The Contractual Boundaries Of A Tenant Relationship

The Contractual Boundaries Of A Tenant Relationship
The contractual bounds in a landlord tenant relationship.
The landlord–tenant relationship draws its definition upon the existence of a leasehold estate. A
leasehold interest is usually the right to possession by the tenant. Among the most prominent of real
property leases, is the commercial rental agreement between landlord and tenant. A commercial
lease agreement can be for a fixed period denoted by the period of the lease. Traditionally since the
18th century, it is the right of the landlord to put the tenant into possession in England and Wales.
Moreover, it was the duty of the tenant to pay rent as per the lease independent of the landlord
meeting their duties and obligations under the lease agreement for payment of lease was taken as ...
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London & Canadian Loan & Agency Co. further, Section 3(2) of the RDA provides that a landlord
can seize for rent opposing the person of the tenant responsible for the rent. Therefore the definition
of tenant in section 3(1) of the RDA is construed to even include a subtenant, who during the period
of the lease acquires the consent of the tenant to be actual occupation of the leased premises whether
or not he has become the occupant of the landlord's premise. This was held in the case of Smart
Woman Ltd. v. Saleway Estates Ltd. (1987) (Matauschek 2010).
In enforcing the right to distress, the landlord or his bailiff is restricted from breaking into the leased
premises. Where the landlord goes against this restriction, the distraint becomes illegal as the court
held in Beaver Steel Inc. v. Skylark Ventures Ltd. (1983). As such the court established in Tutton v.
Darke (1860) that access must be via the recognised ordinary means of entry to the leased premises,
that is through authorized means of access such as an unlocked door (Mackenzie & Phillips 2014).
The general rule is that the right to distress can only be enforced against goods originating from the
leased premises. However, the court has held in Gastown Investment 21 Ltd. v. Purple Onion
Cabaret Inc., [2005] that a landlord cannot enforce this right against those goods that have a legal
right only such as a liquor license. Moreover, this right is also not available for fixtures that have
been annexed to
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Alabama Child Support Case Study
The non–custodial parent (NCP), Mr. Pugh's testimony revealed that the bank account is in his
name, but the money in the account belongs to his wife. The dispute is regarding the money that was
frozen in the account. The money was from his wife's 401k retirement account. The NCP verified
that the account is a joint account, the money belongs to his wife, and he would not touch her
money. Mobile County DHR representative's testimony revealed that on June 26, 2003, Georgia
Child Support sent a request to Alabama Child Support to establish an order of support against the
NCP. Alabama courts established support for the child on August 23, 2004; setting child support at a
rate of $390.00 a month effective September 1, 2004. On December 8, 2008, ... Show more content
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DHR's Response: Based on the NCP's allegation of a mistake of fact the money taken out of account
ending in XXX528 is a joint account. The Child Support Enforcement Division reviewed the facts
and determined that $6,353.26 will be refunded to joint account owner, Charlene Pugh. If the bank
has already submitted the funds, a check will be mailed to Mrs. Pugh. Therefore, the lien/levy will
remain in effect. DHR's Recommendations: DHR's policy references Code of Alabama 1975, 30–3–
198 and 30–3–197 (a) (6), which authorizes the IV–D agency to file a Notice of Lien against real
and personal property of any NCP who resides or owns property in the State and owes past due
support and also allows the Agency to issue a Notice of Levy to the financial institution to freeze
assets to satisfy child support arrearage. We recommend that the lien/levy remain in place and any
money collected to be applied to arrears

Non-Custodial Parent: Case Study
The non–custodial parent (NCP), Mr. Russell revealed that his situation in dealing with the Lien
Unit is because of lack of payment on his account toward child support. He stated he paid the
required child support as ordered, have not missed a payment; does not feel that the lien should have
been placed on his account. The money in his account was saved for a certain procedure dealing
with his health. He also had to pay bills, check is direct deposit, and money was due to pay bills at
the time his account was seized, which caused his bills to be behind, and put him in a hole that he is
still trying to climb out of. He does not feel that they should put a lien on his account because he is
following procedures that he was already ordered to pay. He stated he is requesting the lien be
removed from his account and his daughter's account. Lauderdale County DHR's child ... Show
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On December 29, 2015, the Secretary of State acknowledged the FIDM lien, the FIDM levy was
requested and December 29, 2015, the Notice of Levy was sent to the financial institution. On
December 31, 2015, the levy package was generated for the NCP. On January 13, 2016, the NCP
requested administrative review alleging the past due support is incorrect and he does not meet the
requirements of lien/levy. On January 25, 2016, the administrative review completed by the Lien
Unit and the Notice of Decision was sent to the NCP; the lien remains. In addition, a case review
was request by the county; the balances were correct. On February 02, 2016, another levy was
requested and sent to the financial institution. Another levy package was generated for the NCP. On
February 19, 2016, the Lien Unit received a hearing request from the NCP; on February 22, 2016,
the hearing request was accepted and schedule for a hearing April 22,

Case Study: Non-Custodial Parent
The non–custodial parent (NCP), Mr. Tate's testimony revealed that he was assessed arrears and
DNA testing back in 2005 for his son, Diego. It was ordered in court that he would pay $50.00 a
month until the arrears were paid. In October 2015, he returned to court for a modification. He
thought the arrears were paid and satisfied; unaware that the money was still being payroll deducted
from his paycheck. Then he received a letter from DHR stating that he had no arrears. After that
letter, he received another letter stating that he owed $4,500.00 in back child support. When he
contacted DHR in referencing the $4,500.00, he was told it was for the arrears; the $50.00 was
never deducted from his paycheck. He contacted the payroll division of his employer to get
verification of the money being deducted from his paycheck, which showed that he had paid
$5,375.00; he emailed the information to the child support caseworker (CSW), Ms. Guyton, she had
her supervisor to review the information. He was told that the arrears and DNA testing was satisfied;
he did not owe DHR anything, and they did not owe him. He stated he wanted to know if he paid
too much money for back child support. ... Show more content on Helpwriting.net ...
The NCP was ordered to pay $326.00 a month with $276.00 current support and $50.00 monthly
obligation to begin on April 1, 2005. The arrears owed were $2,484.00 retro support and $210.00
genetic testing. Beginning October 1, 2015, the current support was modified to $558.88. At that
time, the NCP did not have any arrears or interest nor was a monthly obligation established once the
income withholding order (IWO) was sent. The IWO was sent only for current support. The letter
the NCP referenced was the IWO which stated zero arrears owed, was correct for that time. That is

