By the end of 2012, the real-estate market may have finally begun to stabilize after half a decade of falling prices, according to a report by the National Association of Realtors.
A burden of foreclosures forced many people to move out of their homes and into apartment leases. On the other side, construction of apartments was uphold until the last few years because many builders couldn't get loans during the credit crisis.In certain places, this led to lease and a rise in rents.
* US Debts
* So what is the debt ceiling?
* Then what is the US debt ceiling?
* What would happen in the US defaulted?
* Goldman Sachs Analysis
* Stocks that could be affected
* What else could rattle equities?
At KLS, our goal is to make financial planning work for you like it never has before through innovative and solution-focused thinking - such as this blog. Here we present our thoughts on investment trends, patterns, opportunities, strategies and tactics. We invite you to contribute to the conversation.
- The Twin Cities residential real estate market saw home sales increase 16% in 2009 while home prices rose 9.8% since 2000, though prices remain down 28.4% from their 2006 peak.
- Mortgage rates are at historic lows of 5% but qualifying for loans has become more difficult, and 43% of 2009 sales were lender-mediated compared to a historical average of 2%.
- The real estate industry has consolidated and downsized, with the number of agents dropping from 25,000 to 15,000, while new construction focuses on smaller, cheaper homes built to order rather than speculation.
High tax state exodus - webinar-slideshiddenlevers
This document discusses the potential for a high-tax state exodus in the United States. It notes that the recent tax plan's elimination of state and local tax deductions could result in a five-figure tax hike for high-income coastal homeowners. This may negatively impact home prices and the finance sector in states like New York and California. The document also examines factors beyond taxes, like climate change and rising housing costs, that could contribute to people leaving coastal cities. It presents a scenario where life in high-tax coastal areas becomes less attractive and drives a correction in real estate markets in those states.
Royal LePage dominated the Canadian Top 250 Real Estate Brokerages list for 2012, closing 159 transactions to take the top spot. Coldwell Banker and Keller Williams also made the top three with 25 and 20 closed transactions respectively. The list is based on 2012 closed residential transactions as reported by the independent third party Real Trends.
Please find attached our annual review with our compliments. This is a sample of the high quality content our subscribers receive each week. Take your free trial at bloombergbriefs.com
This document summarizes key information from a weekly issue of Real Estate Finance Intelligence, including:
- Colliers International may acquire DTZ, a property management company owned by UGL Limited.
- Starwood Capital Group secured a $235 million syndicated loan from Bank of America to fund development of the first Baccarat-branded hotel in New York City.
- Moody's criticized Standard & Poor's for assigning ratings that were four to six levels higher than what Moody's would have assigned to a Morgan Stanley commercial mortgage-backed securitization.
A burden of foreclosures forced many people to move out of their homes and into apartment leases. On the other side, construction of apartments was uphold until the last few years because many builders couldn't get loans during the credit crisis.In certain places, this led to lease and a rise in rents.
* US Debts
* So what is the debt ceiling?
* Then what is the US debt ceiling?
* What would happen in the US defaulted?
* Goldman Sachs Analysis
* Stocks that could be affected
* What else could rattle equities?
At KLS, our goal is to make financial planning work for you like it never has before through innovative and solution-focused thinking - such as this blog. Here we present our thoughts on investment trends, patterns, opportunities, strategies and tactics. We invite you to contribute to the conversation.
- The Twin Cities residential real estate market saw home sales increase 16% in 2009 while home prices rose 9.8% since 2000, though prices remain down 28.4% from their 2006 peak.
- Mortgage rates are at historic lows of 5% but qualifying for loans has become more difficult, and 43% of 2009 sales were lender-mediated compared to a historical average of 2%.
- The real estate industry has consolidated and downsized, with the number of agents dropping from 25,000 to 15,000, while new construction focuses on smaller, cheaper homes built to order rather than speculation.
High tax state exodus - webinar-slideshiddenlevers
This document discusses the potential for a high-tax state exodus in the United States. It notes that the recent tax plan's elimination of state and local tax deductions could result in a five-figure tax hike for high-income coastal homeowners. This may negatively impact home prices and the finance sector in states like New York and California. The document also examines factors beyond taxes, like climate change and rising housing costs, that could contribute to people leaving coastal cities. It presents a scenario where life in high-tax coastal areas becomes less attractive and drives a correction in real estate markets in those states.
Royal LePage dominated the Canadian Top 250 Real Estate Brokerages list for 2012, closing 159 transactions to take the top spot. Coldwell Banker and Keller Williams also made the top three with 25 and 20 closed transactions respectively. The list is based on 2012 closed residential transactions as reported by the independent third party Real Trends.
Please find attached our annual review with our compliments. This is a sample of the high quality content our subscribers receive each week. Take your free trial at bloombergbriefs.com
This document summarizes key information from a weekly issue of Real Estate Finance Intelligence, including:
- Colliers International may acquire DTZ, a property management company owned by UGL Limited.
