David Contorno featured on the cover of The Most Empowering Business Leaders To Watch -2024 by The Entrepreneurial Chronicles

10. Transforming Healthcare with
David Contorno:
Championing Transparent, Affordable, and
Quality-Centric Health Plans
Founder & CEO at E Powered Benets
Cover Story
n the realm of healthcare, David Contorno, the Founder and CEO of E Powered Benefits, is not
Imerely challenging conventions; he's spearheading a profound transformation. Through E Powered
Benefits, David pioneers health plan management for companies, championing transparency by
upfront fee sharing and eliminating bonuses or carrier incentives in contracts.
A Journey of Empowerment
E Powered Benefits isn't just another consulting firm; it's a beacon of change. David's revolutionary
health plans aim to slash employer costs by 40-60% compared to traditional plans, all while offering
employees unparalleled benefits with minimal out-of-pocket expenses. The cornerstone of his
philosophy lies in incentivizing improved clinical outcomes to enhance the overall quality of life for
plan members.

14. Empowering Through Education
E Powered Benefits not only offers a
comprehensive benefits package but focuses
primarily on revolutionizing the cornerstone of
employment decisions: the health plan.
Amidst escalating healthcare costs, David
Contorno advocates for empowering individuals
with knowledge about financial assistance
programs offered by non-profit hospitals under
IRS Code 501r. Despite Americans being eligible
for substantial bill reductions or waivers,
hospitals often steer patients towards alternative
payment options. David urges consumers to
proactively understand and leverage these
programs, emphasizing the significant tax benefits
provided by non-profit hospitals.
David believes that education plays a pivotal role
in achieving his goals. He actively engages in
teaching and mentoring endeavors, reaping
significant returns on his investment. By
imparting his knowledge and experiences, David
focuses on mentoring consultants individually,
instructing the CHVA course developed by his
partner Emma Fox, and frequently speaking in
educational settings.
Furthermore, David practices what he preaches
when it comes to healthcare consumption,
applying the same metrics and principles that he
advises his clients to use when making healthcare
decisions for himself and his family. It is essential
to him that people recognize his commitment to
action rather than mere words.
Over the years, David has been recognized as the
Forbes Most Innovative Insurance Broker,
BenefitsPro Broker of the Year, Validation
Institutes Advisor of the Year, and has earned
several other notable awards for his work in
reforming the US healthcare system.
A Paradigm Shift for True Health
David's vision extends beyond profit-driven
healthcare; he advocates for a system where
profits arise from keeping individuals healthy.
Rejecting the notion that healthcare systems
must collapse if society attains true health, he
envisions a scenario where everyone can
access quality and affordable healthcare
without financial burden. His call for a
paradigm shift resonates in a society grappling
with rising costs and subpar clinical outcomes.
David's most significant professional risk was
the decision to stop selling traditional
healthcare plans. Instead, he chose to tie his
compensation to effectively reducing costs—a
departure from the common practice where
brokers and consultants are rewarded when
their clients' expenses rise. Additionally, he
committed to actively participating in the care
and well-being of each member on every plan
they service.
E Powered Benefits distinguishes itself by
offering completely transparent health plans,
certified by www.AFHCA.org. Unlike
conventional models, where employers
contribute to a nebulous system, David's plans
prioritize clarity and accountability.
This shift in approach has yielded positive
outcomes both clinically and financially. By
actively engaging in members' healthcare,
David's company has achieved improved
clinical outcomes while simultaneously saving
employers substantial amounts of money.
Furthermore, they have gone the extra mile by
waiving all members out-of-pocket costs,
ensuring that individuals can access the
necessary care without worrying about
financial burdens that may jeopardize their
basic needs, such as housing and food.
Cover Story

16. Cover Story
As a sought-after speaker and contributor, David
Contorno actively participates in shaping
conversations around healthcare. His ability to
simplify complex concepts into relatable stories
resonates with business owners and individuals alike.
By shedding light on the aws in the current
healthcare model, he aims to inspire a collective
shift in thinking and foster a society where quality
healthcare is accessible to all.
David's vision is focused on domestic expansion
rather than global reach. He aspires to build a
community of consultants, employers, and
employees/patients who will challenge the aws
within the healthcare system, which is both
detrimental and exorbitantly expensive. His goal is to
create incentives for healthcare providers to
prioritize better clinical outcomes, complete price
transparency, and genuine honesty. David urges
every business owner and patient to apply the same
metrics, incentives, and intelligence they employ
when making other purchasing decisions.
E Powered Benets' departure from traditional
healthcare plans represents a signicant professional
risk that has reaped rewards. The company's
commitment to active member engagement has
resulted in improved clinical outcomes and
substantial cost savings for employers. By waiving
out-of-pocket costs, E Powered Benets ensures that
individuals can access essential care without
nancial worries.
Driving
Change

