Stonebridge Life Insurance Company offers several Medicare supplement plans (A, F, G, and N) to help cover costs that Medicare does not pay. The plans provide coverage for things like hospital stays, medical costs, skilled nursing care, and emergency care when traveling abroad. Premiums vary based on factors like age and whether the applicant uses tobacco. The document provides details on plan benefits and costs to help customers choose the right plan for their needs.
Medicare & Retiree Health Benefits Information from our resident expert, Erin Hagan Hart. Erin is an independent Medicare broker who can give you an unbiased review of your benefits needs and options.
Call 412-563-7807 to invite Erin to speak to your group for free!
Medicare 101: The A,B,C, and D\’s of MedicareMark Lane
A overview of the basic components of Medicare, how they work, and what financial exposure exists under Basic Medicare coverage. Highlights supplemental or alternative coverage options within the Medicare framework.
Maxima is a plan that takes care of your everyday health needs. It is an easy to buy plan that covers expenses incurred in the form of Doctors’ consultations, Pharmacy bills, Diagnostic tests, Dental treatment, Optical services and Annual health check-up. Maxima health plan by Apollo Munich offers comprehensive coverage while taking care of little illnesses too. Along with wide inpatient coverage, Maxima also offer benefits with unique outpatient coverage. With additional critical illness coverage and provision of lifelong renewal, the plan makes insurance coverage feasible at affordable premium rates. Get self as well as your family members insured under this easy to understand plan and enjoy a stress free health future.
Medicare & Retiree Health Benefits Information from our resident expert, Erin Hagan Hart. Erin is an independent Medicare broker who can give you an unbiased review of your benefits needs and options.
Call 412-563-7807 to invite Erin to speak to your group for free!
Medicare 101: The A,B,C, and D\’s of MedicareMark Lane
A overview of the basic components of Medicare, how they work, and what financial exposure exists under Basic Medicare coverage. Highlights supplemental or alternative coverage options within the Medicare framework.
Maxima is a plan that takes care of your everyday health needs. It is an easy to buy plan that covers expenses incurred in the form of Doctors’ consultations, Pharmacy bills, Diagnostic tests, Dental treatment, Optical services and Annual health check-up. Maxima health plan by Apollo Munich offers comprehensive coverage while taking care of little illnesses too. Along with wide inpatient coverage, Maxima also offer benefits with unique outpatient coverage. With additional critical illness coverage and provision of lifelong renewal, the plan makes insurance coverage feasible at affordable premium rates. Get self as well as your family members insured under this easy to understand plan and enjoy a stress free health future.
Most Attractive Leading Market LED High Bay From BETOPJack Lao
Betop factory is medium-large enterprises committing itself to OEM & ODM LED lighting for more than 13 years.
At present, our featured products are self-designed LED industrial lighting that have proved to be particularly successful around the world.
The monthly output of LED high bay reach to 25,000PCS and also have some sole agency in each market.
El Primer Parlamento Interuniversitario (ParlaU), es
una iniciativa presentada por la Federación de
Estudiantes del Tecnológico de Costa Rica (FEITEC), con
el apoyo de la Federación de Estudiantes de la
Universidad de Costa Rica (FEUCR), la Federación de
Estudiantes de la Universidad de Nacional (FEUNA), la
Federación de Estudiantes de la Universidad Estatal a
Distancia (FEUNED) y los Representantes Estudiantiles
de la Universidad Técnica Nacional (UTN).
Emeritrust Benefits provides a Medicare educational seminar to help explain what Medicare does and does not cover. We also explain what other types are available including Medicare supplement plans, Medicare Advantage Plans, and Medicare Part D drug plans.
This is a presentation by Soraya Ghebleh that explains the major components of Medicare and the associated terms an individual would need to know to navigate the vast amount of information available on Medicare.
The attached slide show illustrates Medicare and Medicaid programs and planning strategies in Rockland County, New York as of February of 2011, and may be construed to be Attorney Advertising.