- Starwood Capital Group secured a $235 million syndicated loan from Bank of America to fund development of the first Baccarat-branded hotel in New York City.
- Moody's criticized Standard & Poor's for assigning ratings that were four to six levels higher than what Moody's would have assigned to a Morgan Stanley commercial mortgage-backed securitization.
Slides from the July 2016 U.S. Housing Market Update webinar with Rick Sharga. These slides provide an overview on current US Housing Market data and trends.
The Canadian housing market and economy showed signs of recovery in October. Home sales and prices increased across most of Canada, with the national average home price rising 13.6% year-over-year. The strong housing market recovery has contributed to Canada being one of the first developed nations to emerge from recession. While exports may be dampened by a stronger Canadian dollar, private investment and consumer spending are expected to support continued economic growth. Overall, recent data indicates Canada is well-positioned for a sustained rebound from the economic downturn.
Victoria Colangelo represents 17 mitigation banks in Florida and has sold 3 banks over the past 2 years. She is currently marketing 7 mitigation banks in Florida that are for sale, including the Terralargo Mitigation Bank with 363 acres and 54 state credits available for $175,000 per credit, and the Florida Gulf Coast Mitigation Bank with 1,587 acres and 79 state credits remaining for $350,000 per credit for saltwater and $200,000 per credit for freshwater. She provides information on the permitted acreage and number of credits available for several other mitigation banks as well.
This document provides information on a net leased Family Dollar property located in Dayton, Ohio. The single-tenant retail property is fully occupied by Family Dollar, an investment grade tenant, under a net lease agreement. Key details include the 9,589 square foot building is situated on the corner of a signalized intersection with excellent access and visibility. Family Dollar has exercised their second 5-year renewal option, extending their lease through 2014 with options to renew for two additional 5-year terms. The listing price is $544,500 representing a 10% capitalization rate.
The document provides basic information about the U.S. state of Illinois. It states that the capital is Springfield, the state flower is the violet, and the state bird is the cardinal. It also notes that Illinois has a population of over 12 million people, making it the 5th most populous state and the 25th largest by size. The largest city is Chicago and Illinois joined the union on December 3, 1818.
Please also find attached our Real Estate Supplement. In it you will read about how issuance of bonds backed by commercial properties is on track to beat last year's supply and yield premiums for bonds backed by commercial property loans have narrowed. Also, Jefferies CMBS veteran Lisa Pendergast says she expects CMBS spreads to narrow by year end, while Fannie Mae economists Douglas Duncan and Patrick Simmons argue that a slowdown in the growth of the labor force suggests more modest prospects for the demand for new housing and construction. Emile J. Brinkmann, the chief economist of the Mortgage Bankers Association of America, probes how state regulations will affect the pace of foreclosures and delinquencies. Nicolas Retsinas of Harvard’s Joint Center for Housing has some advice for lawmakers on GSE reform and Donald Trump offers a characteristically confident view that the recovery in real estate. If you have any comments or feedback for future real estate issues please contact arozens@bloomberg.net.
The document summarizes the Forest Roads Campaign, which aims to protect forest roads from being classified as point sources under the Clean Water Act. It discusses litigation over a 9th Circuit court ruling, legislation introduced in Congress, support from states joining Supreme Court briefs, and ongoing efforts including seeking Supreme Court review and potential future legislation and rulemaking. The campaign has made progress through appropriations language and building a broad coalition of support.
This document provides information on feral hogs in Arkansas. It discusses the natural history and biology of feral hogs, problems they cause as pests, and methods for trapping and removing them. These include various trap types as well as bait options and proper trap setting. Legal aspects around defining feral hogs and regulating their control are covered. Public opinion research identified hunting, trapping, and viewing feral hogs or using them as a food source as positive interactions.
Las hormonas sexuales femeninas como el estrógeno y la progesterona son secretadas por los ovarios, mientras que la testosterona es secretada por los testículos. La secreción de estas hormonas sexuales está controlada por el hipotálamo y la hipófisis en el cerebro.
This document discusses different types of leases, including hunting and agricultural leases as well as mineral leases. It explains that leases are legally binding contracts that address the rental of real property. There are different lengths of leases such as tenancy at will, periodic tenancy, and tenancy for a term of years. Oral leases are generally only valid if they can be performed within one year, otherwise they must be in writing to be enforceable. When drafting leases, parties should address issues like maintenance responsibilities, termination terms, responsibilities of heirs if a party dies, and rules around subleasing.
The document discusses three pillars of climate change governance: governments, institutions, and markets. It states that when one pillar fails, the others can compensate and the system aims to self-correct over time through evolution. However, the document also notes there are consistent failures in governance due to issues with participation, sophistication, representation, credibility, transparency, and pricing mechanisms in these pillars. Specific examples of market failures in India's power, steel, and cement industries are provided. The steps for developing a clean development mechanism project are outlined, taking around 700 days from registration to issuance of credits.
