This 8-page document from EY discusses their Tesseract mobility platform, which uses blockchain and smart contracts to enable new business models for integrated, on-demand, personalized autonomous transportation. The platform allows for multiple owners of vehicles and assets and facilitates transactions between owners, operators, and service providers. EY is looking for partners to collaborate with on use cases and conduct in-market experiments of Tesseract to validate the technology and business models.

1. The better the question. The better the answer.
The better the world works.
Tesseract:
Who will own the Future
of Mobility?

2. Page 2
Imagine a future of integrated, on-demand, personalised and autonomous transport
This document containsproprietaryEY informationand should not bedistributedwithout EY permission
The mobility revolution is well underway – emerging technologies, changing consumer preferences, unsustainable vehicle usage and sector convergence are
forcing players across the automotive and transportation value chain to transform the way they operate in order to stay relevant.
In a world of integrated, on-demand, personalised and autonomous transport, how can players across the value chain address the following challenges?
Integration
In a world of integrated A-to-B mobility,
how do you provide a seamless journey
for the customer? How do you integrate
data, payments, experiences?
Collaboration
In a “many-to-many” world of mobility
provision, how do you establish mutually
beneficial commercial models and create
trust between different parties?
Ownership
In a world beyond personal vehicle
ownership, who will own and operate
mobility assets: (autonomous) vehicles,
shared buses, charging infrastructure,
commercial vehicles?

3. Page 3
Introducing Tesseract…
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EY’s integrated mobility platform built to enable disruptive new business models and significantly enhance existing
solutions:
• Single vehicle or fleet owned by a number of owners
• Vehicle assets digitally logged on the blockchain
• Connected car data underpins usage based payments
• Transaction are settled between owners, operators and third party service
providers
Platform
Features
• Enables true peer-to-peer interactions between owners
• Smart contracts facilitate automated permission and transaction
processing
• Minimal infrastructure requirements
• Immutable data record and stored managed securely
Blockchain
Proposition
Cryptocurrency
Asset Tokens
Smart Contracts
T

4. Page 4
v2 use cases: EV ecosystem
We are building out a number of use cases in collaboration with potential partners
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v4 use
cases?
v1 use cases: Asset Ownership
Single vehicle, multiple
owners (fractional
ownership)
Many (autonomous)
vehicles, many owners
(crowd-funding,
securitisation)
Asset disaggregation
(e.g. vehicle shell +
battery + autonomous
drive system + …)
Infrastructure funding
(e.g. charging
infrastructure)
v3 use cases: Integrated Mobility
Mobility wallet (a
common mobility
“coin” to pay for
integrated journeys)
Journey orchestration
(smart contracts
between different
transport operators )
Tesseract will be the shared mobility platform on which a number of potential use cases can be built:
Smart Contracting Layer
Tesseract Asset Tokenisation Layer
Cube Cryptocurrency

5. Page 5
EY is creating a number of assets within Tesseract which will benefit all ecosystem players
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Use case specific assets
• Use-case specific platform elements: tokens, smart
contracts, APIs, …
• Consumer and client assets: apps, dashboards, …
• Supporting technologies e.g. advanced analytics
(smart pricing), …
Core platformCore platform
• Blockchain based platform supporting a smart
contract network and cryptocurrency
• Full technology stack to allow for end-to-end service
offering from vehicle IOT integration to consumer-
facing apps
Owner
Car
Smart contract
Calculates usage fee
Smart contract
Distributes usage fee
Ownerwallet
Smart contract
Manages exchange
Smart contract
Manages payments
Ownerpool
Scheme operator
Maintenance
Fuel
Insurance
Commercial constructs
• Customer insight, real-life learning, and business
model constructs underpinning different Tesseract use
cases
• Additional expertise to enable new use cases e.g.
fractional ownership tax optimisation

6. Page 6
Agriculture
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Ultimately, the platform will impact and benefit a large number of players across the mobility
ecosystem
Logistics
Insurance
Automotive
OEMS
Automotive
Retail
Public
Transport
Energy
Finance
Car Rental &
Mobility
Local &
Central
Govt.
• Volume growth
• Downstreamrevenues
• New customer segments
• Service & repair revenues
• Increased scalability
• Role in fleet operations
• New finance products
• Defendagainst disruption
• On-demandcover
• Telematics data
• Asset financing
• Mobility integration
• Vehicle efficiency (reduced congestion &
emissions)
• Fuel / electricity provision
• Charging networkfinancing
• Increased asset utilisation
• Vehicle multi-purposing
• Asset financing
• EffectiveP2P sharing

7. Page 7
EY is interested in working with clients across the mobility value chain to launch Tesseract in
market
This document containsproprietaryEY informationand should not bedistributedwithout EY permission
Core platform
Current Status
Current Status
• EY’s platform is at prototype stage and currently able to support an in-market
experiment with up to 500 users – it is not currently ready to launch at
production scale
• 4 patents filed, more being developed
In-market experimentation
• EY is looking for selected lead clients to jointly validate technology capability,
customer response and operational feasibility
• EY will provide a trial license to the platform during initial experimentation, and
will retain platform developmentand IP
• Additional advisory services e.g. experiment design, service design are to be
carried out during experimentation phase
The future
• Long-termplatform licencing and optional operation
• Additional value-add services: mobility analytics, cross-service-line go-to-
market support (inc. tax, legal, …)
Key considerations
• Experiment design to test the right business models
• Choice of experiment geographyand customer segments
• Protection of EY IP – patents filed
• Contracting – templates being developed
• Personal data security across varying geographies
Core platform
A typical engagement – in-market experiment
Experiment Design MVP Build Alpha Beta
Identify the business
hypotheses to be tested (e.g.
demonstrate incremental
volume)
Define experiment type,
footprint, customer,
experience, method of testing
Core platform customisations
Use-case andclient specific
asset build
Experiment minimum viable
experience orchestration
Critical componenttesting
Operational set-up
Customer & staff on-boarding
Baseline data collection
Experiment cycles validating
business hypotheses
Incremental business concept
build
Preparation for scaling/ pivot
/ exit
Tesseractplatform provided on a trial licence basis

8. Page 8
Contact the team directly for more information on taking Tesseract to market and the wider
Future of Mobility solution set
This document containsproprietaryEY informationand should not bedistributedwithout EY permission
John Simlett
GlobalFutureofMobilityPartner
jsimlett@uk.ey.com
MichaelCahill
TesseractCommercialLead
mcahill1@uk.ey.com
Phil Schartau
TesseractStrategicDirector
pschartau@uk.ey.com
Andy Ball
Go-to-MarketLead
Aball@uk.ey.com
Kulraj Smagh
TesseractTechnicalDirector
ksmagh@uk.ey.com
Mubine Din
TesseractProductManager
mdin@uk.ey.com
Sam Davies
GlobalBlockchainArchitect
Samuel.Davies@uk.ey.com
Mike Longo
GlobalFutureofMobilityEnablement
Michael.Longo@ey.com