Catalyst central investment philosophy and the results the VC firm has delivered.
Disruption in financial services GAMA ELC by Pranav Pasrichaintellectseec
Finanacial technology is being disrupted by non-traditional competition. Read how driverless cars, IOT, block-chain, social insurance, smart machines, artificial intelligence and Big Data will impact insurance
Technology Trends | How Technology Impacts Our LivesHellocomputer
A trends report looking at how technology has changed our lives and business in recent years. From Uber and Airbnb and other sharing economies, to smart cities and crowdsourcing, the Internet and new technology has made a significant impact on how we function in our society.
By Carla Gontier
As we contemplate how to manage a tsunami of data, wearable devices are rendering technology invisible. Smaller, faster computers and microchips, tracking and measuring metrics in real-time are revolutionizing how we connect with the world.
Fashion-forward designs, developed to crunch and interpret the numbers faster than we are able to collect them, are analyzing biometrics through everything, from our eyewear to our underwear.
The wearable computing market is expected to hit $19 billion by 2018. And it’s no surprise that our co-evolution with technology is becoming the bridge between mobile communication and the Internet of Things.
Data’s ubiquity – whether push, pull or ambient – can be harnessed for efficiency, knowledge, and utility. This enables us to reframe the least renewable of all elements, time itself.
The Internet of Everything and The Quantified Self
By 2020, analysts predict that we’ll be digitally connected to everything around us. Microchips, sensors, and batteries are shifting devices from our desks, out of our hands and pockets, onto our bodies.
The ongoing capture and analysis of data enhances our self-knowledge, informing The Quantified Self, and drives The Internet of Everything, an evolving digital ecosystem. In the future objects will receive data and respond seamlessly ...the refrigerator that delivers a glass of water based on your hydration level; rooms that self-control their energy output based on who is in them; locks that open as you approach, and smart slippers that detect a fall.
In this shifting paradigm of the observer and the observed, traditional industry verticals, such as health telecommunications, automotive, and entertainment will merge into cross-functional, user-centric innovations.
Author Jeremy Rifkin describes this change as the powerful Third Industrial Revolution. People, machines and every aspect of our work and social lives are connected by big data, advanced analytics and predictive algorithms. If we stay on track, we are headed towards economies powering smarter cities, efficient business, streamlined manufacturing, and renewable energy sources. It began with the Internet and continues with the promise of our wearable future, realized by some of the following innovations.
Isobar predicts that 2018 will be the year of Augmented Humanity, a year where technology enhances and scales our most human attributes. In 2018, technological interfaces will become more natural and instinctive, technology will automate repetitive tasks to free up time for creativity and compassion, and artificial intelligence will meet emotional intelligence.
Contextual Marketing And The New Marketing ContractXuân Lan Nguyễn
We live in a world where phones are no longer “phones” in the way we once used them. Now, they’re electronic windows into new worlds connecting people, information, and things, and ushering in a new generation of expectations and behaviors along the way.
10 Wonderful Examples Of Using Artificial Intelligence (AI) For Good Bernard Marr
There are many ways artificial intelligence can be used for good and to help solve some of the world’s biggest problems. Many researchers and organizations are prioritizing projects where artificial intelligence can be used for good. Here are my top 10 ways AI is used responsibly.
The “Internet of Things” , IoT, is one of the most discussed trends today, affecting virtually any industry.It enables us to personalize, customize and remote-control virtually any aspect of our lives.
This presentation aims to explore:
what is IoT?
where is the trend headed?
How can industries such as hospitality, financial services and insurance, automotive, and others, use IoT?
What is the added value for the consumer?
25 BIG TECH PREDICTIONS FOR 2016 - REPORT BY BI INTELLIGENCE TEAMMYO AUNG Myanmar
Inside you’ll find details on the team’s top predictions for 2016 that they believe will shape the year (and years) ahead.
https://intelligence.businessinsider.com/
Research for the Digital Age
Welcome to BI Intelligence, Business Insider’s premium research service. Trusted by thousands of industry professionals, startups, digital agencies, investment firms, media conglomerates, and Fortune 1000 companies; we offer insight and research essential to your professional decision making and advancement.Whether you need information on mobile, digital media, e‑commerce, the Internet of Things (IoT), or payments; we have you covered with daily newsletters, in‑depth research reports, and corporate access solutions.
Below are the package options to access our exclusive insight and research.iPhone and Laptop
His heart beat increases, his collar suddenly feels uncomfortably tight and hot, he glances around quickly. Why? He’s making a very important purchasing decision. And the retailer is closely watching his every move.
My slides from SAScon 2013 on the topic of "Maximising your online reputation" with some tips around how to gain and use insights into social conversations to manage brand reputation online.
Top Trends from SXSW Interactive 2014. The Big Roundup.Ashika Chauhan
SXSW wasn’t just about one or two pieces of new tech, what it actually felt like was a glimpse into the not-so-distant future.