This document summarizes capital expenditure recovery rules related to land, depreciation, timber-related real property, section 179 deductions, timber depletion, recovery of timber basis, depletion calculations, amortization elections, reforestation expensing and amortization procedures, investment tax credits, and the treatment of fertilizer. Key points covered include capitalizing the basis of land, taking annual depreciation deductions for property with a limited life, depreciating timber-related improvements, temporarily increased section 179 deduction limits, recovering the investment in timber property through depletion calculations, and the option to expense certain reforestation and fertilization costs.
The document discusses rules for like-kind exchanges under the Internal Revenue Code. It provides that generally, no gain or loss is recognized if business or investment property is exchanged for like-kind property. Property received in the exchange must be identified within 45 days and the exchange completed within 180 days. Prior IRS rulings found exchanges of timberland of different quality or transfers involving timber rights to be like-kind. However, transfers of standing timber alone may not qualify as like-kind depending on state property law classifications.
Dokumen tersebut membahas tentang konsep-konsep dasar pasar dan hukum permintaan serta penawaran. Secara ringkas, dokumen menjelaskan bahwa terjadinya keseimbangan pasar disebabkan oleh kesetaraan antara jumlah barang yang diminta dengan jumlah barang yang ditawarkan pada suatu tingkat harga.
Dokumen tersebut membahas 10 prinsip ekonomi yang mencakup konsep dasar ekonomi seperti kelangkaan sumber daya, biaya kesempatan, insentif, perdagangan, pasar, dan hubungan antara inflasi dan pengangguran.
особенности качественного контроля эффективности онлайн бизнеса с помощью Goo...Adlabsslideshare
Евгений Черный
Старший аналитик в компании ADLABS-Украина
Старший аналитик в компании ADLABS-Украина, одной из лидеров на рынке интернет-маркетинга в Украине.
Сертифицированный специалист в Google Analytics и практик с серьезным опытом. Евгений имеет большой опыт выступлений на профильных конференциях по интернет-маркетингу и веб-аналитике. Ведет обучающие семинары по Google Analytics, дает рекомендации и консультации.
Тема: Особенности качественного контроля эффективности онлайн-бизнеса с помощью Google Analytics
Борис Горелик
Руководитель отдела продвижения в компании ADLABS-Украина, одной из лидеров на рынке интернет-маркетинга в Украине.
На счету Бориса десятки успешных кампаний по поисковому продвижению в поисковых системах Google и Яндекс. Имеет удачный опыт работы с ключевыми клиентами и крупными брендами. Постоянный спикер крупнейших интернет-конференций.
WordPress is my favorite computer asset, but it's very vulnerable to attack from the bad clowns ;-) This presentation from WordCamp Atlanta 2012 is my system of handling WordPress security without getting too geeky.
This document discusses the impact of weather, specifically precipitation levels, on timber harvesting and stumpage prices. It presents data showing that stumpage prices for hardwood sawtimber in Arkansas are higher when precipitation levels are above average and lower when precipitation is below average. The deviation from expected precipitation in the previous period explains 6-20% of the changes in stumpage prices, with drier conditions corresponding to lower prices and wetter conditions corresponding to higher prices. However, many other factors have a more significant influence on stumpage prices than weather alone.
Slides from the July 2016 U.S. Housing Market Update webinar with Rick Sharga. These slides provide an overview on current US Housing Market data and trends.
The Canadian housing market and economy showed signs of recovery in October. Home sales and prices increased across most of Canada, with the national average home price rising 13.6% year-over-year. The strong housing market recovery has contributed to Canada being one of the first developed nations to emerge from recession. While exports may be dampened by a stronger Canadian dollar, private investment and consumer spending are expected to support continued economic growth. Overall, recent data indicates Canada is well-positioned for a sustained rebound from the economic downturn.
Victoria Colangelo represents 17 mitigation banks in Florida and has sold 3 banks over the past 2 years. She is currently marketing 7 mitigation banks in Florida that are for sale, including the Terralargo Mitigation Bank with 363 acres and 54 state credits available for $175,000 per credit, and the Florida Gulf Coast Mitigation Bank with 1,587 acres and 79 state credits remaining for $350,000 per credit for saltwater and $200,000 per credit for freshwater. She provides information on the permitted acreage and number of credits available for several other mitigation banks as well.
This document provides information on a net leased Family Dollar property located in Dayton, Ohio. The single-tenant retail property is fully occupied by Family Dollar, an investment grade tenant, under a net lease agreement. Key details include the 9,589 square foot building is situated on the corner of a signalized intersection with excellent access and visibility. Family Dollar has exercised their second 5-year renewal option, extending their lease through 2014 with options to renew for two additional 5-year terms. The listing price is $544,500 representing a 10% capitalization rate.