If you are beneath 65 and disabled, you automatically get Medicare Portion A and Component B (called Original Medicare) soon after you've received disability benefits from Social Security or certain disability added benefits in the Railroad Retirement Board for 24 months.
http://capstoneinsurancesolutions.com/medicare-supplement-medigap-insurance-plans/
Understand how health insurance actually works and then visit us at www.selectmycoverage.com to compare quotes from all the various carriers and even apply online. Should you need assistance, please contact our office. Thanks for checking us out!
Review this presentation to understand how health insurance actually works and then visit us online at www.selectmycoverage.com to obtain a quote and apply
Similar to Stonebridge Medicare Supplement Insurance Brochure (20)
Global launch of the Healthy Ageing and Prevention Index 2nd wave – alongside...ILC- UK
The Healthy Ageing and Prevention Index is an online tool created by ILC that ranks countries on six metrics including, life span, health span, work span, income, environmental performance, and happiness. The Index helps us understand how well countries have adapted to longevity and inform decision makers on what must be done to maximise the economic benefits that comes with living well for longer.
Alongside the 77th World Health Assembly in Geneva on 28 May 2024, we launched the second version of our Index, allowing us to track progress and give new insights into what needs to be done to keep populations healthier for longer.
The speakers included:
Professor Orazio Schillaci, Minister of Health, Italy
Dr Hans Groth, Chairman of the Board, World Demographic & Ageing Forum
Professor Ilona Kickbusch, Founder and Chair, Global Health Centre, Geneva Graduate Institute and co-chair, World Health Summit Council
Dr Natasha Azzopardi Muscat, Director, Country Health Policies and Systems Division, World Health Organisation EURO
Dr Marta Lomazzi, Executive Manager, World Federation of Public Health Associations
Dr Shyam Bishen, Head, Centre for Health and Healthcare and Member of the Executive Committee, World Economic Forum
Dr Karin Tegmark Wisell, Director General, Public Health Agency of Sweden
We understand the unique challenges pickleball players face and are committed to helping you stay healthy and active. In this presentation, we’ll explore the three most common pickleball injuries and provide strategies for prevention and treatment.
CHAPTER 1 SEMESTER V - ROLE OF PEADIATRIC NURSE.pdfSachin Sharma
Pediatric nurses play a vital role in the health and well-being of children. Their responsibilities are wide-ranging, and their objectives can be categorized into several key areas:
1. Direct Patient Care:
Objective: Provide comprehensive and compassionate care to infants, children, and adolescents in various healthcare settings (hospitals, clinics, etc.).
This includes tasks like:
Monitoring vital signs and physical condition.
Administering medications and treatments.
Performing procedures as directed by doctors.
Assisting with daily living activities (bathing, feeding).
Providing emotional support and pain management.
2. Health Promotion and Education:
Objective: Promote healthy behaviors and educate children, families, and communities about preventive healthcare.
This includes tasks like:
Administering vaccinations.
Providing education on nutrition, hygiene, and development.
Offering breastfeeding and childbirth support.
Counseling families on safety and injury prevention.
3. Collaboration and Advocacy:
Objective: Collaborate effectively with doctors, social workers, therapists, and other healthcare professionals to ensure coordinated care for children.
Objective: Advocate for the rights and best interests of their patients, especially when children cannot speak for themselves.
This includes tasks like:
Communicating effectively with healthcare teams.
Identifying and addressing potential risks to child welfare.
Educating families about their child's condition and treatment options.
4. Professional Development and Research:
Objective: Stay up-to-date on the latest advancements in pediatric healthcare through continuing education and research.
Objective: Contribute to improving the quality of care for children by participating in research initiatives.
This includes tasks like:
Attending workshops and conferences on pediatric nursing.
Participating in clinical trials related to child health.
Implementing evidence-based practices into their daily routines.
By fulfilling these objectives, pediatric nurses play a crucial role in ensuring the optimal health and well-being of children throughout all stages of their development.
The dimensions of healthcare quality refer to various attributes or aspects that define the standard of healthcare services. These dimensions are used to evaluate, measure, and improve the quality of care provided to patients. A comprehensive understanding of these dimensions ensures that healthcare systems can address various aspects of patient care effectively and holistically. Dimensions of Healthcare Quality and Performance of care include the following; Appropriateness, Availability, Competence, Continuity, Effectiveness, Efficiency, Efficacy, Prevention, Respect and Care, Safety as well as Timeliness.