Trends you might of heard of like wearables, data and the internet of things are still around, but they’re beginning to grow-up and different industries are beginning to be disrupted as a result.
More than anything, the conference instilled a sense of responsibility in me. The decisions we make today, as people, as agencies and as brands will define the future we live in tomorrow.
The deck covers the most prominent trends from this year. I'd love to hear your thoughts, say hello @ashikachauhan.
Ashika Chauhan is Big’s Digital Experience Director and is passionate about creative innovation.
The global business trends involve Machine Learning, AI, end-to-end digitalization, sustainable development, Data Security, and EV with sales increasing by 85%
We tend to imagine internet as a place of communication between people: humans post, comment, share, poke themselves. But in 1999 Kevin Ashton indicated new trend: Internet of Things (IoT).
Now into its ninth year, Fjord’s annual Trends Report 2016 has arrived and, once again, we unveil what we believe to be the most significant technology and business developments emerging and describe how they will transform our world in the coming 12 months.
Our Trends Report is the result of months of research, discussions and debate, pooling the collective experience at Fjord and Accenture Interactive and distilled into ten core ideas.
We believe 2016 will be another defining year for digital and will bring even more transformation, disruption and delight to organizations and their audiences. In the report you can expect to discover more about big data etiquette, the rise of employee experience (EX) design, disappearing apps, the true power of wearables and nearables and much more.
Check out the full Fjord Trends Report 2016 below, visit trends.fjordnet.com, and follow the conversation at #FjordTrends.
Enjoy!
See more at www.trends.fjordnet.com
The Accenture Fjord Trend Report features what we believe to be the most significant technology and business developments emerging and how they will impact our lives.
Our Trends Report is the result of months of research, discussions, and debate, pooling the collective experience at Fjord and Accenture Interactive and distilled into ten core ideas.
Visit trends.fjordnet.com and follow the conversation at #FjordTrends.
Enjoy!
Future of privacy - An initial perspective - Stephen Deadman, VodafoneFuture Agenda
An initial perspective on the future of privacy by Stephen Deadman, Group Privacy Officer at Vodafone. This is the starting point for the global future agenda discussions taking place through 2015 as part of the the futureagenda2.0 programme. www.futureagenda.org
In this issue of WIN World Insights, we bring you the basics of the latest technological trends. Because, when you begin to understand them, you realize how they will hugely
impact our businesses, our lives and our future.
“ Artificial intelligence and Big Data are two burgeoning technologies, full of promise for businesses in all industries. However, the real revolutionary potential of these two technologies is probably their convergence. Discover the possibilities offered by the alliance between Big Data and AI. “
source : www.lebigdata.fr
A summary of the mega-trends that are positioned to drive change in the economic, political and social environment in 2020 and beyond as viewed by Ernst and Young.
A summary of the mega-trends that are positioned to drive change in the economic, political and social environment in 2020 and beyond as viewed by Ernst and Young.
Using Adaptive Scrum to Tame Process Reverse Engineering in Data Analytics Pr...Cognizant
Organizations rely on analytics to make intelligent decisions and improve business performance, which sometimes requires reproducing business processes from a legacy application to a digital-native state to reduce the functional, technical and operational debts. Adaptive Scrum can reduce the complexity of the reproduction process iteratively as well as provide transparency in data analytics porojects.
It Takes an Ecosystem: How Technology Companies Deliver Exceptional ExperiencesCognizant
Experience is evolving into a strategy that reaches across technology companies. We offer guidance on the rise of experience and its role in business modernization, with details on how orgnizations can build the ecosystem to support it.
The Work Ahead: Transportation and Logistics Delivering on the Digital-Physic...Cognizant
The T&L industry appears poised to accelerate its long-overdue modernization drive, as the pandemic spurs an increased need for agility and resilience, according to our study.
Enhancing Desirability: Five Considerations for Winning Digital InitiativesCognizant
To be a modern digital business in the post-COVID era, organizations must be fanatical about the experiences they deliver to an increasingly savvy and expectant user community. Getting there requires a mastery of human-design thinking, compelling user interface and interaction design, and a focus on functional and nonfunctional capabilities that drive business differentiation and results.
The Work Ahead in Manufacturing: Fulfilling the Agility MandateCognizant
According to our research, manufacturers are well ahead of other industries in their IoT deployments but need to marshal the investment required to meet today’s intensified demands for business resilience.
The Work Ahead in Higher Education: Repaving the Road for the Employees of To...Cognizant
Higher-ed institutions expect pandemic-driven disruption to continue, especially as hyperconnectivity, analytics and AI drive personalized education models over the lifetime of the learner, according to our recent research.
Engineering the Next-Gen Digital Claims Organisation for Australian General I...Cognizant
In recent years, insurers have invested in technology platforms and process improvements to improve
claims outcomes. Leaders will build on this foundation across the claims landscape, spanning experience,
operations, customer service and the overall supply chain with market-differentiating capabilities to
achieve sustainable results.