The document provides basic information about the U.S. state of Illinois. It states that the capital is Springfield, the state flower is the violet, and the state bird is the cardinal. It also notes that Illinois has a population of over 12 million people, making it the 5th most populous state and the 25th largest by size. The largest city is Chicago and Illinois joined the union on December 3, 1818.
Please also find attached our Real Estate Supplement. In it you will read about how issuance of bonds backed by commercial properties is on track to beat last year's supply and yield premiums for bonds backed by commercial property loans have narrowed. Also, Jefferies CMBS veteran Lisa Pendergast says she expects CMBS spreads to narrow by year end, while Fannie Mae economists Douglas Duncan and Patrick Simmons argue that a slowdown in the growth of the labor force suggests more modest prospects for the demand for new housing and construction. Emile J. Brinkmann, the chief economist of the Mortgage Bankers Association of America, probes how state regulations will affect the pace of foreclosures and delinquencies. Nicolas Retsinas of Harvard’s Joint Center for Housing has some advice for lawmakers on GSE reform and Donald Trump offers a characteristically confident view that the recovery in real estate. If you have any comments or feedback for future real estate issues please contact arozens@bloomberg.net.
The document summarizes the Forest Roads Campaign, which aims to protect forest roads from being classified as point sources under the Clean Water Act. It discusses litigation over a 9th Circuit court ruling, legislation introduced in Congress, support from states joining Supreme Court briefs, and ongoing efforts including seeking Supreme Court review and potential future legislation and rulemaking. The campaign has made progress through appropriations language and building a broad coalition of support.
This document provides information on feral hogs in Arkansas. It discusses the natural history and biology of feral hogs, problems they cause as pests, and methods for trapping and removing them. These include various trap types as well as bait options and proper trap setting. Legal aspects around defining feral hogs and regulating their control are covered. Public opinion research identified hunting, trapping, and viewing feral hogs or using them as a food source as positive interactions.
Las hormonas sexuales femeninas como el estrógeno y la progesterona son secretadas por los ovarios, mientras que la testosterona es secretada por los testículos. La secreción de estas hormonas sexuales está controlada por el hipotálamo y la hipófisis en el cerebro.
This document discusses different types of leases, including hunting and agricultural leases as well as mineral leases. It explains that leases are legally binding contracts that address the rental of real property. There are different lengths of leases such as tenancy at will, periodic tenancy, and tenancy for a term of years. Oral leases are generally only valid if they can be performed within one year, otherwise they must be in writing to be enforceable. When drafting leases, parties should address issues like maintenance responsibilities, termination terms, responsibilities of heirs if a party dies, and rules around subleasing.
The document discusses three pillars of climate change governance: governments, institutions, and markets. It states that when one pillar fails, the others can compensate and the system aims to self-correct over time through evolution. However, the document also notes there are consistent failures in governance due to issues with participation, sophistication, representation, credibility, transparency, and pricing mechanisms in these pillars. Specific examples of market failures in India's power, steel, and cement industries are provided. The steps for developing a clean development mechanism project are outlined, taking around 700 days from registration to issuance of credits.
This document summarizes capital expenditure recovery rules related to land, depreciation, timber-related real property, section 179 deductions, timber depletion, recovery of timber basis, depletion calculations, amortization elections, reforestation expensing and amortization procedures, investment tax credits, and the treatment of fertilizer. Key points covered include capitalizing the basis of land, taking annual depreciation deductions for property with a limited life, depreciating timber-related improvements, temporarily increased section 179 deduction limits, recovering the investment in timber property through depletion calculations, and the option to expense certain reforestation and fertilization costs.
The document discusses rules for like-kind exchanges under the Internal Revenue Code. It provides that generally, no gain or loss is recognized if business or investment property is exchanged for like-kind property. Property received in the exchange must be identified within 45 days and the exchange completed within 180 days. Prior IRS rulings found exchanges of timberland of different quality or transfers involving timber rights to be like-kind. However, transfers of standing timber alone may not qualify as like-kind depending on state property law classifications.
Dokumen tersebut membahas tentang konsep-konsep dasar pasar dan hukum permintaan serta penawaran. Secara ringkas, dokumen menjelaskan bahwa terjadinya keseimbangan pasar disebabkan oleh kesetaraan antara jumlah barang yang diminta dengan jumlah barang yang ditawarkan pada suatu tingkat harga.
Dokumen tersebut membahas 10 prinsip ekonomi yang mencakup konsep dasar ekonomi seperti kelangkaan sumber daya, biaya kesempatan, insentif, perdagangan, pasar, dan hubungan antara inflasi dan pengangguran.
особенности качественного контроля эффективности онлайн бизнеса с помощью Goo...Adlabsslideshare
Евгений Черный
Старший аналитик в компании ADLABS-Украина
Старший аналитик в компании ADLABS-Украина, одной из лидеров на рынке интернет-маркетинга в Украине.