Medical Technology Tackles New Health Care Demand - Research Report - March 2...pchutichetpong
M Capital Group (“MCG”) predicts that with, against, despite, and even without the global pandemic, the medical technology (MedTech) industry shows signs of continuous healthy growth, driven by smaller, faster, and cheaper devices, growing demand for home-based applications, technological innovation, strategic acquisitions, investments, and SPAC listings. MCG predicts that this should reflects itself in annual growth of over 6%, well beyond 2028.
According to Chris Mouchabhani, Managing Partner at M Capital Group, “Despite all economic scenarios that one may consider, beyond overall economic shocks, medical technology should remain one of the most promising and robust sectors over the short to medium term and well beyond 2028.”
There is a movement towards home-based care for the elderly, next generation scanning and MRI devices, wearable technology, artificial intelligence incorporation, and online connectivity. Experts also see a focus on predictive, preventive, personalized, participatory, and precision medicine, with rising levels of integration of home care and technological innovation.
The average cost of treatment has been rising across the board, creating additional financial burdens to governments, healthcare providers and insurance companies. According to MCG, cost-per-inpatient-stay in the United States alone rose on average annually by over 13% between 2014 to 2021, leading MedTech to focus research efforts on optimized medical equipment at lower price points, whilst emphasizing portability and ease of use. Namely, 46% of the 1,008 medical technology companies in the 2021 MedTech Innovator (“MTI”) database are focusing on prevention, wellness, detection, or diagnosis, signaling a clear push for preventive care to also tackle costs.
In addition, there has also been a lasting impact on consumer and medical demand for home care, supported by the pandemic. Lockdowns, closure of care facilities, and healthcare systems subjected to capacity pressure, accelerated demand away from traditional inpatient care. Now, outpatient care solutions are driving industry production, with nearly 70% of recent diagnostics start-up companies producing products in areas such as ambulatory clinics, at-home care, and self-administered diagnostics.
How many patients does case series should have In comparison to case reports.pdfpubrica101
Pubrica’s team of researchers and writers create scientific and medical research articles, which may be important resources for authors and practitioners. Pubrica medical writers assist you in creating and revising the introduction by alerting the reader to gaps in the chosen study subject. Our professionals understand the order in which the hypothesis topic is followed by the broad subject, the issue, and the backdrop.
https://pubrica.com/academy/case-study-or-series/how-many-patients-does-case-series-should-have-in-comparison-to-case-reports/
Defecation
Normal defecation begins with movement in the left colon, moving stool toward the anus. When stool reaches the rectum, the distention causes relaxation of the internal sphincter and an awareness of the need to defecate. At the time of defecation, the external sphincter relaxes, and abdominal muscles contract, increasing intrarectal pressure and forcing the stool out
The Valsalva maneuver exerts pressure to expel faeces through a voluntary contraction of the abdominal muscles while maintaining forced expiration against a closed airway. Patients with cardiovascular disease, glaucoma, increased intracranial pressure, or a new surgical wound are at greater risk for cardiac dysrhythmias and elevated blood pressure with the Valsalva maneuver and need to avoid straining to pass the stool.
Normal defecation is painless, resulting in passage of soft, formed stool
CONSTIPATION
Constipation is a symptom, not a disease. Improper diet, reduced fluid intake, lack of exercise, and certain medications can cause constipation. For example, patients receiving opiates for pain after surgery often require a stool softener or laxative to prevent constipation. The signs of constipation include infrequent bowel movements (less than every 3 days), difficulty passing stools, excessive straining, inability to defecate at will, and hard feaces
IMPACTION
Fecal impaction results from unrelieved constipation. It is a collection of hardened feces wedged in the rectum that a person cannot expel. In cases of severe impaction the mass extends up into the sigmoid colon.