Non-Custodial Parents Case Study
Elmore County DHR's testimony revealed that the parties were divorced on April 25, 2008 in
Montgomery County Circuit Court. At that time, the non–custodial parent (NCP) was ordered to pay
$534.00 a month beginning May 1, 2008. After reviewing ALACOURT, there are no additional
orders regarding this case. The custodial parent (CP) applied for child support services on January
11, 2011. Elmore County DHR's representative referenced Chapter 9.1.2.a.C of the Child Support
Policy and Procedures Manual, which is paraphrased, once the client comes in and there is an order
established prior to the application, the client is to fill out the Affidavit of Past Due Support, and
collect all available payment records; this is what the agency has done. On that same day that the CP
applied for services, the court's payment record was pulled. The CP's Affidavit of Past Due Support
was also received at that time. The balances were loaded on DHR's Alabama Location Enforcement
Child Support System based on all the collected information. In the meantime the hearing was
requested, DHR pulled the court's payment record again to ensure there were no additional
payments that DHR was unaware of and recalculated the arrears on a spreadsheet. The Agency
obtained the same arrears balance, but the interest balance showed a one–cent difference. After
reviewing the arrears, DHR finds no error based on the CP's Affidavit, the court's payment record
and DHR's payment record. The final calculation showed the arrears total of $11,456.58 and the
interest total of $6,986.27 due in child support. The State ... Show more content on Helpwriting.net
...
The Lien Unit response to the NCP's assertions: Based on the NCP's allegation that the past due
support is incorrect, as stated by Elmore County DHR, they completed a review and found no error
that would cause the Lien Unit to remove the

The Remedies For Molineux Ltd Essay
The remedies available for Molineux Ltd are Right to sue on the personal covenant (Limitation Act
1980 s20) Power of sale [LPA 1925 ss101–105] Right to possession (AJA 1970 s36) Power to
appoint a receiver [LPA 1925 ss101;103 and 105] and Foreclosure [LPA 1925 s91].
Right to sue on the personal covenant (Limitation Act 1980 s20) – Molineux Ltd may sue Chris if he
is in breach of his covenant to repay. The problem is that if Chris default on mortgage repayments
he may not have any money and therefore not worth suing.
Power of sale [LPA 1925 ss101–105] this give the Mortgagee the power to sale the property
however Section 101 states that the power of sale must have arisen. The criteria is that
a) the mortgage must have been made by deed
b) the mortgage money must have become due
c) there must have been no provision excluding sale in the mortgage agreement.
The power of sale must have become exercisable (s103):
a) the mortgagor has been in default for three months following the service upon him of a notice
requiring payment of the mortgage money or
b) some interest on the mortgage has remained unpaid for two months after becoming due or
c) there has been a breach of some mortgage term other than a covenant to repay.
Once the sale has been completed the mortgagee is rendered a trustee of the resulting proceeds [LPA
s105]. He has a duty to pay firstly his costs; secondly to pay himself and other mortgagees sufficient
to discharge the mortgage and finally to pay any

Essay about We Need Stronger Child Support Laws
The amount of child support cases in arrears would decline if a few things were changed, hopefully
providing incentives to pay child support on time and regularly. There are also harsher consequences
that could be carried out to prevent future mistakes. There are things being done, but is it enough?
As it stands the noncustodial parent can face loss of visitation, probation, and even jail time for none
payment of child support. By not enforcing court ordered child support and making examples out of
those who are not in compliance, we are sending out a message that child support is more of an
option than a legal obligation. Think about the ones who are really suffering here, the children
involved. There are many low–income families ... Show more content on Helpwriting.net ...
If the noncustodial parent is already behind on payments they will investigate as much as they can
based on the information you have given to them. However, they will not represent you in court if
that is the next step to be taken. You may also apply for legal aid and if your circumstances are right
and a court appointed lawyer may be provided. However, this does not mean that you will get a
great lawyer or one that is best for your case. The noncustodial parent may get a more experienced
lawyer. There are other steps that can be taken at this point which include; hiring a privet
investigator, hiring an agency dedicated to acquiring child support, or hiring an attorney to file
contempt charges against the noncustodial parent. None of these options are inexpensive and if the
custodial parent is already not receiving child support they may have run out of options and money
needed to go back to court to file charges.Even if contempt charges are filed, the noncustodial
parent must still be arrested so their last known address must be known. If the noncustodial parent
has moved or cannot be found for them the best that can be hoped for is that they unfortunately get
arrested for something else in the mean time or hope that they decide to start making payments.
Many noncustodial parents think that they are paying too much money for child support and that the
courts were unfair to them. In general the courts will base

The 1956 Act 1956: The Companies Act, 1956
The Companies Act, 1956 is the most important legislation in India that gives Central Government
power to regulate the formation, financing, functioning and winding up of companies. The 1956 Act
empowers the Central Government with the right to do the following:
a. Inspect the books of accounts of the company
b. Direct special audits and order investigations into the affairs of the company
c. Launch a prosecution in case of violation of the 1956 Act
The terms merger or amalgamation have not been defined in the 1956 Act, though this voluminous
piece of legislation contains 69 definitions in Section 2. The concept paper recently issued by the
Ministry of Company Affairs, the fate of which is still unknown, contained 100 such definitions but
still stopped short of defining merger or amalgamation. The terms merger and amalgamation are
synonyms and the term 'amalgamation', as per Concise Oxford Dictionary, Tenth Edition, means, 'to
combine or unite to form one organization or structure'.
The provisions relating to merger and amalgamation are contained in sections 391 to 396A in
Chapter V of Part VI of the 1956 Act. Any proposal of amalgamation or merger begins with the
process of due diligence, as the proposal for merger without ... Show more content on
Helpwriting.net ...
An arrangement may also involve debenture holders being given an extension of time for payment,
releasing their security in whole or in part or exchanging their debentures for the claims and the
balance in shares or debenture of the company; preference shareholders giving up their rights to
arrears of debenture of the company; preference shareholders giving up their rights to arrears of the
dividends, further agreeing to accept a reduces rate of dividend in the future,

Ordinance Act Poland
ACT of 29 August 1997
TAX ORDINANCE
(Consolidated text: Dziennik Ustaw 2005, No. 8, item 60 with subsequent amendments: Dziennik
Ustaw 2005, No. 85, item 727, No. 86, item 732, No. 143, item 1199; 2006, No. 66, item 470, No.
104, item 708, No. 143, item 1031, No. 217, item 1590, No. 225, item 1635; 2007, No. 105, item
721, No. 112, item 769, No. 120, item 818, No. 192, item 1378, No. 195, item 1414, No. 225, item
1671; 2008, No. 118, item 745, No. 141, item 888, Monitor Polski 2008, No. 61, items 539 and 540,
Dziennik Ustaw 2008, No. 180, item 1109, No. 209, items 1316, 1318 and 1320)
SECTION I. GENERAL PROVISIONS
Article 1. This Act shall regulate:
1) tax obligations;
2) tax information;
3) tax proceedings, tax control and ... Show more content on Helpwriting.net ...
§ 1. Petitions and returns set out in the regulation issued by virtue of paragraph 3 may be submitted
by electronic communications means.
§ 2. A tax authority or electronic submission box in the data transmission system of tax
administration shall confirm, in electronic form, the submission of a return or petition by electronic
communications means.
§ 3. The minister competent for public finance shall, by regulation, determine the types of returns
that may be submitted by electronic communications means, having regard to the need for gradual
popularization of electronic form of contacts with tax authorities and the frequency of return