Сертифицированный специалист в Google Analytics и практик с серьезным опытом. Евгений имеет большой опыт выступлений на профильных конференциях по интернет-маркетингу и веб-аналитике. Ведет обучающие семинары по Google Analytics, дает рекомендации и консультации.
Тема: Особенности качественного контроля эффективности онлайн-бизнеса с помощью Google Analytics
Борис Горелик
Руководитель отдела продвижения в компании ADLABS-Украина, одной из лидеров на рынке интернет-маркетинга в Украине.
На счету Бориса десятки успешных кампаний по поисковому продвижению в поисковых системах Google и Яндекс. Имеет удачный опыт работы с ключевыми клиентами и крупными брендами. Постоянный спикер крупнейших интернет-конференций.
WordPress is my favorite computer asset, but it's very vulnerable to attack from the bad clowns ;-) This presentation from WordCamp Atlanta 2012 is my system of handling WordPress security without getting too geeky.
This document discusses the impact of weather, specifically precipitation levels, on timber harvesting and stumpage prices. It presents data showing that stumpage prices for hardwood sawtimber in Arkansas are higher when precipitation levels are above average and lower when precipitation is below average. The deviation from expected precipitation in the previous period explains 6-20% of the changes in stumpage prices, with drier conditions corresponding to lower prices and wetter conditions corresponding to higher prices. However, many other factors have a more significant influence on stumpage prices than weather alone.
This document discusses cost-share payments received under various forestry programs and the tax treatment of these payments. Key points:
1) Cost-share payments for conservation purposes are excluded from gross income under IRC Section 126.
2) For the exclusion to apply, the Secretary of Agriculture and Treasury Secretary must determine the payments meet certain criteria.
3) Taxpayers can either include payments in income or exclude all or part by providing details to the IRS. Excluded amounts cannot be deducted or depreciated.
The document summarizes drought conditions and climate patterns in Arkansas from 2010-2012. It notes that La Niña conditions dominated from 2010-2012, bringing drier than normal conditions. An emerging El Niño in late 2012 was expected to increase the odds of above average precipitation through the winter. The Arctic Oscillation fluctuated between positive and negative phases during this period, impacting temperatures and precipitation amounts. Several extreme weather events occurred from 2010-2012, including heavy snow, flooding, tornadoes, and heat waves, amidst developing drought conditions.
The document discusses the challenges facing the forest products industry from increasing environmental regulations to improve air quality. It outlines several major air regulations from the EPA that will significantly increase costs for the industry, including the Boiler MACT rules which were estimated to cost the forest products sector $7 billion initially. The document calls for more sustainable regulations that consider economic impacts and allow time for compliance, in order to avoid undermining the competitiveness and employment in the industry.
This document discusses the benefits of integrating forest and wildlife management. It outlines that a wildlife management program can provide landowners annual income from hunting leases, increase land values, and provide access to financial assistance programs. Hunting leases in particular provide multiple benefits, including rental income, property protection and maintenance. Well-managed lands with quality deer programs are most desirable for hunting leases. The hunting lease market is strong in Arkansas, with average lease rates of $4.50 per acre and high densities of deer.
This document discusses landowner liability issues and programs to address them. It outlines types of landowner liability insurance that can provide coverage for activities like timber operations, prescribed burns, and allowing hunting clubs access to land. These include standing timber insurance, burn coverage, and additional insured status on a club's policy. While the threat of liability may be exaggerated, landowners should be aware of state laws and incorporate safety practices like inspecting property. Proper leases and waivers can help reduce landowner liability when allowing recreational access. Common claims involve tree stands, ATV accidents, and shootings.
The housing market continues to gradually improve without government support. While home prices and sales have declined compared to last year, inventory levels have returned to pre-tax credit levels. Low interest rates are encouraging buyers, but are expected to rise over 2012. Employment growth needs to continue for a full housing recovery, as jobs enable people to buy homes. Stimulus efforts will gradually wind down, but buyers still have favorable conditions in the market.
This monthly real estate report provides an overview of economic indicators and housing market trends in Canada. While Canada has officially emerged from recession, recovery will be gradual and unemployment remains a concern. The housing market is rebounding with home sales and prices rising significantly year-over-year, but new listings are still below last year's levels. Mortgage rates remain low, benefiting homeowners.
Powerpoint Presentation on local and national economic data for residential builders. Presented at the Cape Fear/Wilmington Builders\' Association Meeting.
This special supplement includes insight from leading economists and market observers about the future of home sales, what higher rates mean for affordability and what regulatory changes at the U.S. housing agencies will do to long-term fixed rate mortgages. Inside you will also find unique data on commercial mortgage issuance, CMBS loan leverage, mortgage delinquencies and commercial property cap rates, as well as insight into real estate development in Manhattan.
