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SOURCES OF SEED CAPITAL
Friends and family

 - what’s their current interest rate?

 - offer them a higher interest

 - write a loan agreement

Syndicates

 - find people with the same strategy

 - don’t miss out on a deal through
  pride
Bank
&
Personal
Loans

 -
check
the
terms
&
conditions?

 -
check
for
redemption
figures

 -
look
at
the
VALUE
of
the
investment

Pension
Release

 -
each
pension
is
different

 -
assess
the
cost
vs
value/returns

 -
speak
to
your
IFA
Equity Release

 - Your home - your decision

 - Ask for Flexible Option mortgage - BOS

 - Equity on investment properties

 - Rent > Mortgage
Credit Cards

 - use for buying assets

 - manage them like a business

 - shift money again and again
Sourcing Property

 - Finders fees - £500, £1000…or more
  up to you

 - Learn to find and do the numbers

 - Undervalue - assignable contract

Buying Off-Plan

 - deposit with builder

 - find a buyer (goldmine advert)

 - assign contract to new buyer
Seller Finance

 - Lender lends you 85% LTV

 - Seller lends you 15% (deposit)

 - You agree a term, interest rate and
  contract

 - The number MUST stack up

Ghosted/Gifted Deposit/Cash Back

 - Seller offers 15% gifted deposit
Credit Union

 - Community ‘bank’

 - lend you 3 x savings

 - Low A.P.R.

 The Association of British credit
  unions:-
              www.abcul.org

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Sources Of Seed Capital

  • 1. SOURCES OF SEED CAPITAL Friends and family - what’s their current interest rate? - offer them a higher interest - write a loan agreement Syndicates - find people with the same strategy - don’t miss out on a deal through pride
  • 2. Bank
&
Personal
Loans 
 -
check
the
terms
&
conditions? 
 -
check
for
redemption
figures 
 -
look
at
the
VALUE
of
the
investment Pension
Release 
 -
each
pension
is
different 
 -
assess
the
cost
vs
value/returns 
 -
speak
to
your
IFA
  • 3. Equity Release - Your home - your decision - Ask for Flexible Option mortgage - BOS - Equity on investment properties - Rent > Mortgage Credit Cards - use for buying assets - manage them like a business - shift money again and again
  • 4. Sourcing Property - Finders fees - £500, £1000…or more up to you - Learn to find and do the numbers - Undervalue - assignable contract Buying Off-Plan - deposit with builder - find a buyer (goldmine advert) - assign contract to new buyer
  • 5. Seller Finance - Lender lends you 85% LTV - Seller lends you 15% (deposit) - You agree a term, interest rate and contract - The number MUST stack up Ghosted/Gifted Deposit/Cash Back - Seller offers 15% gifted deposit
  • 6. Credit Union - Community ‘bank’ - lend you 3 x savings - Low A.P.R. The Association of British credit unions:- www.abcul.org