DIARRHEA
Diarrhea is an increase in the number of stools and the passage of liquid, unformed feces. It is associated with disorders affecting digestion, absorption, and secretion in the GI tract. Intestinal contents pass through the small and large intestine too quickly to allow for the usual absorption of fluid and nutrients. Irritation within the colon results in increased mucus secretion. As a result, feces become watery, and the patient is unable to control the urge to defecate. Normally an anal bag is safe and effective in long-term treatment of patients with fecal incontinence at home, in hospice, or in the hospital. Fecal incontinence is expensive and a potentially dangerous condition in terms of contamination and risk of skin ulceration
HEMORRHOIDS
Hemorrhoids are dilated, engorged veins in the lining of the rectum. They are either external or internal.
FLATULENCE
As gas accumulates in the lumen of the intestines, the bowel wall stretches and distends (flatulence). It is a common cause of abdominal fullness, pain, and cramping. Normally intestinal gas escapes through the mouth (belching) or the anus (passing of flatus)
FECAL INCONTINENCE
Fecal incontinence is the inability to control passage of feces and gas from the anus. Incontinence harms a patient’s body image
PREPARATION AND GIVING OF LAXATIVESACCORDING TO POTTER AND PERRY,
An enema is the instillation of a solution into the rectum and sig
2. You can rely on Stonebridge Life Insurance Company’s Medicare Supplement Plans to help pay your
Medicare Parts A and B charges Medicare doesn’t cover.
What’s more, you have:
• Multiple plans from which to select the coverage that best meets your needs.
• Your choice of physicians and specialists for your personalized care.
• The option to use any hospital or medical facility.
• Virtually no claims paperwork to file.
Put a Stonebridge Life Insurance Company
Medicare Supplement Plan on your team today.
Medicare Supplement insurance is underwritten by:
Stonebridge Life Insurance Company
Administrative Office:
4333 Edgewood Road NE, Cedar Rapids, Iowa 52499
Home Office: Rutland, VT
Choose the Medicare Supplement Plan
that’s Right for You.
This program is not connected with or endorsed by the U.S. Government or the Federal Medicare Program.
2014 Medicare Supplement Insurance Plans
78965MS_OR 1113
3. Medicare Part A Hospital Coverage
The Stonebridge Standard Plan pays the $1,216
Part A (inpatient) deductible for plans F, G & N for
each benefit period.
First 60-days - After the Part A Deductible, Medicare pays
all eligible expenses for services from your first through
60th day of hospital confinement. Services include semi-
private room and board, general nursing and miscellaneous
hospital services and supplies.
Co-insurance – Stonebridge Standard Plans A, F, G &
N pay $304 a day when you are hospitalized from the
61st day through the 90th day. When you are hospitalized
from the 91st day through the 150th day, Stonebridge
Standard Plans pay $608 a day for each Lifetime Reserve
day used.
Extended Hospital Coverage – If you are in the hospital
longer than 150 days during a benefit period and you have
exhausted your 60 days of Medicare Lifetime Reserve the
Stonebridge Standard Plans A, F, G & N pay the Part A
Medicare eligible expenses for hospitalization, paid at the
same rate Medicare would have paid had Medicare Part
A hospital days not been exhausted, subject to a lifetime
maximum benefit of an additional 365 days.
Benefit for Blood – Medicare has one calendar
year deductible for blood that is the cost of the first
three pints. Stonebridge Standard Plans A, F, G & N
pay the deductible.
Skilled Nursing Facility Care – Medicare pays all eligible
expenses for the first 20 days. Stonebridge Standard Plans
F, G & N pay up to $152 from the 21st through the 100th
day during which you receive skilled nursing care. You must
enter a Medicare certified skilled nursing facility within 30
days of being hospitalized for at least three days.
Hospice Care – Medicare pays all but a very limited Co-
insurance/Co-payment for outpatient drugs and inpatient
respite care. Stonebridge Standard Plans A, F, G & N pay
the Co-insurance/Co-payment.
MSH1A,F,G,N OR (EXISTING BUSINESS)
MSH2A,F,G,N OR (NEW BUSINESS)
Medicare Part B Physician
Services and Supplies
Deductible - Stonebridge Standard Plan F pays the $147
calendar-year deductible.
Co-insurance – After the Part B Deductible, Stonebridge
Standard Plans A, F, G & N generally pay 20% of eligible
expenses for physician’s services, supplies, physical
and speech therapy and diagnostic tests and durable
medical equipment.