The document summarizes recent housing market data and trends. Mortgage rates are at record lows but job growth is needed for sustained recovery. Home sales increased year-over-year but slowed in May. Prices rose slightly from a year ago but distressed home sales still impact the market. Inventory levels remained similar to last year, supporting price stability. Affordability remains high due to low prices and rates.
While home prices have increased 12% year-over-year in 2013, the fastest rate since 2006, prices remain below the peak levels seen during the housing bubble and are still undervalued compared to historic norms. Mortgage rates remain low but access to credit has tightened significantly compared to the bubble years, with average borrower credit scores much higher now. Some experts are concerned about the rise in home flipping but others note that investors are putting more of their own money at risk this time rather than relying on easy credit. Overall most data suggests that while the housing recovery is gaining momentum, conditions do not yet point to a new bubble forming across the market.
The document summarizes key real estate market trends in Canada from December 2009. Home sales increased 72% year-over-year in December, while the average home price rose 19% to $337,410 nationally. Inventory levels also increased from the previous year, but remained low overall indicating a strong seller's market. Mortgage rates remained low at 5.49% for a 5-year fixed rate, supporting buyer demand. The document also discusses recent economic events and provides tips for home buyers in competitive bidding situations.
The document discusses mortgages in Washington DC and the factors that contributed to the mortgage and foreclosure crisis. It notes that due to high home prices in the DC area, most homeowners put down less than 20% for a down payment on new property purchases. Homeowners often put down just 5%, 10%, or even 0% down, obtaining what are known as "no money down home loans" or "100% financing home purchase loans", through obtaining two separate loans - one for 80% of the home's value and another for the remaining 20%. More information about mortgages in Washington DC can be found on the main website.
LOG IN SUBSCRIBEWSJU.S. Penalizes North Koreafor Son.docxSHIVA101531
LOG IN SUBSCRIBE
WSJ
U.S. Penalizes North Korea
for Sony Hack
1 of 12
Prosecutors to Seek Death
Penalty in L....
2 of 12
Cities Set to
Take
Minimum-Wage
3 of 12
Obama Pivots to
Lawmakers
4 of 12
ECONOMY
In Phoenix, a Realty Check as Market Moderates
From Bust to Rebound to a Return to Normal as Sales Cool
Updated Aug. 18, 2014 9:22 p.m. ET
2014 Polls: Senate, Governors, More
Sign Up: Get Capital Journal Daybreak
Obama Weighing Business-Friendly
Immigration Actions
Tensions Flare Again in Ferguson
To understand why the U.S. housing
market this year isn't providing the lift
many economists expected, look to
Phoenix.
Among the cities most battered by the
2006 bust, Phoenix was the first to snap
back in 2011. Prices, off by 56% from
peak, then rebounded sharply, trimming
that drop by a third. The number of
homes in some stage of foreclosure has
fallen to about 4,300 today from more
than 50,000 four years ago.
Now, prices and sales are cooling off.
Inventories of homes listed for sale have climbed to their highest level in three years
while the number of houses sold in June fell 12% from a year earlier. The rebound
during the past two years "gave people a false sense of how quick we would recover,"
said Jim Belfiore, who runs a local home-builder consulting firm.
Sales in other once-hot markets also are slowing. Inventories in Washington, D.C.,
rose by a third in July from a year earlier, while sales were down 8%. Listings in
Sacramento were up 44%, as sales dropped 11%. In Las Vegas, sales slid 10%, while
the number of listings without offers rose 53%.
Economists predicted double-digit gains in home sales nationally this year would help
spur economic growth, but sales are down more than 5% over last year.
"There appears to be a conservatism among consumers and their willingness to take
on big-ticket purchases," said Doug Duncan, chief economist at Fannie Mae, whose
view of the housing market has deteriorated recently. In a report Monday, Fannie cut
its national housing forecasts for this year and next.
Fannie now expects new-home sales of
431,000 this year, down 11% from last
month's forecast, which would represent
a gain of just 0.6% from last year.
While activity is expected to pick up next
year, it still won't be "the breakout year
some are expecting," said Mr. Duncan,
who cut the 2015 forecast for new-home
Enlarge Image
What's This?Popular Now
ARTICLES
Opinion: Science
Increasingly Makes
the Case for God
1
Opinion: Jeb
Bush’s Conservative
Immigration
Agenda
2
Dollar Surges to
11 ½-Year High
3
TOP STORIES IN WSJ
By N IC K T IM IR AOS CONNECT
Email Print 12 Comments
r
News, Quotes, Companies, Videos SEARCH
In Phoenix, a Realty Check as Market Moderates - WSJ http://www.wsj.com/articles/in-phoenix-a-realty-check-as-mark...
1 of 5 1/2/15 3:30 PM
sales by 14%.
As the foreclosure boom that fueled much of the recovery fades, income and
population growth are reasserting themselves as drivers of ...