Canlii Week 2 Case Study
The case I found on CanLII is relevant to my case as it relates to non–payment of rent. This case
was heard at the Landlord and Tenant board in Toronto, located at 47 Sheppard Avenue East. This
case was in regards to rent arrears and landlord requested that the tenancy was to be terminated.
According to the facts of the case, C.R.S referred to as the landlord, applied for an order to
terminate the tenancy also to evict S.G known as the tenant. C.R.S had served S.G the N4, a notice
to terminate the tenancy based on non–payment of rent on July 22, 2015. S.G had not paid rent from
June 1 to November 30 accounting for a total of six months in arrears. The issue included S.G
consistently paid rent late and seemed to have had a balance owing to ... Show more content on
Helpwriting.net ...
While overlooking final facts, the board member considered section 83(1) and 83(2) when making
his final decision. This LTB was in my opinion fair as the member took all necessary facts in
determining his decision. The facts are very similar to my case as they both relate to non–payment
of rent. The outcome of the case was not suprising considering the tenant had been behind six
months in arrears just as Thara has in my case. Since facts are unknown in my case about how the
proceedings occurred at the LTB, sections 83(1) and 83(2) were irrelevant to my case. Although the
final decision would not be the same, I am confident the landlord would successfully argue rent
arrears pursuant to sections 59(1) of the RTA and the LTB member would consider it, and
furthermore make an order for eviction. This decision is helpful to my case also on the probability
of the tenant not apprearing to the hearing. This gives a better opportunity for the landlord as the
board member would most likely consider section 83(2) and 83(3) of the RTA successfully just as
the board member did in this

The Pros And Cons Of Credit Agreement
2.1.2 Credit Agreement Credit agreement is not specifically regulated under Law Number 10 of
1998 on Banking and Civil Code. The definition and theories about credit agreement can be
obtained from the opinions of the scholars. Some legal scholars, such as Subekti defined credit
agreement as whatever form of credit it holds, in all it's essentially, what occured is actually an
agreement of borrowing as stipulated in Article 1754 to Article 1769 of the Civil Code. Similar
opinion is also expressed by Marhainis Abdul Hay who said that the credit agreement is identical to
the lending and borrowing agreement and subject to the provisions of Chapter XIII of Book III of
the Civil Code. The same thing also expressed by Badrulzaman who said that the ... Show more
content on Helpwriting.net ...
This means, the covenant has been provided by the bank in the form of the appplication, while the
debtors need to learn and understand them very well. The downside of this agreement, when viewed
from the debtor's point of view, the debtor is left with a choice of two options accept or reject,
without any possibility to negotiate or bargain with the bank. In this case the debtor can not do
much in the face of the creditor as standard contract has been determined by the bank. The existence
of credit agreement is very important because the function as the basic contarctual relationship
between the parties. In the credit agreement can be found many things about providing, management
or credit management itself. Therefore, it is very necessary to note together. Wardoyo in
Hermansyah proposed that credit agreement has three functions, namely : a. Functioning as a
fundamental agreement, which means the credit agreement is something that determines the
approval of other future agreement that followed, for example the covenant binding guarantee; b.
Function as evidence of the limitations of the rights and obligations between the creditor and debtor;
c. Functioning as a tool for monitoring the credit. 2.1.3 Handling of Non–Performing

Income Withholding Orders Essay
Family law courts in West Virginia, and elsewhere, often issue child support orders for divorcing
couples, as well as those who were never married. The purpose of these orders is to ensure that both
parents bear the financial responsibilities of raising their child. The majority of parents follow
through with these court–ordered obligations. Sometimes, however, a parent may fall behind on his
or her payments.
There are any number of reasons why a parent may fall behind on his or her child support payments.
This includes the loss of a job, a change in earnings or a willful disregard of the order. Regardless of
the reason why a parent has fallen into arrears, there are a number of child support enforcement
options, which may be employed by ... Show more content on Helpwriting.net ...
Through such orders, a parent's employer will withhold a portion of his or her earnings. Those
withholdings are then remitted to the state and applied towards their child support obligations.
If a parent is not working, the BCSE will often contact the parent by phone and send letters to
request payment. Should parents still not pay, the BCSE may ask to have them appear in a court
hearing to explain why they are not paying. As a result of such hearings, the court may order parents
to immediately find a job and start paying, award a judgment for the amount of unpaid support or
demand a lump sum payment for unpaid support.
License suspensions
Family law courts, as well as the BCSE, could take action against the driver's licenses of parents
who fail to pay their child support. Under West Virginia state law, this may be done if the amount a
parent owes is equal to, or greater than, the amount owed for six months. These orders are in effect
until the BCSE files a court order with the state's licensing authority that confirms parents have
complied with orders for payment of arrearages and current child support. In addition to a personal
driver's license, parents may also have their commercial driver's licenses, hunting and fishing
permits, and certain types of business licenses suspended or

The Social Security Act
Introduction
A. National Scale In the United States, child support is court mandated and requires the non–
custodial parent of a minor or minors to make payments to ensure that their child is financially taken
care of. Title IV–D of the Social Security Act requires that all States establish a comprehensive
program which works to locate non–custodial parents of children receiving welfare and to obtain
child support from any parents located (Saltzman, Furman, and Ohman, 2014). Many incarcerated
offenders are unaware that their child support payments accrue while they are incarcerated,
potentially leading to a financial nightmare. A parent's incarceration may not allow deviation from
the guidelines set forth by the state. As seen in State ... Show more content on Helpwriting.net ...
A downward modification petition, requests a hearing for a judge to. In 2010, the state enacted
changes to the New York Family Court Act and Domestic Relations Law. This new law specifically
states that "incarceration shall not be a bar to finding a substantial change in circumstances" as long
as the incarceration is not for nonpayment of support, or an offense against the custodial parent or
child. The amendment now allows the courts to modify support orders for incarcerated parents
whenever appropriate, preventing accumulation of uncollectible arrears (Child Support, 2015).
Child support orders prior to October 12, 2010 are subject to incarceration being treated as
"voluntary unemployment" and typically may not be modified. Child support orders after October
12, 2010, incarceration shall not be a bar to finding a substantial change in circumstances provided
such incarceration is not the result of nonpayment of an order of support for child support, or an
offense against the custodial parent or the child who is the subject of the judgment (Child Support,
2015). Additionally, incarcerated offenders can request enrollment in the Arrears Cap Program,
which can limit child support debt owed to the government, also known as the New York City
Department of Social Services (DSS) due to their income falling below the poverty line.
Unfortunately, if an incarcerated offender has missed payments on their child support order, the
downward modification only

The Case With The Non Custodial Parent ( Ncp )
Lee County DHR's testimony revealed that the case with the non–custodial parent (NCP), Mr.
Harley, begin back in 1992 when the custodial parent(CP), Wanda Marshall, applied for services to
establish a paternity order, income withholding (IWO), and medical. An order was establish and the
NCP was paying. On July 9, 2008, the CP requested enforcement; DHR took legal action and filed
contempt against the NCP because he had not made a payment since April 2008. The NCP appeared
in court and paid $400.00; the court dismissed the review because an IWO had been mailed and
payments was been received through the IWO. On November 5, 2010, a contempt action was filed
again, due to the NCP not paying since August 2010. On January 5, 2011, the NCP ... Show more
The NCP has been mailing his payments to the payment center and the payments have been posting;
DHR has been receiving $191.92 each month, which is being disbursed to the CP.
Russell County DHR representative's testimony revealed that on July 14, 2003, the case with the CP,
Juanita James, and the NCP was established. The NCP was ordered to pay child support of $190.10
per month. At the time the case opened, the parties were married, and the NCP was ordered to pay
the amount of child support as stated in the divorce decree. The court incorporated and adopted the
child support order into the divorce decree order. The NPC was already paying child support on
those cases. In 2007, the CP applied for services, the case opened and was referred to the District
Attorney's office. Once the case was referred, the arrears were set on the case at the time of
enforcement. The CP stated there were no direct payments received. All payments that were
received through the payment center were calculated and received along with entering the Affidavit
of No Direct Payments. The representative stated based on those facts, the interest was calculated on
the child support amount in the order. The NCP was ordered to pay $190.10 per month beginning
June 20, 2003 and an additional $25.00 per month toward retro support; the current arrears owed are
$24,635.30. In April