After the Part B deductible, Plan N pays balance of the
eligible expenses for physician’s services, supplies, physical
and speech therapy, diagnostic tests and durable medical
equipment except up to a $20 co-payment for office visits
and up to a $50 co-payment for emergency room visits.
For hospital outpatient services, the co-payment amount
will be paid under a prospective payment system. If this
system is not used, then 20% of eligible expenses will
be paid.
Excess Benefits – Your bill for Part B services and
supplies may exceed the Medicare eligible expense.
When that occurs, Stonebridge Standard Plans F
and G pays 100% up to the charge limitation established
by Medicare.
BenefitforBlood–StonebridgeStandardPlansA, F, G & N
pay expenses for the first three pints of blood.
Additional Benefits**
Emergency Care received outside the U.S. After
you pay a $250 calendar-year deductible, Stonebridge
Standard Plans F, G & N pay you 80% of eligible expenses
for care which begins during the first 60 days of a trip up
to a lifetime maximum of $50,000. Benefits are payable
for health care you need because of a covered injury
or illness.
covered benefits
78965MS_OR 1113
4. PREMIUM INFORMATION
You cannot be singled out for a rate increase, no matter how many times you receive benefits. Your
premium changes when the same premium change is made on all in-force Medicare Supplement policies
of the same form issued to persons of your classification in the same geographic area of your state.
DISCLOSURES
Use this outline to compare benefits and premiums among policies.
READ YOUR POLICY VERY CAREFULLY
This is only an outline describing your Policy’s most important features. The Policy is the insurance
contract. You must read the Policy itself to understand all of the rights and duties of both you and
Stonebridge Life Insurance Company.
RIGHT TO RETURN POLICY
If you find that you are not satisfied with your Policy, you may return it to Stonebridge Life Insurance
Company, 4333 Edgewood Road, Cedar Rapids, Iowa 52499.
If you send the Policy back to us within 30 days after you receive it, we will treat the Policy as if it had
never been issued and return all of your payments.
POLICY REPLACEMENT
If you are replacing another health insurance Policy, do NOT cancel it until you have actually received
your new Policy and are sure you want to keep it.
NOTICE
• This Policy may not fully cover all of your medical costs.
• Neither Stonebridge Life Insurance Company nor its agents are connected with Medicare.
• This outline of coverage does not give all the details of Medicare coverage. Contact your local
Social Security Office or consult Medicare and You for details.
COMPLETE ANSWERS ARE VERY IMPORTANT
When you fill out the application for the new Policy, be sure to answer truthfully and completely all
questions about your medical and health history. The company may cancel your Policy and refuse to
pay any claims if you leave out or falsify important medical information.
STONEBRIDGE LIFE INSURANCE COMPANY
Administrative Office: 4333 Edgewood Rd. NE, Cedar Rapids, IA 52499
Home Office: Rutland, VT
78965MS_OR 1113
14. At Stonebridge Life Insurance Company we take very seriously the trust
our customers place in us to help ensure their financial security. For over
100 years, we have navigated through good times and tough times.
Throughout our history, our company has remained resilient, strong and
dedicated to delivering on our long-term commitments to our customers.
We understand that now, more than ever, you need to feel confident
about your financial future. Despite historical changes in the financial
markets, our goal has remained the same: to help our customers protect
their financial future by offering a wide range of competitive and innovative
products and services.
We accomplish this by:
• Delivering on our long-term commitments,
• Maintaining a prudent risk management culture,
• Implementing effective capital and liquidity strategies, and
• Adhering to a sound and disciplined investment philosophy.
Stonebridge Life Insurance Company is a Transamerica company. The
Transamerica companies offer a wide array of innovative financial services
and products with a common purpose: to help individuals, families, and
businesses build, protect and preserve their hard-earned assets. With
more than a century of experience, we have built a solid reputation on
solid management, sound decisions and consumer confidence.
MSH1A,F,G,N OR (EXISTING BUSINESS)
MSH2A,F,G,N OR (NEW BUSINESS)
78965MS_OR 0413
LL #26068891_OR
Home Office: Rutland, VT