The document summarizes recent developments in the US housing market. It discusses signs of recovery including lower mortgage rates and inventory. Government programs like the FDIC principal reduction program aim to help troubled homeowners. Jumbo mortgages are becoming more available again after tightening during the financial crisis. The document provides tips for homeowners regarding tax deductions and credits.
The very first book I read that started me on the path to become a real estate investor, was Rich Dad, Poor Dad. In that book, Robert Kiyosaki uses an analogy on how wealth is built.
Think about wealth as water and your finances are a bucket holding that water. Most people have one tap filling that bucket - their job. But they’ve got lots of holes in that bucket - bills, car payments, their mortgage, and **TAXES**. To build wealth, you’ve got to turn on as many taps as possible and close as many holes in your bucket as possible.
Improper tax planning can be one of the largest drains on your real estate investments, so join us on March 20th and lean how to pay less tax! We’ll be covering topics like:
Corporations - When should I incorporate? Should I buy in a corporation? Taxes on corporations? Active vs passive income? Business corps - using profits to invest?
Estate Planning - How do I pass my assets down to the next generation?
Taxation Best Practices - What is building depreciation and why is it important? What is eligible for interest deductibility? How do I deduct the interest of my HELOC?
It’s essential to understand these things even if you only have one property. If you’ve already accumulated a few properties, it’s even more important to correct any mistakes you’ve made. Bad planning can completely kill some investment business cases, home flipping for example, so come learn how to do things right with one of the best in the industry!
Peter is a Real Estate Investment focused accountant and well known in the investment world. He regularly presents in front of hundreds of people at REIN meetings and is making the trip from Kitchener to speak to our group. His accounting firm provides strategic accounting and taxation services to grow your business and and protect your real estate investments. His partner George Dube literally wrote the book “Tax, Accounting, and Legal Strategies for the Canadian Real Estate Investor”.
Their services include:
> Assurance Services
> Business Advisory
> Real Estate Tax Planning and Structure
> Retirement & Estate Planning
> Tax Consulting
> Business Tax Compliance
> Personal Tax
> US and International Tax Services
To ensure that we are covering topics that are relevant to YOU, email your questions or scenarios to ming@volitionprop.com and we will “incorporate” them into the presentation… ;)
This document summarizes real estate market trends in Newfoundland and Labrador, New Brunswick, Nova Scotia, and Ontario in spring 2012. It reports that residential real estate activity has started strong across most regions, with home sales and average home prices up compared to the previous year. Buyer confidence has increased due to low interest rates and stable or growing local economies. However, housing inventory remains tight in many areas, especially for entry-level homes priced below $250,000. The spring buying season is expected to be busy.
The document discusses the subprime mortgage crisis that began in the early 2000s and led to a recession. It describes how many Americans took out subprime mortgages that they could not afford once rates adjusted higher. This caused a surge in foreclosures that hurt the housing and construction industries. While the crisis began in 2001, its effects were not fully felt until 2007 when home prices declined significantly and the economy entered a recession. Recent investments in housing developments suggest a possible recovery, but many are still dealing with the financial impacts of the crisis years later.
The document summarizes recent developments in the US housing market. It discusses signs of recovery including lower mortgage rates and inventory. Government programs like the FDIC principal reduction program aim to help troubled homeowners. Jumbo mortgages are becoming more available again. The tax filing season brings deductions and credits for homeowners from 2009. Local market conditions vary so buyers and sellers should consult their real estate agent.
The document summarizes recent developments in the US housing market. It discusses signs of recovery including lower mortgage rates and inventory. The government is taking actions like testing principal reduction to help homeowners. Topics covered for buyers, sellers and owners include tax deductions and credits. The local market varies so talking to a real estate agent is advised.
The document summarizes recent developments in the US housing market. It discusses signs of recovery including lower mortgage rates and inventory. The government is taking actions like testing principal reduction to help homeowners. Topics covered for buyers, sellers and owners include tax deductions and credits. The local market varies so talking to a real estate agent is advised.
The document summarizes recent developments in the US housing market. It discusses signs of recovery including lower mortgage rates and inventory. Government programs like the FDIC principal reduction program aim to help troubled homeowners. Jumbo mortgages are becoming more available again after tightening during the financial crisis. The tax deadline is approaching and the document provides tips for homeowner tax deductions and credits.
This report summarizes the residential real estate market in Northern California from July to December 2012. It finds that the market is poised for large price increases due to two artificially created forces: historically low interest rates around 3.5% and historically low inventory around 3 weeks of homes for sale. This combination of low rates and supply is driving prices higher rapidly. The recovery is also supported by investors purchasing properties, a decline in foreclosures putting homes on the market, and government programs refinancing underwater homeowners, all reducing inventory levels. The market is shifting from a buyer's to a seller's market with many over-asking-price offers on each home.