Profitability in the Direct-to-Consumer Marketplace: A Playbook for Media and...Cognizant
Amid constant change, industry leaders need an upgraded IT infrastructure capable of adapting to audience expectations while proactively anticipating ever-evolving business requirements.
Green Rush: The Economic Imperative for SustainabilityCognizant
Green business is good business, according to our recent research, whether for companies monetizing tech tools used for sustainability or for those that see the impact of these initiatives on business goals.
Policy Administration Modernization: Four Paths for InsurersCognizant
The pivot to digital is fraught with numerous obstacles but with proper planning and execution, legacy carriers can update their core systems and keep pace with the competition, while proactively addressing customer needs.
The Work Ahead in Utilities: Powering a Sustainable Future with DigitalCognizant
Utilities are starting to adopt digital technologies to eliminate slow processes, elevate customer experience and boost sustainability, according to our recent study.
AI in Media & Entertainment: Starting the Journey to ValueCognizant
Up to now, the global media & entertainment industry (M&E) has been lagging most other sectors in its adoption of artificial intelligence (AI). But our research shows that M&E companies are set to close the gap over the coming three years, as they ramp up their investments in AI and reap rising returns. The first steps? Getting a firm grip on data – the foundation of any successful AI strategy – and balancing technology spend with investments in AI skills.
Operations Workforce Management: A Data-Informed, Digital-First ApproachCognizant
As #WorkFromAnywhere becomes the rule rather than the exception, organizations face an important question: How can they increase their digital quotient to engage and enable a remote operations workforce to work collaboratively to deliver onclient requirements and contractual commitments?
Five Priorities for Quality Engineering When Taking Banking to the CloudCognizant
As banks move to cloud-based banking platforms for lower costs and greater agility, they must seamlessly integrate technologies and workflows while ensuring security, performance and an enhanced user experience. Here are five ways cloud-focused quality assurance helps banks maximize the benefits.
Getting Ahead With AI: How APAC Companies Replicate Success by Remaining FocusedCognizant
Changing market dynamics are propelling Asia-Pacific businesses to take a highly disciplined and focused approach to ensuring that their AI initiatives rapidly scale and quickly generate heightened business impact.
The Work Ahead in Intelligent Automation: Coping with Complexity in a Post-Pa...Cognizant
Intelligent automation continues to be a top driver of the future of work, according to our recent study. To reap the full advantages, businesses need to move from isolated to widespread deployment.
2. The future of information services &
technology offers a world of
opportunities, but the transformation
will require substantial steps and
boldness. The industry needs to be
open to new insights instead of being
mentally closed by existing ones.
Each industry has its owns challenges, and digital disruption is everywhere.
Organizations must be agile and build new momentum that respects the new
reality of their industry. As organizations continuously try to remain relevant, this
requires adaptation to changes not only today, but also tomorrow. Change is the
only constant. Constant change requires scenario-based thinking, exploring
several paths and crafting a digital strategy based on preparing for the future.
For businesses to stay relevant, they need to explore the future and look at next
generations.
No one can predict the future; organizations must actively explore various
possible futures to anticipate what disruptions are coming. We believe that
future winners in the digital economy will be those that can deliver on one key
insight: put technology in the background and focus on people first. Putting
customers first does not diminish technology’s importance; rather, a deep
customer understanding should help guide the choice of which technologies to
incorporate in your business.
Cognizant can bring together digital strategy, deep industry knowledge, human
sciences, experience design and technology expertise to help companies
design, build and scale digital business solutions. Cognizant has both the
expertise and experience with digital transformation. Together with clients we
can explore tomorrow’s opportunities.
The rise of
connectivity
between
humans and things
A view by
Cognizant’s Center
for the Future of
Work
02
10
4
3. An external
perspective by
futurist and trend-
watcher Tony Bosma
The future is
already here
Key
take-aways
New
challenges and
questions
The future
of technology
is human
03The Future of Information Services & Technology
6
8
16
1913
4. MikeandVickyawakenatdifferenttimes.Theirdevices
continuously monitor their sleep data and wake them
up at the optimal time in their circadian sleep cycle.
The smart closet suggests an outfit for each of them,
based on the weather and their agendas. Vicky loves
thenewdressthatherfavoriteshopsentoveryesterday.
Thecouple’sbreakfastsmoothies–perfectlybalancedfor
theirindividualnutritionalneeds–awaittheminthesmart
refrigerator, which has already re-ordered ingredients
thatarerunninglow.Theybothswallowtheirpersonalized
medicine tablets, which are adjusted based on data
collected by their smart toilet. Mike uses a retinal scanner
to unlock his self-driving car. Vicky’s device suggests that
public transport is the fastest way to her meeting, so she
jumps in the tram and scans her smartwatch to pay the
fare. Both of them read their curated news feeds – a
balance of perspectives in which they strongly believe,
and factual, informative articles about the opposing
viewpoints.
