This document provides tips and goals for the new year, including getting healthy, getting out of debt, finding a new job or starting a business, spending more time with family, stressing less, losing weight, giving back, and finding a hobby or making new friends. It emphasizes getting real with goals and who you want to become in a few years, and not regretting decisions. The document then discusses how Shop.com can help achieve 2015 resolutions like traveling more, losing weight, giving back, saving and making more money. It provides examples of cashback opportunities and potential expansion areas in Wilmington for different professionals.