The document discusses the various services offered by non-banking financial companies (NBFCs) in India. NBFCs can offer banking services like loans, credit facilities, insurance, money transfers, and retirement planning, though they do not have a banking license. Major products offered by NBFCs include funding for commercial vehicles, infrastructure projects, retail financing, loans against shares, trade financing, and venture capital. In conclusion, NBFCs provide similar financial services to banks but cannot accept deposits, and they aim to be a one-stop-shop for financial needs.

1. SERVICES OFFERED BY NBFC
SUBMITTED BY,
NAVYA JAYAKUMAR P
ROLL NO: 20

2. CONTENT
 INTRODUCTION
 SERVICES OFFERED BY NBFC
 LIST OF MAJOR PRODUCTS OFFERED
BY NBFCS IN INDIA
 CONCLUSION

3. INTRODUCTION
Non-banking financial companies (NBFCs)
are financial institutions that offer various
banking services but do not have a banking
license.
NBFCs can offer banking services such as
loans and credit facilities, currency exchange,
retirement planning, money markets,
underwriting, and merger activities.

4. SERVICES OFFERED BY NBFC
NBFCs offer a range of product and services
which includes loans and advances, credit facilities,
saving and investment plans, acquisition of shares,
stock, bonds hire-purchase, insurance business or
chit business and money transfer service.
It also includes private education funding,
retirement planning, underwriting stocks and shares,
trading in money markets, TFCs (Term Finance
Certificate) and other obligations

5. LIST OF MAJOR PRODUCTS
OFFERED BY NBFCS IN INDIA:
 Funding for commercial vehicles
 Funding for infrastructure assets
 Retail financing
 Loan against shares
 Funding for plant and machinery
 Project finance
 Unsecured personal loans
 Trade finance
 Venture finance

6. FUNDING FOR COMMERCIAL
VEHICLES
Commercial vehicle loans are availed
to fund the purchase of a vehicle that will
generally be used for commercial or business
purposes. These loans are offered by many
leading NBFCs in the country such as ICICI
Bank, YES Bank, Mahindra Finance, etc., at
affordable interest rates.

7. RETAIL FINANCING
A retail credit facility is a financing method
which can provide capital for various purposes.
Retail credit facilities are portfolios structured
with different types of debt that can be used by a
company for business needs or customer lending.

8. PROJECT FINANCE
Project finance is a means of funding
projects that are typically infrastructure heavy,
capital-intensive or related to public utilities.

9. TRADE FINANCE
• Trade finance signifies financing for trade,
and it concerns with both domestic and
international trade transactions.
• A trade transaction requires a seller of goods
and services as well as a buyer. Various
NBFCs facilitate these transactions by
financing the trade.

10. VENTURE FINANCE
Venture capital is a type of financing that is
provided by firms or funds to small, early-stage,
emerging firms that are deemed to have high
growth potential, or which have demonstrated
high growth.

11. CONCLUSION
NBFC’s provide all types of financial services similar to
banks with two major differences – they do not hold a
banking license and they cannot accept monetary deposit
from individual customers.
NBFC’s are recognized as complementary to the banking
sector as a result of the implementation of innovative
marketing strategies, the introduction of tailor-made
products, customer-oriented services, attractive rates of
return on deposits and simplified procedures, etc.
Moreover, NBFCs are aspiring to emerge as a one-stop-
shop for all financial services.