04
Meet the
customer
of the future
A view by Cognizant’s Center
for the Future of Work
Michael Cook is responsible for developing
thought leadership in Cognizants’ EMEA
Center for the Future of Work (CFoW). In
this role, Michael identifies the changing
dynamics that will shape the business
ecosystem of the future, delivering original
researchandanalysisofworktrendsinEurope.
Michael also collaborates with a wide range
of technology thinkers and academics about
what the future of work will look like digital
changes many aspects of our working lives.
Michael is an established speaker with broad
experience across the services market,
including customer experience management,
buyside advisory, talent and workforce
solutions, and cyber security.
Michael joined the CFoW in March 2017. Prior
to joining, Mike served as global Research
Director with HfS Research, where he worked
across multiple research topics and led HfS’s
buyside focused research program. Mike
earned his Bachelors of Economics and
Econometrics and Post Graduate qualification
of International Trade and Development from
the University of Johannesburg.
5. After work, the couple will head to a new
restaurant that their devices suggested
based on their social media posts and
previous restaurant reviews. At home, their
appliances are automatically washing their
clothesanddishesatoptimal,off-peaktimes.
In the digital future, who will be the masters of the game? The
manufacturers that build smart devices? The programmers
who design the apps? Not quite. In 2025 and beyond, the
companies that control our data will rule. But with great
power comes great responsibility.
Tomorrow begins today
With each passing day, technological advances become more
and more a part of our lives. Our devices learn more about us
every day, and offer opportunities to make our lives easier in ways
as simple as turning on the lights, to as complex as our long-term
mental and physical health.
At the center of all these advancements is data. The more our
technology “learns” about us, the more support it can offer.
But the line between convenience and intrusion is razor-thin.
Consumers are more than willing to share their data when it
provides a benefit. But they are quick to turn their backs on any
companythatbetraystheirtrust.FromtheCambridgeAnalytica/
Facebook scandal to Quest Diagnostics exposing 11.9 million
people’s financial data – damage from a single data breach can
be devastating, both for the company and its customers.
The future of technology is human
Today, the masters of data include Facebook, Amazon, Google
and Alibaba. But new players still have an opportunity to join this
exclusive club. This won’t happen by creating the shiniest new
gadget or the user-friendliest interface, but by making an effort
to do real good, both for people and the planet.
Many experts agree that the future of technology doesn’t lie in
what is technologically possible, but what is ethically and morally
responsible. The antiquated idea that robots will take over the
roles of humans is being replaced by the idea that technology
will make humans better, more productive, healthier, stronger
and happier. Consumers will provide the data; they only need the
right company to unlock its potential. That’s why Nestor is already
offering AI-driven courses that use face recognition to make
sure students are paying attention. And 7Cups is providing free,
device-based emotional support to address the worldwide mental
health problem. Using therapeutic protocols and a network of
340,000 trained volunteers, emotional and mental support is now
accessible to those who need it most, anywhere in the world. The
mastersofdatawillberesponsibleforthedirectionourtechnology
takes, and the speed of its advancement. From AR consults with
doctorstobiometricscanningthatcontrolsourtransportationand
shopping, there is literally no industry that can’t use technology to
help advance the health, well being and productivity of the human
race.Butirresponsibledatausagecanfillthedigitallandscapewith
landmines. Which is why data management starts with security,
but also includes ethics, standards and even morality.
05The Future of Information Services & Technology
6. The business case for ethical technology
In the United States, a shared cooperative has developed the
Ethical OS Toolkit: an ethics checklist that helps start-ups
and developers identify risk areas and potential social harm.
And Hu-Manity is working on ways to create intentionally
consensual relationships between consumers and companies
to redefine privacy and enhance data agency, data ethics and
data reciprocity. But why should the masters of data care about
ethics? Isn’t this simply a “survival of the fittest, bigger is better”
competition to collect data at all costs? Probably not. As it turns
out, focusing on the ethical, responsible use of data may open
the door to future business opportunities.
Think here, of a new pricing model in which consumers can
decide how much data they share, with whom, and why.
Want to fully protect your privacy and share as little data as
possible? Then you pay a premium price for your protected
devices. OK with sharing a great deal of data through
your new devices? You’ll enjoy a 50% discount. All trends
point to the idea of consumers having complete control of their
own data. So the smartest masters of data today will learn how
to use it to their advantage. By driving down the total cost of
ownership on the devices consumers want, companies mine the
ever-more-valuable data they need to truly impact their bottom
lines – not to mention the lives of consumers. This is just one of
the many opportunities that future masters of data shouldn’t
ignore.
