This document discusses landowner liability issues and programs to address them. It outlines types of landowner liability insurance that can provide coverage for activities like timber operations, prescribed burns, and allowing hunting clubs access to land. These include standing timber insurance, burn coverage, and additional insured status on a club's policy. While the threat of liability may be exaggerated, landowners should be aware of state laws and incorporate safety practices like inspecting property. Proper leases and waivers can help reduce landowner liability when allowing recreational access. Common claims involve tree stands, ATV accidents, and shootings.