18. Redefining Disappointment as a
Stepping Stone
Embracing Gr

19. rowth:
A r t i c l e
The phrase "You're Not Good Enough to Be Disappointed" may initially seem harsh, even
demoralizing. However, beneath its surface lies a profound message about embracing
growth, resilience, and the transformative power of reframing disappointment. In this
article, we will explore the concept of disappointment not as a verdict on one's abilities but
as a crucial stepping stone in the journey toward improvement and success.
The Illusion of Perfection:
At first glance, the notion that someone is "not good enough to be
disappointed" challenges the prevailing narrative of constant
success and flawless performance. In a world that often glorifies
perfection, this perspective prompts us to question the unrealistic
standards we set for ourselves. It encourages a shift from the
pursuit of flawlessness to a more realistic and beneficial pursuit
of growth.
Disappointment as a Catalyst for Improvement:
Rather than viewing disappointment as a judgment on our
abilities, it can be reframed as a catalyst for improvement. The
recognition of areas that fell short of expectations becomes an
invaluable source of information for refining skills and
approaches. By acknowledging disappointment as a temporary
setback, individuals can harness its power to fuel a commitment
to continuous learning and development.

20. The concept of "You're Not Good Enough to Be
Disappointed" aligns with the principles of the
growth mindset. Coined by psychologist Carol
Dweck, the growth mindset emphasizes the belief
that abilities and intelligence can be developed
through dedication and effort. Individuals with a
growth mindset see challenges and setbacks not
as reflections of their innate abilities but as
opportunities to learn, adapt, and grow.
Learning from Setbacks:
Disappointment often stems from unmet
expectations or goals. Rather than internalizing
this as a personal failure, individuals can choose
to see it as a valuable lesson. Analyzing the
factors that contributed to the disappointment
provides insights into areas that require attention
and improvement. Every setback becomes a
guidepost on the path to mastery, redirecting
efforts toward a more refined and effective
approach.
Resilience in the Face of Setbacks:
The ability to bounce back from disappointment
is a testament to resilience. Instead of
succumbing to feelings of inadequacy, individuals
can choose to view setbacks as temporary
hurdles. Developing resilience involves
cultivating the strength to persevere, learn from
failures, and maintain a positive outlook even in
the face of adversity. Disappointment becomes
not a verdict on capability but a test of resilience.
The Role of Self-Compassion:
In a world that often demands perfection,
practicing self-compassion becomes essential.
Acknowledging that everyone encounters
setbacks and experiences disappointment fosters
a sense of empathy toward oneself. Rather than
engaging in self-blame or harsh criticism,
individuals can approach disappointment with
self-compassion, recognizing it as a shared
human experience.
Shifting Focus to the Journey:
"You're Not Good Enough to Be Disappointed"
prompts a shift in focus from outcomes to the
journey of growth. Embracing the process of
improvement, learning, and refinement becomes
paramount. By valuing the journey over
immediate success, individuals can derive
satisfaction from progress, even in the face of
setbacks. The emphasis shifts from external
validation to internal fulfillment through personal
development.
Encouraging a Growth-Oriented Culture:
The concept encourages the promotion of a
growth-oriented culture in various spheres of life,
including education, work, and personal
relationships. Cultivating an environment that
values effort, resilience, and continuous learning
fosters a mindset where disappointment is seen as
a natural part of the growth process. This shift in
culture encourages individuals to embrace
challenges, take risks, and persist in the pursuit
of their goals.
The Growth Mindset
Paradigm:

21. CONCLUSIO"You're Not Good Enough to Be
Disappointed" challenges us to
rethink our relationship with
disappointment, urging us to see
it not as a verdict on our abilities
but as a stepping stone toward
growth. Embracing the growth
mindset, learning from setbacks,
cultivating resilience, practicing
self-compassion, and shifting
focus to the journey are integral
aspects of this transformative
perspective. Ultimately, the
message encourages individuals
to recognize their capacity for
improvement and view
disappointment not as a
roadblock but as a path toward
becoming the best versions of
themselves.