Regulating the Wild West
No one can say for certain what the future will look like. But it
will definitely be digital. The World Economic Forum estimates
that 70% of new economic value will come from digitally enabled
platforms and more than 60% of global GDP will be digitized by
2022. But who will protect the valuable data that will make the
future world go around? Chances are, security will be a two-
way street: governments will play a role, but the role of the data
masters can’t be underestimated.
The days of technological Wild West are most likely coming to an
end. Beyond the legislative restrictions on platforms and content
that are almost certain to develop, tech companies will likely also
need to do quite a bit of self-regulation. After all, consumers
are becoming more and more vocal, and taking more and more
action, to ensure that their precious data is used responsibly. And
one thing that won’t change in the digital future: the customer
will still be king.
Taking a stand
Rather than throwing up their hands and claiming they have
no responsibility, tech giants may even be able to help address
some of the more negative aspects of the digital revolution.
Today, internet trolling, fake news and extremism are happening
– and spreading – on an epic scale. Current algorithms recognize
consumers’ online behavior and simply feed them more of what
they already like. It’s a self-propagating system that can swallow
consumers in a spiral of negativity or misinformation. One might
therefore conclude that the masters of data have a role to play in
changing the tide.
Current platforms claim to take a politically and morally neutral
position: allowing content – whatever the political slant – to
proliferate. But imagine a situation in which social media could
take a more altruistic approach? If a consumer spends too much
time on radical sites, his/her platforms could begin to influence
thenewsandinformationhe/shereceives,gentlytryingtoreverse
the effects with clear, factual counter-arguments. And that nasty
troll who takes such pleasure in attacking others behind the
guise of anonymity? What if multiple offenses resulted in their
true identity, picture and information being publicized? These
are just two of the many ways that masters of data might have an
impact on the world in which we live.
No one can say for certain
what the future will look like,
but it will definitely be digital.
06
7. future
human
technology
the
of
is
“
“
07The Future of Information Services & Technology
Instead of avoiding a political affiliation or moral standpoint, data masters might even become the force behind local and
global politics, using that valuable data to shape our future more directly. This may be sheer speculation at this point, but it’s
speculation supported by current trends and the latest thinking about the role of data in our lives, and it’s certainly food for
thought for all the masters of data who aim to stay in the game. A day like Mike and Vicky’s seems just around the corner. The
only question that remains is which masters of data will help shape that reality, ethically and responsibly.
8. Information
Services &
Technology
reinvented
Technology today is like a 21st century demigod to
which we turn to solve our human problems and
existential risks. While technology has historically
been a key driver of human progress, today it has a
particularly fundamental impact on every aspect of
business, society and even our personal lives.
People are both curious and concerned about the
current speed of technological developments and their
impact. But that mix of worry and optimism isn’t new.
Since the invention of the printing press, there have
always been people who panic about technology
innovations and their possible implications. After all,
as Batya Friedman, human-computer and interaction
professor at the University of Washington, has said, “At
stakeisnothinglessthanwhatsortofsocietywewantto
liveinandhowweexperienceourhumanity.”
An external perspective
by futurist & trendwatcher
Tony Bosma
08
Tony Bosma (1973) is a futurist and
trendwatcher. He is the founder of futuring
and consultancy organization Extend Limits
(www.extendlimits.nl). Extend Limits does not
predict the future but helps organizations
anticipate it. Do not ask yourself why things
are happening. Ask yourself why hasn’t it
happened yet? This is the mindset companies
need to adopt in this era of change.
Tony Bosma is an authority in future thinking
and trendwatching and was nominated in The
Netherlands several times for trendwatcher
of the year. He is an internationally renowned
keynote speaker. He is known for his
confronting, inspiring, visually attractive
and surprising sessions about a wide variety
of topics. He also works for a variety of
companies and governments, helping them
anticipate the future and, more important,
challenge and question today’s world and
mindset.
In collaboration with Cognizant, Tony Bosma
did extensive research into near future trends
across industries. Together with Cognizant,
he made abstracts of the most dominant
developments - not far fetched futuristic
worldviews - but realistic developments
which are seen right now. These are not only
plausible future developments but also the
challenges of technological developments.
9. Now comes the second machine age. Computers and other
digital advances are doing for mental power – the ability to use
our brains to understand and shape our environments – what
the steam engine and its descendants did for muscle power.
At the same time, technological transformations demand people
and organizations to be open to new insights instead of being
mentally closed by existing ones. The stickiness of our current
worldview is one of the biggest barriers to encouraging widely
disseminated progress with technology. This is because real
progress lies not in making the past world more efficient but in
reinventing today’s world. It lies in creating a world where
technology assists people and not the other way around – an
inclusive and sustainable world enabled by technology and
driven by humans.
For companies, it all comes down to anticipating the right
technological developments instead of mindlessly adopting the
speed of change.