The Collection And Hardship Policy Sets Out Zagga Market...
Zagga NCCP Compliance – Collections and Hardship Policy Nature/ purpose of document The
Collections and Hardship Policy sets out Zagga Market Pty Ltd's (Zagga) obligations when
undertaking enforcement action against borrowers in default. Part A of this policy relates to
collections, and it covers: (a) the notices that Zagga must provide to the borrower throughout the
enforcement procedure; (b) the effect of disputed accounts and hardship notices on enforcement
procedures; (c) the requirements of the NCC that apply to the repossession and sale of mortgaged
property, postponement of enforcement proceedings and acceleration of enforcement procedures;
(d) the reporting of borrowers in default to a credit reporting body; and (e) alternative arrangements
Zagga may implement in place of enforcement action. Part B of this policy relates to hardship, and
it covers: (f) the identification of hardship notices given by borrowers; (g) the assessment as to
whether: (i) the borrower is, or will be, unable to meet their obligations under the credit contract;
and (ii) if so, whether and how, the credit contract can be changed; (h) reassessment of the borrower
's circumstances and the approval of additional periods of hardship relief. Application of policy /
Distribution The policy applies to all staff in the Collections & Recoveries team. It also applies to
the staff members of Zagga's outsourced service provider, whenever one is used. Responsible
Manager Leonie Chapman Zagga

DHR Child Support Case Study
Morgan County DHR Child Support's testimony and evidence revealed that the child support case
with the custodial parent (CP) and non–custodial parent (NCP) opened on April 20, 2011 in Morgan
County. Afterward, the case was forwarded to the local V–D attorney to file the Uniform Interstate
Family Support Act (UIFSA) petition as requested by the state of Texas. The case came before the
court on at least four occasions; November 2011, February 2012, April 2012, and June 2012. After
continuance three times, on June 12, 2012, the case was dismissed because no Arrears Affidavit was
received from the state of Texas; there was no confirmation as to whether an income withholding
order was in place. In the court order from June 6, 2012, the judge stated the matter is dismissed
without prejudice. It appears from the defendant's paystub that the state of Texas is already ... Show
Taylor stated she did not have a testimony. She stated she reached out to the DHR over the years;
sent all her personal information, affidavits, and certified paperwork; never heard back from DHR.
She stated her communication was strictly with the state of Texas because the Morgan County DHR
told her that she could not talk with a caseworker and they could not provide any information to her.
She continued to reach out to Texas. Therefore, at this time, her son is 19 years old, going on 20, in
college, and he is taking care of himself. They do not need the child support now. Ms. Taylor stated
she feels that she was failed by both, Morgan County DHR and the state of Texas because they did
not do what the law expect them to do to which is to pursue child support for a minor child. This has
been going on for so many years. Ms. Taylor stated she never got any resolutions, she never got
answers, and she never got documentation that she requested. She stated that at this time we can
adjourn the administrative hearing, she can move on with her life, this process has been time wasted
for

Elmore County Case Summary
Elmore County DHR's testimony revealed that based on the request for a hearing that the non–
custodial parent's (NCP) attorney sent, the agency is under the impression that the NCP's attorney is
of the opinion that the court findings is that the arrears could not be determine; dismiss the arrears.
The custodial parent (CP), Tracey Boozer, applied for services on June 10, 2014. At that time, the
agency completed an Affidavit of Past Due Support based on the divorce and the courts payment
record. The agency filed a contempt action with the court against the NCP. On October 27, 2014, the
court referee ruled that it was unable to determine the arrears. The order quoted "Arrears are unable
to be determined after testimony." Afterward, through ... Show more content on Helpwriting.net ...
The agency contact DHR Legal to get an opinion on this order. While child support judgement
cannot be discharged; the major question to Legal was did this render the order unenforceable. DHR
Legal stated that if the court had made a factual finding that there was no arrears owed, and then
there would not be any arrears owed. Instead, the court responded to DHR's petition and the CP's
request for an income withholding order. The order stated that the arrears could not be determined
after testimony. The order was silent as to what exactly made the arrears indeterminable, the order
does not state that there would never be a way to determine the arrears in the future with additional
evidence, it does not state the arrears has been satisfied or zeroed, and it does not state the arrears
are unenforceable. DHR Legal quoted from a civil appeals case in which the court had not preserved
the arrears; the Court of Civil Appeals rule that the court did not have to preserve the arrears.
Therefore, at this point, the agency believes the order is valid and enforceable. The order bring back
the policy 9.1.2.a.C which is paraphrase as when the client comes in and there is an order
established prior to application, have the client to fill out of the Affidavit of Past Due Support,
gather all available payment records; this is what the

What Happens During A House Repossession Essay
What Happens During a House Repossession
Repossession is always a last case scenario, with most other options generally considered before any
court will give a lender the right to repossess your home. However, it does happen, and if you feel it
might happen to you then you 're probably going to want a little guidance regarding what happens,
when it happens, why it happens and how you can make the process as painless as humanely
possible.
What is Repossession?
Repossession is a legal process in which a lender (the bank more often than not) takes back
ownership of a property because a mortgage, or other loan taken against the property, hasn 't been
paid. Repossession generally occurs as a result of mortgage "arrears," (owed money) which build up
if you don 't or can 't pay off your mortgage at times when your payment is due. Before repossession
proceedings begin, it will be up to your mortgage lender to explore all other avenues available to
help you repay your loan. If they cannot come to an agreement with you, they are free to begin
repossession proceedings. Once the lender has repossessed your home it will almost certainly be
sold on in order to recoup their lost costs.
The Stages of House Repossession
Here, we 'll break down the stages of house repossession step by step in order to give some some
idea of what to expect so you 're not caught off guard and are prepared for every eventuality.
Remember that until step 6 there are still options available to you to delay or