Housing sector still contributing in a big way(finished)RandyBett
The housing sector makes a significant contribution to the North American economy. According to a 2012 National Association of Realtors report, the housing sector directly accounted for approximately 15% of total U.S. economic activity in 2011 through mortgage lending, home construction, real estate commissions, and other expenses. The housing industry also produces economic ripples that extend beyond home purchases by creating jobs and growth in other sectors through additional consumer spending on items like furniture and appliances. A study in Oregon found that for every home sold, over $5,000 was spent on other goods, and the total economic impact of a home priced at $229,500 was over $67,000 once related spending was accounted for. The housing industry remains
Similar to Signs show real estate market set to stabilize (20)
Why is Revit MEP Outsourcing considered an as good option for construction pr...MarsBIM1
Outsourcing MEP modeling services require effective collaboration and coordination amongst multiple engineering trades. The engineers and the designers often change the details of the MEP projects, but the work of Revit MEP drafting services is having the master plan and model of the complete project. To have proper coordination and installation, there is a need to execute the project effectively. Hence, the work of Revit family creation facilitates the MEP engineers.
Eco Green Builders in Sydney By Marvel HomesMarvel Homes
Marvel Homes is dedicated to revolutionizing the construction industry with cutting-edge, eco-friendly practices. We specialize in designing and building energy-efficient, sustainable homes and commercial spaces that minimize environmental impact. Our projects feature renewable energy solutions, superior insulation, and innovative green technologies. Committed to reducing carbon footprints, Eco Green Builders combines expertise, innovation, and a passion for sustainability to create spaces that are as environmentally responsible as they are beautifully crafted. Join us in building a greener, more sustainable future.
https://marvelhomes.com.au/our-services/
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Experience Premier Urban Lifestyle at Kohinoor Satori, Mahalungegraphicparadice786
Experience a harmonious blend of luxury and tranquility at Kohinoor Satori Apartments, situated in the rapidly developing locality of Mahalunge, Pune. These thoughtfully designed residences are crafted to offer a premium living experience, merging modern aesthetics with functional elegance.
Our mail-id-directsite369@gmail.com
Our Website- https://kohinoor.directsite.in/pune/kohinoor-satori-mahalunge/
Expressways of India: A Comprehensive Guidenarinav14
India’s expressway network is a testament to the nation’s dedication to improving infrastructure and connectivity. These high-speed corridors facilitate seamless travel across vast distances, reducing travel time and fuel consumption
36,778 sq. ft. building; Zoning: SE (Suburban Employment): The (SE) District allows numerous commercial site uses; Passenger elevator; Private and common restrooms; Fully sprinkled; Data center with a grounded floor and a specialized HVAC system; 60 KVA back-up generator; Building/pylon signage; Potential to purchase adjacent parcels; Sale Price: $4,413,360
Gianluigi Torzi | Managing Director and Head of Capital MarketsGianluigi Torzi
Gianluigi Torzi is a prominent figure in the financial industry, known for his strategic leadership as Managing Director and Head of Capital Markets for the Middle East and Africa. Gianluigi Torzi extensive experience in investment banking equips him with the skills to navigate complex financial landscapes and deliver exceptional results for clients
Signature Global TITANIUM SPR | 3.5 & 4.5BHK High rise Apartments in Gurgaonglobalsignature2022
Signature Global TITANIUM SPR launched a high rise apartments in Gurgaon . In this project Signature Global offers 3.5 & 4.5 BHK high rise Apartment at sector 71 Gurgaon SPR Road. Signature Global Titanium SPR is IGBC Gold certified, a testament to our commitment to sustainability.
🌟 Find Your Balance with Oree Reality
Happy International Yoga Day! 🌿 At Oree Reality, we believe in the harmony of mind, body, and home. Just as yoga brings balance and peace, finding the perfect home can do the same for your life.
Selling your home can be easy. Our team helps make it happen.Eric B. Slifkin, PA
Why hire one realtor when you can hire a team for the exact cost? Our team ensures better service, communication, and efficiency, which can make all the difference in finding your perfect home or securing the right buyer. See how we market homes for sellers.
2. By the end of 2012, the real-estate market may have finally begun to stabilize after half a
decade of falling prices, according to a report by the National Association of Realtors.
3. • On a national scale, home prices have dropped as much as 55 percent in the wake of the
housing crisis. However, about half of the metropolitan areas tracked by the NAR saw
prices begin to rise earlier this year. Bright spots included oil-boom areas like Bismarck,
North Dakota, and Oklahoma City, Oklahoma. In addition, several cities in Florida started
to post gains.
4. Housing-inventory figures represent another promising sign for the U.S. real-estate market.
The number of available homes dropped by more than 20 percent in the first quarter of 2012
compared to the previous year. Home sales also saw significant increases. Experts believe
the trend should continue, particularly as investors move to purchase increasing numbers of
distressed properties.
5. Based in Rockville, Maryland, WEI Mortgage Corporation is a direct mortgage lender serving
clients throughout the Washington, DC, metropolitan area.