The full implications of fast-moving technology developments
are unknown. These include the social, political and economic
shifts driven by technology, the new business models and
organizational structures, as well as our changing consumption
patterns and human relationships. Even our human bodies and
nature are being adjusted by technology. Ultimately, technology
will affect what it actually means to be human, a sentence many
experts say in today’s world.
Technology has become so interconnected with society that the
questions and challenges it raises grow with every passing
second. Technology raises new questions but has also become
an essential part of the solution to every challenge the world
faces today and in the future.
We’ve all heard the predictions of futurists, from flying cars,
genetic modification, underwater cities, space elevators, printing
food, defining death, human-like robots and a completely virtual
world where our artificial selves live. While many of these
predictions are still not widely available, they’re also not science
fiction anymore. The hardest part is predicting the timing of
when a new technological innovation will be applied in the real
world. Remember Q System One, introduced in the beginning of
2019 and seen as the first commercially available quantum
machine in the world? Although this is considered a big
breakthrough in the world of computing, the real practical
quantum computer is still far away. Looking to the upcoming
decades, then, what will be the most impactful technological
trends? We’ve looked at the future landscape and selected
a few.
09
“
“
The Future of Information Services & Technology
Erik Brynjolfsson
10. Smart interconnected world
One of the most prevalent trends is the rise of connectivity
between humans and things, along with intelligence and data
to make our environments smart and able to anticipate our
needs. From cities, to offices, to homes, the magic word for
future connectivity is “smart”.
Huge amounts of data flow from our interconnected worlds.
Our bodies, digital representations, devices, organizations,
environments, governments – all generate data. This
unprecedented data flow can be analyzed non-stop and used to
fully adapt to our human needs and wants. This will be the new
definition of smart: a world adaptable to and self-organizing
around an individual human need.
Interconnected sensors will help businesses transform from
making products for target groups to creating and anticipating
customers’ needs and desires. They’ll shift from a reactive world to
apredictiveandevenprescriptiveone.Technologywillknowthings
before we do and anticipate them.
This interconnected world will transform the relationship between
citizens and governments, as well. Public services will become
hyper-personalizedandevencitizen-centric,andgovernmentswill
use real-time data to enhance their services.
When data becomes the new oil and even becomes more
important than money, the question is what does it mean for
leading technology companies? Are people living in smart cities
citizens or consumers? How does the smart city see us in the
future? A world driven by data will ultimately be led by the
companies which collect, analyze and use our data. To be
successful, technology companies need to connect with society.
Technology companies need to become less tech driven and
more human focused. Great things come from technology when
technology becomes the new connecting force between
everything we do, want, need and share in our lives. Will
technology companies become our doctors, taxi drivers,
teachers, shop assistants and even politicians? More than ever,
technology companies will transform to be the most dominant
force in everyone’s individual life. The question is whether
people need and want this.
Rise of ‘humanware’
Some futurists say it’s becoming increasingly difficult to tell
where the human body ends and the computer begins. While
the most important platform for technology in the 20th century
was the physical computer, for the 21st century, it will be the
human body. An article in the Frontiers of Neuroscience even
predicts that human-brain connectivity with cloud computing
could be a reality within the coming decades.
Elon Musk’s Neuralink, for example, wants to connect our brains
with the internet. Other innovations that could help merge
technology with the human body are nanotechnology, robotics,
smart sensors and artificial intelligence. While the idea of
merging technology with our body may seem undesirable, many
people already rely on technology augmentations, such as
implants or other medical devices. Future disabled persons are
those who have no technological augmentations in their body.
It may be daunting to consider the symbiosis of our human body
and technology – or “human-ware” – but it’s only by thinking
about these extreme examples of technological progress that
the future of technology can come into view. What will it mean if
we could connect our brains and body to the virtual world?
10
The rise of
connectivity between
humans and things
11. What would it mean to be human in such a world, and what will it
mean for business? The questions may seem frightening, but
these trends are evolving right now. We’re extending our human
biological limitations with technologies like phones (augmented
memory), computers (augmented calculating power) or
exoskeletons (augmented muscle). As many business and
technology leaders say, the next step in artificial intelligence is
not replacing humans but augmenting them.
The big tech companies are becoming the new gods. Science
and technology is the new hope and belief. They will save us from
disaster and help humankind move forward. But besides the
enormous possibilities of data, hyper-personalization, smart
surroundings and autonomous worlds, there is also a human
side of life technology cannot threaten. The big technology
companies need more than ever to focus on the human side of
progress and technology. Technology companies need to help
transform economic models and societies and focus on more
equally distributed wealth and access of information and data.
Big Tech needs to innovate more from a basis of societal need
than technological possibility. Big Tech will become the new
leaders in every sector as technology becomes the new driving
force. But to realize this utopian future for the technology
industry, the players need to take a step aside and become less
dominant. The future of the big technology companies is about
collaboration, not domination.
11
By 2023, nearly every enterprise
will act like a digital native.