The History Of Accounting
Today, I'm gonna cover, it's a reader question that I've had submitted right here, but I want to talk
about it in a different context than how it reads. So, I'm gonna start off with saying this. Doing the
right thing, or what you perceived to be the right thing about your unaffordable debt doesn't
necessarily get you the results that you're thinking.
How does that add up? All right, so, I want to get in to the reader question and I'm gonna answer
very distinctly and directly to start with. And then you'll understand a little bit better as to how this
woman has set herself up to not accomplish her credit reporting goals. Here we go. We're up to date,
but drowning in debt. Then I lost my job. At bankruptcy attorney's advice, I stopped ... Show more
In other words, you're asking will AMEX, Bank of America, and Capital One and these creditors
remove that because you continued to pay them, absolutely not. You have to try and catch those kind
of situations before they charge–off the account. Then there is something called re–aging, where
they bring your account current, even though you didn't pay six months of arrears or five months of
arrears or three months of arrears.
You just start making payments again and as long as you make a few in a row on time, they'll re–
date your account on your credit report so that it doesn't appear as if it's in delinquent. It's being not
delinquent in perpetuity. Once the charge–off occurs, it's not going to be undone. They can't undo it.
So, with that credit damage and your goal of trying to bounce back financially, I typically find that
the best, and this is kind of counter intuitive, the best way to do that or accelerate that is to settle
your debt with your creditors for less than you owe. Making it so that you can get out of debt
quicker. Quicker than you could have in a Chapter 13.
Quicker than you could have now making the payments. And that way, you bring your accounts to a
zero balance owed. The negatives aren't going to get any more negative because you settled. All that
damage was done when you allowed them to charge–off. So, focusing on what you can do in the
near term one, two, three years while

FIDM Hearing Case Study
Mobile County DHR's representative revealed that the on August 27, 2015, the FIDM hearing was
requested. On August 31, 2015, the balances were provided to the NCP's attorney. On September 11,
2015, a notice was received from Regions Bank stating there are no funds available. On October 7,
2015, the child support supervisor reviewed the accounts of the hearing. The agency closed the State
arrears accounts due to the accounts being more than 20 years old and meeting the statute of
limitations. Also on that same date, the State interest account was closed. On November 10, 2015,
the case was reviewed for enforcement; payments were being submitted for the NCP's additional
cases only. On the same date, the court ordered a payback of $120.00 to Seymour Fleet Inc.; an
income withholding order was sent. On November 15, 2015, the spreadsheet was completed
beginning with the judgement amounts given during the November 1, 2006 court hearing in the
amounts of $16,917.68 in arrears and $18,127.09 in interest both to ... Show more content on
Helpwriting.net ...
On September 16, 2015, the attorney, Rachel Macon, became involved in the case and requested an
administrative review. On October 7, 2015, the hearing officer advised the Lien Unit that the
acknowledgment of hearing request has been accepted. The original hearing was scheduled for
January 5, 2016. On January 6, 2016, the Lien Unit received a letter from the hearing officer
rescheduling hearing for March 10, 2016. On March 10, 2016, the hearing was continued until May
19, 2016. On May 19, 2016, the Lien Unit received partial information to verify that the account
that was levied is a joint account. The Lien Unit has spoken with the attorney and the NCP about
providing additional information regarding the joint account so that the Lien Unit can complete the
calculations on the account. That is all at this

Australian Residential Tenancies Act 1997 Summary
Australian Residential Tenancies Act 1997 details every aspect of landlord tenant relation and lease
agreement for caravan park site owners. When we study the situation in case study closely, we
notice that in both cases, the tenants may have to involve the court since their situation is tricky and
can be better decided by a court dealing with civil matters. We need to present the law that applies to
the two situations mentioned in the case study. We will also explain what are the steps, that each
tenant can take in their unique situations and how they can involve courts of their province/state. Let
us first discuss the case of Christie: Christie had a lease agreement signed with the caravan owner
Angelo where he mentioned that weekly rent would be $175. At the end of the expiration of the
lease, he decided to increase it to $200 and had the new lease agreement prepared with $200
mentioned as weekly rent. But since Christie couldn't pay higher rent, he asked her to pay $175 but
the lease was never changed. Christie continued to pay $175 and all was good with Angelo.
However Christie has had many loud parties since she moved into the area. The neighbors have
often complained about the loud noises and music. Angelo ignored this situation for some time but
finally took notice and asked Christie to pay the arrears in rent which was the difference between
stated weekly rent and the rent she was paying. Christie is now in a fix since verbally there had been
an agreement between

Jefferson County Child Support Case Study
The non–custodial parent (NCP), Mr. Parvin's testimony revealed that he was divorced in 2011. For
four years, he paid child support, which came out of his checks automatically each time he was paid
with no issues until the end of 2015. This is when he started receiving letters from the State of
Idaho, where his ex–wife resides stating he that was behind in his child support. He stated he
eventually connected with DHR in Jefferson County child support caseworker (CSW) Bonnie
Campo, who sent information stating he was behind in his child support obligation $783.00 plus
interest. He stated he obtained copies of his child support payment history from 2011 to April 2016.
He stated per his child support order, the order amount is $300.00 per ... Show more content on
Helpwriting.net ...
The final judgment of divorce was in effect May 10, 2011. The agreement attached to the divorce
stated that the custodial parent (CP) was granted sole custody of their child, Nathan Allen Parvin,
date of birth May 29, 2009. The judge ordered the NCP to pay $300.00 a month for support and
maintenance of the minor child to the CP. The said support payments were to begin August 1, 2011.
Jefferson County DHR received materials from Idaho in December 2015 requesting the agency to
enforce the said divorce order. In reviewing the said divorce order, the agency completed a review
of the NCP's balances binding that the order stated the payments were to begin April 2011; the first
payment received and recorded was June 2011. After the review, there were no payments received in
April nor in May, which resulted in the arrears and the interest. The interest accrues on the unpaid
balance. Therefore, for those two months the agency did not receive payments. The remaining
month's payments from not only DHR's records, but also the Alabama Office of Courts, and the
clerk's office were considered. Now, the total balance is $1,041.53, which includes $300.00 due for
the month of October 2106, arrears of $657.84, and interest of $222.15 as of today. The last
payment that the agency received was dated for October 4, 2016 at $138.46. That is

Case Study Of Mark Kopolovicz In The Workplace
On 1/12/2017 Mark Kopolovicz came to the staff office. Mr. Kopolovicz appeared to be alert and
groomed. He express to staff that he finally got a haircut. Staff was excited to see Mr. Kopolovicz
cut his hair since he express that he was enjoying the new look. As Mr. Kopolovicz was sitting with
staff discussing how his day was going JASA Social Worker Jessica Alfaro came into the staff
office. She came to Genesis to meet with Mr. Kopolovicz to discuss his rental arrears and hoarding.
Ms. Alfaro came to Genesis two previous time to see Mr. Kopolovicz 12/27/2016 and 12/29/2016 to
provide him with services to receive a one–shot deal in hopes to keep him housed. Mr. Kopolovicz
never said yes or no to accepting services from JASA but he did went to present "self–talk". ... Show
Mr. Kopolovicz continue to project all attention off of him. As SUS Staff is trying to get Mr.
Kopolovicz to understand the significant of his current situation he continue to ignore what SUS
Staff and JASA Staff is saying. Ms. Alfaro informed Mr. Kopolovicz that he can gain services from
JASA that will provided him with financial management. Mr. Kopolovicz continue to "self–talk".
Wellness Coach Teresa Cain and JASA Social Worker Ms. Alfaro step out the staff office and set up
an appointment therefore a conference can be held for Mr. Kopolovicz on February 7, 2017.
Wellness Coach has informed APD Kia Gore of Mr. Kopolovicz conference and the goals put in
place to help him with his rental arrears as well as hoarding