International Data Corporation
“
“
The Future of Information Services & Technology
12. 12
In the future, it is likely that the
smartphone will not be separated
from you at all. It may be embedded
in your body or brain, constantly
scanning your biometric data and
your emotions.
“
“Yuval Noah Harari
13. Imagine, one day…
By letting go of our mental barriers, we can freely think
about a possible future of technology. By 2050, for
example, imagine a world in which technology is
ubiquitous. The use of the word technology is obsolete
because everything is technology. We live in a fully
predictable world. Our health and lifestyles are being
monitored continuously, and virtual doctors help us
retain peak health. Getting ill is a thing of the past, and
we have defeated death as a result of illness. While
physical death is a choice, everyone will live on virtually.
Love has become highly efficient, and we can decide
to design our babies. Food is fully personalized and
based on what we like most. Making your own dinner is
history or is seen as entertainment.
Everything we see and do is hyper-personal. Physical
travel has become an unnecessary luxury because
virtual experiences are better, faster and more efficient
thantheirphysicalcounterparts.Moneynolongerexists,
nordoeswork.Productsaredesignedanddevelopedby
robots via creative algorithms. Consumption is circular,
and waste doesn’t exist. Safety is ensured by algorithms
androbotics.Inourabilitytocontrolclimateandweather,
we’ve become like gods. Still, there is still a need for real
human emotions, including negative feelings. This can
all be experienced by choice and delivered when and
where we want. The unlimited virtual world makes our
physical borders obsolete. We have found new planets
to live on, which give us extra resources and space.
Our lives are fully connected. Via data, medicines are
created that are fully autonomous and personalized.
The technology companies know everything about our
lives and can proactively respond to it. Technology has
also become the linchpin between once totally
separated industries. Food industries are, for example,
connected with healthcare providers. Based on our
patterns in life, technology decides what we eat and
when we sleep. Technology prevents us from getting ill
and even makes our relationships extremely effective.
Technology gives us the right amount and personalized
forms of entertainment and connects us with people
who add value to our lives. Technology has become the
necessary artificial oxygen of human life. It entertains us,
keeps us healthy, educates us and provides the work we
want and need.
What does this future mean for being a human? What will
the consequences be for privacy and human values?
Can technology create real progress by fundamentally
changingwhatitistobehuman?
In a world of advanced technological innovation, digital ethics
are increasingly essential. If the technology sector doesn’t
embrace ethics at its core, it will become a sector distrusted by
society. But trust will drive the success of every technological
breakthrough in the future, superseding even ease of use in
importance.
With every technological innovation, we need to balance out
what we can do with technology with what we want from
technology. Can we leave the ethics questions to the developers
of technology? The success of future implementation and
adoption of technology lies in digital ethics.
Information Services
Technology reinvented
Technology companies promise a utopian
future, but reality suggests another side too.
We see scandals surrounding the biggest
tech companies and social media
threatening democracy. Technology-driven
healthcare innovations are not only fighting
diseases but also putting a strain on ethics.
Surveillance states, advanced weaponry,
biased algorithms, pet cloning, neuro-
hacking and cyborgs are just a few dystopian
challenges that loom.
New challenges
and questions
13The Future of Information Services Technology
14. Future technologies may make our lives easier, but it’s also important to ask questions about
their impact on free will, privacy, ethics and human morale. Are new technologies increasing
the imbalance between the new powerful who have access to data and technology and those
who don’t? Misinformation, filter bubbles and privacy conflicts have become the new normal
in our digitally driven society.
Of course, new technological solutions for these challenges can
be anticipated, but technology will continue to evolve. Within a
decade we’ll need to ask ethical questions like who is responsible
for the content made by smart machines? Can our future role
modelsandinfluencersbeartificial?Willwebeabletodistinguish
the difference between artificial and human? Technology should
not dominate our lives and society. It has to serve us. But like
author Douglas Rushkoff has said, it’s as if humans are the
problem and technology the solution.
Of course, with every trend comes a countertrend. In our
technology-centered digital world, the demand for non-
personalized experiences, “offline astonishment” and physical
rather than digital experiences will grow. In an ever digital and
artificial world, human contact will be the new luxury good and
even a status symbol.
Although everyone understands the importance of ethics as
competitive advantage within the field of technology, many
organizations lack the confidence that their organizations are
ready to act on it. Technology companies may claim they put
ethics at the center of their developments, but we need to
continuously question whether these companies are able to
make decisions about the ethics and morality of their
technologically driven advancements.
Our biggest failure is to fear technology, letting all the possible
dystopian tech futures paralyze our way forward. That will lead to
an unprecedented amount of unused and potentially valuable
technological innovation. Our second biggest failure is to blindly
follow technological opportunity. We humans have the ability to
envision the future and to act accordingly. Let us be aware of the
potential risks and opportunities and steer them toward the
world we want to live in, with everyone included. That’s a shared
human challenge.