What Debts Should You Make A Priority?
What Debts Should You Make a Priority?
If you have fallen into debt then chances are you will be in debt for more than one reason and will
have numerous debts to pay to numerous creditors. If this is indeed the case, then just as important
as paying off your debts is making sure you pay them off in the right order, as leaving certain debts
to gather dust whilst you pay off others could result in further legal action, your assets being
repossessed and an ever increasing downward spiral into bankruptcy and depression. Here, we 'll
help you to understand which debts you should be prioritising.
Priority Debts
As the name suggests, a priority debt is any debt that, if left unpaid, could result in serious
consequences. These consequences will depend on the size of the debt and your creditors, but could
include everything from home repossession, your gas and electricity being cut off, bailiffs being
sent to take your belongings from you and even prison! Below, we 'll be taking you through the
most common priority debts and will explain how you should be handling them.
Mortgage – Perhaps the most important debts you should think about paying off ASAP are mortgage
arrears, as, if you don 't pay them, you could end up losing your home to your mortgage lenders if
the loan agreement on your home is a secured loan. If it is an unsecured loan, the lender will have
no legal financial claim on your property, but the vast majority of mortgages are secured. It should
be noted that your

What Is Repossession And What Does It Mean?
What is Repossession?
Repossession is a word that might strike fear into the hearts of many, especially those who are
particularly fond of their material possessions. It is, however, often a last resort that you should
never find yourself falling into as long as you keep on top of your finances. Here, we 'll take you
through exactly what repossession means, why it happens and, in kind, how to avoid it!
What is repossession and what does it mean?
Repossession is a legal process in which a lender (generally the bank) takes back ownership of a
property because a mortgage, or other loan taken against the property, hasn 't been paid. It 's
generally used as a last resort if you, as the owner, cannot continue to fulfil your payment
obligations, which will have been drawn up at the start of your loan agreement. Before repossession
proceedings begin, it will be up to your mortgage lender to explore all other avenues available to
help you repay your loan. If they cannot come to an agreement with you, they are free to begin
repossession proceedings. When discussing repossessions it 's important to understand that, whilst
when you take out a mortgage, you technically own your home, the mortgage lender will have a
financial claim against it until you have paid off the agreed amount. Once the lender has repossessed
your home it will almost certainly be sold on in order to recoup their lost costs. Note that only a
court can decide is a lender has a leal right to repossess a home and

Midterm Exam Solutions
AFM 391 Winter 2011 Intermediate Financial Accounting 2 University of Waterloo Midterm Exam
Solutions Professor Khim Kelly Part A 1) B 2) C 3) A 4) D 5) C 6) B Part B 1) D $4,000,000 (IFRS
is applicable because Street is listed on TSE, no agreement was in place at year end). 2) C PV of
$8,000,000 at 5% for 15 years. 3) D $540,000 – $435,000 = $105,000 ($600,000 + $72,000) –
$540,000 = $132,000. 4) A 5) C = $2.70. 6) B $4,800 fair value less $500 recorded cost = $4,300
gain. 7) B Part C: Long–Term Bonds (19pts) On April 1, 2010, BGL Ltd. issued $600,000, 9%
bonds (dated January 1, 2010) for $645,442, including accrued interest. Interest is payable ... Show
The fair value

Contract Law Consideration
2011–2012 Assessment 1 Nick would be suing Angela claiming the full arrears and the return of the
car. Nick can only succeed if he can prove there is no consideration. Consideration can be defined
by Sir Frederick Pollock, approved by Lord Dunedin in Dunlop v Selfridge Ltd [1915] AC 847
where each party must give something in return from what is gained from the other party; 'An act or
forbearance of one party, or the promise thereof, is the price for which the promise of the other is
bought, and the promise thus given for value is enforceable.' The traditional definition in Currie v
Misa (1875) LR 10 Ex 153; (1875–76) LR 1 App Cas 554 has been criticised where 'a valuable
consideration, in the sense of the law, may consist either ... Show more content on Helpwriting.net
...
Certain requirements must be met in order to use this Doctrine being that there must be an existing
contractual obligation between the parties which is clear in Nick and Angela's case being in a 9
month contract, there must be clear and unequivocal terms which here Nick made the promise for
Angela to pay less until fully recovered. The promisee must have altered his/her position to his/her
detriment in reliance therefore it would be in inequitable to go back on the promise but I believe that
Nick could argue here that there was no reliance as Angela is in a better financial situation. It must
be inequitable for the promisor to go back on his promise and it was said in Coombe v Coombe
[1951] 2 KB 215 that the doctrine may only be raised as a defence: 'as a shield and not a sword', this
is applicable for Angela's case. The lottery win by her husband Willy would not have any relevance
in this case as he is not contractually obliged in any way to give Angela money being a third party
husband. It may be argued that Angela is acting with 'dirty hands'. She continued to pay the reduced
rent for a week even though she had recovered from her illness and this may insinuate she was
acting inequitable. Another argument against Angela is that she made a significant financial gain 3
months after paying the reduced amount and she has a duty to Nick to inform him of any change in
circumstances as in the case of With v O'Flanagan [1936] Ch 575. Angela

Lee County DHR Case Summary
Lee County DHR's testimony revealed that the case with the non–custodial parent (NCP), Felton
Harley, Jr., begin back in 1992 when the custodial parent(CP), Wanda Marshall, applied for services
to establish a paternity order, income withholding (IWO), and medical. An order was established
and the NCP was paying child support. On July 9, 2008, the CP requested enforcement; DHR filed
contempt against the NCP because he had not paid a child support payment since April 2008. The
NCP appeared in court and paid $400.00; the court dismissed the review because an IWO had been
mailed and the payments were being received through the IWO. On November 5, 2010, a contempt
action was filed again, due to the NCP not paying child support since August 2010. ... Show more
On October 22, 2014, the FIDM lien was requested in accordance with the Code of Alabama 1975
30–3, 30–3–197 and 30–3–198. On October 23, 2014, the Secretary of State acknowledged the lien
and the levy was requested. On the same day, the Notice of Levy was sent to the financial
institution. On October 27, 2014, the levy package was generated for the NCP. On December 9,
2014, the Lien Unit received a notice from the Navy Federal Credit Union that account numbers
3019677362, 3044625709, 7034239553, and 3044624900; the accounts have zero funds for
payment. The levy was released; it was re–added due to the account on the FIDM screen; not listed
on notice having funds. On that same day, the FIDM levy was released on the account #530116705.
Again, on that day, the FIDM levy was requested and the notice was sent to the financial institution.
On December 11, 2014, the FIDM Levy package was produced. On February 25, 2015, the NCP
contacted the Lien Unit and stated that he had sent a statement of benefits letter from social security
about two weeks ago. The Lien Unit told him that they had not received the information and
requested the NCP to send the information and the Request for a Review Form via fax to expedite
the process. On March 20, 2015, the Lien Unit contacted the NCP; he stated he mailed the statement
from social security about a month ago and wanted confirmation that it was received. The NCP was
advised that no documents had been received. Again, the Lien Unit requested the NCP to fax in the
documents. On March 25, 2015, through contact of voice mail, the Lien Unit requested the NCP's
last three months bank statements on the account affected by the lien or where the social security
benefits are deposited. Later that day, the Lien Unit informed the NCP that the Social Security
Administration

Analyzing Borrowers And Lenders Rights Through A Scenario
In a mortgage, the borrowers have more beneficial rights rather than the lenders since mortgages are
not made for lenders to gain properties. In this essay, will extensively analyse borrowers and lenders
rights through a scenario. Firstly, it will be defined what is a mortgage and how it operates. Then, it
will investigate that Rees has an inviolable right of redemption and any collateral advantage should
stop. Secondly, it will recognise that Rees can postpone his right of redemption. Conversely, once
Rees defaulted, Grantwill Bank can bring an action to the court. Moreover, the bank's right of
possession can be adjourned or suspended in a reasonable period, if Rees brings an evidence of a
financial plan. Finally, Bank may sell the ... Show more content on Helpwriting.net ...
The mortgagor' target is to redeem the mortgage in full and extinguish the mortgagee of any
proprietary interest. Taking into consideration that the contract agreement of the mortgage was
signed by both parties, the law imposed a legal contractual date of redemption. The legal date was
forced to the mortgagor to pay off the amount owed, which is usually six months. If the mortgagor
does not pay the instalments, the law cannot punish him because it should obviously be an abuse
and unfairness for the borrowers. Any punishment should not be imposed because the equitable
right to redeem exist. Equity has a protective role towards the mortgagor which allows him to
extend the limit of the payment. To balance the interests of both parties for fairness, a mortgage
should not be an opportunity for the mortgagee to gain mortgagor's property. Therefore, Rees has
the right to redeem the mortgage at any time after the legal date. The extension in the redemption of
the mortgage was discovered the maxim 'once a mortgage, always a mortgage', which is valuable
proprietary right.
The equity of redemption represents the total sum of protection of the borrower's rights in the land.
Firstly, the terms of the mortgage cannot exclude the equitable right to redeem, otherwise, it will be
a 'clog' or 'fetter' and it is void. The rights of Rees for redemption is inviolable. The right to redeem
cannot be limited to certain people or a certain time.

Tips in Buying Foreclosed Properties...
31 Questions you need to ask when inquiring about a foreclosed property
Have you ever tried calling up a bank to inquire about a foreclosed property that interests you and
you found yourself forgetting a lot of questions that you were supposed to ask? You then quickly say
thanks and just hang up but when you finally compose yourself and remember what you wanted to
ask, you have second thoughts because you feel too embarrassed to make another call. I've been
there and I know how it feels. However, there is a solution for this. All you need is practice and a
ready set of questions that can serve as your script so you can ask questions like a seasoned real
estate investor.
Here goes...
[pic]
1. What are the payment terms? You need ... Show more content on Helpwriting.net ...
19. Aside from homeowners' association dues, are there any other expenses you will have to pay and
how much? 20. Are there any arrears for utilities like water/electricity? 21. If there are arrears for
utilities like water/electricity, who shall shoulder the updating of the arrears? 22. Are
electricity/water connections available for the property to begin with? 23. If electricity/water
connections are not available, How much would it normally cost for a connection to become
available for your property? 24. If electricity/water connections are available, how much would a
reconnection cost? 25. When shall the buyer be given authority to renovate the property or take
control of it? The earlier you can renovate a property and have it ready for occupancy so it can be
sold or leased, the better. Some banks give control of the property once the Contract–To–Sell (CTS)
has been finalized or when the title has been transferred to the name of the buyer in case bank
financing is through a mortgage. 26. How much can I have the property rented out or what are the
rentals for comparable properties in the same area? 27. How old is the property? Of course a newer
property is more desirable but an old property that is in good shape could also indicate a high build
quality that could mean the property is built to last. 28. What is the condition of the property? You

The Pros And Cons Of Child Support
In situations, when the non–custodial parent who has been ordered to pay child support fails to do
so, the other parent can depend upon federal and state family law to mandate appropriate
enforcement procedures. Parents who are delinquent on their child support are commonly referred to
as "deadbeat parents." The term is typically used to reference state laws created to deal with a
parent's refusal to abide by the court's child support order. These mandates ensure that child support
payments are submitted in a timely manner.
When referencing a parent who has unpaid child support, legal documents will typically refer to the
amount past due as being child support "in arrears." It is not unheard of for states or counties to post
pictures, names,

How Of A House Repossession
How to Prevent a House Repossession
Whilst receiving a court summons for a home repossession can be one of the most daunting things
that can happen to a homeowner, it doesn 't necessarily mean the game is over. Many believe that, if
they fall behind on their mortgage payments and they are summoned to court for a repossession
hearing, that they are automatically going to lose their home, but this is not always the case. There is
plenty you can still do to keep the wolves (or the bailiffs in this case) from the door.
What can I do to prevent my home from being repossessed?
Obviously, the initial thing would be to always prioritise your mortgage payments above all other
payments to avoid falling into arrears. If you find yourself in financial trouble and feel as if you won
't be able to make your payments on the agreed upon date, don 't be afraid to ask your friends and
family members for help, or, if all else fails, consider taking out a loan elsewhere. This can be a
slippery slope though, so try to keep on top of it! Failing all of that (we 're all only human after all),
the first thing you 'll want to do is gather all the facts from your lender and find out if there are
actually legal grounds for a repossession, or whether they are just trying their luck. If you 've fallen
behind on your mortgage payments and have fallen into arrears, then they probably do have a case
against you, but that doesn 't mean there are no still cards left to play.
Get expert advice – If you

Building Societies : An Integral Part Of Uk Financial...
Building societies are an integral part of UK financial services, offering mortgages and savings as
their main products. The name 'building society' stems back to the late 1700s when the first society
was formed. Small groups of people pooled their savings to buy land and build houses.
The building societies are the greatest direct competitors to banks for personal customers. The
Building Societies Association (BSA) is the trade association that represents all of the UK's 52
building societies.
A building society is a mutual organisation, which means it is collectively owned by its members.
This means that members have the right to receive information, speak at meetings and vote at an
annual general meeting (AGM) – in other words, they have a say in how the society operates. Every
member has one vote. Each building society has a board of directors, who run the society on behalf
of the members. Anyone who has a savings account or a mortgage with a building society is a
member. Members deposit money into their accounts as savings and the society then uses a
proportion of this money to offer mortgages to other members.
Banks are limited companies. They are listed on the Stock Exchange and owned by shareholders.
The banks' shareholders expect to receive dividends, which are shares of the profits made. Banks
therefore try to maximise their profits in the interests of their shareholders. Building societies
operate in a very different way from banks. Since building societies do