14
“
“I’m concerned
about the reduction of
human autonomy
as our systems
aided by technology
- become more complex
and tightly coupled.
Jonathan Zittrain, professor, Harvard Law School
15. 15
Unless we address these
fundamental issues of
inclusion and trust, we risk
technology becoming a force
for greater division and
discord rather than a boon.
“
“
The Future of Information Services Technology
16. From:
Consumer
Individual
Computer as the platform
Robots
Augment things
Predictive
Digital
To:
Prosumer
Hyper-personal
Humans as the platform
Cobots
Augment emotions
Prescriptive
Phygital
Mobile first AI first
Channeled Frictionless
Technology-driven Human-centered
Dumb interface No interface
Privacy pressure Privacy first
The future is
already here
Technology will transform every aspect of our lives. Rather than the physical computer acting as the
main platform for data, that role will shift toward the human body and mind. Humans will become
the data platforms of the future. Communication will no longer be channeled but frictionless, and
everything will be centered around an individual, enabling technology-driven, hyper-personal,
prescriptive products and services. In addition to augmenting and enhancing “things,” technology
will also augment and enhance human emotions. Physical and dumb interfaces will be replaced by
auditive and biological interfaces like speech, mimicking the human body. Our primary contact with
technology will be through interactions with smart algorithms. Although data will be collected
continuously, the individual will be in control of what is shared and analyzed, and when. Our privacy
will be controlled by even smarter software working for us.
16
17. Thefollowingcasesareinspirationalandshow
howthetechnologyindustryischanging.
Startupsandnewinnovativeideascangrowbut
alsofailfast–thatisinnovationatthefrontiersof
anindustry.(Nobusinessrelationshipexists
betweenthecasesbelowandCognizant.)
Nestor
Nestor delivers AI-driven courses. Its system uses facial recognition
to detect students’ attention levels. Using that data, it can predict
when students are more likely to lose focus and send preemptive
alerts. It also analyzes student behavior to suggest more effective
ways and times to study.
www.nestor-ai.com
7 Cups
7 Cups offers free web- and smartphone-based emotional support.
The service is anonymous and is available anywhere, anytime.
The organization uses therapeutic protocols, adaptive machine
learning, trained volunteers and credentialed professionals to
address worldwide mental health issues and deliver help via new
technologies. 7 Cups already has 340,000 trained volunteers in
189 countries and 140 languages.
www.7cups.com
Drishti
Drishti helps manufacturers measure the value of people in a world
of robotics and automation. The organization makes it possible to
digitize human activity to show what people do. With its datasets,
Drishti aims at shaping a future in which technology does not
displace people; it makes them more valuable.
www.drishti.com
Real-life
cases
17The Future of Information Services Technology
18. EthicalOS
The EthicalOS toolkit is aimed at helping startups ensure
the products and services they create are used to change
the world for the better. Developed in cooperation with
the Institute for the Future and Omidyar Network, the
framework offers an ethical checklist with eight emerging
areas of risk most critical for technology to address; 14
scenarios to spark conversation about the long-term
impacts of the technology under development; and seven
future-proofing strategies to encourage immediate
ethical action.
www.ethicalos.org
Hu-manity.co
Hu-manity.co wants to redefine the story of privacy. The
organization envisions a world in which consumers and
companies share intentionally consented relationships
regarding data agency, data ethics and data reciprocity. Its
mission is to help companies become more data-driven by
redesigningandtransformingthecontractingrelationship
with consumers at a global scale. To accomplish this, the
company offers a PDK toolkit for multiple industries.
www.hu-manity.co
The future is human
Humans excel at being creative, in seeing, identifying and
investing in opportunities, and solving problems. Our
human experiences and emotions – anger, sadness, love –
will drive the future of technology. Even as technology
becomes more prevalent, it will never replace humans.
The biggest challenge for the future of technology is to
spur real human progress by creating an inclusive society
enabled by technology and driven by humans.
Let’s be curious about the future, not fearful. Let us, as a
society, create and discover the future by using innovation
and technology to challenge our current assumptions,
institutions and models. The future is not about making
the current world more efficient but about redefining it.
Humans will continue to make the difference, using
technology to do so.
18
Evgeny Morozov
Technology
human nature,
all the time;
changes
hardly ever“
“
19. 1. Put customers in control of their own data, and
enable them to utilize it their way.
2. Technology organizations need now, more than ever,
to show how they are ethically using tech and their
customer’s data.
3. Technology companies hold an ever greater
influence over society, and therefore, they need to
focus on societal issues instead of just technological
possibilities.
4. Make sure the impact of a technology on a person’s
life is always clear.
5. Use the power of new technology to totally change
the world we live in. Reinvent and disrupt!
6. Do not overestimate the impact of technology and
the power of humans.
19
Key take-aways
The Future of Information Services Technology