Unpaid Child Support
Every child has a right to child support. Child support helps a parent provide for their child's basic
needs. Unfortunately, child support all too often goes unpaid. Unpaid support affects not only the
child but the parent receiving the child support as well. Parents owed child support can take legal
action to enforce their support order. You can do so at any time, even if your child has turned 18.
Enforcing an order can be a difficult process. You may need the help of an experienced Florida child
support enforcement attorney to do so successfully.
Unpaid child support is called child support arrears. The Court Clerk will enter a judgment for this
amount once your payment is 15 days delinquent. The balance will accumulate interest once this is
done. The owing parent will be responsible for the interest as well as the support amount owed.
There are several ways you can enforce a child support order and have your arrears paid.
To enforce a child support ... Show more content on Helpwriting.net ...
You can ask the Department of Revenue's Child Support Program for enforcement help. It is
important to keep in mind, however, that this agency has a backlog of enforcement cases. You may
have to wait some time for your case to be heard and for you to see a payment. In the meantime, you
may have little to no contact with the attorney assigned to your case. This help may be free of
charge, but it may not be the fastest route to getting your support paid. You may want to consider
working with an experienced Florida child support enforcement attorney if you are concerned about
getting results as soon as possible. An experienced family law attorney can help you navigate the
enforcement process, helping you get results quicker than you may through the Department of
Revenue. The Court has the power to order the owing parent to pay your attorneys fees and court
costs associated with the enforcement action as

Mr. Myers ' Case
Mr. Myers' testimony revealed that the Lien Unit seized monies that were in his bank accounts; two
accounts that are separate from his personal account. Mr. Myers stated that those two accounts are
separate because the money in the accounts is not his personal money. One of the accounts was set
up for his mother because of her mental state; he has Power of Attorney over her insurance and her
health. He stated his mother received a settlement from the insurance company because of the
damages done to her house. The check was issued in his mother's name; he put the money in a
separate account titled Renovations. Mr. Myers stated the money in that account is not used for his
expenses; the account has nothing to do with him. He stated that when all of this happened, he spoke
with the Lien Unit and was informed that if the money is his mother's money; the Lien Unit does not
want it. Mr. Myers stated he provided a copy of the check that was written to his mother to open the
Renovations account; that check should bear witness for itself. He stated that the other account that
is separate from his personal account is his business account for construction wiring. The account
shows that the payroll is paid every single week to him and to other individuals when they are
needed or hired. He stated that the rest of the money in that account pays for materials, fuel, etc. to
make the business continue to thrive. Mr. Myers stated his business has suffered exceptionally since
the

Dahlgren And Whitehead's Model Of Determinants Of Health
Dahlgren and Whitehead's (1991) model on the determinants of health is also often referred to as the
'rainbow model.' The model aims to identify the various factors that can influence a person's health
status (Hunter, Marks & Smith, 2010).
Porta (as cited in Thurston, 2014), defined a determinant of health as 'any factor that brings about
changes in a health condition or other defined characteristic.'
Dahlgren and Whitehead's (1991) model, as described by Warwick–Booth, Cross and Lowcock
(2012), is made up of a core containing a number of fixed determinants of health, including sex, age
and hereditary factors. The model then consists of four layers surrounding the core. The first layer is
based on individual lifestyle factors, which can include ... Show more content on Helpwriting.net ...
The purpose of the programme was to upgrade existing hostel accommodations to improve the
mental and physical health of homeless people, and to also help reduce the number of people
presenting at Accident and Emergency departments (Gov.uk, 2015).
As stated by Turkington and Watson (2015), in 2000, the Labour Government introduced the Decent
Homes Programme, which aimed to provide a minimum standard of housing conditions to houses in
the public and private sector. The scheme was deemed as a success by a committee and was
commended for providing a positive effect on the living conditions of the vast majority of social
housing tenants. However Turkington and Watson also argued that although nearly three quarters of
homes had met the minimum standards, over a quarter – roughly 6 million homes – had failed to
meet them.
A Parliamentary Office of Science and Technology document published in 2011, found that the
effects of poor housing conditions are costing the NHS around £600 million per year. The document
acknowledged some of the housing related hazards that are contributing to poor health, which
included mould, damp and excess cold. Poor layout and structural defects were also identified as
being a problem, as they can increase the risk of accidents (parliament.uk, 2011).

Child Support Case Study
Mr. Ray's testimony revealed that on March 20, 2014, he was ordered to pay child support of
$438.00 per month to the custodial parent (CP), Monique McGraw, beginning April 1, 2014. In an
additional to the $438.00, he was ordered to pay $5,108.00 in retroactive child support for May
2013 to March 2014. He allowed DHR to take the retroactive pay out of his Thrift Savings Plan. He
continued to pay the $438.00 monthly for child support until June 14, 2015, until he received a
judgment for his social security benefits. The CP received $987.00 a month from social security for
the child, Braylen Ray. He is still responsible for paying to DHR $1,226.89 with $357.14 in interest
and $869.75 in arrears. On July 23, 3015, his state tax refund of ... Show more content on
Helpwriting.net ...
The CSW stated she researched and discovered that there was a hold on Alabama Office of Court
(AOC). AOC had taken funds for three months and was holding the funds; we were not able to
determine why there was a hold. The attorney's office requested AOC to lift the hold and disbursed
the funds. The payments for November 2015, December 2015, and January 2016 were sent to DHR
in the amount of $1,106.20; the payment was never received in February 2016. The NCP needs to
contact Social Security regarding February's payment. The money was applied to the balances that
were owed; $200.00 of the balance was genetic testing, which was not a part of the judgment on the
NCP's court order. There was a balance of $211.67 interest. After the $1,106.20 was applied against
the balance that left an overpayment of $694.53 that was refunded to the NCP. In addition, a lien
was placed on the NCP's retirement check for $145.67, which was refunded to the NCP. DHR has
received no additional payments, everything that had been overpaid has been refunded to the NCP,
and the case is now

Water Degradation in the Pacific
Geography3 | MAJOR ESSAY ANDFIELD RESEARCHWater | Discuss four major causes of
environmental degradation experienced in your community. Also discuss four major reasons why
It's very important for us to protect and conserve our environments.Use relevant examples and
pictures in your essay write up. | |
Fig. 1: A bar graph depicting the distribution of the world's water.
Source http://ga.water.usgs.gov/edu/graphics/earthwheredistribution.gif
Water is a very precious earthly resource that must be protected for the survival of the entire human
race. In fact, according to the United States Geological Survey, only 3% of the world's water is
actually available as freshwater and only 0.3% is accessible for human consumption. This essay will
... Show more content on Helpwriting.net ...
Mr. Cava went on to say that the large bills could also be attributed to leaks that customers never
bothered to fix. As such, a poor water system, as well as a poor public attitude towards consumption
of water, can have detrimental effects on the water supply.
Although a few key sources of water degradation have been identified, it is still the role of everyone
to ensure that the earth's water supply is protected and preserved. There are many reasons for this:
water is a necessity for life, it is also a habitat for many creatures. Also, if water is saved now, it will
help to meet future needs, and even money.
First of all, water is indeed a vital part of every living thing. It is needed not only for nutrition, but
also for washing and transportation, among other things. In fact, The World Book Encyclopedia
asserts that human beings use 60,600 litres of water in a lifetime. This equates to roughly 800 litres
a year, or 15 litres per week. Therefore, one can imagine the large demand on water not only by
humans, but by animals and plants, too. This is one major reason why we should engage in the
sustainable use of water resources.
Fig. 4: A typical marine ecosystem.
Source http://static.howstuffworks.com/gif/coral–reef–life.jpg Furthermore, water acts as a habitat
for many different creatures. From the wide ocean to the little pond, every body of water is teeming
with life. Examples of marine life

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